Type

Units

Min Area

Price Range

3 BR

1270 sqft

S$4,300/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$4,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$860 on this acquisition.
Located 15 min (1.28 km) from JE7 Pandan Reservoir MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

22 Teban Gardens Road: A Mature HDB Development in Central-West Singapore

22 Teban Gardens Road represents an established residential address within the broader Teban Gardens precinct, a neighbourhood that has matured into one of Singapore's more desirable HDB localities. Situated in the central-west region of the island, this development attracts a diverse buyer cohort ranging from upgraders seeking additional space to investors capitalising on stable rental demand in this established area. The proximity to Pandan Reservoir MRT station—currently under construction and approximately 1.28 kilometres away—positions the development at a strategic juncture of Singapore's expanding public transport infrastructure.

The development offers a range of unit types, with current stock typically encompassing three-bedroom configurations distributed across multiple floors. Each unit has been built to HDB specifications and maintains the structural integrity and layout conventions familiar to buyers with experience in the public housing sector. The floor areas and unit configurations appeal to families seeking adequate living space without the premium associated with newer Build-To-Order (BTO) or Executive Condominium (EC) schemes elsewhere on the island.

Location and Transport Connectivity

Teban Gardens Road occupies a position that bridges several key Singapore neighbourhoods. The address enjoys relatively straightforward access to the Jurong East corridor, a major commercial and business hub, as well as the broader industrial and retail precincts of West Singapore. Public transport connectivity is currently anchored by bus services, whilst the pending completion of Pandan Reservoir MRT station will substantially enhance accessibility to the eastern and central portions of the island when operational.

The distance of approximately 1.28 kilometres to the upcoming Pandan Reservoir station positions 22 Teban Gardens Road well for future commuters. Families and professionals working in the CBD, Changi, or other eastern regions will benefit from a seamless interchange to the broader rail network. For those utilising personal transport, the development benefits from established arterial routes including Teban Gardens Road itself, which connects efficiently to the Pan-Island Expressway (PIE) and other major corridors.

Pricing and Market Position

Current rental offerings for units at this development indicate market yields attractive to yield-focused investors, with monthly rents reflecting the established nature of the neighbourhood and its appeal to both expatriate and local tenant pools. Pricing per square foot at 22 Teban Gardens Road remains competitive relative to comparable HDB stock in proximate areas such as Pandan Gardens, Clementi, and the broader Jurong precinct. For buyers assessing value, the development's maturity means established facilities, a settled community profile, and a transparent resale history that aids valuation benchmarking.

The development's pricing trajectory has historically aligned with broader HDB market movements, though individual unit values are influenced by factors including floor height, unit orientation, proximity to lift lobbies, and specific renovation status. Units on higher floors typically command modest premiums relative to lower-stack equivalents, reflecting preferences for reduced ambient noise and increased privacy. South and west-facing units may attract buyers prioritising natural light and cross-ventilation, though these factors vary in importance across the buyer cohort.

Investor Considerations and Rental Potential

For investors evaluating 22 Teban Gardens Road as part of a residential property portfolio, the development offers several structural advantages. The HDB sector itself remains one of Singapore's most stable residential markets, with transparent pricing benchmarks established through the government's regular Resale Price Index publications. Rental demand in the Teban Gardens area has historically remained resilient, underpinned by the neighbourhood's central-west location and appeal to both young families and professionals seeking affordable, spacious accommodation outside prime districts.

The forthcoming completion of Pandan Reservoir MRT station is likely to enhance rental appeal for this development. Tenants prioritising public transport access and reduced commuting times will find the area increasingly attractive once the station opens, potentially supporting sustained or improved rental yields. Current market rents for comparable three-bedroom HDB units in this locale suggest gross rental yields in the range suitable for income-focused investors, particularly when considered against the capital outlay required.

Lease and Long-Term Ownership Dynamics

All HDB flats, including those at 22 Teban Gardens Road, are constructed on 99-year leasehold tenures. For buyers currently evaluating the development, the lease decay mechanism is an essential consideration. Units in an established estate such as this typically show lease terms ranging from the high-90s down to the 80s or 70s, depending on the specific year of construction and initial lease commencement. Buyers should verify the exact lease remaining on their unit of interest, as leases below approximately 70 years may experience more pronounced resale pressure and financing restrictions imposed by banks and the HDB itself.

The HDB's Lease Buyback Scheme and recent policy adjustments regarding short-lease transactions provide some optionality for long-term owners, though these mechanisms carry their own complexities and financial implications. For upgraders with a 10-15 year holding horizon, lease decay remains a manageable consideration; however, investors with a view to longer holding periods or those prioritising capital preservation should factor lease maturity into their acquisition decision.

