Type

Units

Min Area

Price Range

3 BR

980 sqft

S$620K

Type

Units

Min Area

Price Range

3 BR

990 sqft

S$4,500/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$4,500 to S$620K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$900 on this acquisition.
50% of current units are for sale, from S$620K; 50% are for rent, from S$4,500/mo.
Located 8 min (700 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

205 Clementi Avenue 6: A Mature HDB Development in Central Clementi

205 Clementi Avenue 6 stands as an established Housing and Development Board residential complex situated in one of Singapore's most vibrant and accessible neighbourhoods. Located in the heart of Clementi, this development has earned its reputation as a well-managed HDB project serving families, young professionals, and investors seeking stable, long-term residential value in a district characterised by strong infrastructure, education facilities, and commercial activity.

The development's proximity to EW23 Clementi MRT station—a mere 700 metres or approximately 8 minutes on foot—positions residents within striking distance of Singapore's East-West Line, providing seamless connectivity to the CBD, Marina Bay, and beyond. This transport advantage has historically underpinned strong demand for units across the Clementi enclave, making the area particularly attractive to professionals commuting to central business districts and to families prioritising convenience and accessibility.

Location and Transport Connectivity

Clementi is a mature, well-established residential district that has maintained its appeal across multiple property cycles. The neighbourhood benefits from comprehensive public transport coverage, with the MRT station serving as the primary commuter hub. Beyond rail access, residents enjoy frequent bus services connecting to shopping districts, employment centres, and educational institutions throughout the island. The walkability factor—with the MRT within reasonable proximity—enhances the development's attractiveness to car-lite households and environmentally conscious buyers.

The district's maturity means that essential services, retail outlets, medical facilities, and recreational amenities are firmly entrenched. Clementi Avenue itself has evolved into a mixed-use corridor, with residential towers, commercial establishments, and food and beverage venues creating a vibrant streetscape. This urban vitality typically translates into sustained rental demand and resilient capital values, as both owner-occupiers and investors recognise the lasting appeal of the location.

Property Specifications and Unit Diversity

205 Clementi Avenue 6 comprises multiple residential units spanning different configurations. The development accommodates three-bedroom and two-bedroom floor plans, with unit sizes extending to approximately 990 square feet, reflecting the spacious design standards typical of HDB flats from this generation. The presence of diverse unit types means that the development caters to a wide spectrum of occupants—from first-time upgraders seeking additional living space to investors pursuing rental yield through multi-bedroom lettings.

Bathroom provision across units meets modern standards, with two or more facilities per unit enhancing comfort for larger households. The floor area provides sufficient scope for flexible living arrangements, home office setups, and entertaining, making these properties suitable not only for traditional family occupation but also for buyers approaching their properties as long-term wealth-building assets.

Investment and Rental Potential

HDB properties in mature, transport-rich locations such as Clementi have historically demonstrated consistent rental demand. Investors considering units at 205 Clementi Avenue 6 should evaluate rental yields relative to the development's entry price and compare achievable monthly lettings against prevailing market rates in the broader Clementi precinct. The proximity to the MRT station, combined with the neighbourhood's appeal to working professionals and expatriate residents, typically supports competitive rental rates and strong tenant demand.

The development's maturity and established reputation contribute to stable occupancy rates and predictable tenant profiles. Investors should factor in standard HDB maintenance fees, conservancy charges, and property tax when modelling net yield. The breadth of unit types allows investors to position their purchases at different price points and rental brackets, from modest three-bedroom family lettings to higher-value upper-floor configurations commanding premium rates.

Financing, ABSD, and Buyer Considerations

For Singapore Citizens and Permanent Residents, HDB financing through the Housing Development Loan or commercial mortgage remains accessible, subject to individual financial circumstances and Total Debt Servicing Ratio (TDSR) thresholds. Second-property purchasers who are Singapore Citizens must account for Additional Buyer's Stamp Duty (ABSD) at the prevailing rate of 20%, materially impacting the total acquisition cost. This duty, payable on the purchase price, should be incorporated into investment return calculations and overall affordability planning.

First-time buyers benefit from ABSD exemption, making the Clementi location an attractive entry point for households seeking their first owned residential property. The mature neighbourhood and solid transport infrastructure appeal particularly to upgraders transitioning from smaller HDB units or private apartments, offering both lifestyle enhancement and investment security. Prospective purchasers are advised to obtain pre-approval from their chosen lender and engage a conveyancing professional to clarify all duty obligations prior to commitment.

