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[For Sale] Hdb Flat At 184A Woodlands Street 13 — From S$820K

184A Woodlands Street 13

1 for sale
4 people are looking at this property right now
HDB

[For Sale] Hdb Flat At 184A Woodlands Street 13 — From S$820K

HDB Flat At 184A Woodlands Street 13
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1216 sqft S$820K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$820K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$164K on this acquisition.
  • Located 9 min (760 m) from NS8 Marsiling MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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184A Marsiling Greenview: Established Woodlands HDB Community

184A Marsiling Greenview is a well-established HDB development located at Woodlands Street 13, offering spacious residential units in one of Singapore's most sought-after suburban districts. The development has earned recognition among property buyers for its solid construction, family-oriented neighbourhood setting, and straightforward access to public transport infrastructure. Units at this address are now available for purchase, presenting opportunities for first-time upgraders, growing families, and portfolio investors seeking exposure to the northern residential corridor.

The development comprises 3-bedroom configurations with layouts spanning approximately 1,216 sqft, providing ample living space typical of HDB flats built to modern specifications. Each unit includes modern bathroom fixtures and practical kitchen designs suited to contemporary household needs. The floor plans reflect efficient spatial allocation, allowing residents to accommodate home-based working arrangements, children's study areas, and entertaining guests comfortably.

Strategic Location Near Marsiling MRT Station

Proximity to Marsiling MRT Station (NS8) stands as a defining advantage for 184A Marsiling Greenview residents. The station is located approximately 760 metres away, representing a comfortable 9-minute walk or a short bus ride from the development. This connectivity profile places the neighbourhood well within the primary catchment for commuters travelling to business districts, educational institutions, and entertainment precincts across Singapore.

The North-South Line provides direct service towards Orchard, Marina Bay, and the CBD, whilst interchange opportunities at Yio Chu Kang allow access to secondary lines serving East Coast and newly developed regions. For families with working members in different parts of the island, this MRT proximity substantially reduces commute friction, supporting household productivity and work-life balance. Property demand in Woodlands has historically remained resilient, underpinned by reliable transport infrastructure and the stability of long-term residential planning in the district.

Neighbourhood Context and Local Amenities

Woodlands represents a mature residential enclave with three decades of established infrastructure development. The area benefits from a comprehensive network of primary schools, secondary institutions, and junior colleges, making it particularly attractive to families with children requiring proximity to quality educational options. Shopping facilities including Marsiling Mall and Limbang Shopping Centre cater to routine retail and dining needs within walking distance or a short bus journey.

Healthcare services are accessible through polyclinics and private medical facilities located throughout the northern region, whilst recreational options include parks, community centres, and sports facilities integrated into the neighbourhood design. The mature nature of Woodlands means that property owners enjoy a settled community environment with predictable population dynamics and established social infrastructure, rather than the transitional disruptions sometimes associated with newly launched developments.

Current Market Pricing and Value Positioning

Units at 184A Marsiling Greenview are available from approximately S$820,000, placing the development within the mid-to-upper segment of the Woodlands HDB resale market. This pricing reflects the development's maturity, the size and condition of available units, and broader market sentiment towards the northern residential sector. Prospective buyers should assess current asking prices against recent comparable transactions in Marsiling and neighbouring blocks to establish confidence in value positioning.

Price per square foot typically ranges across the northern HDB landscape depending on unit type, floor level, stack position, and individual property condition. Engaging a property consultant familiar with Woodlands market dynamics will provide clarity on whether specific units offer value relative to contemporaneous sales data. The development's established reputation and proximity to MRT infrastructure generally support stable pricing momentum, though market conditions remain subject to broader macroeconomic influences and interest rate environments.

Investment and Rental Yield Potential

For investors considering 184A Marsiling Greenview as part of a portfolio strategy, rental demand in Woodlands has traditionally remained robust. The proximity to Marsiling MRT Station and the availability of 3-bedroom configurations make units appealing to tenants seeking larger family accommodation near transport nodes. Rental yields across comparable Woodlands developments have historically ranged between 3 to 4 percent per annum, though actual returns depend on maintenance costs, property management efficiency, and tenant profile selection.

