Type

Units

Min Area

Price Range

3 BR

1313 sqft

S$700K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$700K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140K on this acquisition.
Located 4 min (320 m) from BP9 Bangkit LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

253 Bangkit Road: Established HDB Living in Yung Ho

253 Bangkit Road stands as a well-positioned HDB development in the heart of Yung Ho, a mature residential neighbourhood that has earned its reputation for stability and community infrastructure. The flats at this address represent a compelling option for buyers seeking ownership in a consolidated estate with strong transportation links and established social facilities. Located within walking distance of Bangkit LRT Station, the development benefits from the connectivity that the North-East Line extension brings to the broader region, reducing commute friction for residents working across Singapore's commercial districts.

The architectural footprint of 253 Bangkit Road reflects the quality standards typical of HDB estates in this phase of development. Units available at the development currently span three-bedroom and two-bathroom configurations, with internal areas reaching approximately 1,313 square feet, providing genuine family-sized proportions. The floor-to-ceiling heights, window orientations, and internal layouts typical of flats at this address have been configured to maximise natural ventilation and daylighting, features that directly influence both daily liveability and long-term resale appeal.

Strategic Location and Transport Connectivity

Proximity to Bangkit LRT Station represents one of the defining location advantages of 253 Bangkit Road. Positioned approximately 320 metres from the station—a comfortable 4-minute walk—residents enjoy seamless connectivity to the North-East Line network, with direct access to employment hubs, retail precincts, and cultural amenities across Singapore. This accessibility has historically driven consistent demand for properties in the Yung Ho precinct, as working professionals and families prioritise reduced travel times and transport optionality when making long-term housing decisions.

The station's proximity also influences day-to-day convenience for residents without private vehicles. Schools, shopping centres, and dining establishments across the broader Serangoon and Geylang regions become readily accessible via public transport, reducing the reliance on private mobility. For property investors, this transport positioning has consistently correlated with stronger-than-average rental enquiries, as tenants actively seek flats within walking distance of major MRT nodes.

Yung Ho Estate: Maturity and Established Amenities

The Yung Ho estate has evolved over decades into one of Singapore's more coherent residential precincts, with a comprehensive ecosystem of schools, medical facilities, and community centres embedded within the surrounding streets. The maturity of this estate means that unlike emerging districts, residents enjoy the proven stability of social infrastructure—primary and secondary schools are well-established, paediatric and family medicine practitioners operate across the area, and hawker centres offer multiple dining options at various price points.

This maturity factor carries particular weight for families with children or older residents seeking predictability in their residential environment. The absence of ongoing large-scale clearing or redevelopment means that neighbourhood character remains stable, allowing residents to plan with confidence over multi-decade ownership horizons. For investors, this stability translates into a lower-volatility rental pool—tenants in mature estates tend to seek longer lease terms and exhibit lower tenant-churn rates than those in newly-launched districts.

Market Position and Pricing Context

The pricing range at 253 Bangkit Road, beginning from S$699,999, positions units competitively within the Yung Ho and broader Serangoon market context. This price point reflects the balance between the estate's maturity, the transport connectivity afforded by Bangkit LRT, and the typical capital-appreciation trajectory of HDB flats in consolidated residential zones. Buyers evaluating this development should contextualise pricing against comparable three-bedroom, two-bathroom flats across adjacent estates and those served by equivalent MRT distances, as such comparisons illuminate true value delivery.

For second-property purchasers—including investors and upgraders acquiring additional residential units—the 20% Additional Buyer's Stamp Duty (ABSD) applicable to Singapore Citizens will materially affect the total entry cost. A property priced at S$699,999 would attract S$140,000 in ABSD, bringing total cash outlay to approximately S$839,999 before agent commissions and legal fees. This ABSD impact is significant enough to warrant dedicated financial modelling for investment-case analysis, as it directly influences projected rental yields and break-even timeframes.

Investment and Ownership Considerations

HDB flats in the Yung Ho district have historically demonstrated resilient resale demand, driven by the combination of transport convenience and family-oriented neighbourhood character. Investors evaluating 253 Bangkit Road should anticipate rental yields in the region of 2.5% to 3.2% gross annual return, depending on final unit size, orientation, and floor level selected. This yield band reflects typical HDB rental markets in mature, well-connected estates, where tenant pools are both deep and stable but where purchase-to-rental-income ratios limit yield upside.

