Type

Units

Min Area

Price Range

3 BR

1571 sqft

S$828K

4 BR

1572 sqft

S$828K

Property Highlights

HDB development with 2 units currently available.
Prices currently start from S$828K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$166K on this acquisition.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

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162 Yung Ping Road: A Mature HDB Development for Growing Families

162 Yung Ping Road stands as a notable HDB offering in a well-established residential district, presenting four-bedroom configurations that cater to families seeking generous living quarters. The development features units with impressive floor areas exceeding 1,500 square feet, delivering the spatial flexibility that larger households demand. With two bathrooms integrated into each layout, residents benefit from enhanced convenience and comfort across the property.

This HDB location has matured into a neighbourhood characterised by residential stability and established community infrastructure. The area has developed a strong foundation of local services, retail options, and everyday conveniences that reflect decades of urban planning investment. Families considering 162 Yung Ping Road gain access to a neighbourhood where schools, markets, and community facilities have evolved organically to serve resident needs.

Space and Layout Considerations

The four-bedroom configurations at 162 Yung Ping Road represent a significant step up for upgraders transitioning from smaller two or three-bedroom units. The floor areas provided—spanning approximately 1,572 square feet—afford sufficient room for home offices, guest accommodation, or flexible living arrangements that reflect modern household dynamics. The dual-bathroom arrangement addresses a practical consideration for larger families, particularly where work-from-home arrangements or multi-generational living becomes relevant.

Prospective buyers should recognise that these larger units command premium valuations within the HDB market, reflecting both their size and the functional advantages they provide. The additional space translates directly into storage capacity, separate living zones, and the ability to accommodate diverse lifestyle preferences without compromise.

Market Position and Pricing

Current asking prices for units at 162 Yung Ping Road commence from approximately S$828,000, positioning these properties within the upper-middle segment of the HDB resale market. This pricing reflects the scale of the units, the maturity of the location, and the overall condition of stock available in this neighbourhood. Buyers evaluating this development should contextualise these prices against comparable four-bedroom offerings in surrounding areas, recognising that location-specific factors—transport proximity, school zoning, and neighbourhood reputation—all influence final transacted values.

The per-square-foot metrics for larger HDB units typically sit higher than smaller two-bedroom counterparts, a natural consequence of the economies of scale in public housing construction. Prospective purchasers should analyse recent comparable transactions within the same estate to establish realistic benchmarks for offer preparation and valuation assessment.

Financing and Buyer Profile Suitability

This development appeals distinctly to upgraders—existing HDB residents seeking to transition into larger family units whilst remaining within the public housing framework. First-time buyers with substantial financial capacity may also consider these properties, particularly those with family circumstances requiring immediate four-bedroom occupation. The price points involved demand careful debt servicing assessment; buyers should verify that monthly mortgage commitments remain within acceptable Total Debt Servicing Ratio thresholds, typically capped at 60% for HDB financing.

Investors evaluating 162 Yung Ping Road as rental accommodation should factor in the demand profile for four-bedroom HDB units in this district. Family-oriented tenants, expatriates seeking spacious relocations, and multi-generational households represent potential tenant pools, though rental yields require individual assessment against prevailing market rentals for comparable configurations in the area.

Additional Buyer's Stamp Duty Implications

Second-time property purchasers who are Singapore Citizens should account for Additional Buyer's Stamp Duty (ABSD) levied at 20% on the purchase price when acquiring 162 Yung Ping Road. This surcharge applies across the entire transaction value and materially impacts total acquisition costs; a unit transacting at S$828,000 would incur approximately S$165,600 in ABSD, considerably elevating the capital requirement for these buyers. Financing institutions typically do not permit mortgage lending against ABSD amounts, necessitating cash or alternative funding sources.

Buyers in this category should engage qualified conveyancing advisors to confirm their ABSD liability and explore any potential exemptions or deferral mechanisms. Accurate budgeting for this duty is essential to avoid financing complications during the purchase process.

Lease Tenure Considerations

HDB properties operate under specific tenure frameworks; 162 Yung Ping Road's age and vintage should inform buyer understanding of remaining lease periods and future value trajectories. Whilst HDB leases generally provide extended occupancy windows, buyers should independently verify the precise lease commencement date and remaining tenure to accurately project long-term ownership horizons and anticipate potential value decay as the property ages. Market practice demonstrates that units approaching final lease decades experience accelerated depreciation, a factor material to investment horizons and exit planning.

Neighbourhood and Transport Connectivity

The residential area surrounding 162 Yung Ping Road has evolved as a stable neighbourhood with established transport and amenity infrastructure. Proximity to public transport, schools, and shopping facilities influences both desirability and capital appreciation potential; buyers should personally assess accessibility to their employment locations and verify commute feasibility. Whilst the immediate vicinity offers convenience, the broader district connectivity determines whether the location remains attractive across extended holding periods.