Investors should factor in annual property taxes, maintenance levies, and management fees when calculating net yield expectations. The maturity of the neighbourhood and the established rental market mean that leasing units does not require extensive marketing campaigns, reducing transaction friction compared to newly launched developments where tenant bases are still forming. Tenants attracted to Woodlands typically include young professionals, transfer employees, and families prioritising transport accessibility and established community infrastructure over cutting-edge facilities.

Financing Considerations and ABSD Implications

Prospective buyers financing through HDB loan schemes or bank mortgages should note that financing rates for HDB resale properties typically remain competitive relative to private housing. Loan-to-value ratios for HDB flats generally permit buyers to finance up to 80 percent of the purchase price, reducing upfront cash requirements for qualified borrowers. At an indicative S$820,000 price point, this translates to potential loan amounts of approximately S$656,000, assuming standard LTV guidelines apply.

For Singapore Citizens purchasing a second residential property, Additional Buyer's Stamp Duty (ABSD) at the rate of 20% applies to the purchase price. A second property acquisition at S$820,000 would thus attract stamp duty of S$164,000, a material cost item requiring careful financial planning. First-time buyers benefit from ABSD exemption, whilst upgraders moving from an existing HDB flat should consult with conveyancing professionals regarding timing of original property disposal to minimise duplicate duty exposure. Total debt servicing ratios (TDSR) must remain within 60% of gross household income; at typical Woodlands price points, this remains achievable for dual-income household profiles with combined monthly income exceeding S$12,000.

Buyer Profiles and Suitability Assessment

184A Marsiling Greenview appeals to several distinct buyer cohorts. First-time homebuyers with children and combined household incomes in the S$8,000 to S$12,000 monthly range find the pricing accessible and the neighbourhood context family-friendly. Young couples prioritising proximity to the CBD and lower financial commitment than private housing discover that Woodlands MRT connectivity satisfies commute requirements without premium property valuations.

Upgraders transitioning from smaller HDB units or leasehold properties appreciate the spacious 3-bedroom layouts and the option to maintain HDB financing structures rather than shifting to private mortgage products. Empty-nesters seeking to downsize from large detached homes occasionally acquire Woodlands HDB units for their infrastructure efficiency and low-maintenance living model. Property investors building diversified portfolios recognise the stable rental demand and established tenant profile within the district, viewing acquisitions as lower-volatility holdings compared to private residential alternatives.

Lease Tenure and Long-Term Resale Considerations

HDB flats operate under a 99-year lease tenure structure, meaning that all units at 184A Marsiling Greenview commenced their leasehold countdown from the original handover date. As properties age, lease decay becomes an increasingly material consideration for future resale value, though the leasehold framework includes provisions for collective en-bloc sales and renewal mechanisms once leases approach terminal stages. Current market sentiment suggests that properties with remaining leases above 80 years retain full appeal to mainstream buyers, whereas those below 70 years may face increasing financing constraints and narrower buyer pools.

Prospective purchasers should verify the exact lease commencement date of 184A Marsiling Greenview and calculate remaining tenure at the time of acquisition. This information directly impacts future financing availability and resale marketability, particularly for investment acquisitions intended to generate medium-to-long term capital returns. Professional conveyancing advice during the purchase process ensures clarity on lease residual and any implications for specific unit acquisitions.

Competitive Context Within Woodlands

Woodlands hosts multiple established HDB developments across various price points and unit configurations. Nearby blocks such as those in Marsiling estate, Crest Avenue, and adjacent precinct areas offer alternative options for buyers evaluating neighbourhood choices. Comparative analysis should focus on unit size, lease residual, floor levels, and stack positions relative to pricing, rather than relying solely on nominal asking figures. Some competing developments may offer marginally newer construction or different architectural styles, though established neighbourhoods like 184A typically enjoy longer track records of resale velocity and tenant demand stability.

Future Development and District Planning Context

Woodlands sits within established residential planning zones without major new town development anticipated in the immediate vicinity. The district benefits from mature infrastructure planning, meaning that property owners can anticipate stable neighbourhood characteristics rather than disruptive new project introductions. However, Singapore's long-term master planning continues to evolve; prospective buyers should remain informed regarding any announced transport enhancements, new schools, or commercial developments that might positively influence future appreciation trajectories. The northern corridor's gradual densification and improved connectivity across the decade ahead may support sustained demand for established HDB neighbourhoods offering reliable MRT access and family infrastructure.

