Type

Units

Min Area

Price Range

3 BR

1001 sqft

S$1.1M – S$1.2M

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$1.1M to S$1.2M.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$220K on this acquisition.
Located 8 min (640 m) from NE11 Woodleigh MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

112B Alkaff Crescent: A Well-Established HDB Community in Woodleigh

Situated along Alkaff Crescent in the Woodleigh precinct, 112B Alkaff Crescent represents a mature and well-regarded residential enclave within Singapore's public housing landscape. This development has earned its reputation as a stable community offering families and investors alike a compelling opportunity to own property in one of the island's more established residential districts. The location bridges the gap between established neighbourhoods and modern urban convenience, making it an attractive proposition for a diverse range of buyer profiles.

The proximity to NE11 Woodleigh MRT Station—just eight minutes' walk away at approximately 640 metres—places residents within easy striking distance of the North-East Line network. This accessibility translates to straightforward connectivity across the island, whether commuting to the Central Business District, accessing employment hubs in the east, or travelling towards developing precincts. The station connection enhances both daily convenience and long-term property desirability, as MRT proximity remains a primary driver of capital appreciation in the HDB segment.

Property Configuration and Living Space

Units at 112B Alkaff Crescent are predominantly configured as spacious three-bedroom residences, with floor areas spanning approximately 1,001 square feet. This configuration delivers comfortable living space suitable for growing families, established households seeking upgrade opportunities, and investors targeting the popular three-bedroom segment where rental demand remains robust. The two-bathroom layout ensures practical day-to-day living for multiple occupants, reducing pressure on shared facilities and enhancing household convenience during peak hours.

The floor area places these units comfortably within the mid-to-upper range of HDB offerings, providing scope for flexible interior arrangements and furniture placement that smaller configurations cannot accommodate. This spaciousness appeals to families with young children, multigenerational households, or owner-occupiers prioritising living comfort over minimalist footprints. For investors, the three-bedroom typology remains one of the most liquid segments in the HDB resale market, supporting both rental appeal and eventual exit strategies.

Market Position and Pricing Context

Units at 112B Alkaff Crescent are available from S$1.1 million, positioning this development competitively within the Woodleigh and surrounding central-east Singapore market. This pricing reflects the maturity of the estate, the established track record of capital performance, and the proximity to valued transport infrastructure. Properties at this price point attract a broad cross-section of buyers—from first-time upgraders exiting smaller units, to established families seeking predictable long-term growth, to serious investors capitalising on rental yield potential in an established neighbourhood.

The transactional history of Alkaff Crescent properties demonstrates consistent demand and reasonable price stability, characteristics that instil confidence in long-term ownership. While HDB prices across Singapore have experienced fluctuations, the Woodleigh locality has proven resilient due to its mature community infrastructure, transport accessibility, and consistent rental-market interest from both local and foreign professional workers.

Investment and Rental Potential

The three-bedroom HDB typology has consistently maintained strong rental appeal across Singapore's private rental market. Professional expatriates, transferring executives, and local tenants seeking quality public housing regularly target three-bedroom units, supporting yields that often exceed those available in other residential segments. Properties at 112B Alkaff Crescent can be expected to command competitive monthly rental rates reflective of the Woodleigh location, established facilities, and MRT proximity—potentially generating annual gross yields in the region of 3 to 4 percent depending on market conditions and exact configuration.

Investors purchasing as second or subsequent properties should factor in the 20% Additional Buyer's Stamp Duty (ABSD) applicable to Singapore Citizens acquiring a second residential property. This material cost must be incorporated into investment returns and property acquisition budgets, reducing effective yield by approximately 0.5 to 1 percentage point annually over a ten-year holding period. Despite ABSD, the established nature of the locality and consistent rental demand continue to support long-term investment case for disciplined capital allocation.

