Type

Units

Min Area

Price Range

Other

100 sqft

S$600/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$600.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$120 on this acquisition.
Located 7 min (610 m) from DT5 Beauty World MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

13 Toh Yi Drive: A District 10 HDB Opportunity Near Beauty World MRT

13 Toh Yi Drive represents a notable housing proposition in Singapore's District 10, positioned within the heart of a mature residential community that has developed substantial infrastructure and amenities over several decades. The development's location on Toh Yi Drive places it in one of Singapore's more established neighbourhoods, characterised by a stable mix of residential properties, local services, and community facilities that serve the broader area.

The defining advantage of this address lies in its proximity to Beauty World MRT Station on the Downtown Line (DT5), situated merely 610 metres away—approximately a seven-minute walk. This transport connection fundamentally enhances the property's appeal to both owner-occupiers and investors, as the Downtown Line provides direct access to the central business district, extending through Bukit Timah, Botanic Gardens, and into Marina Bay. For professionals working in the city centre or suburban business parks along the line, this accessibility translates into meaningful savings in commute time and transport costs.

Location and Neighbourhood Characteristics

Toh Yi Drive sits within a well-established residential quarter that has long served middle-income and upper-middle-income households across Singapore. The neighbourhood benefits from decades of planning and development, which has resulted in mature green spaces, established schools at both primary and secondary levels, and a network of hawker centres and wet markets that cater to daily needs. The area's demographic profile tends towards families and long-term residents, creating a stable community environment that supports property values over extended holding periods.

The immediate catchment around 13 Toh Yi Drive encompasses several primary schools, making the location attractive for families with young children. Secondary schools serving this district are similarly accessible, whether by foot, bus, or short car journeys. Healthcare facilities, including polyclinics and private medical centres, are distributed throughout the neighbourhood, whilst shopping options range from traditional neighbourhood shops to larger retail centres within a five to ten-minute drive.

Transport Connectivity and MRT Impact

Beauty World MRT Station functions as the primary transport node for this area, and its seven-minute walking distance from 13 Toh Yi Drive positions the development firmly within the station's immediate sphere of influence. The Downtown Line has established itself as a critical east-west corridor, with steady ridership and plans for ongoing network enhancements. This transport backbone ensures that properties within comfortable walking distance of the station typically command premiums relative to locations requiring bus or car access to reach rail services.

The proximity to an MRT station historically correlates with stronger rental demand, as tenants—particularly young professionals and expatriates—actively seek properties minimising commute friction. This rental demand dynamic supports investment returns for those purchasing with the intention to let, and it also underpins capital appreciation trajectories, as the convenience premium rarely diminishes over time. Properties within 600–800 metres of an MRT station have demonstrated resilience through property cycles, suggesting that 13 Toh Yi Drive's positioning offers defensive value characteristics.

HDB Market Context and Investment Considerations

As an HDB flat, units at 13 Toh Yi Drive sit within Singapore's public housing ecosystem, which represents the primary residential tenure for the majority of the resident population. HDB properties benefit from statutory protections, transparent pricing discovery through published transactions, and regulatory frameworks that provide clarity to both buyer and seller. The HDB sector has demonstrated consistent long-term value appreciation, driven by population growth, limited new supply in mature estates, and the fundamental scarcity value of freehold or 999-year leasehold properties in central locations.

Investors considering 13 Toh Yi Drive should assess rental yields in relation to prevailing market rents for comparable units in the immediate vicinity. HDB flats in proximity to MRT stations typically achieve stronger rental take-up and command higher monthly rents on a per-square-foot basis than comparable units located further from rail nodes. This rental premium—sometimes ranging from 5% to 15% relative to bus-dependent locations—merits careful calculation when evaluating gross yield, as well as net yield after accounting for management fees, maintenance contributions, and vacancy assumptions.

Pricing and Market Dynamics

Pricing for units at 13 Toh Yi Drive will reflect prevailing HDB market conditions, the specific unit's configuration, floor level, and aspect, as well as the development's locational advantages relative to competing HDB estates across District 10 and neighbouring districts. Recent HDB transactions in the Beauty World precinct have reflected the transport premium associated with MRT proximity, with price-per-square-foot metrics typically tracking above those for equivalent units in more remote locations. Prospective buyers are well-advised to review the Housing and Development Board's transaction history for comparable properties on Toh Yi Drive and nearby streets to establish realistic pricing benchmarks.

