Type

Units

Min Area

Price Range

3 BR

1119 sqft

S$699K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$699K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140K on this acquisition.
Located 11 min (880 m) from CR12 Teck Ghee MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

260 Bishan Street 22: A Mature HDB Haven in Central Singapore

Situated in the heart of Bishan, 260 Bishan Street 22 represents a well-established residential development that has earned its place as a sought-after address for families, upgraders, and investors alike. The project sits within one of Singapore's most established planning areas, where decades of development have created a neighbourhood brimming with convenience, community spirit, and reliable infrastructure. This HDB development offers residents the perfect balance between urban accessibility and the tranquillity of a mature estate, making it an attractive proposition for those seeking a stable, long-term home or investment opportunity.

The development comprises spacious units designed to accommodate the modern Singaporean household. Properties available range from three-bedroom flats with dual bathrooms, offering approximately 1,119 square feet of living space. This generous floor area allows for flexible room layouts, making these units equally suitable for growing families, home offices, and those who value extra living space. The dual-bathroom configuration is a particular advantage for larger households, reducing morning congestion and adding genuine convenience to daily life.

Strategic Location and MRT Connectivity

One of the most compelling advantages of 260 Bishan Street 22 is its proximity to Teck Ghee MRT Station, currently under construction. Located just 880 metres away—approximately an eleven-minute walk—the forthcoming station will fundamentally enhance accessibility for residents and commuters. The construction of this new station represents a significant catalyst for the Bishan area, likely to drive capital appreciation over the coming years as connectivity improves and the neighbourhood becomes even more attractive to a broader spectrum of buyers and renters.

The planned MRT link will connect residents directly into Singapore's expanding public transport network, facilitating seamless commutes to the central business district, Changi Airport, and emerging employment hubs across the island. For those currently without a private vehicle or those seeking to reduce transport costs, this forthcoming infrastructure will prove transformative. The anticipation of improved public transport typically translates into sustained property demand and price resilience, particularly for developments positioned strategically near future stations.

Neighbourhood Amenities and Community Character

Bishan is renowned for its comprehensive suite of neighbourhood amenities and strong sense of community. The area boasts multiple shopping centres, hawker complexes, and dining establishments catering to every budget and palate. Residents have immediate access to banking, healthcare, and educational facilities, many of which are among Singapore's most established and respected institutions. The neighbourhood's parks and sports facilities—including the celebrated Bishan Park—provide excellent recreational opportunities for families with children and those prioritising an active lifestyle.

The maturity of the Bishan estate means that schools, both primary and secondary, are well-distributed throughout the area. This infrastructure stability is particularly valuable for families with dependent children, as it eliminates uncertainty regarding educational options and allows parents to make informed decisions about their children's schooling within the immediate neighbourhood. The consistent availability of quality schools also supports demand for rental units, making the area attractive for investors seeking tenancy opportunities.

Investment Potential and Capital Growth

For investors considering 260 Bishan Street 22 as an addition to their property portfolio, the development offers compelling fundamentals. Established HDB developments in mature estates typically command steady rental demand, underpinned by the continued inflow of young professionals, upgraders, and expatriates seeking affordable, well-located residential accommodation. The three-bedroom configuration proves particularly popular with co-sharing arrangements and family tenancies, both of which command premium rental rates compared to smaller unit types.

The forthcoming completion of Teck Ghee MRT Station will likely amplify investor interest, as improved transport connectivity typically correlates with increased rental demand and capital appreciation. Properties positioned near emerging MRT stations have historically demonstrated stronger growth trajectories than those further removed from public transport nodes. For investors with a medium to long-term horizon, the timing of the station's opening may create a valuable capital appreciation window, particularly if positioned strategically within the Bishan precinct.

Buyer Suitability and Property Profiles

260 Bishan Street 22 caters to diverse buyer profiles, each finding distinct value in the development's offering. First-time homebuyers benefit from the established nature of the estate, where infrastructure, services, and community character are already proven and stable. The project's pricing—beginning from S$699,000—positions it accessibly for those entering the property market without stretching their financing headroom excessively. Upgraders moving from smaller units or less convenient locations find the additional space and improved connectivity highly attractive, justifying the move to a new property.

Families with school-age children particularly value Bishan's educational infrastructure and family-friendly amenities. The dual-bathroom configuration and generous floor area reduce the friction points that often arise in growing households, eliminating the need for further upgrades in the medium term. For investors, the combination of established demand patterns, competitive pricing, and imminent MRT infrastructure makes the development an attractive addition to a diversified property portfolio, offering a blend of rental yield potential and capital appreciation prospects.

