Type

Units

Min Area

Price Range

3 BR

947 sqft

S$665K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$665K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$133K on this acquisition.
Located 6 min (470 m) from CC21 Holland Village MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

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10 Holland Avenue: Prime HDB Living in Holland Village

10 Holland Avenue stands as an established residential address in one of Singapore's most sought-after neighbourhoods. Situated in Holland Village, a district renowned for its village charm, eclectic dining scene, and thriving commercial activity, this development appeals to buyers seeking a mature, walkable community with strong social infrastructure and proximity to essential services.

The development benefits from its location just 470 metres—approximately a 6-minute walk—from Holland Village MRT station on the Circle Line (CC21). This proximity to efficient public transport is instrumental in defining the appeal of properties in this precinct, offering commuters seamless connectivity across Singapore's rail network. The station serves as the central node for Holland Village's commercial and recreational ecosystem, making it an invaluable asset for daily convenience and long-term capital appreciation potential.

Neighbourhood Character and Amenities

Holland Village has evolved into one of Singapore's most distinctive residential and commercial precincts, attracting a diverse demographic of young professionals, families, and expatriate communities. The neighbourhood's tree-lined streets, independent cafes, restaurants, boutique retail outlets, and recreational facilities create an environment that extends well beyond typical suburban living. Residents at 10 Holland Avenue benefit from this ecosystem, with shopping, dining, healthcare, and educational facilities concentrated within walking distance or a short transit journey.

The area's maturity means that infrastructure and social amenities are fully developed. Schools in the vicinity serve families with children, whilst the abundance of healthcare facilities—including clinics and specialist practices—caters to residents of all ages. The vibrant retail and dining landscape, anchored by Holland Village's cluster of independent merchants, differentiates this enclave from more standardised residential zones across Singapore.

Housing Typology and Unit Configurations

As an HDB development, 10 Holland Avenue provides housing aligned with Singapore's public housing framework, offering a range of unit configurations designed to accommodate diverse family structures and living preferences. The housing stock comprises flats of varying bedroom counts and floor areas, enabling prospective buyers to identify units matching their spatial and lifestyle requirements. This diversity of configurations ensures that the development appeals to a broad spectrum of purchasers, whether first-time buyers entering the property market, families expanding their accommodation, or investors seeking stable rental-yielding assets within an established precinct.

The physical configuration of HDB flats at this address supports practical, efficient living arrangements. Unit sizes balance affordability with functionality, a hallmark of Singapore's public housing design philosophy. The availability of multiple unit types across different storeys and stacks ensures that buyers can select properties aligned with their preferences regarding orientation, natural lighting, and views.

Location Dynamics and Transport Accessibility

The proximity to Holland Village MRT station is not merely a matter of convenience; it fundamentally shapes the investment profile and lifestyle appeal of properties at 10 Holland Avenue. The Circle Line's role in Singapore's broader transport network positions this address within a strategic corridor connecting residential precincts, commercial hubs, and leisure destinations. Commuters heading towards the Central Business District, Marina Bay, or other employment clusters benefit from the reliability and frequency of service on this established line.

The walkability factor—reaching the MRT station in approximately six minutes—is particularly prized in Singapore's property market, where transport accessibility directly correlates with asset demand and long-term value retention. This accessibility reduces reliance on private vehicle ownership, aligning with evolving urban living preferences and supporting both operational convenience and sustainable urban mobility patterns.

Market Positioning and Buyer Profiles

10 Holland Avenue attracts several distinct buyer archetypes. First-time purchasers benefit from the mature infrastructure, established community, and transparent pricing associated with HDB properties in established neighbourhoods. Upgraders transitioning from smaller units to larger family homes find the variety of configurations and the neighbourhood's lifestyle appeal compelling. Investors recognise the stable rental demand created by the precinct's appeal to expatriates and young professionals, combined with the predictable long-term capital appreciation associated with properties in proximity to established transport nodes.

The development's location in Holland Village—a neighbourhood that has consistently attracted white-collar workers, entrepreneurial individuals, and international residents—supports reliable tenant demand. Rental yields for HDB flats in this area remain competitive relative to other established residential precincts, particularly when accounting for the transport accessibility premium and the neighbourhood's lifestyle positioning.

Investment and Financial Considerations

For buyers approaching this development as an investment opportunity, several financial metrics merit consideration. The development's established status, coupled with its transport accessibility and neighbourhood appeal, positions it favourably within the rental market. Investors should evaluate rental yield potential relative to acquisition price, considering both immediate cash flow and longer-term capital appreciation aligned with the continued maturation and development of the Holland Village precinct.

Purchasers acquiring a second residential property at this address would be subject to Additional Buyer's Stamp Duty (ABSD) at the rate of 20%, a consideration affecting the total acquisition cost. This duty applies to Singapore Citizens purchasing their second residential property and should be factored into investment returns calculations and overall financial planning.

Financing considerations follow standard HDB protocols, with most mainstream financial institutions offering competitive mortgage terms for properties in established developments such as this. Buyers should anticipate typical loan-to-value ratios and lending criteria associated with HDB transactions, with the development's maturity and location supporting straightforward mortgage processing.