Neighbourhood Character and Amenities

Clementi has evolved into a comprehensive residential community offering far more than basic housing stock. The area features shopping centres, supermarkets, dining establishments spanning casual to fine dining, medical and dental clinics, and recreational facilities including sports complexes and parks. Educational institutions, from primary schools to secondary establishments, are well-represented, making the district particularly appealing to family-oriented purchasers.

The maturity of the neighbourhood also means that the built environment is established and unlikely to experience wholesale redevelopment or infrastructure disruption. While regeneration projects have occurred in pockets of Clementi, the overall character remains stable, supporting long-term property value retention. The presence of commercial activity and diverse amenities ensures that the area maintains vitality and relevance across changing lifestyle preferences.

Comparative Market Position

Within the broader Clementi HDB market, 205 Clementi Avenue 6 competes with several other developments of similar age and configuration. The development's specific pricing should be evaluated against recent transacted units of comparable size and floor level in the immediate vicinity, with professional valuation practices taking account of storey height, corner orientation, and unit condition. The per-square-foot metrics prevalent in recent transactions provide a transparent benchmark for assessing entry value relative to competing stock.

Buyers and investors should monitor recent sales data within Clementi to establish whether average prices per square foot have appreciated, remained stable, or softened. Market trends in the precinct, combined with broader HDB market dynamics, inform realistic expectations for capital appreciation and medium-term return profiles. Engagement with property data platforms and professional advisers ensures that acquisition decisions rest on current, verified market intelligence rather than anecdotal assessment.

Lease Tenure and Long-Term Value Implications

As an HDB property, 205 Clementi Avenue 6 carries a 99-year lease, a standard tenure for Housing Board flats. Purchasers should understand that lease decay begins immediately upon registration, and as the lease shortens materially below 90 years, resale value and financing availability may become constrained. Long-term owners should factor in potential lease renewal scenarios and associated costs, which may become relevant for occupants planning to retain the property into retirement or pass it to subsequent generations.

The current lease length at the point of purchase should be clearly established and factored into financial planning. For investors, lease decay represents an operational headwind in later property cycles, necessitating disciplined entry timing and realistic exit windows. Prospective purchasers of this development are strongly advised to obtain an independent lease valuation and discuss lease renewal implications with conveyancing professionals prior to exchanging contracts.

Suitability for Different Buyer Profiles

205 Clementi Avenue 6 appeals to multiple buyer archetypes. First-time owners appreciate the established neighbourhood, accessible MRT connectivity, and the emotional security of owning an HDB property in a mature, stable locale. Upgraders trading up from smaller units or private rentals find the spacious floor plans and multi-bedroom configurations ideal for growing families. Young professionals prioritise the transport link to employment centres and the ready availability of neighbourhood amenities.

Investors evaluating the development as a portfolio addition weigh the rental yield potential against comparable HDB and private residential alternatives, considering the lease tenure and medium-term capital appreciation prospects. High-net-worth individuals seeking diversified real estate exposure may view HDB ownership as a defensive, income-generating asset class complementing private property holdings. Each buyer profile should undertake tailored financial analysis reflecting their specific investment horizon, required yields, and risk tolerance.

Frequently Asked Questions

What rental yield can be expected from a unit at 205 Clementi Avenue 6 if purchased as an investment property?

Rental yields for HDB properties in the Clementi district typically range between 2.5% and 3.5% gross, depending on unit size, floor level, and exact location within the development. For a three-bedroom unit at this development, achieving a monthly rental of SGD 2,000 to SGD 2,500 is realistic, depending on condition and presentation, translating to gross yields in the lower to mid-3% range for entry prices in the SGD 450,000 to SGD 550,000 bracket. Investors should subtract HDB management fees, conservancy charges, property tax, maintenance reserves, and vacancy provisions to establish net yield—typically reducing gross yield by 0.5% to 1% annually. The development's proximity to EW23 Clementi MRT and established neighbourhood amenities typically support consistent tenant demand from working professionals and families, underpinning stable occupancy and rental rate resilience across market cycles.

How does the pricing at 205 Clementi Avenue 6 compare to recent per-square-foot transactions in Clementi?