Neighbourhood Infrastructure and Community Setting

The Woodleigh precinct has evolved into a fully mature residential district with established amenities, commercial facilities, and community infrastructure. Shopping centres, food courts, hawker establishments, and supermarkets are readily accessible within the vicinity, supporting daily convenience for residents. Schools, community centres, and recreational facilities round out the ecosystem, making this neighbourhood particularly suited to family households seeking established, comprehensive community infrastructure rather than emerging developments.

The estate itself benefits from the cumulative improvements and community spirit accumulated over decades of residential occupancy. Green spaces, playground facilities, and common areas reflect the typical HDB development standards, whilst the long-established nature of the community means extensive social networks and neighbourhood cohesion—factors that significantly enhance quality of life for residents and support property desirability over sustained ownership periods.

Transport Connectivity and Long-Term Positioning

MRT proximity remains one of the strongest drivers of HDB capital appreciation, and the eight-minute walking distance to Woodleigh Station positions this development favourably relative to less-connected alternatives. The North-East Line offers direct connectivity to Dhoby Ghaut, Marina Bay, and other major centres, whilst interchange points provide access to other MRT lines and the broader transport network. For owner-occupiers, this connectivity eliminates reliance on private vehicles for commuting to central locations. For investors, MRT accessibility substantially widens the prospective tenant pool, enhancing rental marketability and reducing void periods.

Future transport planning in the broader east and central zones suggests continued investment in MRT and bus infrastructure, likely to reinforce the value proposition of properties within walking distance of established stations. Properties demonstrating such proximity typically appreciate at rates outpacing those in more peripheral locations, making this aspect of 112B Alkaff Crescent's location profile a substantive long-term advantage.

Financing and Affordability Considerations

The S$1.1 million price point for units at this development sits within reach of many upgrading households and younger professional investors with accumulated savings or inherited capital. Standard HDB financing through banks typically permits loan-to-value ratios of 80 to 90 percent for owner-occupiers, reducing upfront capital requirements to manageable levels. First-time buyers utilising Defaults Home Protection Insurance through HDB may access even favourable financing structures, reducing upfront costs further.

For investors or second-property buyers, mortgage servicing obligations must be assessed carefully against TDSR (Total Debt Service Ratio) limitations. At prevailing interest rates (typically 3.5 to 4.5 percent for HDB-eligible properties), a S$1.1 million purchase with 80 percent financing generates monthly obligations in the region of S$4,400 to S$4,800, necessitating monthly gross income of approximately S$13,000 to S$14,000 to remain within prudent TDSR boundaries. Most established professionals and household combinations comfortably meet this threshold, though first-time buyers with lower incomes may require spousal combined income or parental support to optimise financing scenarios.

Comparative Market Position

The Woodleigh precinct represents well-established territory within Singapore's HDB market, where transaction history provides transparent benchmarks for value assessment. Comparable three-bedroom units in the vicinity typically trade at similar price per square foot levels, suggesting 112B Alkaff Crescent sits fairly within prevailing market rates. Competing developments in the immediate area—such as other blocks along Alkaff Crescent or proximate estates like Toa Payoh or Serangoon—offer alternative options, though all benefit from comparable MRT access and infrastructure maturity.

Buyers evaluating options within this market segment should compare not only headline prices but also precise floor levels, unit orientation, remaining lease tenure (for leasehold considerations), and internal configuration variations. Mid-to-high floor units typically command modest premiums reflecting improved views and reduced noise, whilst units facing quieter internal roads outperform those bordering main thoroughfares in terms of lifestyle appeal and noise mitigation.

Long-Term Ownership and Lease Considerations

As an HDB property, units at 112B Alkaff Crescent benefit from the statutory protections and stability inherent to Singapore's public housing framework. HDB leases are typically 99-year tenures, meaning properties currently offered would retain approximately 88 to 90 years of lease remaining at point of acquisition (depending on exact original completion date). Whilst this remaining tenure remains substantial and suitable for owner-occupancy spanning multiple decades, lease decay does eventually impact resale value as remaining tenure approaches the 80, 70, or 60-year thresholds.

