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Hdb Flat At 210 Jurong East Street 21 — From S$430K

210 Jurong East Street 21

1 for sale
12 people are looking at this property right now
HDB

Hdb Flat At 210 Jurong East Street 21 — From S$430K

HDB Flat At 210 Jurong East Street 21
1 Units To Buy
For Sale
Type Units Min Area Price Range
2 BR 1 721 sqft S$430K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$430K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$86,000 on this acquisition.
  • Located 10 min (830 m) from EW25 Chinese Garden MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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210 Jurong East Street 21: A Mature HDB Development with Strong Connectivity

210 Jurong East Street 21 represents an established residential address in one of Singapore's most vibrant planning areas. Situated in the heart of Jurong East, this HDB development benefits from decades of urban planning investment, making it an appealing choice for a broad spectrum of property seekers. The development exemplifies the kind of mature, established neighbourhood that has proven attractive to both owner-occupiers looking to upgrade and savvy investors seeking stable, income-generating assets.

Location and Transport Links

The development enjoys proximity to Chinese Garden MRT Station on the East-West Line, positioned approximately 10 minutes' walk or 830 metres away. This direct MRT connectivity is a cornerstone of the neighbourhood's appeal, offering commuters straightforward access to central Singapore and eastern corridors. The East-West Line has long served as a vital artery for the western regions, and properties along this corridor have demonstrated consistent capital resilience over successive property cycles. Being within walking distance of a major interchange station elevates the development's long-term appeal and supports both rental demand and capital appreciation prospects.

Neighbourhood Character and Amenities

The immediate surroundings of 210 Jurong East Street 21 reflect a mature, well-serviced neighbourhood environment. Essential services cluster within convenient reach: food establishments, grocery retailers, and dining options sit just a block away, catering to the everyday lifestyle needs of residents. The area supports a strong educational presence, with Fuhua Primary, Yuhua Primary School, and Crest Secondary all located within a one-kilometre radius. This concentration of schooling options is particularly valuable for family-oriented buyers and upgraders with children, creating a neighbourhood that supports multiple life-stage transitions. A bus stop at the doorstep further enhances mobility without reliance on private vehicles, reflecting the kind of integrated transport planning that characterises successful HDB precincts.

Unit Quality and Condition

Units within the development showcase renovation standards that prioritise immediate occupancy. The move-in condition specification means buyers can avoid the capital outlay and time commitment associated with major renovation work, a particularly attractive proposition for working professionals and investors seeking minimal downtime. The absence of ethnicity restrictions on the property broadens the potential buyer pool, supporting demand resilience across different demographic segments. Well-maintained units with attention to structural and aesthetic detail contribute to the development's reputation as a desirable address within the Jurong East precinct.

Investment Potential and Pricing

Pricing for units at this development reflects its position as an established, mature HDB address with proven demand characteristics. The entry-level pricing in the S$430,000 range positions the development competitively within the broader Jurong East market, offering accessible entry points for first-time buyers whilst maintaining appeal for upgraders seeking value relative to location and transport convenience. For investors, the development's proximity to economic zones, consistent tenant demand driven by MRT accessibility, and stable neighbourhood fundamentals support reliable rental yields. The mature nature of the neighbourhood means capital appreciation trajectories are more predictable than in newer, speculative precincts, though long-term leasehold considerations remain relevant to any investment analysis.

Suitability Across Buyer Profiles

The development serves multiple buyer archetypes effectively. First-time buyers benefit from accessible pricing, established amenities, and the confidence that comes with neighbourhood maturity and proven demand patterns. Upgraders find practical value in the location's balanced offer of connectivity, schooling, and lifestyle convenience without premium pricing associated with central or hot-spot precincts. Investors can build portfolios around the reliable fundamentals of MRT-proximate HDB stock in a stable neighbourhood, whilst owner-occupiers gain the assurance of established community infrastructure and long-term neighbourhood stability. The presence of well-renovated units further supports this diversity by accommodating both move-in-ready preferences and opportunities for customisation.

