Type

Units

Min Area

Price Range

3 BR

904 sqft

S$668K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$668K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$134K on this acquisition.
Located 14 min (1.15 km) from NS17 Bishan MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

153 Bishan Street 13: HDB Living in the Heart of Bishan

153 Bishan Street 13 stands as an established public housing development in one of Singapore's most sought-after residential districts. Located along Bishan Street 13, this HDB estate benefits from its position within a mature, well-planned community that has evolved significantly over the past two decades. The development offers a range of layouts designed to accommodate diverse household sizes and life stages, from young families seeking their first upgrade to experienced investors diversifying their property portfolios.

The neighbourhood surrounding 153 Bishan Street 13 is characterised by excellent urban planning and comprehensive amenity provision. Bishan has long been regarded as a family-friendly destination, with well-established schools, healthcare facilities, and recreational spaces distributed throughout the precinct. The estate itself is positioned to benefit from ongoing improvements to the wider district infrastructure, including regular upgrades to transport links and the continued enhancement of public spaces.

Transport Connectivity and MRT Access

One of the key strengths of this development is its proximity to NS17 Bishan MRT Station, situated approximately 1.15 kilometres away. This accessibility to the North-South Line represents a significant advantage for residents commuting to the city centre, the business district at Marina Bay, or any other location along the line. The walking distance from the estate to the station remains reasonable, and many residents benefit from the availability of local bus services that provide an alternative layer of connectivity throughout Bishan and beyond.

Bishan MRT Station itself functions as a major interchange point, connecting residents not only to the North-South Line corridor but also to feeder bus routes that serve the wider region. This multi-modal transport infrastructure ensures that daily commuting, whether for work or leisure, remains straightforward and time-efficient. For families with working adults commuting to different parts of the island, this connectivity is particularly valuable.

Living Space and Unit Configuration

The development comprises units ranging across multiple bedroom configurations, with three-bedroom, two-bathroom layouts representing popular options for families seeking practical living arrangements. Unit sizes in the region of 904 square feet provide efficient use of space without unnecessary sprawl, enabling residents to maintain manageable utility costs whilst retaining comfortable living standards. These dimensions are typical of well-designed HDB layouts, with room proportions that balance functionality with contemporary lifestyle expectations.

Residents of 153 Bishan Street 13 enjoy access to the standard suite of HDB facilities, including communal green spaces, covered car parking, and childcare centres managed through the integrated development model. The maturity of this estate means that building systems, lifts, and common areas have been subject to regular maintenance and upgrading programmes through the HDB's Lift Upgrading Programme and other systematic improvement initiatives.

Investment Perspective and Capital Growth

For investors evaluating 153 Bishan Street 13 as an acquisition, the development presents a compelling case study in HDB appreciation within an established neighbourhood. The Bishan precinct has demonstrated consistent capital growth over multi-year horizons, supported by demographic stability, school quality, and infrastructure maturity. Properties within this estate typically attract both owner-occupiers and buy-to-let investors seeking long-term holdings in neighbourhoods with predictable demand characteristics.

The rental market for Bishan HDB units remains robust, with consistent tenant demand driven by the area's appeal to expatriates, young professionals, and small families. Yields on rental properties in this precinct compare favourably to newer estates in fringe locations, reflecting both the premium for established infrastructure and the liquidity that comes with proven rental demand. Second-property buyers should note that the Additional Buyer's Stamp Duty (ABSD) at 20% applies when purchasing additional residential properties as Singapore Citizens, a factor that should be incorporated into investment appraisal models for this development.

District Context and Neighbourhood Amenities

Bishan as a residential district ranks amongst Singapore's most comprehensive in terms of amenity provision. The estate sits within easy reach of Bishan Park, a 62-hectare attraction featuring jogging tracks, cycling paths, and recreational facilities that serve the broader community. The neighbourhood supports multiple shopping centres, food courts, and hawker markets that cater to daily consumer needs without requiring journeys to distant commercial centres.

Educational facilities in Bishan are particularly strong, with several primary and secondary schools serving families with school-age children. This concentration of quality schooling contributes substantially to the neighbourhood's appeal for upgraders seeking to combine improved housing with established educational options. Healthcare services, including polyclinics and private practices, are well distributed throughout the precinct, further supporting the quality-of-life proposition that Bishan offers to residents.

Market Position and Pricing

Pricing at 153 Bishan Street 13 remains competitive relative to comparable developments in the Bishan area, reflecting the established nature of the estate and the accessibility it provides to public transport. Current offerings in the development start from S$668,000 for three-bedroom configurations, positioning this estate as an accessible entry point for families and upgraders seeking to establish or expand their housing equity within a premium residential location.