Second property buyers should be aware of Additional Buyer's Stamp Duty (ABSD) implications, which currently applies at 20% of the property value for Singapore Citizens acquiring a second residential property. This duty materially affects total acquisition cost and should be incorporated into financial planning and investment return calculations from the outset.

Capital Appreciation and Long-Term Value

HDB flats in mature estates with strong transport connections have historically appreciated at rates aligned with or exceeding broader residential property inflation. The 13 Toh Yi Drive location benefits from the Downtown Line's status as a critical transport artery, which reduces the risk of transport obsolescence—a concern that can affect properties dependent on bus routes subject to rerouting or service reduction. Over extended holding periods, properties within MRT walking distance have proven more resilient to market downturns and more responsive to upside property cycles.

The District 10 location itself carries strategic merit, as the district encompasses a mix of established residential areas, employment nodes, and commercial centres that support sustained demand across housing cycles. Unlike peripheral new towns where supply may expand significantly, mature central districts typically face supply constraints that support value preservation and appreciation.

Suitability for Different Buyer Profiles

First-time buyers seeking entry into Singapore's property market will find HDB flats an accessible pathway to homeownership, with transparent pricing, standardised unit configurations across multiple buildings, and established financing frameworks through HDB loan schemes. The location near Beauty World MRT appeals particularly to young professionals beginning their careers, as the transport connectivity reduces living costs and maximises lifestyle flexibility.

Upgraders moving from smaller to larger HDB configurations, or from HDB to private residential property, may view 13 Toh Yi Drive as a suitable intermediate step, particularly if seeking to maintain HDB affordability whilst securing improved locational amenities. The MRT proximity appeals to this segment's desire to reduce commute burden as family or career circumstances evolve.

Investors building diversified property portfolios recognise HDB's role as a counter-cyclical asset class, with pricing discipline maintained through HDB's regulatory framework and typically strong underlying rental demand. The 13 Toh Yi Drive location's transport premium supports rental pricing power, making it a defensible investment thesis across market conditions.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 13 Toh Yi Drive as an investment property?

Rental yields for HDB flats near MRT stations typically range from 3% to 5% gross, depending on unit configuration, floor level, and current market rents. Units at 13 Toh Yi Drive benefit from the Beauty World MRT proximity, which supports above-average rental demand and commands a rental premium relative to bus-dependent HDB locations. To estimate your specific yield, research recent monthly rental transactions for comparable unit sizes on Toh Yi Drive and nearby streets, then divide the annual rental by your total acquisition cost (including ABSD and legal fees). Net yield will be lower after accounting for HDB management fees (typically 0.4–0.6% per annum) and vacancy provisioning (typically 5% of annual rental). Properties within 600–800 metres of MRT stations historically demonstrate superior rental stability through economic cycles, reducing downside risk on yield assumptions.

How does pricing at 13 Toh Yi Drive compare to recent HDB transactions in the Beauty World area?

Price-per-square-foot metrics for HDB flats near Beauty World MRT typically reflect a 10–15% premium relative to comparable unit types located on bus-dependent streets, as transport accessibility justifies higher per-unit pricing. Recent HDB transactions published by the Housing and Development Board for Toh Yi Drive and neighbouring streets (such as Whitley Road and Anderson Road) provide the most reliable benchmarking data; these transactions are publicly available and searchable by address, unit size, and transaction date. When comparing prices, ensure you account for unit age, floor level, and aspect, as these factors introduce significant variation independent of location. Units on higher floors with better natural light typically command 3–8% premiums over lower-floor equivalents. Analysing transaction velocity is also instructive: if units are selling within weeks of listing, pricing is likely at or below market equilibrium; extended time-on-market may signal over-pricing relative to comparable inventory.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I'm buying 13 Toh Yi Drive as my second residential property?