Investors with multi-decade holding horizons should remain cognisant of lease decay trajectory, though for properties in this price range and location, the next critical milestones lie 15 to 20 years hence. Owner-occupiers purchasing with intention to retain long-term should factor lease tenure into succession planning, recognising that whilst properties remain perfectly inhabitable at 60 years' lease, resale marketability may narrow as tenure declines further. HDB's lease extension and re-financing programmes may offer future pathways to address this consideration, though no guarantees apply to prospective reforms.

Frequently Asked Questions

What is the estimated annual rental yield for a three-bedroom unit at 112B Alkaff Crescent purchased at current market prices?

Three-bedroom HDB units at 112B Alkaff Crescent typically generate gross annual rental yields in the region of 3 to 4 percent, depending on precise floor level, unit orientation, and prevailing market conditions. At the S$1.1 million price point, this translates to expected gross rental income between approximately S$33,000 and S$44,000 annually, with net yields after property tax, maintenance contributions, and minor contingencies typically reducing this to 2.5 to 3.5 percent. The Woodleigh location and proximity to Woodleigh MRT Station sustain strong tenant demand from expatriate professionals and local renters, supporting consistent lettings and reasonable rental growth tracking general CPI inflation over multi-year holding periods. However, investors must account for 20% ABSD on second property purchases, which materially impacts net yield calculations and should be factored into projected returns before committing capital.

How does the per-square-foot pricing at 112B Alkaff Crescent compare to recent transactional evidence in Woodleigh and surrounding areas?

At the S$1.1 million price point for approximately 1,001 square feet, units at 112B Alkaff Crescent trade at roughly S$1,100 per square foot, placing them competitively within the established Woodleigh market and consistent with recent comparable transactions along Alkaff Crescent and proximate blocks. This pricing reflects the maturity of the estate, the proven track record of the locality, and the eight-minute proximity to Woodleigh MRT Station—factors that collectively support values aligned with broader Woodleigh benchmarks rather than significant premiums or discounts. Comparable three-bedroom units in adjacent estates like Toa Payoh or Serangoon typically trade within a 5 to 10 percent band of this reference point, confirming reasonable market alignment. Buyers should verify recent comparable sales through recent HDB resale documentation to confirm this assessment remains current, as market conditions can shift quarterly, particularly in response to interest rate movements or broader economic sentiment.

What are the ABSD implications for a Singapore Citizen purchasing a second residential property at 112B Alkaff Crescent?

A Singapore Citizen purchasing a second residential property at 112B Alkaff Crescent incurs Additional Buyer's Stamp Duty (ABSD) at the current statutory rate of 20% on the purchase price. For a S$1.1 million property, this represents a material upfront cost of S$220,000, substantially impacting total acquisition expenses and investment returns. This duty must be paid at point of purchase and is not recoverable, making it essential to factor into financing and cash-position planning. Beyond the headline ABSD cost, investors should also consider the ongoing cash flow impact—the S$220,000 ABSD cost effectively reduces investable capital, increasing reliance on mortgage financing and magnifying monthly debt servicing obligations. Whilst ABSD can be mitigated through structuring purchases via corporate entities in limited circumstances, most individual buyers must accept the 20% levy and incorporate it into return expectations, effectively reducing net yield by approximately 0.5 to 1 percentage point annually over typical ten-year holding horizons.

Given the 99-year HDB lease at 112B Alkaff Crescent, what is the realistic long-term resale risk and lease decay impact?

Units at 112B Alkaff Crescent currently offer approximately 88 to 90 years of remaining lease tenure, placing them well above the critical 80-year threshold where meaningful resale value degradation typically accelerates. For owner-occupiers with multi-decade holding horizons, this remaining tenure presents no material concern, as the property will remain habitable and mortgageable throughout typical ownership periods. However, lease decay does become progressively relevant as tenure declines below 80 years, with market evidence suggesting resale values compress approximately 1 to 2 percent annually for each year of lease below this threshold in the HDB segment. This means properties with 70 years remaining lease typically trade at 10 to 20 percent discounts relative to identical units at 80-year tenure, impacts that compound over extended holding periods. Investors should incorporate lease decay trajectory into 15-20 year exit planning, recognising that whilst HDB lease extension programmes may offer future solutions, no guarantees exist and prospective buyers should base investment decisions on current policy frameworks rather than anticipated reforms.

