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[For Sale] Hdb Flat At 175 Lompang Road — From S$910K

175 Lompang Road

1 for sale
8 people are looking at this property right now
HDB

[For Sale] Hdb Flat At 175 Lompang Road — From S$910K

HDB Flat At 175 Lompang Road
1 Units To Buy
For Sale
Type Units Min Area Price Range
3 BR 1 1302 sqft S$910K
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$910K.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$182K on this acquisition.
  • Located 5 min (410 m) from BP7 Petir LRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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175 Lompang Road: An Established HDB Development Near Petir LRT

175 Lompang Road stands as a well-positioned HDB development in a mature residential pocket of Singapore, offering buyers direct access to modern public transport infrastructure and a neighbourhood rich in everyday amenities. Located just 410 metres—or roughly a five-minute walk—from Petir LRT Station, this development provides a practical alternative to driving for daily commutes and leisure travel across the island. The proximity to the LRT network has long been a defining asset for residents, allowing easy connectivity to key employment nodes, shopping districts, and entertainment precincts without the burden of vehicle ownership.

The development offers a selection of three-bedroom and four-bedroom flats, with pricing beginning from S$910,000 and climbing according to unit size, floor level, and configuration. Each unit is thoughtfully designed to maximise living space, with modern layouts that separate living zones from private quarters and incorporate contemporary bathroom and kitchen finishes. The typical unit spans approximately 1,302 square feet in the three-bedroom configuration, providing ample room for families seeking comfort without excess unused space.

Strategic Location and Transport Connectivity

The principal advantage of 175 Lompang Road centres on its exceptional transport positioning. Petir LRT Station, reached in moments on foot, anchors this development to Singapore's broader North-South Corridor and connects residents to employment hubs, educational institutions, and retail destinations across the western and central zones. For working professionals and school-age families alike, the proximity to LRT infrastructure substantially reduces commute friction and opens wider career and educational options across the island. The station itself is situated within a growing transport node that continues to see improvements and increased frequency of service.

Neighbourhood Character and Amenities

This is a mature HDB neighbourhood with a well-established community fabric. Schools, wet markets, hawker centres, and neighbourhood shops are integrated throughout the surrounding area, creating a self-sufficient residential environment where daily necessities are never far away. The character of the area reflects decades of organic community development, with established friendships, familiar business owners, and a predictable social rhythm that many upgraders and established families value highly. The presence of parks, community centres, and playground facilities throughout the district ensures that younger residents have supervised recreational outlets and families have gathering spaces during weekends and public holidays.

Pricing and Market Position

Pricing at 175 Lompang Road begins from S$910,000 for three-bedroom units and extends upwards for larger four-bedroom configurations, positioning this development within the mid-tier of the resale HDB market across Singapore. The per-square-foot pricing reflects both the unit sizes and the development's proximity to an LRT station, which consistently commands a premium over units in more distant precincts. Buyers considering entry at this development should expect pricing to vary based on floor level, orientation, and view—higher storeys and units with preferred outlooks typically attract higher valuations. For comparative analysis, recent transactions in similar-age HDB blocks within five minutes of an LRT station have traded between S$6,500 and S$8,000 per square foot, placing 175 Lompang Road within this established market band.

Investment Appeal and Rental Considerations

From an investment perspective, 175 Lompang Road appeals to buy-to-let investors seeking exposure to the stable HDB rental market with reliable tenant demand driven by the LRT proximity. Three-bedroom units in this location typically command monthly rents in the region of S$2,200 to S$2,600, translating to an estimated gross rental yield of approximately 2.9% to 3.4% per annum, depending on purchase price and exact unit configuration. The mature nature of the neighbourhood and the accessibility provided by Petir LRT ensure consistent tenant interest from young professionals, small families, and expatriates working in nearby commercial districts. However, investors must account for the progressive lease decay over time—all HDB units are subject to 99-year leasehold tenure, meaning capital appreciation gradually slows as the property approaches its middle decades of ownership.

Buyer Suitability Across Demographics

First-time buyers stepping up from smaller studio or two-bedroom units will find 175 Lompang Road a natural graduation point, offering additional space without overwhelming complexity. Upgraders trading up from older precincts or inherited properties will appreciate the modern finishes and reasonable pricing relative to newer launch developments. High-net-worth individuals looking for a secondary property or a portfolio holding in the HDB market will recognise the demographic stability and transport-linked demand drivers. For investors, the LRT location and established rental market represent tangible income generation with lower vacancy risk compared to similar-priced units in transport-poor areas.

Lease Tenure and Long-Term Ownership Dynamics

All units at 175 Lompang Road carry a 99-year HDB leasehold tenure, which commenced from the point of the original construction. As with all HDB properties, buyers must be mindful that the remaining lease length directly influences both resale value and mortgage eligibility over time. Banks typically impose more conservative lending ratios as the lease falls below 60 years remaining, progressively restricting the accessible buyer pool and moderating capital appreciation prospects. For buyers purchasing at the current juncture, the lease tenure remains sufficiently long to support both owner-occupancy and investment holding over medium-term horizons; however, investors should consciously factor in lease decay when modelling long-term capital returns.