The leasehold tenure typical of HDB flats introduces lease-decay considerations that become increasingly relevant as properties approach mid-tenure milestones. For flats purchased today with approximately 97 to 99 years remaining on lease, capital appreciation in the early-to-mid ownership years typically outpaces lease erosion. However, buyers—particularly investors—should model resale scenarios at 20, 30, and 40-year holding horizons to understand how lease decay might influence exit valuations. Most institutional investors targeting HDB flats in this tenure window structure holding periods to align with peak-value exit windows rather than indefinite ownership.

Buyer Profiles and Suitability

First-time buyers with modest equity contributions will find 253 Bangkit Road appealing, as entry prices remain accessible and the estate's maturity reduces neighbourhood-quality risk. The combination of space (1,313 sqft across three bedrooms) and transport connectivity makes the development particularly suitable for young families or multi-generational households seeking their first owned property. Monthly mortgage servicing on such properties typically remains below 30% of median household incomes for dual-earning professional couples, supporting healthy debt-servicing ratios and financial resilience.

Upgraders moving from smaller units or private estates will appreciate the spatial gain available at this price point and location. The proximity to Bangkit LRT and the established school ecosystem make 253 Bangkit Road a practical choice for families transitioning to more spacious owner-occupied housing. Investors with medium-to-long hold horizons (10+ years) will find the development's combination of stable rental demand, transport connectivity, and capital preservation characteristics aligned with prudent portfolio diversification objectives.

Financing and Debt Servicing

For buyer-occupiers financing a flat at 253 Bangkit Road, mortgage quantum and debt-servicing profiles are critical variables. A property priced at S$699,999 financed at 80% loan-to-value (typical for first-time buyers purchasing owner-occupied HDB) would require a mortgage of approximately S$559,999. At prevailing interest rates of 3.5% to 4.0%, monthly debt servicing would approximate S$2,700 to S$2,900, a figure that should represent no more than 30% of combined household income to maintain healthy Total Debt Servicing Ratio (TDSR) compliance under MAS lending guidelines.

Second-time buyers and investors are typically limited to 75% loan-to-value financing under current HDB loan policies, tightening available leverage and increasing capital requirements. This financing restriction, combined with the 20% ABSD payable upfront, means that investors targeting properties at this price point must carry liquid equity reserves materially exceeding the headline purchase price. Buyers should engage MAS-compliant mortgage brokers early in their property-search process to validate achievable leverage and confirm true borrowing capacity before committing to purchase negotiations.

Competitive Landscape and District Supply

The Yung Ho and broader Serangoon district has seen relatively modest new HDB launching in recent years, with most supply comprising resale transactions from existing consolidated estates. This supply-demand balance has supported steady price appreciation across three-bedroom units in the district, with most resale transactions tracking modest annual capital gains over extended holding periods. Buyers comparing 253 Bangkit Road against neighbouring estates should review recent transaction data for similar-sized units at comparable MRT distances to benchmark relative pricing and assess whether current asking ranges reflect fair-value positioning or premium-pricing relative to market consensus.

Future supply considerations in the Yung Ho zone remain constrained, as the estate has reached maturity and large-scale redevelopment is not anticipated within conventional planning horizons. This relative scarcity of new supply has historically supported price stability for existing units, offering a degree of downside protection for buyer-occupiers seeking long-term owner-occupation without aggressive capital-appreciation assumptions.

Frequently Asked Questions

What is the estimated gross rental yield for a flat at 253 Bangkit Road if purchased as an investment?

Gross rental yields for three-bedroom HDB flats at 253 Bangkit Road typically range between 2.5% and 3.2% annually, depending on final unit configuration, floor level, and market conditions at the time of purchase. This yield band reflects the underlying rental market for HDB flats in well-connected mature estates, where tenant pools are deep but where the ratio of purchase price to achievable monthly rent caps yield potential compared to private residential property. Investors should model gross yield figures conservatively and account for the 20% ABSD payable by Singapore Citizens purchasing a second residential property, as this one-time cost materially extends the breakeven period before rental income begins generating net returns. A property priced at S$699,999 with projected monthly rental of S$1,800 to S$1,900 would deliver gross yield in this range, though final outcomes depend heavily on negotiated purchase price, condition of the unit at acquisition, and prevailing rental-market tightness.

How does the pricing at 253 Bangkit Road compare to recent per-square-foot transactions in Yung Ho?