How does MRT proximity to Woodleigh Station at eight minutes' walk influence demand and capital appreciation for properties at this development?

MRT proximity is one of the strongest and most durable drivers of HDB capital appreciation across Singapore's market, and the eight-minute walking distance to Woodleigh Station (NE11) positions 112B Alkaff Crescent advantageously relative to developments requiring 15-20 minute commutes or greater. This accessibility directly impacts buyer demand pools, expanding prospective purchasers to include commuters prioritising minimal travel time to central employment zones, as well as renters (particularly expatriate professionals) seeking walkable MRT access without private vehicle reliance. Properties demonstrating such station proximity historically appreciate at annual rates 0.5 to 1 percentage point above more peripheral alternatives, compounding meaningfully over 10-15 year holding periods. Future transport network development—including potential new MRT lines or bus rapid transit enhancements in the eastern zones—is likely to reinforce rather than diminish this value advantage, making station proximity a fundamentally sound long-term hedge against depreciation risk. Investors and owner-occupiers alike benefit from this characteristic, with rental demand particularly responsive to MRT accessibility, supporting reduced void periods and pricing resilience during market downturns.

Which buyer profiles—first-time owners, upgraders, HNW investors—is 112B Alkaff Crescent most suitable for?

The S$1.1 million price point and three-bedroom configuration at 112B Alkaff Crescent appeals strongly to established households upgrading from smaller starter flats or older estates, as the size and location offer meaningful quality-of-life improvement over entry-level properties whilst remaining financially accessible without requiring outsized leverage or dual-income dependency. First-time buyers with substantial accumulated savings or parental support may also access these properties, though single-income household purchasers may find financing headroom tighter than for lower-priced alternatives. High-net-worth investors typically overlook properties at this price tier in favour of larger portfolios, newer developments with premium amenities, or properties in more aspirational localities, though disciplined value-focused investors recognise the Woodleigh location's consistent performance and lower volatility compared to emerging precincts. Multigenerational households seeking comfortable space for three or more adult members find the three-bedroom configuration particularly practical, and the established community infrastructure appeals to families prioritising stability and neighbourhood services over cutting-edge amenities. International expatriates and transferring executives represent a substantial segment of rental demand for this development, making investment purchases by resident owners particularly attractive for yield-focused strategies.

What TDSR and mortgage financing headroom should buyers expect at the typical S$1.1 million price point for properties at this development?

A purchase at S$1.1 million with standard 80 percent LTV financing (S$880,000 loan) generates monthly mortgage obligations of approximately S$4,400 to S$4,800 at prevailing interest rates of 3.5 to 4.5 percent, necessitating gross monthly household income of roughly S$13,000 to S$14,000 to remain comfortably within the 35 percent TDSR ceiling recommended by prudent lenders. Most established professional households, dual-income couples, and families with accumulated bonuses or variable compensation easily satisfy this threshold, providing reasonable financing accessibility without excessive leverage strain. First-time buyers with single incomes below S$8,000 monthly may require spousal income combination or parental co-guarantees to optimise loan approvals, though HDB-backed financing remains more accessible than private bank mortgages. Second-property investors should factor existing debt servicing obligations into TDSR calculations, potentially reducing available borrowing capacity and necessitating larger upfront equity contributions. At the S$1.1 million price tier, total acquisition costs including 20% ABSD, legal fees, and survey charges typically reach S$250,000 to S$280,000, making S$300,000 to S$350,000 in liquid capital a prudent minimum for smooth transaction execution and avoidance of excessive financial strain.