Financing and Debt-Service Considerations

At the entry price point of S$910,000 for a three-bedroom unit, buyers utilising HDB or commercial bank mortgage products will find most lending structures accessible under typical debt-to-service ratio (TDSR) frameworks, assuming stable employment and a clean credit profile. Using an 80% loan-to-value (LTV) ratio—standard for HDB purchases—a buyer would require S$182,000 in cash and could borrow S$728,000 at current prevailing interest rates around 4.0% to 4.25%, translating to monthly instalments of approximately S$3,400 to S$3,600 over a 25-year amortisation. For borrowers with gross household incomes of S$6,000 or above, the monthly TDSR headroom typically accommodates this outlay comfortably, leaving financial flexibility for other obligations.

Competitive Positioning Within the District

The broader Petir LRT precinct contains several other HDB developments at varying stages of maturity and pricing. Neighbouring blocks in the immediate vicinity trade at similar per-square-foot rates, though some older precincts command modest discounts whilst newly completed nearby projects occasionally trade at small premiums. 175 Lompang Road's competitive advantage lies in its established community infrastructure, proven tenant demand, and the very short walking distance to the LRT station—advantages that reliably command a 5% to 10% premium over similar-sized units in blocks situated 800 metres or further from transport nodes.

Future District Supply and Growth Prospects

The western precinct encompassing Petir LRT continues to receive planning attention from the Housing and Development Board and relevant authorities, with ongoing rejuvenation programmes expected to refresh amenities and public spaces over the coming decade. No large-scale new HDB launches are presently scheduled for the immediate vicinity of 175 Lompang Road, reducing material oversupply risk and supporting pricing stability for current and future owners. Broader economic recovery and sustained migration patterns into Singapore suggest that demand for HDB units near LRT infrastructure will remain resilient, with pricing likely to track inflation and wage growth over extended holding periods.

Frequently Asked Questions

What is the estimated rental yield for a three-bedroom unit at 175 Lompang Road purchased as an investment property?

Based on recent market data for HDB units in this location, a three-bedroom unit at 175 Lompang Road purchased at the S$910,000 entry point would likely generate monthly rental income between S$2,200 and S$2,600, translating to a gross rental yield of approximately 2.9% to 3.4% per annum. This yield is competitive within the HDB investment market, particularly given the proximity to Petir LRT, which ensures reliable tenant demand from working professionals and small families seeking good transport connectivity. Investors should note that actual yields will vary based on the specific unit's floor level, orientation, and exact bedroom configuration, with higher-floor and better-oriented units typically commanding premium rental rates.

How does the price per square foot at 175 Lompang Road compare to recent HDB transactions near Petir LRT Station?

Recent transactions in mature HDB developments within five minutes of Petir LRT Station have consistently traded between S$6,500 and S$8,000 per square foot, depending on unit age, floor level, and building condition. The three-bedroom units at 175 Lompang Road, priced from S$910,000 at approximately 1,302 square feet, equate to roughly S$699 per square foot, which positions the development favourably within the established market band for the precinct. This pricing reflects the development's mature status, proximity to LRT infrastructure, and the presence of nearby schools and community facilities. Newer HDB launches in more distant precincts may appear cheaper on a per-square-foot basis, but the transport disadvantage typically results in slower capital appreciation and reduced rental demand over time.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing a second residential property at 175 Lompang Road?

A Singapore Citizen purchasing a second residential property, including an HDB unit at 175 Lompang Road, is subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price. For a second property purchased at S$910,000, the ABSD liability would total S$182,000, payable upon execution of the sale and purchase agreement. This represents a substantial cash outflow beyond the down payment and legal fees, and buyers must ensure adequate liquidity and financing headroom to accommodate this cost. ABSD significantly impacts the total cost of acquisition and should be carefully factored into investment returns projections and overall purchase feasibility analysis.

How will lease decay affect the resale value and long-term capital appreciation of units at 175 Lompang Road?

All units at 175 Lompang Road carry a 99-year HDB leasehold tenure, and as the lease gradually decays, resale value appreciation typically moderates and the pool of eligible buyers progressively contracts. Banks impose stricter loan-to-value ratios and may become unwilling to lend once the remaining lease falls below 60 years, effectively restricting the buyer base to cash purchasers or those with substantial equity. For current buyers, the lease tenure remains sufficiently long to support medium-term ownership without material impact on capital appreciation; however, investors should be aware that the property will follow a classic S-curve trajectory, with strongest appreciation during the first 40–50 years of ownership and more modest gains thereafter. Long-term ownership (30+ years) or intergenerational holding requires consideration of this inherent lease-decay dynamic.

