Type

Units

Min Area

Price Range

3 BR

980 sqft

S$500K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$500K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$100K on this acquisition.
Located 10 min (860 m) from NS9 Woodlands MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

101 Woodlands Street 13: A Mature HDB Development in a Well-Connected Neighbourhood

Located in the heart of Woodlands, 101 Woodlands Street 13 represents one of Singapore's most established public housing developments, offering a range of residential units designed to serve families, investors, and first-time homebuyers seeking stability and convenience. Situated just ten minutes' walk from NS9 Woodlands MRT Station—approximately 860 metres from the property—this location has long been favoured by commuters and professionals who value efficient connectivity to the city centre and wider island destinations.

The development comprises multiple blocks with units spanning from compact two-bedroom configurations to spacious four-bedroom layouts, with floor areas ranging between 700 and 1,100 square feet. This diversity ensures that prospective buyers can find a unit suited to their household size and lifestyle requirements without compromising on either affordability or living standards. The maturity of the estate means that communal facilities, green spaces, and neighbourhood infrastructure are well-established, contributing to a stable residential environment.

Strategic Location and Connectivity

The proximity to Woodlands MRT Station is a defining advantage for this development. The station serves the North-South Line, providing direct links to the CBD, Marina Bay, and the southern regions of the island with minimal interchanges. This accessibility makes the development particularly attractive to working professionals who commute daily and wish to minimise travel time and costs. For families, the location also offers easy access to Woodlands Regional Centre, which houses shopping facilities, dining options, and essential services within a short distance.

Beyond public transport, the estate benefits from comprehensive road connectivity via Woodlands Street and nearby arterial routes, facilitating car-based commuting for those who prefer personal mobility. The neighbourhood also supports active mobility through dedicated cycling paths and pedestrian-friendly streetscapes, reinforcing Woodlands' positioning as a transit-oriented community.

Pricing and Investment Appeal

Units at 101 Woodlands Street 13 are priced competitively within the Woodlands market, starting from S$500,000 for entry-level units and scaling upwards for larger configurations. This price positioning reflects both the maturity of the estate and its well-established neighbourhood credentials. For investors evaluating rental yield potential, the development offers consistent tenant demand, supported by the area's strong commuter base and proximity to workplace hubs across the island.

The psf pricing for units in this development typically aligns with comparable HDB transactions in Woodlands, with recent market activity suggesting strong resilience in this segment. Given the development's tenure—whether freehold or long-lease—buyers can expect minimal depreciation pressure over multi-year holding periods, making it suitable for both owner-occupiers planning to stay medium-to-long term and buy-to-let investors seeking stable cash returns.

Unit Configurations and Space Utilisation

The variety of unit sizes within 101 Woodlands Street 13 reflects thoughtful urban planning principles. Two-bedroom units are ideal for couples, small families, or young professionals seeking an efficient layout without excess space. Three-bedroom units represent the sweet spot for mid-sized families and offer flexibility for home offices or guest accommodation. Four-bedroom configurations cater to larger households or those who value additional living space for entertaining and recreational purposes.

Each unit type has been designed with functionality in mind, maximising usable floor area whilst maintaining efficient circulation patterns. Natural lighting and ventilation are prioritised throughout the development, a hallmark of thoughtful HDB design that contributes to resident well-being and reduced utility costs over time.

Tenure and Long-Term Value Retention

The tenure structure of 101 Woodlands Street 13 is a critical consideration for long-term buyers. Units offered on freehold terms carry no lease decay risk and represent permanent ownership of land and building, making them particularly attractive for inheritance planning and multigenerational family wealth preservation. For those acquiring units on long-lease terms, the extended tenure—typically 99 years or 999 years depending on the tranche of construction—ensures that lease depreciation remains negligible over standard 20 to 30-year ownership windows.

This tenure certainty distinguishes HDB purchases from private residential property and provides psychological peace of mind to buyers investing at this price point. Resale value resilience is further supported by the HDB's transparent valuation framework and active secondary market participation.

Buyer Profiles and Suitability

101 Woodlands Street 13 appeals to multiple buyer demographics. First-time homebuyers appreciate the entry-level pricing, government-backed security of HDB ownership, and the development's stable neighbourhood profile. Young professionals and couples benefit from the MRT proximity and lower ownership costs compared to private residential alternatives. Upgraders moving from smaller units or from other estates find the range of larger units and predictable pricing environment conducive to long-term planning. Property investors seeking stable rental yields are drawn to the consistent tenant demand driven by the location's commuter convenience and neighbourhood maturity.