Buyer Profiles and Suitability

First-time home buyers evaluating 22 Teban Gardens Road will find a mature, established neighbourhood with visible amenities, established schools, and transparent market pricing. The development's resale nature means the unit condition and layout are known quantities, reducing uncertainty compared to BTO schemes. Current price points position the development within reach for buyers leveraging Housing and Development Board (HDB) housing loans and modest downpayments, though absolute affordability depends on individual financial circumstances.

Upgraders—typically households moving from smaller HDB units or seeking to relocate within the HDB sector—often find the Teban Gardens precinct attractive due to its central location and access to dual-income family amenities. The three-bedroom configurations and floor areas available accommodate growing families seeking additional space without transitioning to the private residential market. Property investors sourcing yield will appreciate the transparent HDB market structure, although second-property investors should factor Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% for Singapore Citizens into their acquisition cost analysis.

Financing and Debt Service Considerations

Buyers financing acquisitions at 22 Teban Gardens Road through HDB loans benefit from favourable loan-to-value ratios, typically up to 85% for first-time buyers. The Total Debt Service Ratio (TDSR) framework, implemented by the Monetary Authority of Singapore, caps repayment obligations at 60% of gross monthly income. For typical three-bedroom units at this development, first-time buyers with combined household incomes exceeding approximately S$6,000-S$7,000 monthly should experience reasonable financing headroom, enabling comfortable debt servicing without excessive financial strain.

Second-property buyers face stricter TDSR caps at 50% of gross income, alongside the 20% ABSD levy on the purchase price. This combination materially increases the capital requirement and monthly debt servicing load, making second-property acquisition at this development suitable primarily for higher-income households or investors with significant equity buffers. Buyers should obtain pre-approval from their chosen financial institution before committing to an acquisition, ensuring clarity on available loan quantum and repayment obligations.

Future Infrastructure and Capital Appreciation Drivers

The pending completion of Pandan Reservoir MRT station represents a material catalyst for the Teban Gardens precinct and 22 Teban Gardens Road in particular. Historically, Singapore HDB developments have exhibited measurable price appreciation in the 3-5 year window preceding and immediately following significant transport infrastructure projects. The MRT station will provide direct connectivity to the broader rail network, potentially supporting improved resale demand and pricing for the development relative to HDB stock lacking such access.

The western corridor of Singapore has also seen increasing focus on mixed-use and commercial development, with the Jurong region undergoing sustained investment. Improvements to school facilities, healthcare infrastructure, and retail amenities in the wider Teban Gardens and Jurong precinct will likely benefit residential valuations over the medium to long term. Buyers acquiring at 22 Teban Gardens Road should view the development within this broader infrastructure and economic development context, positioning it favourably for appreciation-focused portfolios.

Comparison to Competing Developments

The HDB resale market in central-west Singapore includes competing developments such as Pandan Gardens, Jurong East, and Clementi, each offering distinct location and pricing profiles. Pandan Gardens, immediately proximate to 22 Teban Gardens Road, typically commands similar pricing but benefits from marginal location advantages. Clementi, further east, offers superior MRT connectivity (Clementi MRT station) but commands pricing premiums reflecting its proximity to prime-district boundaries. Jurong East developments, whilst closer to commercial amenities, face marginally longer commutes to the CBD compared to 22 Teban Gardens Road.

For buyers prioritising balance between affordability, space, and future transport connectivity, 22 Teban Gardens Road occupies a middle-ground position relative to these alternatives. The impending Pandan Reservoir MRT station completion narrows the connectivity gap with Clementi, whilst pricing remains lower than developments in proximity to existing MRT stations. Investors and owner-occupiers should evaluate specific unit configurations, lease remaining, and personal mobility priorities when comparing across this precinct of developments.

Market Outlook and Acquisition Strategy

The HDB resale market has historically exhibited cyclical patterns aligned to interest rate movements, economic sentiment, and transport infrastructure rollout. 22 Teban Gardens Road, positioned as an established development in a central-west location benefiting from pending MRT infrastructure, appeals to buyers with medium-term holding horizons and realistic return expectations. Neither a value-trap nor a speculative asset, this development represents a stable, income-generating or owner-occupation vehicle for discerning buyers.

Prospective acquisitions should be guided by lease remaining, specific unit orientation and floor level, and realistic assessment of financing capacity. Engagement with an HDB valuation professional prior to offer submission will clarify fair value relative to recent comparable transactions. The development's maturity and market transparency provide confidence to both owner-occupiers and investors, underpinning its position as a considered choice within Singapore's established HDB landscape.

Frequently Asked Questions

What rental yield can an investor realistically expect from a unit at 22 Teban Gardens Road?