The pricing at 253 Bangkit Road should be contextualised against recent three-bedroom HDB transactions across the Yung Ho and neighbouring Serangoon precincts to establish per-square-foot benchmarking. For flats of approximately 1,313 square feet at this location, typical recent resale transactions have tracked in the S$500 to S$560 per-square-foot range, though specific figures vary based on floor level, facing, and unit-specific condition factors. A property priced at S$699,999 would imply a per-square-foot valuation of approximately S$533, a figure that sits within the middle of recent market trading ranges for comparable units. Buyers should source recent transaction data from the Housing & Development Board's public database and cross-reference against estate-specific rental-yield calculations to confirm that headline pricing reflects fair-value positioning relative to recent market-tested comparables.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing 253 Bangkit Road as a second property?

Singapore Citizens purchasing a second residential property are liable for 20% ABSD on the purchase price in addition to standard Buyer's Stamp Duty and other closing costs. For a property priced at S$699,999, this 20% ABSD charge totals S$139,998, bringing the total stamp duty obligations to approximately S$155,000 when combined with standard BSD charges of approximately 3% to 4% on purchase price. This ABSD cost must be paid upfront at execution of the sale and purchase agreement, effectively increasing the total cash entry cost to approximately S$854,999 before agent commissions and legal disbursements. Second-property buyers should conduct detailed financial modelling to understand how this one-time tax impact influences true cash-on-cash returns and whether proceeding with the purchase aligns with overall portfolio objectives when ABSD is factored into investment-case calculations.

What are the lease-decay and resale-value implications for HDB flats at 253 Bangkit Road?

HDB flats at 253 Bangkit Road are held on 99-year leasehold tenure, a standard HDB lease length that introduces progressive lease decay as the property ages. For flats currently offered with approximately 97 to 99 years remaining, lease erosion remains gradual in the initial 20 to 30 years of ownership, during which capital appreciation typically outpaces lease-value reduction. However, resale values become increasingly sensitive to remaining lease length as properties approach mid-tenure milestones (typically around 50-60 years remaining), at which point financial institutions may tighten lending policies and buyer pools may contract. Investors targeting 253 Bangkit Road should model exit scenarios conservatively, assuming diminished appreciation rates in the latter half of lease tenure and potential market-value softening as remaining lease length falls below 50 years. Buyer-occupiers with multi-decade holding horizons should be comfortable with potential lease-driven value erosion in the final years of ownership, understanding that HDB flats are inherently finite-life assets rather than perpetual wealth-generation vehicles.

How does proximity to Bangkit LRT Station influence demand and capital appreciation for 253 Bangkit Road?

Bangkit LRT Station's proximity—approximately 320 metres or a 4-minute walk from 253 Bangkit Road—is a material demand driver, as working professionals and commuters actively prioritise properties within walking distance of major transport nodes to minimise daily travel friction. This transport convenience has historically supported stronger-than-average resale demand in the Yung Ho precinct, with flats in close proximity to the station typically exhibiting faster sale-cycles and more competitive bidding dynamics compared to properties requiring longer walks or bus-based access. Capital appreciation outcomes are influenced by this connectivity premium, as transport-constrained developments in the same estate have typically underperformed those nearer to MRT infrastructure by 0.3% to 0.6% annually over extended holding periods. For renters, proximity to Bangkit LRT also correlates with stronger tenant enquiry volumes and higher achievable rental rates, as tenant profiles increasingly prioritise transport convenience when evaluating affordable housing options. Buyers evaluating 253 Bangkit Road should recognise that the transport premium embedded in current pricing reflects genuine scarcity value, as new HDB launching in highly accessible locations remains limited.

Is 253 Bangkit Road suitable for first-time buyers, upgraders, investors, or high-net-worth buyers?

253 Bangkit Road appeals across multiple buyer cohorts with differing objectives. First-time buyers with modest equity and professional-household incomes will find the development particularly suitable, as entry pricing remains accessible, the estate's maturity reduces neighbourhood-quality risk, and spatial provisions (1,313 sqft across three bedrooms) substantially exceed smaller starter properties. Upgraders transitioning from private condominiums or smaller HDB units will appreciate the combination of space, established family-friendly amenities, and transport connectivity at competitive pricing relative to freehold alternatives. Medium-to-long-horizon investors (10+ year holding periods) will value the development's stable rental demand, predictable tenant profiles, and capital preservation characteristics aligned with diversified portfolio construction. High-net-worth buyers are less likely to target 253 Bangkit Road as a primary residence, as this price point falls outside typical luxury-residential ownership profiles, though some HNW investors may acquire units as part of diversified rental portfolios generating steady sub-3% yields backed by durable tenant demand.

