Type

Units

Min Area

Price Range

3 BR

1184 sqft

S$3,300/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$3,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$660 on this acquisition.
Located 3 min (210 m) from PE2 Meridian LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

110C Punggol Field: A Connected HDB Community Near Meridian LRT

110C Punggol Field stands as a prominent HDB development in one of Singapore's most vibrant planning areas. Situated within the Punggol estate, this residential address offers residents immediate access to a neighbourhood that has matured significantly over the past decade, combining modern infrastructure with a strong sense of community. The development's position along Punggol Field places it at the heart of an area characterised by thoughtful urban planning and continuous enhancement of local facilities.

The most defining feature of 110C Punggol Field is its exceptional proximity to Meridian LRT Station, located merely a three-minute walk away across a distance of approximately 210 metres. This strategic positioning on the Punggol LRT Line—coded as PE—provides residents with seamless connectivity to wider parts of Singapore, including direct links to the East Coast and swift transitions to other MRT lines. For commuters working in the Central Business District, the Marina Bay area, or other key business nodes, this LRT connection significantly reduces travel time and offers a reliable alternative to road-based transport during peak hours.

Accessibility and Neighbourhood Connectivity

Living at 110C Punggol Field grants access to one of Singapore's most comprehensively planned residential districts. The surrounding area benefits from a dense network of bus routes, pedestrian pathways, and cycling infrastructure that integrate seamlessly with the LRT service. Residents can reach the wider Punggol community without dependency on private transport, making this an ideal setting for multi-generational families, young professionals, and retirees alike.

The neighbourhood itself has evolved into a self-contained ecosystem with dining, retail, healthcare, and recreational facilities clustered within walking distance or a short LRT ride. Punggol Regional Centre continues to develop, offering shopping and dining options that cater to a diverse resident base. Educational institutions, both primary and secondary, are well-represented in the district, making the area particularly attractive to families with school-age children.

Unit Configurations and Living Spaces

110C Punggol Field comprises HDB flats across multiple bedroom configurations, allowing prospective buyers and renters to select units suited to their household size and lifestyle needs. The development features units spanning approximately 1,184 square feet and larger, providing ample floor area for comfortable living arrangements. Each configuration balances functional living spaces with natural light and ventilation, reflecting contemporary HDB design standards that prioritise resident comfort and wellbeing.

The building architecture demonstrates typical HDB construction quality with robust structural design and efficient use of floor plates. Units at 110C Punggol Field benefit from mature surroundings, with neighbouring developments and established landscaping creating a settled residential character. The proximity to open spaces and recreational areas enhances the day-to-day living experience, particularly for residents with families or those seeking outdoor leisure options.

Investment and Ownership Considerations

For investors evaluating 110C Punggol Field as a potential acquisition, the development presents several compelling attributes. The established nature of the Punggol estate, combined with continuous infrastructure improvements and the LRT connection, supports consistent rental demand from working professionals and relocating families. The HDB resale market in Punggol has demonstrated steady appreciation, reflecting both demographic growth in the district and the improving transport connectivity that the LRT has catalysed since its opening.

Prospective buyers should note that HDB flats in Singapore carry a 99-year lease, and while 110C Punggol Field remains relatively early in its lease lifecycle, the lease decay factor becomes increasingly relevant as decades progress. The development's established profile and strategic location, however, suggest that demand should remain robust across the medium to long term, supporting both capital preservation and potential appreciation.

First-Time Buyers and Upgraders

For first-time HDB buyers, 110C Punggol Field offers an accessible entry point into homeownership within a mature, well-serviced neighbourhood. The range of unit sizes accommodates diverse household compositions, from young couples starting out to families with multiple children. The LRT connectivity and comprehensive local amenities mean that residents can establish themselves without immediately requiring extensive private transport arrangements, thereby reducing the total cost of ownership during the critical early years of homeownership.

Upgraders seeking to move from smaller HDB flats or private housing into a well-located Punggol property will find 110C Punggol Field presents compelling value, particularly given its transport connections and community infrastructure. The settled character of the neighbourhood provides a stable backdrop for families seeking to invest in a permanent residential base.

Future Development and District Trajectory

The Punggol district continues to be shaped by the Urban Redevelopment Authority's long-term planning framework, with ongoing infrastructure enhancements and new amenity development expected to reinforce the area's appeal. The completion of the Punggol LRT Line has already catalysed elevated interest in the district, and future phases of development—including residential, commercial, and recreational components—will likely sustain demand for existing properties within well-positioned developments like 110C Punggol Field.

Market observers tracking the HDB resale pipeline in the North-East Region note that Punggol continues to attract a healthy share of buyer interest, supported by immigration of young families and professionals seeking affordable, well-connected housing. This underlying demand dynamics suggest that 110C Punggol Field will continue to occupy a competitive position within the local market.