Gross rental yields for three-bedroom HDB units at 22 Teban Gardens Road typically range between 3% and 4.5%, depending on the specific unit configuration, floor level, and tenant profile. The development's established neighbourhood status and proximity to the upcoming Pandan Reservoir MRT station support resilient tenant demand, with both local and expatriate renters valuing the balance of affordability and space in the central-west precinct. Investors should note that rental yields are influenced by the absolute capital deployed—lower-priced units may yield at the higher end of this range, whilst premium units may compress yields marginally. The HDB sector's transparency regarding resale pricing also allows investors to benchmark yields accurately against comparable stock in the immediate area.

How does the price per square foot at 22 Teban Gardens Road compare to recent HDB transactions in the surrounding area?

The price per square foot at 22 Teban Gardens Road remains competitive relative to comparable HDB resale stock in Pandan Gardens, Jurong East, and the broader Teban Gardens precinct, typically ranging between S$5,800 and S$6,500 per square foot depending on specific unit configurations and lease remaining. Recent transactions in proximate developments have established a fairly transparent pricing corridor, with variations reflecting lease maturity, floor level, and renovations status rather than neighbourhood fundamentals. The development's established nature and settled community profile support stable pricing per square foot relative to BTO or EC schemes in less-central areas. Prospective buyers can access the HDB's official Resale Price Index to verify transaction precedents for comparable units within the immediate neighbourhood.

What are the Additional Buyer's Stamp Duty (ABSD) implications for a Singapore Citizen purchasing a second property at this development?

Singapore Citizens purchasing a second residential property, including HDB flats at 22 Teban Gardens Road, are subject to ABSD at the current rate of 20% on the purchase price. This duty is payable in addition to the standard Buyer's Stamp Duty and other acquisition costs, materially increasing the effective purchase price and total capital outlay required. For a unit priced at S$500,000, the ABSD component would total S$100,000, substantially impacting investment returns and requiring careful financial planning. Second-property purchasers must factor this 20% ABSD into their acquisition cost analysis and financing arrangements, as it reduces the quantum available for loan drawdown relative to the property's full purchase price. Buyers should engage a property lawyer to confirm all duty obligations prior to contract commitment.

What is the lease decay risk for units at 22 Teban Gardens Road, and how does it affect long-term resale value?

All units at 22 Teban Gardens Road are constructed on 99-year HDB leases, with lease terms varying depending on the specific year of property construction and individual unit acquisition timing. Units currently on the market typically display lease remaining in the 70-95 year range, a timeframe during which lease decay is gradual and manageable for buyers with 10-20 year holding horizons. However, leases below approximately 70 years begin to experience material resale pressure, with both buyer financing constraints (banks increasingly restrict lending on leases below 70 years) and market psychology working to compress valuations. The HDB's Lease Buyback Scheme provides one remedial pathway for long-term owners, though this mechanism involves surrendering the property in exchange for a government-assessed buyback price. Investors targeting capital preservation or longer holding periods should verify the specific lease remaining on their unit of interest and factor into acquisition decisions accordingly.

How will the completion of Pandan Reservoir MRT station affect demand and capital appreciation for 22 Teban Gardens Road?

The completion of Pandan Reservoir MRT station, currently under construction approximately 1.28 kilometres from 22 Teban Gardens Road, is expected to provide a material positive catalyst for the development's capital value and rental appeal. Historically, Singapore HDB developments experience measurable price appreciation in the 3-5 year window around major public transport infrastructure completion, reflecting improved commute accessibility and tenant demand uplift. Once operational, the Pandan Reservoir station will provide seamless interchange to the broader rail network, enabling residents to reach the CBD, Changi, and other eastern destinations substantially faster than current bus-dependent routes allow. This connectivity improvement will likely strengthen the development's appeal to younger professionals, upgraders, and income-focused investors, potentially supporting improved capital appreciation and rental yields relative to comparable HDB stock lacking direct MRT access. The transport link will also enhance the competitive positioning of 22 Teban Gardens Road relative to alternative developments in the broader central-west precinct.

Which buyer profiles—first-timers, upgraders, HNW individuals, or investors—would find 22 Teban Gardens Road most suitable?

22 Teban Gardens Road appeals across a broad buyer spectrum, though each profile encounters distinct considerations. First-time buyers benefit from transparent HDB pricing, established community infrastructure, and accessible financing terms, though affordability ultimately depends on combined household income and available capital. Upgraders seeking additional space whilst remaining within the HDB sector find the three-bedroom configurations and established neighbourhood amenities well-aligned with family lifecycle needs. High-net-worth individuals are less likely to find the development compelling, as premium private residential alternatives offer greater rental yield and capital appreciation potential in prime districts. Investors—particularly yield-focused buyers with 8-15 year holding horizons—discover attractive gross rental returns (3-4.5%), transparent market pricing, and stable tenant demand underpinning risk-adjusted portfolio returns. The forthcoming Pandan Reservoir MRT completion enhances the investor case by supporting medium-term capital appreciation and sustained rental demand, positioning the development as a complementary income-generating asset within diversified property portfolios.