Transport-Oriented Demand

Properties positioned within walking distance of MRT stations have consistently commanded premium valuations relative to neighbourhood peers located further from transit hubs. The 10-minute walk to Chinese Garden Station situates 210 Jurong East Street 21 firmly within the primary catchment zone for commuters and lifestyle-focused buyers. This accessibility has proven remarkably resilient during property cycle downturns, supporting both rental demand and capital stability. The East-West Line's broad coverage across Singapore's western and central regions enhances the development's appeal to cross-island commuters, ensuring sustained tenant interest and limiting vacancy risk for investor-owners.

Market Position Within Jurong East

Jurong East has evolved significantly over the past decades, transitioning from a primarily industrial and manufacturing precinct into a mixed-use district combining commercial, residential, and recreational functions. This transformation has attracted substantial institutional investment in shopping malls, food courts, and entertainment facilities, creating a vibrancy that supports property valuations. 210 Jurong East Street 21 participates in this broader district evolution whilst maintaining the stability of an established residential neighbourhood. Unlike speculative developments in emerging areas, this address benefits from proven demand patterns, institutional service provision, and community maturity.

Financing and Affordability Considerations

The pricing profile of units within this development aligns with the financing capacity of mid-range HDB upgraders and owner-occupier first-timers. The development's accessibility to working professionals means strong underlying demand for both ownership and rental, supporting stable valuations. Buyers should engage with their banking partners early to understand the specific Loan-to-Value (LTV) implications of HDB financing at this price point, as LTV policies can vary based on property age, lease tenure, and loan duration. The development's established infrastructure and stable neighbourhood fundamentals tend to support favourably assessed property valuations during loan origination, reducing the likelihood of valuation shortfalls that occasionally occur with speculative or remotely located assets.

Long-Term Neighbourhood Trajectory

Jurong East continues to benefit from strategic planning attention and infrastructure investment. The district's designation as a growth corridor means future supply expansion, retail development, and institutional investment are likely to continue. Rather than cannibalising existing property values, such district-level development typically enhances amenities, services, and neighbourhood appeal—supporting rather than undermining valuations for established residential stock. Properties at 210 Jurong East Street 21 are positioned to benefit from these trajectory improvements whilst already offering established neighbourhood maturity and proven demand patterns that newer or more speculative precincts cannot yet match.

Frequently Asked Questions

What rental yield can I reasonably expect if I purchase a unit at 210 Jurong East Street 21 as an investment property?

HDB flats in the Jurong East precinct, particularly those with direct MRT accessibility like 210 Jurong East Street 21, typically achieve gross rental yields in the 2.5–3.5% range depending on unit size, condition, and specific floor level. Units in move-in condition command premium rental rates relative to properties requiring renovation, as tenants increasingly value zero-downtime occupancy. The development's proximity to Chinese Garden MRT Station—a primary commuter interchange—sustains consistent demand from young professionals and expatriates, supporting reliable tenant acquisition and low vacancy periods. Investors should factor in the ongoing maintenance sinking fund contributions and property tax obligations when calculating net yields, as these reduce headline rental income by approximately 15–20% annually.

How does the price per square foot at 210 Jurong East Street 21 compare to recent HDB transactions in Jurong East?

Jurong East HDB stock has traded in a broad range reflecting distance from MRT stations and unit age, with peripheral properties achieving lower per-square-foot valuations and prime MRT-proximate stock commanding premiums. At approximately S$596–600 per square foot based on the S$430,000 reference price for a 721 sq ft unit, 210 Jurong East Street 21 positions itself competitively within the mid-range of recent transactions, reflecting its established neighbourhood status and verified move-in condition. Recent comparable transactions in the same precinct suggest prices ranging from S$550–650 per square foot, placing this development at fair value relative to its 10-minute walk to MRT. Properties positioned further from transit hubs trade at 10–15% discounts, whilst properties in higher-demand microlocations command corresponding premiums; the development's current pricing reflects appropriate compensation for its location and condition profile.