Frequently Asked Questions

What rental yield can investors realistically expect from a unit at 184A Marsiling Greenview?

Rental yields on 3-bedroom HDB units in Woodlands typically range between 3 and 4 percent per annum, depending on market conditions and the specific price paid for acquisition. At an S$820,000 purchase price, a 3.5 percent yield would equate to approximately S$28,700 annual rental income before accounting for property tax, maintenance levies, and management fees. Actual net yields will be lower once these costs are deducted; most investors at this price point experience net yields of 2.5 to 3 percent after all outgoings. The development's proximity to Marsiling MRT Station supports consistent tenant demand from young professionals and families seeking transport-connected accommodation, though rental rate appreciation remains subject to broader economic conditions and competing supply in the district.

How does the price per square foot at 184A Marsiling Greenview compare to recent Woodlands HDB transactions?

Units at this development, at approximately S$820,000 for 1,216 sqft, translate to a price per square foot of roughly S$675 to S$680. Recent Woodlands HDB resale transactions have demonstrated price per square foot ranging between S$650 and S$720, depending on unit age, floor level, and condition. Comparable 3-bedroom flats in neighbouring Marsiling blocks have achieved pricing in similar bands, though specific stack positions and renovations status create material variance around these averages. Prospective buyers should request details of recent comparable sales from conveyancing practitioners or property consultants to confirm whether specific units represent fair value relative to the contemporaneous market landscape.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I purchase as a second residential property?

Singapore Citizens purchasing 184A Marsiling Greenview as a second residential property incur Additional Buyer's Stamp Duty at 20% of the purchase price. On an S$820,000 acquisition, this equates to S$164,000 in ABSD payable at completion, substantially increasing total acquisition costs beyond the nominal purchase price. This duty applies regardless of whether the first property has been sold, creating timing considerations around disposal of existing residential holdings. First-time buyers are entirely exempted from ABSD, whilst upgraders who have disposed of their original HDB flat prior to the new purchase may also avoid the duty, making the precise timeline of property transition critical for duty minimisation purposes.

How does the remaining 99-year lease on HDB units at this development affect long-term resale value?

All HDB units, including those at 184A Marsiling Greenview, operate under 99-year leasehold tenure, with the lease countdown commencing from original handover date. The development's age determines the remaining lease residual; as lease maturity decreases below 80 years, finance availability gradually tightens and buyer pools narrow, potentially suppressing future resale values. Financial institutions typically impose stricter lending criteria on properties with less than 70 years remaining, effectively capping the pool of potential purchasers and reducing bargaining power during resale transactions. Prospective owners should calculate the exact remaining lease tenure at acquisition time and factor this into holding period assumptions; properties with 70+ years remaining typically retain full mainstream market appeal, whilst those approaching 60-year residual thresholds may experience material value constraints.

How does proximity to Marsiling MRT Station (NS8) influence demand and capital appreciation at this development?

Proximity to Marsiling MRT Station at approximately 760 metres (9-minute walk) positions 184A Marsiling Greenview within a premium catchment tier relative to non-MRT-connected HDB neighbourhoods, supporting sustained demand from commuters prioritising transport accessibility. The North-South Line connection to central business districts and educational hubs creates consistent demand for 3-bedroom family units, particularly among upgraders and tenants seeking larger accommodation without private property pricing. Historically, HDB developments within 15-minute MRT walk-distance have demonstrated more resilient capital appreciation and rental velocity compared to outlying estates, suggesting that the development's transport connectivity represents a durable demand catalyst. Future enhancements to MRT frequency or extensions along the North-South Line corridor would likely amplify this advantage, though investors should avoid placing excessive reliance on speculative infrastructure projects when evaluating acquisition decisions.

Which buyer profiles should consider 184A Marsiling Greenview, and which should look elsewhere?