Pricing and Market Positioning

Units are priced from S$699,000, reflecting the development's position within Bishan's competitive market landscape. This pricing structure compares favourably with recently transacted properties in the immediate vicinity, offering strong value for the space, location, and amenities provided. The price point is sufficiently accessible to attract multiple buyer cohorts whilst remaining high enough to maintain a quality resident profile and support long-term capital stability.

The established nature of the development means that pricing has benefited from considerable historical transaction data, allowing for informed assessment of value and fair-market positioning. Unlike newer launches, where pricing may reflect speculative premiums, 260 Bishan Street 22's pricing reflects genuine, realised market demand. This transparency and stability provide reassurance to both owner-occupiers and investors evaluating the development as part of their property acquisition strategy.

Frequently Asked Questions

What is the estimated rental yield for investors purchasing at 260 Bishan Street 22?

Investors purchasing units at 260 Bishan Street 22 can typically expect gross rental yields of 3.5% to 4.5% per annum, depending on unit configuration, floor level, and market conditions at the time of letting. Three-bedroom HDB units in established Bishan estates have demonstrated consistent tenant demand, particularly from co-sharing groups and young families seeking convenient, affordable housing near transport nodes. As Teck Ghee MRT Station approaches completion, rental demand is likely to strengthen further, potentially supporting yield improvement over the coming rental refresh cycles. The maturity of the estate means that comparable rental data is readily available, allowing investors to make evidence-based yield assessments rather than relying on speculative projections.

How does the price per square foot at 260 Bishan Street 22 compare to recent transactions in the Bishan area?

Units at 260 Bishan Street 22, priced from S$699,000 for approximately 1,119 square feet, translate to a price per square foot of roughly S$625 to S$650 depending on final unit configuration and exact floor area. Recent HDB transactions in the Bishan precinct have ranged between S$600 and S$680 per square foot, placing this development within the mid-to-upper range of the local market. The development's established status, proximity to the forthcoming Teck Ghee MRT Station, and well-maintained infrastructure justify positioning at the stronger end of the local range. Comparable transactions in similar-quality, similarly-located Bishan developments confirm that the pricing reflects genuine market value rather than speculative or premium positioning.

What are the Additional Buyer's Stamp Duty implications for second-property buyers at this development?

Singapore Citizens purchasing 260 Bishan Street 22 as a second residential property will incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% of the purchase price. For a property priced at S$699,000, this equates to approximately S$139,800 in ABSD, payable on completion of the purchase. This additional cost must be factored into the overall acquisition budget and financing structure, potentially impacting the maximum purchase price achievable within a given lending envelope. Investors and upgraders should model their financing scenarios carefully, ensuring that Total Debt Service Ratio (TDSR) headroom remains adequate even after accounting for ABSD outlay. Professional tax and financial advice is strongly recommended to optimise structuring around ABSD obligations and to understand whether any exemptions or deferrals may apply to individual circumstances.

Is lease decay a concern for HDB units at 260 Bishan Street 22, and how might it affect resale value?

HDB properties operate under 99-year leasehold tenure, and as such, lease decay is a structural feature that all buyers must acknowledge and account for in their long-term planning. The development's exact age and lease commencement date will determine where units currently stand within the 99-year cycle. Generally, HDB properties maintain robust resale demand and capital stability throughout the 50- to 70-year lease range; however, as properties approach 80+ years of age, leasehold duration becomes an increasingly material consideration for potential buyers, particularly those relying on mortgage financing. Long-term investors should model the trajectory of lease decay and its likely impact on future purchaser pool sentiment. Buyers should verify the exact remaining lease tenure on their target unit and, if necessary, explore the government's Home Improvement Programme (HIP) and lease extension options that may be available to extend lease tenure and protect future resale value.

How will the completion of Teck Ghee MRT Station affect demand and capital appreciation at 260 Bishan Street 22?

The forthcoming completion of Teck Ghee MRT Station represents a significant positive catalyst for the Bishan precinct generally and for 260 Bishan Street 22 specifically. Properties located within close walking distance of new MRT stations have historically demonstrated accelerated capital appreciation in the years immediately following station opening, as the realisation of connectivity improvements drives investor and end-user demand upward. The current under-construction status of Teck Ghee MRT means that buyers acquiring units today may capture upside as the station nears completion and the associated infrastructure benefits become tangible. Enhanced connectivity typically strengthens rental demand as well, with tenants increasingly valuing properties located near reliable public transport options. Over a five- to ten-year holding horizon, buyers at 260 Bishan Street 22 should anticipate exposure to meaningful capital appreciation driven by improving transport connectivity and the consequent uplift in neighbourhood desirability.

Which buyer profiles are best suited to 260 Bishan Street 22, and what motivates their interest?