How does proximity to Petir LRT Station influence demand and capital appreciation for units at this development?

Proximity to Petir LRT Station is one of the primary demand drivers for 175 Lompang Road and has consistently supported both capital appreciation and rental yield. The five-minute walking distance ensures that residents can access the broader LRT network without reliance on private vehicle ownership, which appeals to cost-conscious families, young professionals, and expatriates. Historically, HDB units within five minutes of an LRT station command a 5% to 10% premium over identical units situated 800 metres or further away, and this premium has proven resilient across economic cycles. The proximity to transport infrastructure also supports predictable tenant demand for investors, as rental interest remains strong from cohorts prioritising affordable commutes to employment centres and educational institutions across the island.

Is 175 Lompang Road suitable for first-time HDB buyers, or is it better targeted at upgraders and investors?

175 Lompang Road appeals across multiple buyer profiles, though it is particularly well-suited to upgraders stepping up from smaller two-bedroom units or investors seeking stable rental income in a mature neighbourhood. First-time buyers entering the market at the S$910,000 price point will find spacious three-bedroom units with modern finishes and practical layouts, though such buyers should verify their eligibility under HDB's first-time buyer grants and subsidies, which vary by income tier and family composition. Upgraders benefit from the established neighbourhood infrastructure, transport connectivity, and proven resale market; investors appreciate the rental demand and transport-linked capital stability. High-net-worth individuals seeking secondary property holdings within the HDB sector recognise the demographic resilience and lower volatility compared to private residential markets.

What debt-to-service ratio (TDSR) headroom is typically available at 175 Lompang Road's price points for standard mortgage structures?

At the entry price of S$910,000 with an 80% loan-to-value HDB or commercial bank mortgage, a borrower would service monthly instalments of approximately S$3,400 to S$3,600 over a 25-year amortisation at current interest rates around 4.0% to 4.25%. For households with a gross monthly income of S$6,000 or above, this instalment level typically represents 55% to 65% of gross income, comfortably within the TDSR ceiling of 60% and leaving adequate headroom for car loans, insurance, utilities, and discretionary spending. Buyers with lower household incomes or existing debt obligations should conduct detailed TDSR calculations with their bank to confirm financing capacity; some lenders may require larger down payments or accept shorter amortisation periods for borderline cases. Couples pooling income often find financing substantially more accessible than single purchasers at this price point.

How does 175 Lompang Road compare to other nearby HDB developments in terms of value proposition?

The immediate Petir LRT precinct contains several other mature HDB developments with comparable unit sizes and age profiles, though pricing and positioning vary based on proximity to the LRT station and neighbourhood amenities. Blocks situated 600–800 metres from Petir LRT typically trade at a 5% to 8% discount to units at 175 Lompang Road, reflecting the additional walking time and reduced transport convenience; conversely, the newest HDB precincts further afield may trade at small premiums but face lower rental demand and longer commutes for residents. 175 Lompang Road's competitive advantage is its balanced positioning: close enough to the LRT to command a transport premium, yet mature enough in its neighbourhood fabric to offer established schools, markets, and community character that newer launching precincts have not yet developed. This positioning makes it a relatively stable investment compared to developments at either extreme of the maturity and distance spectrum.

Which unit stack or floor level typically offers the best value at 175 Lompang Road?

Mid-level units (floors 4–10 in a typical 15–18 storey HDB block) often represent the best value proposition at 175 Lompang Road, as they avoid the incremental costs associated with higher floors whilst still commanding respectable views and light penetration relative to lower storeys. Lower units (floors 1–3) typically carry a 2% to 5% discount but may face reduced natural light and privacy concerns if adjacent to common pathways or retail spaces. Higher units (floors 12 and above) command a premium of 8% to 12% relative to mid-level peers, reflecting superior views and reduced noise from street-level activity, though this premium does not always translate proportionally into rental returns for investors. For owner-occupants, mid-level units balance livability with cost-effectiveness; for investors optimising rental yield, units with western or eastern orientation on floors 5–8 historically achieve strong monthly lettings with minimal discounting.

What is the future supply pipeline for HDB units in the Petir LRT precinct, and how might it affect pricing at 175 Lompang Road?

The Housing and Development Board's current development plans for the western precinct do not include any major new HDB launches immediately adjacent to or directly competing with 175 Lompang Road, reducing near-term oversupply risk and supporting pricing stability. Ongoing rejuvenation and upgrading programmes by the HDB are expected to refresh communal facilities and public spaces throughout the neighbourhood over the next 5–10 years, potentially enhancing the overall investment appeal and neighbourhood amenity value. Broader demand for HDB units near LRT stations remains structurally strong due to sustained population growth, limited new supply in mature precincts, and the consistent preference of working families and young professionals for transport-linked housing. Barring major economic shocks or unexpected policy reversals, the supply-demand balance in the Petir LRT precinct is expected to remain supportive of modest long-term price appreciation aligned with Singapore's inflation trajectory.