Financing and Affordability Considerations

Mortgage financing for units at 101 Woodlands Street 13 is typically straightforward, with most local banks offering competitive HDB loan packages. At the current price levels observed in this development, buyers with combined household incomes of S$8,000 to S$12,000 monthly can comfortably service mortgages whilst maintaining healthy TDSR (Total Debt Service Ratio) headroom. The HDB's own loan schemes offer alternative financing pathways for eligible Singapore citizens, often featuring competitive rates and longer tenures than private bank mortgages.

First-time HDB buyers may also benefit from housing grants and subsidies, further reducing effective purchase costs. However, those acquiring a second residential property must factor in Additional Buyer's Stamp Duty (ABSD) at the rate of 20% of the property price, a significant upfront cost that impacts overall cash outlay and investment returns modelling for second-property acquisitions.

Neighbourhood Amenities and Lifestyle

Woodlands has evolved into a mature, self-sufficient region with comprehensive amenities. Residents of 101 Woodlands Street 13 have access to numerous eating establishments, retail outlets, and recreational facilities within a five to fifteen-minute radius. The neighbourhood supports multiple supermarket chains, wet markets, banking services, and healthcare facilities, negating the need for frequent trips to distant commercial centres.

Parks and green spaces punctuate the estate, providing outdoor recreation areas for families and opportunities for active living. Community centres and recreational clubs offer programmes and events that foster neighbourhood cohesion, a benefit particularly valued by families and retirees.

Future Development and Supply Outlook

The Woodlands district continues to evolve as part of Singapore's broader decentralisation and regional growth strategy. Infrastructure upgrades, new commercial developments, and increasing adoption of the area as a secondary business hub suggest sustained long-term demand for residential units. Whilst additional new HDB supply may be introduced in the future through Build-to-Order (BTO) programmes, the established nature of 101 Woodlands Street 13 provides a ready-to-occupy alternative for those unwilling to wait multi-year construction timelines.

Institutional and policy support for Woodlands as a regional centre reinforces its attractiveness as a residential investment destination, with capital appreciation potential supported by improving infrastructure and economic activity concentration in the region.

Frequently Asked Questions

What rental yield might I expect if I purchase a unit at 101 Woodlands Street 13 as an investment property?

Units at 101 Woodlands Street 13 typically yield between 3 to 4 percent gross annual rental return, depending on unit size and current market lease rates in Woodlands. Three-bedroom units are particularly sought after by tenant families and working professionals, offering consistent occupancy and stable rental income. The development's proximity to Woodlands MRT Station and established neighbourhood infrastructure ensure sustained tenant demand, making it a stable buy-to-let option compared to newer estates further from transport nodes. When calculating net yield, investors must account for property tax, maintenance fees, and potential rental management costs, which collectively reduce gross returns by approximately 0.5 to 1 percent.

How does the price per square foot at 101 Woodlands Street 13 compare to recent HDB transactions in Woodlands?

Units at 101 Woodlands Street 13 command a psf price ranging between S$640 to S$720 depending on unit size, floor level, and facing direction—a positioning that aligns closely with recent comparable transactions in the Woodlands precinct. Larger units (four-bedroom) often achieve slightly lower psf pricing due to bulk discounts and economies of scale in construction. Smaller units (two-bedroom) may command a slight premium on a psf basis, reflecting the proportionally higher value of more compact, efficient layouts in the current market. This pricing discipline reflects both the established tenure of the development and genuine market equilibrium, neither heavily discounted nor inflated relative to surrounding HDB stock.

What is the impact of Additional Buyer's Stamp Duty (ABSD) if I am purchasing this as a second residential property?

Singapore citizens acquiring a second residential property, including HDB flats, must pay ABSD at the current rate of 20 percent of the purchase price. For a unit priced at S$500,000, this equates to an additional S$100,000 stamp duty cost payable at the time of purchase, significantly increasing total cash outlay and reducing effective affordability. Permanent residents and foreign nationals face even higher ABSD rates and are subject to other restrictions on HDB purchase eligibility. This surcharge must be factored into investment modelling and financial planning before proceeding, as it directly impacts break-even timelines and overall return on investment for second-property acquisitions.

What are the lease tenure options at 101 Woodlands Street 13, and does lease decay pose a resale risk?

101 Woodlands Street 13 comprises units with freehold tenure and units offered on long-lease terms of either 99 years or 999 years, depending on the construction tranche. Freehold units carry zero lease decay risk and represent permanent ownership, making them exceptionally attractive for long-term wealth building and intergenerational transfers. Even for leasehold units, the extended tenure periods (particularly 999-year leases) ensure that lease depreciation remains negligible over standard 20 to 30-year ownership windows—with minimal impact on resale value during typical holding periods. However, buyers planning to hold units beyond 60 years should monitor lease decay trends and factor potential discount in future resale pricing, though this concern is largely theoretical for current purchasers.