As a Singapore Citizen purchasing your second residential property, you will incur Additional Buyer's Stamp Duty at 20% of the property's purchase price, payable at point of acquisition. This duty is separate from standard Buyer's Stamp Duty and must be factored into your total acquisition cost and financing requirements. For example, if a unit is priced at S$500,000, ABSD of S$100,000 becomes payable, effectively raising your total cost to S$600,000 before legal fees and other transaction costs. This 20% duty materially compresses investment returns and reduces your financing headroom under debt-servicing ratio limits, as the higher acquisition cost reduces the proportion of capital available for down payment on an HDB loan. Tax planning may warrant consideration of structure and timing, particularly if your first residential property is approaching sale, which could reset your ABSD liability. Consult a tax advisor to understand personalised implications.

Is there lease decay risk affecting resale value at 13 Toh Yi Drive, and how might it impact future capital appreciation?

Most HDB flats, including those on Toh Yi Drive, are built on 99-year leasehold tenure, which means lease decay begins immediately upon acquisition. As a lease shortens below 80 years, resale value typically declines more steeply, as financing becomes restricted and buyer pools shrink. However, the Housing and Development Board operates a lease buyback scheme (Lease Buyback Scheme) that allows residents to sell their remaining lease back to the board at established prices, providing a market floor. This safety-net mechanism distinguishes HDB from private leasehold properties and reduces the acute urgency of managing lease decay. For current buyers, lease length is still considerable (typically 80–100+ years depending on original build date), so decay impact is distant and manageable through eventual scheme participation or sale to younger buyers. Monitor HDB's policies on lease extension and buyback schemes, as these may evolve. Properties with longer lease terms command higher resale prices and broader buyer appeal, so when comparing units, prioritise those with greater lease length remaining.

How does proximity to Beauty World MRT Station affect demand and capital appreciation for 13 Toh Yi Drive?

Properties within 600–800 metres of an MRT station have demonstrated superior capital appreciation over 10+ year periods, historically outperforming bus-dependent locations by 2–4% per annum on average. The beauty World MRT Station, on the Downtown Line (DT5), functions as a critical east-west transport artery connecting Bukit Timah to the city centre and eastern regions, ensuring sustained high ridership and line relevance across decades. This transport security reduces the risk that the property becomes stranded due to line closure or service degradation—a tail risk that affects some bus-dependent locations. Tenants and owner-occupiers actively seek MRT-proximate housing, creating consistent demand pressure that supports rental uptake and capital growth. The premium commanded by MRT proximity is durable: research shows it persists even through property downturns, as the convenience value remains fundamental to tenant and buyer decision-making. When evaluating 13 Toh Yi Drive's appreciation potential, weight this transport advantage significantly; it represents one of the property's most defensible value drivers.

Is 13 Toh Yi Drive suitable for first-time buyers, upgraders, and investors, or are there specific buyer profiles it serves better?

First-time buyers will find 13 Toh Yi Drive an accessible entry point into Singapore property ownership, as HDB flats offer transparent pricing, standardised unit configurations, and favourable HDB financing schemes (typically offering up to 90% loan-to-value with interest rates around 2.6% per annum). The MRT proximity appeals strongly to young professionals entering the workforce, as it minimises commute costs and maximises lifestyle flexibility in a central location. For upgraders seeking to move from a smaller HDB flat to a larger unit, or consolidating living spaces as family size evolves, the location's established amenities and social infrastructure prove attractive; schools, hawker centres, and medical facilities are all mature and well-distributed. Investors will find the rental-yield profile supportive, particularly as HDB's regulatory framework ensures pricing transparency and the MRT proximity drives durable tenant demand. Unlike private property investment, which can be highly sensitive to interest-rate cycles and developer reputation, HDB investment benefits from public-sector stability and consistent underlying demand. The property is well-suited across these segments, though investors should prioritise yield analysis and risk-adjusted return calculations above all.

What Total Debt Servicing Ratio (TDSR) and financing headroom should I expect at typical 13 Toh Yi Drive price points?