What TDSR headroom is available for typical buyers at 22 Teban Gardens Road, and how does ABSD affect financing capacity?

First-time HDB buyers financing typical units at 22 Teban Gardens Road benefit from TDSR ceilings of 60% of gross monthly income, enabling households with combined incomes exceeding S$6,500-S$7,500 monthly to comfortably service mortgage obligations on standard three-bedroom configurations. The HDB extends loan-to-value ratios of up to 85%, substantially reducing the downpayment requirement and accelerating equity accumulation. Second-property buyers face materially tighter constraints, with TDSR capped at 50% of gross income plus the 20% ABSD duty imposed on the total purchase price. For a unit priced at S$500,000, the 20% ABSD adds S$100,000 to the effective capital requirement, reducing available loan drawdown and requiring either a larger downpayment or restriction to lower-priced units. Prospective buyers should obtain formal pre-approval from their chosen lender prior to market search, ensuring clarity on loan quantum, repayment tenor, and total debt service obligations relative to household income.

How do pricing and market conditions at 22 Teban Gardens Road compare to competing nearby developments like Pandan Gardens and Clementi?

22 Teban Gardens Road, Pandan Gardens, and Clementi developments occupy distinct positions within the central-west Singapore HDB landscape, each with specific pricing and location advantages. Pandan Gardens, situated immediately adjacent to 22 Teban Gardens Road, commands marginally comparable pricing but benefits from established MRT connectivity at Pandan Reservoir station (currently under construction for both developments). Clementi, further east, offers superior current MRT access (Clementi MRT station) and proximity to the prime-district boundary, supporting pricing premiums of approximately 5-10% relative to 22 Teban Gardens Road for comparable unit configurations. Jurong East developments, whilst closer to commercial and retail precincts, face longer commutes to the CBD compared to the central-west alternatives. For buyers prioritising balance between affordability, space, and impending transport infrastructure benefits, 22 Teban Gardens Road represents compelling value relative to established MRT-proximate alternatives and offers superior connectivity prospects relative to developments in outer-ring areas.

Are certain unit stacks or floor levels at 22 Teban Gardens Road better positioned for capital value or rental appeal?

Within 22 Teban Gardens Road, unit stack and floor level exert material influence on both capital value and rental appeal, though preferences vary across buyer and tenant cohorts. Higher-floor units (typically floors 15 and above) command modest premiums of 3-7% relative to lower-stack equivalents, reflecting reduced ambient noise, enhanced privacy, and improved natural light—factors particularly valued by upgraders and families. Mid-level floors (floors 8-14) often represent optimal value propositions for investors, offering modest per-square-foot savings relative to premium floors whilst maintaining adequate appeal to tenant pools. Ground and lower-floor units (floors 1-5) may experience marginal pricing discounts, though these factors are largely offset by reduced stairwell/lift access time and appeal to elderly owners or those with mobility considerations. Unit orientation—specifically south and west-facing units—also influences desirability and capital value, with tenants and buyers typically prioritising natural light and cross-ventilation. Prospective acquisitions should balance personal preferences with objective assessment of comparable unit transactions at similar floor levels to verify fair-value pricing.

What is the expected future supply pipeline for HDB stock in the central-west Singapore district, and how might this affect 22 Teban Gardens Road's long-term positioning?

The broader central-west Singapore district, encompassing Jurong East, Clementi, Pandan Gardens, and surrounding precincts, is experiencing measured HDB supply through both new BTO projects and established resale stock turnover rather than large-scale new estate development. The Housing and Development Board has prioritised infill development and estate rejuvenation programmes in mature areas, meaning substantial new supply influxes are unlikely to materially depress resale pricing at 22 Teban Gardens Road over the next 5-10 years. Conversely, the impending completion of Pandan Reservoir MRT station will likely strengthen competitive positioning of existing developments in the precinct by enhancing transport accessibility and supporting tenant and buyer demand. The central-west corridor's establishment as a secondary business hub (Jurong East) and its proximity to the CBD mean long-term demand for residential stock remains robust, supporting stable or gradually appreciating valuations for properties like 22 Teban Gardens Road. Investors and long-term owners should view the development within this broader supply-demand context, positioning it favourably as an income-generating and capital-appreciating residential asset with limited downside from future supply pressure.

[For Rent] Hdb Flat At 22 Teban Gardens Road — From S$4,300