Recent HDB transactions in central Clementi have transacted at per-square-foot prices ranging from approximately SGD 550 to SGD 700 depending on unit age, condition, and floor level, with newer or better-maintained stock commanding upper-range valuations. Units at 205 Clementi Avenue 6, as a mature but well-maintained development, typically fall within the SGD 600 to SGD 680 per-square-foot range for comparable three-bedroom configurations, reflecting the development's established reputation and transport advantage. To establish precise positioning relative to the current market, prospective buyers should request comparable transactional data from their agents covering the past six to twelve months for units of similar bedroom configuration and storey height within a 300-metre radius. Variances of 5% to 10% above or below the identified benchmark may reflect specific unit characteristics such as corner orientations, upper-floor locations, or renovation condition—factors that professional valuers employ to justify entry pricing relative to recent market movements.

What are the Additional Buyer's Stamp Duty implications for a second-property purchase at this development?

Singapore Citizens purchasing a second residential property at 205 Clementi Avenue 6 must pay Additional Buyer's Stamp Duty (ABSD) at the prevailing rate of 20% on the purchase price, substantially increasing total acquisition costs. For a unit valued at SGD 500,000, ABSD liability would amount to SGD 100,000, making the effective purchase price SGD 600,000 before legal and other transaction costs. Permanent Residents face an even higher ABSD rate of 25%, while first-time buyer citizens and PRs benefit from full ABSD exemption, providing a significant financial advantage for those purchasing their inaugural owner-occupied property. This duty is payable to the Inland Revenue Authority of Singapore upon completion and must be factored into financing calculations and overall investment return modelling, particularly for investors contemplating property additions to existing portfolios.

What lease decay risk and resale value impact should be considered for this HDB property?

As an HDB flat, 205 Clementi Avenue 6 carries a 99-year lease, commencing from the original date of registration (typically decades ago for this mature development). The remaining lease tenure directly influences resale value, with properties holding less than 90 years typically experiencing financing constraints from banks and reduced appeal to prospective buyers concerned with wealth retention. For purchasers acquiring at current prices, it is essential to verify the exact remaining lease and model resale value trajectories assuming lease decay of approximately SGD 10,000 to SGD 15,000 per year as the remaining tenure shortens below 85 years. HDB lease extension mechanisms exist, but costs and timing uncertainty require careful consideration in long-term financial planning. Investors intending to hold for fewer than 15 to 20 years face limited lease decay impact; conversely, buyers approaching retirement or planning intergenerational transfers should consult HDB and legal advisers regarding lease renewal processes and associated expenditure, which can range from SGD 20,000 to SGD 50,000 or higher depending on property value and remaining lease length.

How does the proximity to EW23 Clementi MRT station affect demand and capital appreciation for units here?

The location of 205 Clementi Avenue 6 within 700 metres or approximately 8 minutes walk of EW23 Clementi MRT station is a fundamental demand driver and capital value anchor for the development, as it provides seamless access to Singapore's East-West Line serving the CBD, Marina Bay, and suburban corridors. Properties within 500 metres to 800 metres of MRT stations historically command 8% to 15% valuation premiums relative to comparable units at greater distances, reflecting both commuter convenience and the economic vitality that public transport hubs attract. The established nature of the Clementi MRT station, combined with consistent commuter flows and long-standing commercial activity in the immediate vicinity, ensures sustained demand from working professionals, families, and investors seeking transport-proximate residential assets. Medium-term capital appreciation in this precinct is typically moderate (2% to 4% annually) relative to fringe areas, but the stable demand base and low volatility characteristic of mature, transport-rich HDB neighbourhoods make this development attractive to conservative buyers prioritising predictability and capital preservation over speculative upside.

Is 205 Clementi Avenue 6 suitable for first-time buyers, upgraders, investors, and high-net-worth individuals?

First-time buyers benefit substantially from ABSD exemption and financing accessibility through HDB loans, making this established Clementi development an emotionally secure entry point into owner-occupied property with strong transport and neighbourhood amenities. Upgraders transitioning from smaller HDB units or private rentals find the multi-bedroom configurations and spacious floor plates (approximately 990 sq ft) ideal for accommodating growing families whilst maintaining the familiarity and affordability of the HDB ecosystem. Investors view the development as a stable, income-generating asset with moderate yield potential (2.5% to 3.5% gross) underpinned by consistent tenant demand from professionals and families attracted to the MRT proximity and established amenity base. High-net-worth individuals may regard HDB ownership as a defensive diversification within broader real estate portfolios, offering predictable cash flows, low management complexity, and the cultural and social capital of property ownership in a landmark public housing scheme, though the absolute returns may be modest relative to private residential or commercial alternatives.

What TDSR and financing headroom should be anticipated at typical price points for this development?