Investment Perspective and Capital Growth

Buyers contemplating 162 Yung Ping Road as an investment vehicle must recognise that HDB resale markets reflect different dynamics to private residential sectors. Rental yields depend substantially on local tenant demand for four-bedroom configurations; in family-oriented districts, these units attract premium rents, whilst in other areas, smaller units may command higher per-sqft returns. Capital appreciation follows broader HDB market trends influenced by policies, lease tenure dynamics, and general economic conditions rather than speculative property cycles.

Long-term investment returns for HDB properties typically reflect modest annual appreciation, making this category more suitable for owner-occupiers seeking functional housing solutions than pure capital-growth investors. Prospective purchasers should model realistic return scenarios before committing capital, accounting for holding costs, potential tenant vacancy periods, and maintenance provisions.

Conclusion

162 Yung Ping Road presents a credible proposition for family households seeking substantial four-bedroom HDB accommodation. The spatial generosity and dual-bathroom configuration address practical requirements for larger households, whilst the mature neighbourhood environment provides established community and transport frameworks. Buyers should conduct thorough comparative analysis, verify lease tenure positions, and accurately budget for all acquisition costs including ABSD where applicable, ensuring that their financial position supports sustained ownership of these spacious family units.

Frequently Asked Questions

What rental yield might I expect if I purchase a unit at 162 Yung Ping Road as an investment property?

Rental yields for four-bedroom HDB units at 162 Yung Ping Road depend substantially on local tenant demand in this neighbourhood. For context, four-bedroom HDB units in mature estates typically achieve gross rental yields ranging between 2.5% and 4% annually, depending on exact location, condition, and tenant profile. At the development's current price points, a unit leasing for approximately S$2,800 to S$3,500 monthly would produce yields within this band; however, you should verify current market rentals by reviewing active listings and recent lettings in the same estate. Additional considerations include tenant vacancy periods, maintenance costs, and the fact that HDB regulations restrict lease terms—these factors reduce net yields below gross figures, making careful financial modelling essential before committing capital.

How does the per-square-foot pricing at 162 Yung Ping Road compare to recent resale transactions in this neighbourhood?

Four-bedroom HDB units typically command higher per-sqft valuations than smaller configurations due to their scale and functionality; at 162 Yung Ping Road, the listed price of approximately S$828,000 for units around 1,572 sqft translates to roughly S$526 per sqft, positioning these properties within the expected range for larger HDB units in established estates. Recent comparable transactions in the same neighbourhood should be examined to verify whether current asking prices reflect market reality or represent aspirational pricing; you can cross-reference sold prices on public records to determine whether sellers achieve asking prices or negotiate downward. The per-sqft metric matters significantly because it provides a standardised benchmark across units of varying sizes, allowing you to assess whether 162 Yung Ping Road represents value relative to nearby alternatives.

What Additional Buyer's Stamp Duty would I pay if this is my second HDB property purchase?

As a Singapore Citizen purchasing a second residential property, you would incur Additional Buyer's Stamp Duty at 20% on the entire purchase price at 162 Yung Ping Road. On a purchase price of S$828,000, this equates to S$165,600 in ABSD—a substantial sum that you must fund through cash reserves, as mortgage lenders do not finance stamp duty amounts. This 20% surcharge applies regardless of the property's age, condition, or location, and significantly impacts your total acquisition cost and cash requirement. First-time buyers and non-citizen foreign purchasers face different ABSD treatments, so confirming your exact liability with a qualified conveyancer is essential before proceeding with an offer.

How does lease decay affect resale value and long-term ownership prospects at 162 Yung Ping Road?

The remaining lease tenure on 162 Yung Ping Road is a critical variable that directly impacts current market value and future appreciation trajectory; as HDB leases approach their final decades (typically below 70 years), property values experience accelerated depreciation reflecting reduced occupancy horizons and mortgage-lending restrictions. You should independently verify the exact commencement date and remaining lease period through HDB records before purchasing, as this determines whether the property remains financeable for future buyers and influences your exit timing. Market practice demonstrates that buyers are less willing to hold units with dangerously short leases, effectively creating a value cliff whereby properties become increasingly difficult to sell as tenure erodes—for this reason, understanding the lease position is essential to projecting capital preservation and assessing whether a twenty or thirty-year holding horizon remains viable.

Does proximity to an MRT station materially affect capital appreciation and rental demand at this address?

Transport accessibility is a primary driver of HDB desirability and capital appreciation; properties within walking distance of MRT stations (typically 500-800 metres) command measurable premiums over equivalent units without convenient public transport access. You should verify the walking distance from 162 Yung Ping Road to the nearest station and assess the frequency, reliability, and destination network of that line, as these factors directly influence tenant interest and buyer competition. Historically, HDB units situated far from MRT stations experience slower capital growth and lower rental yields compared to transport-proximate alternatives; conversely, estates with excellent MRT connectivity in growing corridors have demonstrated superior appreciation during economic upturns. The transport factor becomes increasingly significant as you extend your investment or ownership horizon, as lifestyle changes and transportation modes evolve—a location with marginal MRT access today may face demand constraints in future decades.