What are the TDSR and mortgage financing headroom implications at typical price points for 253 Bangkit Road?

A property priced at S$699,999 financed at 80% loan-to-value (standard for first-time owner-occupiers purchasing HDB) requires a mortgage of approximately S$559,999. At prevailing interest rates of 3.5% to 4.0%, monthly debt servicing approximates S$2,700 to S$2,900, representing the primary component of Total Debt Servicing Ratio calculations under MAS lending guidelines. For dual-earning professional couples with combined gross household income of S$9,000 to S$10,000 monthly, such debt servicing would represent 27% to 32% of household income, tracking within acceptable TDSR thresholds that maintain financial resilience against interest-rate volatility or income disruption. Second-time buyers face tighter leverage constraints, limited to 75% loan-to-value under HDB lending rules, requiring approximately S$175,000 in equity contribution before accounting for 20% ABSD and closing costs. Buyers should engage MAS-regulated mortgage brokers early to validate true borrowing capacity, as individual lending policies and serviceability assessments vary by institution and borrower profile.

How does 253 Bangkit Road compare to competing developments in the Yung Ho and Serangoon precincts?

The Yung Ho estate comprises multiple consolidated residential blocks at varying distances from Bangkit LRT Station, creating a natural competitive hierarchy based on transport proximity and age-related condition factors. Competing three-bedroom HDB flats within 5 to 10 minutes' walk of the station typically price within S$680,000 to S$750,000 range, suggesting that 253 Bangkit Road's entry pricing sits competitively within established market bands. Flats at greater distances from the station (10+ minute walks) typically trade at S$600,000 to S$680,000, illustrating the transport-access premium embedded in 253 Bangkit Road's valuation. Neighbouring Serangoon estate properties served by alternative MRT stations (Serangoon or Kovan LRT) exhibit comparable pricing but often feature different block-age profiles or community-facility positioning, requiring property-by-property evaluation rather than blanket area-wide assumptions. Buyers should conduct systematic comparisons across 3 to 5 recent comparable transactions in both Yung Ho and surrounding estates to confirm that headline pricing at 253 Bangkit Road reflects fair-value positioning relative to genuine market-tested alternatives.

Which unit stack or floor level at 253 Bangkit Road typically offers the best value proposition?

HDB unit-level value dynamics are shaped by several competing factors: mid-level units (floors 5 to 15) typically command premium pricing due to balanced elevator travel times and noise-isolation characteristics compared to lower levels; higher-level units (floors 16+) attract pricing premiums for natural ventilation and light quality despite extended elevator access; and lower-level units (floors 2 to 4) generally trade at modest discounts despite some noise-proximity to ground-level activity. From a value-maximisation perspective, mid-to-upper floor units with south or east-facing orientations typically deliver the most attractive combination of natural lighting, privacy, and rental appeal, justifying modest pricing premiums. Investors with yield-focused objectives should evaluate ground-floor or lower-floor units critically, as modest pricing discounts may exceed the rental-yield drag from reduced natural light and privacy perception. Buyer-occupiers with longer holding horizons can afford to prioritise personal preference around floor level and orientation, as capital-appreciation differentials between units at the same address are typically modest over 15+ year holding periods, whereas daily liveability quality remains constant throughout ownership tenure.

What is the future supply outlook for HDB developments in the Yung Ho and Serangoon district?

The Yung Ho estate has reached maturity within Singapore's HDB development cycle, with consolidation substantially complete and no large-scale new launching anticipated within conventional planning horizons spanning 10 to 20 years. The Housing & Development Board's public estate-renewal and new-town development strategies have directed new HDB supply toward emerging Growth Areas and New Towns (Sengkang, Punggol, Tengah) rather than further densification of established estates like Yung Ho. This relative supply constraint in mature estates like Yung Ho has historically supported steady price appreciation and rental-market tightness, creating structural headwinds against rapid price inflation but also providing downside protection against oversupply-driven depreciation. Buyers evaluating 253 Bangkit Road should recognise that this supply scarcity represents a medium-to-long-term advantage for existing-unit resale values, as tenant and buyer demand will continue to encounter limited inventory. However, this supply constraint also means that capital-appreciation potential is structurally limited compared to emerging towns where new supply, infrastructure build-out, and amenity rollout create multi-year appreciation tailwinds.

[For Sale] Hdb Flat At Bangkit Road — From S$700K