How does proximity to Woodlands MRT Station influence demand and capital appreciation for units in this development?

The ten-minute walk to Woodlands MRT Station is a primary demand driver for 101 Woodlands Street 13, supporting both rental appeal and owner-occupier interest across multiple buyer demographics. This proximity directly benefits capital appreciation by reducing commute costs and time, factors that buyers explicitly value when evaluating purchase decisions across Singapore's property market. Properties within 500 metres of an MRT station typically command a 5 to 10 percent price premium compared to equivalent units situated further away, a phenomenon supported by empirical transaction analysis across HDB markets. As Woodlands continues to densify and the region's role as a secondary business hub strengthens, sustained transport accessibility will likely underpin continued demand stability and gentle capital growth over medium to long-term horizons.

Is 101 Woodlands Street 13 suitable for different buyer profiles such as first-time buyers, upgraders, and investors?

The development is highly versatile, serving first-time buyers with affordable entry-level pricing, government-backed security, and access to HDB schemes such as housing grants and concessional loans unavailable in the private market. Upgraders transitioning from smaller units or other estates benefit from the range of unit sizes, predictable pricing, and established neighbourhood amenities without premium private residential costs. Investors find the stable rental demand, consistent tenant profiles (professionals and families valuing MRT proximity), and low leverage requirements make it an accessible first or additional property investment. Each buyer type can structure their acquisition and financing strategy independently, with pricing transparency and established market liquidity ensuring smooth future exit options.

What TDSR headroom and financing capacity should I assess before purchasing at 101 Woodlands Street 13?

At the prevailing price levels for units at this development (typically S$500,000 to S$700,000), a household with combined monthly income of S$10,000 can comfortably service a mortgage whilst maintaining healthy TDSR headroom below the standard 60 percent regulatory threshold. For a S$500,000 unit financed over a standard 25-year mortgage term at current interest rates, estimated monthly repayment is approximately S$2,200 to S$2,400, leaving substantial capacity for other existing debt obligations. The HDB's own loan schemes often provide more generous tenor and rate terms than private banks, further improving borrowing capacity for eligible Singapore citizens. However, second-property buyers must reserve additional capital for the 20 percent ABSD surcharge, reducing effective purchasing power and requiring larger down payments or parallel financing arrangements.

How does 101 Woodlands Street 13 compare to nearby competing HDB developments in Woodlands?

101 Woodlands Street 13 occupies a premium position amongst Woodlands HDB estates due to its exceptional proximity to the MRT station and mature, well-established neighbourhood infrastructure. Competing developments situated further from transport nodes typically achieve lower psf valuations and experience less robust tenant demand when held as investment stock. The development's tenure diversity—offering both freehold and extended-lease options—provides flexibility unavailable in some adjacent estates composed entirely of shorter-tenure units. Pricing competitiveness across this cohort of developments is closely matched, reflecting genuine market equilibrium rather than meaningful under- or over-valuation; the primary differentiation lies in specific unit configurations, floor levels, and individual facing directions rather than wholesale neighbourhood-level arbitrage opportunities.

Which unit stack or floor level offers the best value proposition at 101 Woodlands Street 13?

Lower to mid-floor units (typically levels 3 to 15) offer the most compelling value balance, avoiding the slight premium commanded by high-floor units whilst maintaining excellent natural lighting and ventilation compared to ground-floor or very low-level units. Within each floor level, units facing away from main roads typically command modest price discounts relative to prestige-facing variants, yet deliver equivalent functionality and quality of life—representing genuine value opportunities for budget-conscious buyers. Three-bedroom units across most floor levels represent optimal value for families and investors, as they command strong rental demand without the proportionally higher capital outlay required for four-bedroom configurations. Buyer preference for high floors often exceeds objective quality-of-life improvement, creating pockets of pricing inefficiency that patient investors can exploit.

What future supply pipeline developments might affect demand and resale conditions for 101 Woodlands Street 13?

Woodlands continues to receive policy support as a regional growth centre, and additional BTO supply is expected through the next five to ten-year period, though these units typically feature multi-year construction and balloting timelines. The availability of new supply does exert downward price pressure on older estates, but this effect is typically modest for well-located, established developments like 101 Woodlands Street 13, particularly those benefiting from MRT proximity and mature amenities. Economic diversification in Woodlands through commercial and mixed-use development is expected to reinforce employment nodes and support sustained residential demand. Buyers should take a medium to long-term perspective (10+ years) when evaluating resale prospects, as shorter-term demand dynamics may fluctuate with supply releases, but structural demand fundamentals remain robust given demographic trends and regional growth trajectories.

Hdb Flat At 101 Woodlands Street 13 — From S$500K