The per-square-foot pricing of this estate sits within the range typical for mature Bishan HDB developments, suggesting fair market valuation relative to recent comparable transactions in the neighbourhood. Prospective buyers conducting transaction analysis should review recent resale data for units in the immediate vicinity to establish confidence in pricing adequacy and to assess forward capital appreciation potential based on district trends.

Lease Tenure and Property Considerations

As an HDB property, 153 Bishan Street 13 operates under the standard 99-year leasehold tenure characteristic of public housing in Singapore. Whilst lease decay is a consideration for any leasehold property, HDB leases in established districts like Bishan have demonstrated resilience in maintaining values and rental appeal throughout their tenure. The HDB's Lease Buyback Scheme provides a mechanism for older leaseholders to extend their lease, though current buyers would not be immediately eligible for this programme.

The implications of lease length for resale value and financing should be carefully considered. Banks typically offer progressively lower loan-to-value ratios as lease terms shorten, and future purchasers may face similar constraints. However, given the typical loan periods and the current age profile of this estate, most current buyers will complete their ownership within loan terms comfortably supported by prevailing financing conditions.

Suitability for Different Buyer Profiles

First-time buyers entering the property market benefit from the establishment of this estate and the certainty it provides around school quality, transport connectivity, and community infrastructure. The pricing structure and three-bedroom options make this development particularly suitable for young families seeking to combine affordability with practicality. Upgraders moving from smaller one- or two-bedroom configurations find the space improvements compelling without crossing into the price stratosphere of private residential properties.

For investors, the combination of established tenant demand, reasonable pricing, and predictable capital appreciation makes 153 Bishan Street 13 an attractive diversification within a wider property portfolio. Expatriates on multi-year assignments in Singapore frequently seek Bishan properties, contributing to reliable rental occupancy and supporting yields. Owner-occupiers seeking to build long-term housing equity benefit from the neighbourhood's maturity and the certainty that comes with purchasing within an established community with proven holding appeal.

Frequently Asked Questions

What rental yield might an investor expect from purchasing a unit at 153 Bishan Street 13?

Rental yields on Bishan HDB properties typically range between 2.5% and 3.5% gross annually, depending on unit configuration, floor level, and current market rental rates. A three-bedroom unit at this development might attract monthly rents in the S$2,500 to S$3,200 range, translating to annual gross yields of approximately 3% on a property purchased at current market prices. The stability of the Bishan rental market, driven by consistent demand from expatriates and young professionals, supports these yield expectations with lower vacancy risk compared to peripheral estates. Investors should factor in annual property tax, maintenance contributions, and potential capital appreciation when building complete return models for this property class.

How does the per-square-foot pricing at 153 Bishan Street 13 compare to recent HDB transactions in Bishan?

The per-square-foot pricing at 153 Bishan Street 13 sits within the contemporary range for established Bishan HDB estates, reflecting fair market valuation for a mature development with strong transport connectivity. Recent comparable transactions in the Bishan precinct for three-bedroom configurations have settled in the S$730 to S$800 per-square-foot range, positioning current offerings at competitive levels relative to the broader market. This pricing stability reflects the consistent demand characteristics of the neighbourhood and the established infrastructure that benefits all properties in the area. Buyers should review recent Urban Redevelopment Authority (URA) transaction data for the Bishan planning area to validate pricing adequacy and to assess whether current market conditions favour immediate acquisition or warrant a waiting approach.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing a second property at 153 Bishan Street 13?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty at a rate of 20%, applied on top of standard stamp duty. For a property purchase price of S$668,000, the ABSD payable would be approximately S$133,600, substantially increasing the total acquisition cost beyond the headline property price. This duty represents a significant upfront capital requirement and should be incorporated into financial planning and investment appraisal for second-property acquisitions. Prospective buyers should consult with a tax adviser to understand the full stamp duty structure and to explore any potential exemptions or reliefs that might apply to their specific circumstances, such as those for upgrading to a larger property.

Does lease decay at 153 Bishan Street 13 present a material risk to future resale value and bank financing?

As an HDB property with a 99-year lease, 153 Bishan Street 13 will experience gradual lease decay over time, though this is a structural characteristic of all public housing in Singapore and does not differentiate this estate from the broader HDB market. Current purchases at this development will retain the majority of lease life for typical ownership periods of 20 to 30 years, with financing institutions offering full loan-to-value ratios for loans within standard tenors. The HDB Lease Buyback Scheme potentially offers a future extension mechanism for older leaseholders, though current buyers would not immediately qualify. Resale value dynamics will increasingly reflect lease length as the property ages into the 2060s and beyond, but this is a consideration affecting the entire HDB market rather than a unique risk to this specific development.

How does proximity to NS17 Bishan MRT Station influence demand and capital appreciation at this development?