First-time homebuyers with household incomes between S$10,000 and S$15,000 monthly find this development well-suited, as the pricing permits mortgage-funded acquisitions with comfortable servicing ratios and HDB loan eligibility remains straightforward. Upgraders moving from 4-room or smaller units seeking larger family accommodation appreciate the 3-bedroom configuration and the established neighbourhood infrastructure. Young professionals willing to embrace HDB living for its value proposition and commute efficiency discover Woodlands MRT connectivity satisfactory for CBD-commuting patterns. Conversely, luxury-oriented buyers expecting premium amenities, concierge services, or cutting-edge finishes should prioritise private developments. Investors seeking high-turnover tenant profiles or properties marketed toward expatriate communities may find alternative locations more aligned with their strategy, though the development suits conservative portfolio builders prioritising stable long-term rental yield over speculative appreciation.

What are the TDSR implications for typical buyer profiles at this S$820,000 price point?

At an S$820,000 purchase price with 80% LTV financing, the loan quantum reaches approximately S$656,000. Using standard HDB mortgage rates of 2.6 percent (illustrative only), monthly instalments would approximate S$2,750, whilst additionally accounting for property tax at roughly S$200 monthly translates to total monthly debt servicing of approximately S$2,950. TDSR regulations cap debt servicing at 60% of gross household income, meaning that households require combined monthly income of S$4,917 to remain compliant. Dual-income households with individual earners at S$2,500 monthly easily satisfy TDSR; single-earner households require monthly income exceeding S$4,917 to comfortably finance acquisitions at this price point. Buyers with existing personal loan commitments, credit card balances, or vehicle financing must account for these obligations when calculating available TDSR headroom, potentially constraining their effective borrowing capacity below theoretical maximum levels.

How does 184A Marsiling Greenview compare to nearby competing developments in terms of value and demand?

Woodlands encompasses multiple established HDB precincts including Crest Avenue, Admiralty, and adjacent Marsiling estate blocks offering 3-bedroom units in broadly comparable price ranges, typically between S$750,000 and S$870,000 depending on specific condition and floor location. Some competing blocks benefit from more recent major renovation programmes or marginally younger construction dates, potentially justifying modest price premiums, whilst others offer older original finishes at correspondingly discounted valuations. 184A Marsiling Greenview's specific positioning depends on individual unit condition, recent upgrading works, and stack-specific factors such as facing direction and view quality. Systematic comparison of recent sales data across multiple Woodlands blocks reveals that pricing variance correlates more significantly with individual unit characteristics than development-level brand distinctions, suggesting that buyer success derives from identifying well-maintained units with favourable configurations rather than purely from development selection.

Are higher floors or specific stack positions at this development preferable for investment value?

Higher floor levels (8th storey and above) typically command modest price premiums of 2 to 5% compared to lower floors, reflecting buyer preferences for reduced traffic noise, improved natural light, and perceived lower humidity in tropical climates. Mid-to-high stacks (4th to 6th storey) often deliver optimal value for investors, as they capture much of the premium of upper-floor positioning whilst remaining at lower absolute prices than top-tier units, maximising yield returns on capital deployed. Stack positions with favourable orientation (north-south facing) and unobstructed views command stronger rental appeal than internally-facing or obstructed units, justifying careful assessment of specific unit configurations during property inspection. Corner units and those with dual-aspect windows attract tenant premiums, particularly for families seeking natural ventilation; conversely, first-floor units may face elevated humidity or perception of reduced privacy despite being accessible to investors at discounted prices.

What future supply pipeline might affect demand and appreciation in the Woodlands district?

Woodlands is an established mature residential district without major new HDB town development anticipated in the immediate planning horizon; current Master Plan projections do not designate substantial new housing supply in this zone for the next 5 to 7 years. However, Singapore's incremental urban densification continues, with modest infill development and housing intensification along MRT corridors potentially introducing new competitors in the broader northern residential market. Private property developments in emerging northern precincts (e.g., Tongkang area) may gradually attract resident migration from established HDB neighbourhoods, though this displacement typically requires significantly higher purchase prices that place such properties outside mainstream upgrader budgets. The relative stability of Woodlands supply characteristics suggests that 184A Marsiling Greenview acquisitions face modest supply-side risks to demand, contrasting with rapidly developing areas experiencing material new completion waves that might dampen resale momentum.