Practical Considerations for Prospective Owners

Buyers contemplating acquisition at 110C Punggol Field should be aware of standard HDB ownership regulations and financing options available through the Housing and Development Board. Most financial institutions offer competitive mortgage packages for HDB purchases, with typical loan-to-value ratios and interest rates reflective of the stable HDB asset class. Prospective owners are encouraged to engage with their bank to understand their financing capacity based on individual income and existing obligations.

The development's maturity means that future major refurbishment or upgrading works may become relevant consideration as the buildings age, though HDB typically manages such programmes through standardised frameworks. Residents at 110C Punggol Field can expect well-managed common spaces, regular maintenance of building systems, and organised town council administration typical of established HDB estates.

Frequently Asked Questions

What rental yield can investors typically expect from HDB flats at 110C Punggol Field?

HDB flats in Punggol, particularly those at strategic locations like 110C Punggol Field near the LRT, typically achieve gross rental yields between 2.5% and 3.5% depending on unit configuration, condition, and exact location within the development. The proximity to Meridian LRT Station enhances rental appeal, as many tenants actively seek properties with strong public transport connectivity, reducing their reliance on private vehicles. Investor returns are further supported by steady demand from young professionals and small families relocating to the North-East Region, attracted by the combination of affordability, established amenities, and improved transport links. Prospective investors should model yield calculations based on current market rental rates for comparable units in the Punggol area, which tend to range from S$1,800 to S$2,800 monthly depending on bedroom count and unit condition.

How does 110C Punggol Field's price per square foot compare to recent HDB transactions in the area?

Punggol's HDB resale market has experienced gradual price appreciation over the past 12–18 months, with price per square foot typically ranging between S$650 and S$800 depending on unit age, configuration, and exact location. 110C Punggol Field, as an established development with strong MRT connectivity, tends to command price points toward the higher end of this range given its proximity to Meridian LRT Station and the maturity of surrounding amenities. Comparable recent transactions for units of similar size and condition in nearby locations have reflected similar valuation levels, confirming that the development maintains competitive parity with nearby alternatives. Buyers are advised to review historical transaction data through HDB's official records or their legal advisors to validate specific price expectations for units of their preferred configuration.

What are the ABSD implications for Singapore Citizens purchasing a second residential property at 110C Punggol Field?

Singapore Citizens purchasing an HDB flat at 110C Punggol Field as a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% of the purchase price, in addition to standard stamp duty and other conveyancing costs. For example, on a purchase price of S$400,000, ABSD would amount to S$80,000, representing a substantial additional upfront cost that materially impacts the total investment outlay. This duty is payable immediately upon completion of the property transaction and cannot be deferred; buyers must ensure sufficient liquidity to cover ABSD alongside mortgage contributions, legal fees, and other associated costs. Prospective second-property buyers are strongly advised to engage their legal advisors early in the purchasing process to obtain precise ABSD calculations and to explore any available exemptions or deferrals that may apply to their specific circumstances.

How does the 99-year lease affect long-term resale value and should buyers be concerned about lease decay?

All HDB flats in Singapore operate under a 99-year lease from the date of issue, and 110C Punggol Field, as an established development, began its lease cycle several years ago. While lease decay—the gradual reduction in property value as the remaining lease term shortens—is a theoretical consideration, the impact on resale prices remains minimal for properties still holding 90+ years of lease remaining. Market evidence from comparable HDB resale transactions demonstrates that properties at the 80–90 year lease mark command strong prices and maintain active buyer demand, particularly in well-connected locations like 110C Punggol Field. However, buyers purchasing today should be mindful that, decades into ownership, the lease term will eventually factor more prominently into valuation calculations, potentially affecting capital appreciation in the very long term. The development's strong location and the ongoing strategic importance of the Punggol district suggest that demand should remain robust well beyond the immediate investment horizon.

How does proximity to Meridian LRT Station influence demand and capital appreciation for 110C Punggol Field?

The three-minute walk to Meridian LRT Station is a primary driver of demand and capital appreciation for 110C Punggol Field, as HDB buyers consistently prioritise transport connectivity in their purchasing decisions. The LRT link provides direct, frequent service on the Punggol Line (PE), with connections to the Downtown Line and wider MRT network, significantly reducing commute times for residents working across Singapore's major employment centres. Developments positioned within 400–500 metres of major LRT stations typically command price premiums of 5–10% relative to comparable units located further afield, reflecting the tangible economic value of shorter commute times and reduced transport expenditure. As the Punggol LRT Line matures and surrounding precincts continue to develop, the strategic importance of this connectivity is likely to reinforce, supporting sustained demand and capital appreciation at 110C Punggol Field. Buyers seeking long-term value should recognise that MRT proximity is one of the most reliable predictors of HDB resale appreciation across multiple property cycles.

Which buyer profiles is 110C Punggol Field best suited for, and why?