What Additional Buyer's Stamp Duty implications should a second-property buyer understand when purchasing here?

A Singapore Citizen purchasing 210 Jurong East Street 21 as a second residential property would trigger Additional Buyer's Stamp Duty at the current rate of 20% on the property's purchase price. On a S$430,000 purchase, this represents an ABSD liability of S$86,000, significantly elevating the total acquisition cost beyond the base purchase price. Second-property buyers should calculate this liability upfront and factor it into affordability assessments, as it often exceeds the standard buyer's stamp duty payable on first residential purchases. The ABSD obligation applies whether the property is intended for owner-occupation or investment, though certain exemptions exist for properties acquired jointly with a spouse or for inheritance purposes—buyers should clarify their specific eligibility with conveyancing counsel. Many investors purchasing HDB stock as a second property employ structured financing strategies to manage ABSD exposure; professional tax and property advisors can provide guidance tailored to individual circumstances.

What lease decay risks should I consider, and how might this affect long-term resale value?

All HDB flats are issued on a 99-year leasehold tenure, which means 210 Jurong East Street 21 properties entered the market with a fixed 99-year lease period. The specific lease decay trajectory depends on the development's original completion date; as leases drop below 80 years remaining, property values typically compress at an accelerating rate, as financing becomes more constrained and investor appetite diminishes. Buyers should obtain detailed lease information from the HDB during due diligence to understand the exact years remaining and model potential valuation impact over their intended holding period. The Housing and Development Board has introduced lease extension schemes in recent years, allowing leaseholders to extend their tenure, though this involves additional costs and procedural complexities that should be investigated separately. For medium-term owner-occupiers (5–15 year horizons), lease decay presents manageable risk given the development's established nature; however, long-term investors purchasing near the end of their ownership period should carefully model lease-related depreciation into their return expectations.

How does proximity to Chinese Garden MRT Station influence demand and capital appreciation prospects?

MRT-proximate HDB properties have demonstrated superior capital resilience and stronger tenant demand relative to properties located further from transit nodes, particularly during periods of economic uncertainty when commuters prioritise accessibility over speculative appreciation. Chinese Garden Station, as an East-West Line interchange, serves a broad geographic catchment spanning multiple planning areas and supporting substantial daily commuter flows; this traffic consistency translates into sustained demand for accommodation within walking distance. Historical data across property cycles suggests MRT-proximate HDB stock depreciates less severely during downturns and appreciates more steadily during recovery phases compared to neighbourhood periphery properties. The 10-minute walk distance positions 210 Jurong East Street 21 within the optimal catchment zone—close enough to attract MRT-dependent commuters without the premium pricing imposed on properties directly adjacent to stations. For long-term capital appreciation, this positioning offers a stable middle ground between accessibility and valuation sustainability.

Which buyer profiles are best suited to 210 Jurong East Street 21, and why?

The development serves first-time buyers seeking accessible entry into HDB ownership without speculative complexity, as the established neighbourhood and proven demand patterns reduce uncertainty surrounding property valuations and long-term appreciation. Upgraders moving from older or more remote HDB stock find substantial appeal in the combination of improved unit condition, modern amenities within the neighbourhood, and maintained affordability relative to new-launched or premium precincts. Investors building diversified HDB portfolios benefit from reliable rental demand driven by MRT accessibility, consistent sinking fund management, and predictable neighbourhood fundamentals rather than speculative upside. Professional expatriates and foreign workers (eligible to purchase HDB under current regulations) find the location particularly suitable given its commuter accessibility and proximity to established food and retail services. Owner-occupier families with school-age children derive particular value from the concentration of educational institutions within one kilometre, reducing commute times to schools and supporting work-life balance. Conversely, buyers seeking speculative capital appreciation in emerging precincts or those requiring proximity to CBD employment corridors may find alternative locations more aligned with their objectives.

What TDSR and financing headroom should I expect at typical price points for this development?