Which buyer profiles—first-timers, upgraders, investors, high-net-worth individuals—are best suited to 162 Yung Ping Road?

Upgraders represent the primary audience for 162 Yung Ping Road, as existing HDB residents seeking larger four-bedroom units naturally transition within the public housing sector rather than leap directly into private residential markets. First-time buyers with substantial financial capacity and immediate family space requirements may also find these units suitable, particularly those prioritising affordability relative to private alternatives. Investors should approach cautiously, as four-bedroom HDB units rent primarily to family households rather than young professionals, potentially limiting tenant turnover frequency and creating extended void periods between lettings. High-net-worth individuals would typically bypass 162 Yung Ping Road in favour of private residential developments offering superior finishes, international investment frameworks, and capital appreciation potential; however, experienced HDB investors seeking dividend income and portfolio diversification sometimes acquire multiple units across different estates, in which case 162 Yung Ping Road's scale and rental profile merit consideration.

What are the TDSR implications and financing headroom at typical purchase prices for 162 Yung Ping Road?

Total Debt Servicing Ratio limits, typically capped at 60% for HDB mortgage applicants, determine the maximum monthly debt commitment banks will permit; at a purchase price of S$828,000, assuming a 25-year mortgage at current interest rates around 2.6%, monthly installments would approximate S$3,650, requiring minimum gross household monthly income of approximately S$6,080 to remain within TDSR limits. If you carry existing debts—car loans, credit card balances, or other property mortgages—your available headroom for an additional HDB mortgage diminishes accordingly, potentially restricting the maximum loan quantum or requiring co-borrowers. Young buyers should model TDSR carefully using prospective income growth trajectories, whilst mid-career purchasers should account for potential redundancy or income disruption; most financial advisors recommend maintaining TDSR well below the 60% ceiling to accommodate unexpected expenses or rate increases that could trigger unsustainable payment burdens.

How do competing four-bedroom HDB developments in this district compare to 162 Yung Ping Road in terms of pricing and location?

Four-bedroom HDB units within the same estate or nearby neighbourhoods provide natural comparison points for evaluating 162 Yung Ping Road's positioning; you should identify three to five recent sales of comparable-sized units within a 1-2 kilometre radius and analyse their transacted prices, per-sqft valuations, and market time to establish realistic benchmarks. Some competing developments may benefit from superior MRT proximity, newer renovation conditions, or enhanced precinct amenities—factors that justify premium pricing—whilst others may represent better value due to lower demand profiles or less desirable neighbourhood characteristics. The comparison process requires careful assessment of non-price variables including unit condition, floor levels (higher floors typically command premiums), proximity to childcare and schools, and the reputation trajectory of each neighbourhood; rushing to 162 Yung Ping Road without rigorous comparative analysis risks overpaying for mediocre value relative to alternatives.

Are certain unit stacks, floor levels, or orientations at 162 Yung Ping Road likely to provide superior value or appreciation?

Unit stack and floor level significantly influence both purchase price and future resale demand; higher floors typically command 5-10% premiums over lower storeys due to enhanced privacy, reduced noise from street traffic, and perception of greater prestige within HDB markets. Corner units and those with east or west-facing orientations (maximising morning or afternoon natural light) similarly attract premium pricing, whilst units facing major roads or with limited views experience discounts reflecting lower desirability. From a value perspective, mid-level floors (4th to 10th) often represent optimal balance between premium positioning and reasonable pricing, avoiding both the ground-floor accessibility premium and the extreme upper-floor scarcity markup. You should physically inspect multiple unit stacks and floor levels before committing offers, as perception of brightness, ventilation, and spatial openness varies substantially between identical floor plans at different levels.

What future supply pipeline of HDB developments or en-bloc redevelopment risks should I consider for 162 Yung Ping Road?

Future housing supply in your district—whether new HDB launches, estate redevelopment announcements, or large-scale private residential schemes—influences long-term capital appreciation by altering supply-demand equilibrium and buyer preference patterns. You should investigate whether HDB has announced nearby estate rejuvenation or new construction that might redirect demand away from 162 Yung Ping Road, and assess whether your neighbourhood faces potential en-bloc redevelopment, which would necessitate relocation and create uncertain compensation frameworks. Established neighbourhoods like yours benefit from stable housing stock but face competition if newer estates launch with superior finishes or more attractive locations; this supply dynamics argument supports prioritising transport connectivity and neighbourhood reputation when evaluating long-term capital preservation. Consult public housing authority announcements and district planning documents to understand whether your area faces structural supply changes that might improve or diminish future demand for four-bedroom units.

[For Sale] Hdb Flat At 162 Yung Ping Road — From S$828K