How does 112B Alkaff Crescent compare to competing HDB developments in nearby Toa Payoh, Serangoon, and other adjacent precincts?

The Woodleigh locality sits at the intersection of the broader Serangoon-Potong Pasir-Toa Payoh corridor, offering competitive alternatives including Toa Payoh Central, Serangoon Central, and various other established estates within 1-2 MRT stations. Compared to Toa Payoh properties, Woodleigh typically offers marginally lower price points whilst sacrificing certain newer amenities, though properties at 112B Alkaff Crescent benefit from quieter residential character and lower traffic intensity relative to Toa Payoh's busier commercial hub. Serangoon alternatives often command comparable pricing but typically lack the direct eight-minute MRT proximity, requiring 12-15 minute walks to stations. The maturity and cohesion of the Alkaff Crescent community represents a tangible advantage over emerging estates lacking established infrastructure or social networks. When evaluating options, buyer should prioritise personal MRT accessibility patterns—whether commuting primarily to central zones (favouring Woodleigh's North-East Line access) versus eastern precincts (where Serangoon or Tampines alternatives prove more convenient). Rental demand patterns tend to be remarkably similar across these adjacent precincts, suggesting investment yields converge more tightly than headline prices might initially suggest, with the primary differentiator being personal lifestyle preference and commute optimisation rather than fundamental value disparities.

Are certain floor levels or unit stacks at 112B Alkaff Crescent better positioned for value retention and rental appeal?

Mid-to-upper floor units (typically blocks 8-15 of most HDB developments) command modest premiums—typically 3 to 8 percent—relative to lower floors due to improved natural light, reduced noise from street traffic, and psychological preference for elevation. Units facing internal courtyards or quieter roads within the estate typically outperform those bordering main thoroughfares like Alkaff Crescent itself, commanding rental rates 5 to 10 percent above street-fronting alternatives due to enhanced privacy and noise mitigation. North-facing and east-facing units generally attract marginally higher demand than south or west orientations, reflecting Singapore's equatorial sun patterns and preference for cooler home environments. Corner units often command modest premiums due to additional light and ventilation, though this advantage must be weighed against potential neighbour-exposure on two facades. For investment purposes, units positioned to appeal to multigenerational or professional-household renters—featuring flexible internal layouts and good natural light—typically achieve faster lettings and command marginally higher yield than architecturally constrained alternatives. Prospective buyers should physically inspect units before commitment, as orientation and outlook significantly influence long-term satisfaction and rental appeal in ways that floor plans alone cannot capture.

What future supply pipeline exists for HDB developments in the Woodleigh-Serangoon corridor that might affect long-term property values at 112B Alkaff Crescent?

The central-eastern zones including Woodleigh and Serangoon have been designated mature estates within HDB's long-term planning framework, meaning new greenfield development is limited and primarily confined to in-situ upgrading, intensification, or selective infill projects rather than substantial new supply additions. This constrained pipeline supports long-term scarcity value for established properties like those at 112B Alkaff Crescent, insulating them from competitive pressure emanating from newly-completed developments offering cutting-edge amenities at potentially attractive price points. Any future HDB or private residential development in the broader precinct would likely occur through en-bloc acquisition or consolidation, a lengthy and uncertain process with no confirmed timeline. The Housing and Development Board's planning emphasis on the north and central growth corridors (e.g., Sembawang, Chua Chu Kang, Tengah) suggests that Woodleigh and adjacent mature estates will experience relative supply restriction, theoretically supporting capital appreciation through supply-demand imbalance mechanics. However, this supply constraint must be balanced against potential weakening of tenant demand if competing developments offer substantially superior amenities or if broad demographic shifts reduce eastern-zone appeal. Over 10-15 year horizons, the absence of nearby competing new supply represents a material advantage for 112B Alkaff Crescent, supporting both capital stability and rental pricing resilience.

[For Sale] Hdb Flat At 112B Alkaff Crescent — From S$1.1M