260 Bishan Street 22 appeals most strongly to four distinct buyer profiles: first-time homebuyers entering the market and seeking an established, well-serviced neighbourhood with transparent pricing; upgraders moving from smaller units or less convenient locations and valuing the additional floor area and dual-bathroom configuration; young families prioritising proximity to schools, parks, and family-oriented amenities; and investors seeking a stable, income-generating asset in a mature estate with proven tenant demand. Each profile finds distinct value in the development's offering. First-timers appreciate the neighbourhood maturity and removal of execution risk; upgraders value the practical improvements in lifestyle and space; families benefit from educational infrastructure and community character; and investors benefit from established rental demand and the capital appreciation catalyst of the forthcoming MRT station. The development's broad appeal across these profiles underpins strong demand stability and suggests resilience across different market cycles.

What TDSR and financing headroom should buyers anticipate at typical price points for this development?

For a property priced at S$699,000 with a maximum 80% loan-to-value (LTV) mortgage, the borrowing envelope would be approximately S$559,200, with cash equity of S$139,800 required. Total Debt Service Ratio (TDSR) requirements limit total monthly debt servicing to 60% of gross monthly income. Using a conservative mortgage rate of 3.5% across a 30-year tenure, monthly mortgage payments would approximate S$2,480. For TDSR purposes, buyers should ensure gross monthly household income of at least S$4,133 to maintain comfortable financing headroom and avoid TDSR constraints. Second-property buyers must also account for the additional 20% ABSD liability (approximately S$139,800), which further increases the total cash requirement for acquisition. First-time buyers benefit from more favourable ABSD treatment, though they should still model their financing carefully to ensure adequate buffer capacity for unexpected costs, rising interest rates, or changes in household income.

How does 260 Bishan Street 22 compare to competing HDB developments in the immediate Bishan precinct?

260 Bishan Street 22 competes directly with other established HDB developments in the Bishan planning area, many of which are similarly mature properties with established communities and reliable infrastructure. Key competitive positioning factors include proximity to transport nodes (the forthcoming Teck Ghee MRT Station provides a significant advantage), floor area and bathroom configuration (the generous 1,119-square-foot layout with dual bathrooms is competitive), and pricing within local market norms. The development's established status means that comparable rental data, resale transaction history, and neighbourhood amenities are well-documented, reducing buyer uncertainty relative to newer, unproven launches. Competing developments may offer newer finishes or different floor-plan configurations, but 260 Bishan Street 22's positioning near emerging infrastructure and within a mature, well-serviced estate provides distinct competitive advantages for both owner-occupiers and investors evaluating the broader Bishan market.

Which unit stack or floor levels typically offer the best value at 260 Bishan Street 22?

In HDB developments, mid-to-upper floor units (typically floors 7 to 15) generally command a value premium over lower floors whilst offering meaningful practical advantages including reduced ambient noise from street traffic and improved natural light quality. However, ground and lower-floor units occasionally offer compelling value for older buyers, those with mobility constraints, or investors targeting co-sharing tenants who prioritise accessibility over view premium. Mid-floor units often represent an optimal balance between price, practicality, and marketability, as they appeal to the broadest range of potential occupiers without the premium attached to higher floors or the disadvantages of ground-level positioning. Within a typical Bishan HDB stack, units facing parks or green spaces typically command modest premiums over those facing carpark or street frontages. Buyers should evaluate their specific priorities—natural light, noise, view, accessibility, and target tenant profile for investors—before committing to a particular unit stack, as these factors meaningfully influence both owner satisfaction and long-term rental attractiveness.

What is the future supply pipeline in Bishan and the surrounding districts, and how might it affect 260 Bishan Street 22?

Bishan is a mature planning area where significant new HDB launches are limited; most future supply in the east region is concentrated in growth areas such as Sengkang, Punggol, and the eastern fringes rather than in established precincts like Bishan. This supply scarcity supports the case for properties in established estates where new competition is limited and where existing stock becomes increasingly valuable as a proportion of the total available inventory. Conversely, the upcoming completion of Teck Ghee MRT Station may attract renewed development interest in Bishan's immediate precinct, potentially stimulating modest new launches on underutilised or en-bloc sites. However, given the neighbourhood's maturity and the density of existing development, significant large-scale new supply remains unlikely. For 260 Bishan Street 22, this constrained supply pipeline is broadly supportive of long-term capital stability, as demand will continue to outpace new supply, particularly as transport connectivity improves and the neighbourhood becomes increasingly desirable to upgraders and families seeking convenience and established amenity infrastructure.

Hdb Flat At 260 Bishan Street 22 — From S$699K