Type

Units

Min Area

Price Range

3 BR

882 sqft

S$548K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$548K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$110K on this acquisition.
Located 12 min (980 m) from TE6 Mayflower MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

213 Ang Mo Kio Avenue 3: A Mature HDB Development in a Thriving Estate

Located on Ang Mo Kio Avenue 3, this HDB development represents an established residential community in one of Singapore's most developed housing estates. The project comprises multiple units spread across the block, offering a range of housing options for owner-occupiers and investors alike. With its position in the heart of Ang Mo Kio, this address provides residents with the benefits of a mature, well-planned neighbourhood that has evolved significantly over recent decades.

The development's location within Ang Mo Kio places it in one of Singapore's flagship HDB towns, characterised by comprehensive infrastructure, extensive green spaces, and a strong community fabric. The estate benefits from decades of development and upgrading, ensuring that residential and commercial amenities remain contemporary. This maturity translates into stable property values, established transport connectivity, and a neighbourhood that continues to attract both first-time buyers and investors seeking reliable long-term holdings.

Transport Connectivity and Strategic Location

Situated approximately 12 minutes' walk (980 metres) from Mayflower MRT Station on the Thomson-East Coast Line, 213 Ang Mo Kio Avenue 3 offers commuters excellent access to Singapore's rapid transit network. The Mayflower station provides direct connections across the island, enabling residents to reach the Central Business District, Changi Airport, and other major employment hubs with relative ease. This proximity to a modern MRT station significantly enhances the development's appeal to working professionals and families who prioritise convenient commuting options.

The walking distance to Mayflower MRT means that residents enjoy the flexibility of both rail transport and local bus services. Multiple bus routes serving Ang Mo Kio Avenue cater to residents with varying commute requirements, whilst the surrounding neighbourhood remains quiet and residential in character. This balance between accessibility and tranquillity is a hallmark of the Ang Mo Kio estate, making it an attractive proposition for those who seek connectivity without sacrificing neighbourhood peace.

Unit Specifications and Living Space

The development offers units with flexible bedroom configurations, with many featuring three-bedroom layouts across approximately 882 square feet of living space. These unit sizes reflect the HDB standard for family units designed to accommodate multi-generational households and provide room for home offices or study areas. The internal layouts typically include separate kitchens, dining areas, and living rooms, along with bathrooms positioned to serve different zones of the flat. Such configurations make these units suitable for families seeking ample living space without the footprint of private condominium alternatives.

Space efficiency is a defining characteristic of HDB design, and units at this development exemplify this principle. The roughly 882 sqft footprint provides sufficient area for comfortable living whilst remaining manageable in terms of maintenance and utilities costs. Residents benefit from layouts that have been refined through decades of HDB design evolution, ensuring that living areas, sleeping quarters, and service functions are logically organised and accessible.

Amenities and Estate Infrastructure

As part of the Ang Mo Kio estate, residents of 213 Ang Mo Kio Avenue 3 have access to the comprehensive amenities ecosystem that has been developed throughout the town. Shopping centres, hawker centres, and food courts dot the landscape, providing dining and retail options within walking or short bus distances. The estate's polyclinics, sports facilities, and recreational spaces serve the broader community, fostering an environment where families can access services and pursue activities without travelling far from home.

The mature estate status means that essential services such as clinics, childcare centres, primary and secondary schools are well-established within the vicinity. Residents enjoy the benefits of a planned community where infrastructure has been thoughtfully distributed to serve residential blocks efficiently. Community centres and void decks provide informal gathering spaces for neighbours, contributing to the strong sense of community that characterises many HDB estates.

Investment Potential and Market Dynamics

For investors, HDB units in established estates like Ang Mo Kio have historically demonstrated resilience in the secondary market. The development's proximity to Mayflower MRT and its location within a mature, well-serviced estate position it as an attractive option for buy-to-let investors seeking rental yield. Ang Mo Kio has a well-documented track record of rental demand, driven by its central location and accessibility to various employment centres across the island.