Total Debt Servicing Ratio (TDSR) limits capped at 55% of gross monthly income for HDB loan applicants determine how much you can borrow for a given monthly income level. If a 13 Toh Yi Drive unit is priced at S$500,000 and you put down 20% (S$100,000), your loan amount is S$400,000; at current HDB interest rates around 2.6% per annum over 25 years, monthly principal and interest payment approximates S$1,650. Your gross monthly income must therefore exceed approximately S$3,000 to meet the 55% TDSR threshold (S$1,650 divided by 0.55). If you have existing debts—credit card balances, car loans, or other mortgages—these reduce your available TDSR headroom, potentially limiting your borrowing capacity. Second property buyers facing the 20% ABSD levy will have reduced down-payment capital available, forcing either a higher loan amount (reducing TDSR headroom) or acceptance of a smaller unit. Model your specific scenario using HDB's loan calculators and engage an HDB loan officer to confirm pre-approval limits before making an offer. Price appreciation on 13 Toh Yi Drive is likely to exceed income growth, so securing financing at today's rates locks in significant leverage advantage.

How does 13 Toh Yi Drive compare to competing HDB estates in District 10 and the wider Beauty World precinct?

District 10 encompasses several HDB estates beyond Toh Yi Drive, including Whitley, Casuarina, and Anderson—each with varying degrees of MRT proximity, unit age, and amenity maturity. Whitley estate, immediately adjacent, benefits from similar MRT distance but comprises older stock built in the 1970s–1980s, which may trade at lower per-square-foot prices despite comparable locations. Casuarina, another nearby estate, is slightly more remote from Beauty World MRT but closer to King Albert Park station, offering different transport trade-offs. When benchmarking 13 Toh Yi Drive, cross-reference recent transactions across these competing estates to understand locational and age-based pricing differentials. Neighbouring private residential enclaves (such as those in Bukit Timah proper) command substantial premiums—often 30–50% higher per square foot—reflecting freehold tenure and lower population density; HDB's regulatory pricing discipline keeps it competitive and accessible. The best comparable set includes HDB units within 800 metres of Beauty World MRT, regardless of specific street address, as transport proximity is the primary pricing determinant.

Which floor levels or unit stacks at 13 Toh Yi Drive offer the best value for money?

Middle-floor units (typically floors 8–12 in a 13-storey block) often represent optimal value, as they command modest premiums over lower floors (3–8%) whilst avoiding the steepest premiums applied to high-floor units (floors 15+, which typically trade at 8–15% above mid-floor equivalents). Ground and low-floor units (1–3) often trade at discounts of 5–12% due to reduced privacy, higher noise exposure from street activity, and less natural light; if your investment thesis depends on strong net rental yield, these discounted units can deliver superior yields if rents do not decline proportionally. East and north-facing units typically command modest premiums due to better morning light and reduced afternoon heat; west-facing units are least preferred in Singapore's tropical climate. Units at block corners often trade at modest premiums (2–5%) due to improved ventilation and light from two facades. Examine the development's block layout and orientation relative to the MRT station and main roads; units with unobstructed views of the neighbourhood or gardens may justify 3–8% premiums. Consult recent comparable sales data stratified by floor and aspect to identify where price anomalies exist—some floor levels may be priced below equilibrium due to low transaction frequency.

What is the future supply pipeline for HDB in District 10, and how might new developments affect 13 Toh Yi Drive's value trajectory?

District 10 is a mature, largely built-out zone with limited remaining tracts of undeveloped land available for HDB new builds. The Housing and Development Board's Build-to-Order pipeline emphasises growth in peripheral new towns (Punggol, Tengah, Woodlands, etc.) rather than central established districts, which means new HDB supply pressure on District 10 is likely minimal over the next 10–15 years. This supply scarcity supports long-term capital appreciation, as demand from upgraders, families, and investors continues whilst new unit availability remains constrained. However, monitor HDB's future announcements, as policy shifts occasionally prioritise central-zone intensification; if significant new capacity is introduced to District 10 in coming years, it would increase competition and potentially moderate appreciation. Additionally, track private residential development in the broader Bukit Timah zone, as new private launches can occasionally redirect buyer traffic away from HDB if economic conditions favour private purchases over public housing. The most durable value driver remains the established transport infrastructure and mature community amenities, which cannot be easily replicated elsewhere; these features provide structural support to 13 Toh Yi Drive's position regardless of near-term supply shifts.

[For Rent] Hdb Flat At 13 Toh Yi Drive — From S$600