For HDB purchases at typical price points of SGD 450,000 to SGD 550,000, Singapore Citizens with combined household incomes of SGD 7,000 to SGD 9,000 monthly and minimal existing debt servicing obligations can generally secure 80% to 90% loan-to-value financing, assuming lenders assess debt servicing ratio thresholds of 60% TDSR (for HDB loans) or 55% (for commercial mortgages). At a SGD 500,000 purchase price with a 90% LTV, buyers require approximately SGD 50,000 plus legal and conveyancing costs; monthly servicing at a 2.5% interest rate equates to approximately SGD 2,250 per month over a 25-year amortisation. Buyers must carefully model total monthly debt servicing obligations, including existing car loans, credit card commitments, and personal loans, against gross household income to ensure TDSR compliance and maintain adequate financial headroom for life contingencies such as unemployment or medical expenses. Prospective purchasers are strongly advised to obtain pre-approval from their chosen lender (HDB, DBS, OCBC, UOB, CIMB, or others) and engage conveyancing professionals to clarify all financing terms and conditions prior to offer submission, as financing approval is not guaranteed and becomes conditional upon satisfactory property valuation and credit assessment.

How does 205 Clementi Avenue 6 compare to nearby competing HDB developments in the district?

The Clementi neighbourhood hosts several competing HDB developments of similar age and configuration, including units in other blocks along Clementi Avenue and adjacent streets, with transactional patterns and pricing relatively homogeneous within the immediate precinct. Comparative analysis typically reveals per-square-foot variations of 2% to 8% depending on specific block location, storey height premium, and unit condition; 205 Clementi Avenue 6 is generally positioned within the mid-to-upper range of Clementi HDB pricing, reflecting its reputation as a well-maintained development with stable management and strong transport connectivity. Neighbouring blocks farther from the MRT station (beyond 1,000 metres) typically transact at 5% to 10% discounts, whilst blocks on Clementi Avenue itself enjoy similar pricing equilibrium to this development. Prospective buyers benefit from conducting neighbourhood-wide comparable analysis, evaluating multiple blocks, floor levels, and unit types to establish whether 205 Clementi Avenue 6 offers fair value relative to perceived supply alternatives. Engaging experienced conveyancing professionals or property advisers familiar with recent Clementi transactional data ensures that acquisition decisions rest on comprehensive, current market intelligence rather than isolated unit pricing.

Which unit stacks or floor levels offer the best value for money at this development?

HDB floor level premiums in mature, well-established developments such as Clementi typically follow predictable patterns: ground and lower-floor units (1st to 3rd storey) trade at 5% to 10% discounts relative to mid-floor equivalents (4th to 15th storey), whilst upper-floor units (16th storey and above, depending on building height) command 8% to 15% premiums reflecting greater natural light, reduced noise, and views. Value-conscious buyers may identify ground and lower-floor units as attractive entry points, particularly if residing longer-term and willing to tolerate street-level noise and reduced privacy; conversely, investors prioritising rental appeal often favour mid-to-upper-floor units (7th to 12th storeys) that balance moderate pricing with strong tenant appeal. Corner units on all floor levels typically command 2% to 5% premiums due to superior natural ventilation and light exposure. For specific units within 205 Clementi Avenue 6, detailed inspection and comparison of asking prices across multiple floor levels and orientations permits identification of anomalies where individual units may offer superior value relative to their physical characteristics and market segment positioning.

What future supply pipeline and regeneration activity is anticipated in the Clementi district?

The Clementi neighbourhood, as a mature and relatively densely developed HDB precinct, faces limited prospects for large-scale new residential supply in the immediate vicinity; most development potential has been realised through past regeneration cycles. However, the broader Urban Redevelopment Authority (URA) master plan envisions gradual commercial intensification and mixed-use development along Clementi Avenue and key transport nodes, potentially enhancing retail and F&B offerings without necessarily introducing wholesale residential competition. Medium-term supply dynamics in the Clementi HDB market are relatively stable, with resale activity driven primarily by upgrading, downsizing, and investment transactions rather than new stock inflows; this supply inelasticity typically provides underlying support for long-term capital value stability in the precinct. Prospective purchasers should monitor URA planning updates and HDB consultation announcements regarding any potential precinct-wide regeneration initiatives, which historically involve temporary disruption but often result in improved amenities and infrastructure. The maturity of the Clementi HDB market, combined with limited competing new supply, suggests that capital appreciation will remain moderate but stable, making the area attractive to buyers prioritising value preservation over speculative returns.

[For Sale / Rent] Hdb Flat At 205 Clementi Avenue 6 — From S$4,500