The secondary HDB market in Ang Mo Kio remains active, with consistent transaction volumes indicating strong buyer interest at various price points. Units in this development appeal to first-time owners, upgraders seeking additional space, and investors building HDB portfolios. The combination of mature estate status, established transport links, and comprehensive local amenities creates a stable demand environment that supports both capital appreciation and rental income generation over the medium to long term.

Considerations for Buyers and Investors

Prospective buyers should note that HDB units fall under specific ownership rules, including the Ethnic Integration Policy and restrictions on lease tenure for resale. Current regulations permit resale of HDB flats for owner-occupation, with lease length considerations becoming increasingly important as properties age. Understanding the lease decay trajectory is essential for long-term investment planning, particularly for those considering purchase as a long-term hold or rental asset.

Second-property buyers should be aware of Additional Buyer's Stamp Duty at 20% applicable to Singapore Citizens purchasing residential properties beyond their first. This consideration significantly impacts the cost structure of investment acquisitions and should feature prominently in investment analysis. Financing headroom, Total Debt Service Ratio limits, and loan tenures all merit careful evaluation when structuring a purchase, particularly for investors seeking to acquire units as rental assets.

The development's stability, mature estate context, and proven track record make it a sensible consideration for various buyer cohorts. First-time buyers benefit from entry to stable neighbourhoods with proven rental demand, whilst upgraders find the space and amenities suitable for family living. Investors appreciate the rental income potential and the estate's resilience in the secondary market, supported by consistent demand from both owner-occupiers and tenants.

Frequently Asked Questions

What is the estimated rental yield for units at 213 Ang Mo Kio Avenue 3?

HDB units in Ang Mo Kio typically generate rental yields of 3–4% per annum, depending on unit configuration and market conditions at the time of purchase. This development's proximity to Mayflower MRT and location within a mature, well-serviced estate make it attractive to tenants seeking convenient commuting options and established neighbourhood amenities. Investor returns depend significantly on the purchase price paid, the rental rate achieved, and the unit's specific features; however, the estate's proven track record of consistent rental demand supports reliable income generation for buy-to-let investors over the medium to long term.

How does the price per square foot at 213 Ang Mo Kio Avenue 3 compare to recent transactions in the area?

HDB units in Ang Mo Kio have transacted across a range of price per square foot depending on age, configuration, and floor level, with recent activity suggesting price per sqft in the low-to-mid S$600s range for 3-bedroom units. The specific transaction prices for 213 Ang Mo Kio Avenue 3 reflect the block's age, condition, and proximity to Mayflower MRT, positioning it within the market context established by comparable sales nearby. Buyers should review the latest 90-day transaction data on the HDB Resale Portal to benchmark current listings against recent arms-length sales in the immediate vicinity, ensuring informed decision-making.

What is the Additional Buyer's Stamp Duty impact for second-property buyers at this development?

Singapore Citizens purchasing a second residential property must pay Additional Buyer's Stamp Duty at 20% of the purchase price, calculated on the property value above the first S$180,000. For a property in the mid-S$500,000s, this equates to a substantial additional cost beyond standard stamp duty, potentially adding tens of thousands of dollars to the acquisition cost. This 20% ABSD applies in addition to Buyer's Stamp Duty and other conveyancing costs, making it essential for second-property investors to factor this into their financial planning and yield expectations.

Are there lease decay risks for units at 213 Ang Mo Kio Avenue 3, and how does this affect resale value?

HDB flats have 99-year lease tenures from the date of completion; as leases decay, resale value diminishes, particularly once leases fall below 60 years, as mortgage financing becomes restricted and buyer pools narrow significantly. The development's current age and lease position are critical factors in evaluating long-term holding value; buyers should determine the exact lease duration before purchase and factor in the known depreciation trajectory over the holding period. For long-term investor returns, understanding the lease decay curve and planning an exit strategy well before the lease falls to restrictive levels is prudent financial planning.