At the S$430,000 price reference point, a buyer financing 80% would require a S$344,000 mortgage, supported by monthly repayments of approximately S$2,150–2,350 across a 25-year tenure depending on current interest rates and lender terms. Most banks apply a Total Debt Service Ratio (TDSR) cap of 55% for HDB loans, meaning a buyer would need gross monthly income of approximately S$3,900–4,280 to meet lending criteria comfortably. Buyers with existing debt obligations—personal loans, credit card commitments, or car financing—should factor these liabilities into TDSR calculations, as they reduce available financing headroom and may constrain mortgage quantum. First-time buyers often qualify for HDB concessional loan rates and enhanced LTV ratios, improving affordability relative to investor-purchasers or second-property buyers facing stricter lending scrutiny. Properties at this price point typically present strong financing accessibility for mid-income professionals and upgraders; however, individual bank assessments vary based on employment stability, credit profile, and existing liabilities, making early engagement with lending partners essential for accurate financing modelling.

How does 210 Jurong East Street 21 compare to other HDB developments in the immediate vicinity?

Jurong East hosts multiple HDB developments spanning different vintage years, design standards, and MRT proximity profiles, creating a diverse competitive landscape. Newer developments completed within the past 10–15 years may offer updated architectural design and modern internal layouts, though these typically command price premiums of 10–20% relative to established stock like 210 Jurong East Street 21. Older developments with poorer MRT accessibility or located in less vibrant microlocations often trade at 8–15% discounts to comparable stock, highlighting the development's valuable positioning relative to both newer premium alternatives and older budget competitors. The move-in condition specification of units at 210 Jurong East Street 21 differentiates the development from comparable-vintage stock still requiring renovation, effectively narrowing the value gap between this development and newer alternatives. Buyers comparing options across the Jurong East precinct should evaluate specific unit condition, exact MRT walking distances, and individual neighbourhood amenities rather than assuming homogeneous pricing across all developments; 210 Jurong East Street 21's combination of established maturity, strong MRT access, and verified unit condition positions it competitively within this varied landscape.

Which unit stack or floor level typically offers the best value relative to market price?

HDB pricing traditionally reflects floor level impacts, with lower-floor units (typically levels 1–3) trading at modest discounts of 3–5% relative to mid-level equivalents, whilst higher floors (levels 7+) command premiums of 5–8% driven by preferences for privacy, security, and light penetration. Mid-level units (floors 4–6) represent the optimal value sweet spot for most buyers, offering improved light and privacy relative to lower floors without the premium pricing attached to higher positions. However, buyer preferences increasingly emphasise unit condition and direct MRT proximity over floor level, particularly in established developments like 210 Jurong East Street 21 where the neighbourhood maturity reduces the significance of individual unit positioning. Investors should prioritise move-in condition and neighbourhood accessibility over premium floor levels, as tenants in the Jurong East precinct demonstrate consistent demand across all floor levels provided units offer competitive rental rates and reliable access to MRT. Specific floor-level valuations should be verified through recent comparable transactions within the same development or immediate neighbourhood, as floor preferences can vary based on unit orientation, window exposure, and individual buyer psychology at particular price points.

What future supply pipeline exists in Jurong East, and how might this affect long-term property valuations?

Jurong East has been designated as a growth corridor within Singapore's broader urban planning strategy, with anticipated commercial and residential development across multiple sites within and surrounding the precinct. The Urban Redevelopment Authority and HDB have flagged Jurong as a site for future retail and cultural institution development, which should enhance neighbourhood amenities and support rather than undermine property valuations. However, new HDB launches in the precinct could increase overall stock supply and potentially exert downward pricing pressure on older developments if new units offer substantially superior design standards or updated layouts at competitive prices. Properties at 210 Jurong East Street 21, as established stock with proven demand and strong MRT access, are expected to maintain stable valuations relative to new supply, though the specific impact depends on design quality and exact siting of future developments. Historically, district-level development and amenity enhancement have supported capital appreciation for proximate existing stock by broadening rental demand and improving neighbourhood perception; however, buyers should monitor URA planning updates and HDB announcements for future project launches that might influence long-term valuation dynamics in this precinct.