110C Punggol Field appeals strongly to first-time HDB buyers seeking an accessible entry point into homeownership within an established, well-serviced neighbourhood, particularly those commuting to the city centre or east-coast employment nodes. Upgraders relocating from smaller HDB units or private properties will appreciate the spacious configurations available at 110C Punggol Field and the mature community setting, which provides stability for families seeking a permanent residential base. Young professionals and small families working in the North-East Region or nearby areas will value the local connectivity and lower daily transport costs relative to living further from employment centres. Investors pursuing buy-to-let strategies in the HDB resale market will find the LRT proximity and established neighbourhood profile attractive factors supporting consistent rental demand and capital stability. Empty-nesters downsizing from larger private properties may also find suitably scaled HDB units at 110C Punggol Field offer excellent value while maintaining access to comprehensive neighbourhood amenities.

What TDSR thresholds and financing headroom should buyers consider at typical 110C Punggol Field price points?

Most banks impose a total debt servicing ratio (TDSR) limit of 55% for HDB loans, meaning monthly loan instalment plus existing obligations should not exceed 55% of gross monthly income. At typical 110C Punggol Field purchase prices ranging upwards from S$350,000–S$450,000, mortgage instalments would typically range between S$1,400–S$1,900 monthly over a 25–30 year loan term at current interest rates (approximately 2.5–3%). For a buyer with no other existing debt obligations and a household income of S$5,000–S$6,000 monthly, this loan servicing comfortably sits within TDSR constraints, leaving meaningful headroom for other expenses. Prospective buyers should engage their financial institution early to obtain pre-approval and clarify their specific borrowing capacity, accounting for their personal income profile, existing obligations, and desired loan tenor. First-time buyers may also be eligible for various HDB concessional loan schemes or government assistance programmes, which should be explored in conjunction with bank financing options.

How does 110C Punggol Field compare to competing HDB developments in the immediate Punggol area?

110C Punggol Field occupies a premium position within the Punggol HDB market due to its direct LRT accessibility and proximity to Punggol Regional Centre, distinguishing it from several competing developments located further from transport nodes. Nearby HDB blocks without equivalent MRT proximity typically trade at modest discounts relative to 110C Punggol Field, reflecting the market premium for transport connectivity; however, some alternative developments may offer newer construction or recently refurbished facilities, which can offset the LRT advantage in buyers' evaluations. The maturity of 110C Punggol Field's surrounding amenities—including schools, healthcare facilities, retail, and recreational spaces—provides competitive parity with newer developments that may lack equivalent established infrastructure. Prospective buyers comparing options across multiple Punggol developments should prioritise their personal weighting of factors including transport proximity, unit age and condition, communal facilities, and price per square foot, recognising that 110C Punggol Field scores particularly strongly on transport and amenity access. Local market intelligence and recent comparable transactions across alternative Punggol properties will provide further context for individual purchasing decisions.

Are there particular unit stacks, floor levels, or locations within 110C Punggol Field offering superior value?

Within most HDB developments, including 110C Punggol Field, lower floor units (typically levels 2–4) often present better value than higher floors, as buyers typically pay marginal premiums for higher elevations despite similar structural quality and amenity access. Mid-level units (floors 7–15) often achieve an optimal balance between modest price premiums and genuine benefits such as reduced street-level noise and superior natural ventilation. Units positioned at block corners or with enhanced natural light exposure may command modest premiums of 2–5%, though the subjective nature of such features means that budget-conscious buyers can sometimes identify undervalued units by prioritising functional aspects over aesthetic preferences. Proximity to common amenity areas or covered walkway access can influence pricing, with units offering direct protected access sometimes trading at slight premiums relative to those requiring longer walking routes during inclement weather. Prospective buyers should inspect multiple units across different floor levels and positions to develop personal preferences, recognising that individual valuation drivers vary significantly and that yesterday's premium location may represent today's value if market preferences shift.

What future supply pipeline exists in the Punggol district, and how might this affect 110C Punggol Field's long-term prospects?

The Urban Redevelopment Authority's master plan for Punggol identifies the district as a priority growth area, with infrastructure enhancement and selective new residential development anticipated throughout the current decade. However, much of the future new housing supply is earmarked for the eastern precincts of Punggol, away from the established central areas where 110C Punggol Field is located, meaning competition from brand-new HDB supply should remain moderate. The Punggol Regional Centre precinct continues to receive investment in commercial and hospitality facilities, which enhances rather than diminishes demand for established residential stock like 110C Punggol Field. Future transport enhancements, including potential extensions or connections from the existing LRT network, could further elevate the district's attractiveness and support sustained appreciation across existing HDB developments. The district's demographic trajectory—characterised by steady inward migration of young families and professionals—suggests that demand for reasonably priced, well-connected HDB flats will remain robust regardless of new-build competition. Buyers of 110C Punggol Field should view their purchase within the context of a district positioned for sustained medium-term growth, supported by both demographic fundamentals and ongoing infrastructure investment.

[For Rent] Hdb Flat At 110C Punggol Field — From S$3,300