How does proximity to Mayflower MRT Station impact demand and capital appreciation for this development?

Mayflower MRT Station, opened as part of the Thomson-East Coast Line, significantly enhances the development's appeal by providing rapid, direct connectivity to major employment hubs, shopping centres, and leisure destinations across Singapore. Properties within 15 minutes' walk of modern MRT stations typically command stronger buyer demand and more resilient resale values compared to less-connected locations, particularly for owner-occupiers and commuting professionals. This enhanced connectivity supports consistent demand, reduces vacancy risk for investors, and has historically contributed to stronger capital appreciation trajectories in established HDB estates served by major transport nodes.

Who are the ideal buyer profiles for units at 213 Ang Mo Kio Avenue 3?

First-time buyers benefit from entry into a mature, stable estate with proven amenities and proven rental demand, offering a lower-risk entry point to property ownership compared to newer private developments. Upgraders seeking additional space, proximity to transport, and an established community environment find the 3-bedroom configurations and Ang Mo Kio location well-suited to family living. Investors pursuing HDB-focused portfolios appreciate the reliable tenant base, ease of transacting in the secondary HDB market, and the estate's resilience through economic cycles, making it an attractive complementary asset for diversified property portfolios.

What TDSR and financing headroom should buyers expect at this development's price points?

For properties priced in the mid-S$500,000s, typical buyers can secure financing up to 80% loan-to-value for owner-occupiers, translating to a mortgage of approximately S$440,000 on a S$550,000 purchase; at current interest rates (approximately 4–4.5%), monthly servicing costs fall roughly between S$2,200 and S$2,400 depending on tenure. Total Debt Service Ratio limits capped at 60% mean that stable household income of approximately S$3,700–S$4,000 monthly provides comfortable headroom for this price segment, accounting for property taxes, insurance, and other obligations. Investors and second-property buyers should note the 20% ABSD impact, which materially reduces cash on hand for the initial acquisition and should feature centrally in financing arrangements and structuring decisions.

How does 213 Ang Mo Kio Avenue 3 compare to competing HDB developments nearby?

Ang Mo Kio comprises multiple blocks across a wide geographic footprint, with varying age profiles and proximity to transport nodes; 213 Ang Mo Kio Avenue 3's advantage lies in its proximity to Mayflower MRT, a modern station not available to older blocks further afield. Competing developments in the immediate vicinity may offer similar unit configurations and price ranges, but the specific location relative to Mayflower MRT provides a meaningful connectivity advantage that influences demand and pricing dynamics. Buyers should compare recent transactional data for comparable blocks at varying distances from Mayflower to quantify the MRT premium and determine optimal value within the estate.

Which unit stacks or floor levels typically offer the best value at this development?

Lower-floor units (typically 1st to 4th storeys) generally command a discount of 5–10% compared to mid-level units, reflecting lower street noise and reduced maintenance lift costs, though some buyers value lower-floor accessibility for elderly occupants or families with young children. Mid-level units (5th to 10th storeys) typically command the highest prices, balancing light, views, and flood risk mitigation, making them the baseline price reference for the block. Upper-floor units may attract a premium for views and natural light, though they can incur higher maintenance costs and may present challenges for elderly residents; buyers should evaluate their personal preferences and intended holding period when selecting floor levels.

What is the future supply pipeline for HDB units in the Ang Mo Kio and surrounding districts?

Ang Mo Kio is an established, mature estate where new HDB construction is limited, meaning 213 Ang Mo Kio Avenue 3 operates within a relatively constrained supply environment for the immediate vicinity. New Build-to-Order flats may emerge in adjacent or nearby planning areas, but the secondary HDB market in Ang Mo Kio will remain the primary source of available units for decades to come, supporting steady demand. The limited future supply of new HDB units in this location enhances the stability and resilience of existing stock values, benefiting long-term owners and investors by reducing the risk of new supply undermining resale values or rental yields in the immediate area.

Hdb Flat At 213 Ang Mo Kio Avenue 3 — From S$548K