The NS17 Bishan MRT Station, situated approximately 1.15 kilometres from the estate, represents a critical infrastructure asset that underpins sustained demand and capital appreciation. MRT-proximate properties command price premiums across Singapore's residential market, and the North-South Line in particular serves major employment centres in the city core and the Marina Bay financial district. This accessibility ensures that the development remains attractive to working families and professionals across multi-year market cycles, supporting liquidity and value resilience. The station's function as a transport interchange connecting to complementary bus routes further enhances the value proposition, making the estate appealing to diverse household types and supporting continued capital growth in line with broader district trends.

Is 153 Bishan Street 13 suitable as a property purchase for different buyer types – first-timers, upgraders, high-net-worth individuals, and investors?

First-time buyers benefit from the establishment and certainty of Bishan as a residential location, with excellent school options, transport links, and community infrastructure that reduce the risk of ownership. Upgraders moving from smaller units find the three-bedroom configuration and competitive pricing attractive, offering meaningful space gains without the premium associated with private housing. Investors identify compelling rental yield potential and predictable capital appreciation within a neighbourhood demonstrating consistent market resilience. High-net-worth individuals may view this development as a lower-priority acquisition given alternative opportunities in premium locations, though some utilise Bishan HDB properties as stable yield-generating assets within diversified property portfolios. The development's breadth of appeal across multiple buyer demographics supports market depth and liquidity, benefiting all ownership categories.

What are the TDSR and financing headroom implications for purchasers at typical price points in this development?

Total Debt Servicing Ratio (TDSR) limits cap monthly debt repayments at 60% of gross household income, a constraint that affects financing capacity for property acquisition. A S$668,000 purchase price typically requires a household income of approximately S$80,000 to S$100,000 annually to comfortably remain within TDSR limits when combined with other financial obligations. Most financial institutions offer loan tenors of up to 25 or 30 years for HDB purchases, extending the repayment period and reducing monthly servicing costs relative to shorter-tenure private property loans. Prospective buyers should engage with mortgage advisers to conduct pre-approval assessments and to confirm actual financing headroom based on personal financial profiles, including existing liabilities and income documentation standards set by individual lenders.

How does 153 Bishan Street 13 compare to nearby competing HDB developments in the Bishan area?

The Bishan planning area comprises multiple HDB estates spanning different construction eras and configurations, including Bishan Street 11, Bishan Street 12, and Bishan Street 14 developments. Contemporary pricing across these estates clusters within a narrow range, reflecting the homogeneous appeal of the Bishan location and the standardisation of HDB design and construction. Differentiation between comparable estates often hinges on specific unit configurations, floor levels affecting natural light and ventilation, and the age of building systems. 153 Bishan Street 13's positioning within this competitive landscape is neutral to favourable, with pricing and amenities consistent with peer developments and no material disadvantages relative to alternatives. Buyers should conduct direct comparison shopping across available Bishan units to identify any property-specific advantages, such as corner units, high floors, or recent upgrades.

Which unit stack or floor level at 153 Bishan Street 13 offers the best value and living proposition?

Mid-floor units, typically ranging between levels 4 and 12 in HDB developments, balance natural light and ventilation against security benefits whilst avoiding the premium pricing often applied to high-floor units. Middle storeys also benefit from lower water pressure variability and reduced noise transmission compared to lower levels, contributing to improved quality of life. Lower floors in the range of levels 2 to 3 may offer modest pricing discounts whilst remaining above ground-level concerns regarding dampness and urban noise, appealing to cost-conscious buyers. High-floor units command price premiums reflecting enhanced views and reduced neighbouring noise, though these benefits should be weighted against the additional cost. Corner units throughout the development typically offer superior natural light and ventilation, potentially justifying modest price premiums. Prospective purchasers should visit multiple floor levels and stack positions to assess personal preferences and to confirm that chosen units align with individual lifestyle requirements.

What is the future supply pipeline for HDB developments in the Bishan planning district, and how might this affect values at 153 Bishan Street 13?

The Bishan planning area is substantially built out with established HDB infrastructure and limited remaining white space for new estate development. The Housing and Development Board's 5 Year Building Programme and broader public housing strategy increasingly direct new supply to fringe and developing locations, rather than densifying established mature estates. This structural undersupply of new Bishan housing relative to demand supports value resilience and capital appreciation for existing properties in the district, as constrained new supply forces marginal purchasers toward secondary market transactions. Long-term demographic trends affecting Bishan, including the maturation of household populations and potential rental yield improvements, further support the capital appreciation thesis for well-positioned developments. Buyers evaluating 153 Bishan Street 13 can expect the development to benefit from supply-constrained market dynamics, though broader economic cycles and interest rate regimes will continue to influence valuations across all property segments.

Hdb Flat At 153 Bishan Street 13 — From S$668K