Comparative Market Position

Within the Holland Village precinct and the broader central residential district, 10 Holland Avenue competes with other HDB developments offering similar accessibility and neighbourhood positioning. The development's established status, physical condition, and community infrastructure position it competitively relative to newer constructions in more peripheral locations. Recent transaction evidence in this neighbourhood demonstrates sustained demand for properties positioned near the MRT station and within the core commercial and retail cluster.

Buyers considering properties at this address should benchmark pricing against recent comparable transactions in Holland Village, accounting for variations in unit size, floor level, and condition. The transparency of HDB pricing, supported by published transaction records, enables straightforward comparative analysis relative to neighbouring developments and the broader market trajectory across the district.

Future Outlook and Market Stability

The established nature of Holland Village, combined with its historical significance as a residential and commercial precinct, suggests a stable long-term market trajectory. The neighbourhood's distinctive character and proven appeal across multiple demographic cohorts support sustained demand. As Singapore's urban planning continues to emphasise transit-oriented living and intensification around established transport nodes, precincts such as Holland Village—with established infrastructure and MRT accessibility—are likely to retain their appeal and investment quality.

Properties at 10 Holland Avenue represent participation in an established, mature residential market segment with proven long-term performance. The development's location within a vibrant, well-serviced neighbourhood, combined with its direct proximity to an established MRT station, positions it as a considered choice for buyers prioritising lifestyle, convenience, and investment stability within Singapore's residential property landscape.

Frequently Asked Questions

What rental yield can investors realistically expect from HDB flats at 10 Holland Avenue?

HDB flats in Holland Village typically achieve gross rental yields in the range of 2.5% to 3.5%, depending on unit configuration, floor level, and prevailing market rates. The neighbourhood's appeal to expatriates and young professionals, combined with the convenience of MRT accessibility, supports stable tenant demand and competitive rental rates. Investors should conduct detailed cash flow analysis accounting for maintenance contributions, property taxes, and ABSD implications if this is a second residential property purchase, which will reduce net yield relative to the gross figure. The maturity of the neighbourhood and proximity to the transport node provide rental stability that often outperforms more peripheral precincts, offsetting lower gross yields in more speculative locations.

How does the per-square-foot pricing at 10 Holland Avenue compare to recent transactions in Holland Village?

Recent HDB transactions in Holland Village have transacted across a range reflecting floor level, age, unit configuration, and specific locational attributes within the neighbourhood. Properties positioned closest to the MRT station command premiums relative to those further away, reflecting the transport accessibility premium inherent in Singapore's property market. Prospective buyers should review recent transaction records published by HDB, accessible through official channels, to benchmark current asking prices against evidence of recent completed sales. The transparency of HDB transaction data allows for straightforward comparative analysis, ensuring that buyers understand whether current listings represent fair value relative to neighbouring developments and recent completed transactions within the precinct.

What is the Additional Buyer's Stamp Duty impact if I'm purchasing a second residential property at 10 Holland Avenue?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at a rate of 20% on the purchase price, payable at the time of execution of the transfer instrument. For a property priced at S$665,000, the ABSD would amount to S$133,000, substantially increasing the total acquisition cost beyond the listed price. This duty is in addition to standard Buyer's Stamp Duty and should be carefully factored into investment return calculations and overall financial planning. The presence of ABSD on second property acquisitions makes precise price benchmarking essential, as it fundamentally affects the property's cost base and expected returns profile for investor purchasers.

What is the lease tenure at 10 Holland Avenue, and does lease decay affect resale value?

HDB flats at 10 Holland Avenue are held on a 99-year lease from the date of the original grant, which is the standard tenure for HDB properties in Singapore. The lease commenced at the date the flat was originally built or granted, and the remaining lease period will have reduced accordingly. As the lease shortens below 60 years remaining, resale value may experience acceleration in depreciation, reflecting buyer preference for properties with longer lease periods and the constraints imposed by financing institutions' lending policies. Properties approaching the 30-year mark from lease expiry may encounter increased difficulty in securing financing, as lenders typically require minimum remaining tenure to cover the loan period. Prospective buyers should verify the exact remaining lease period and factor in the trajectory of lease decay over their intended holding period, as this directly impacts long-term resale prospects and capital appreciation.

How does proximity to Holland Village MRT station (CC21) influence long-term capital appreciation?

Transport accessibility is one of the most significant drivers of long-term capital appreciation in Singapore's residential property market, and Holland Village MRT station's position on the Circle Line makes it a strategic transport node supporting sustained demand appreciation. The 6-minute walk to the station positions 10 Holland Avenue within the premium accessibility tier for the neighbourhood, supporting buyer and tenant demand from commuters prioritising convenient transport connections. Historical evidence across Singapore's property market demonstrates that properties within 400–500 metres of established MRT stations command consistent premiums relative to those further away, and this premium tends to strengthen over time as transport infrastructure becomes increasingly valued. The Circle Line's connections to employment clusters, commercial hubs, and leisure destinations position Holland Village as a stable, long-term beneficiary of Singapore's continued urban intensification around transport nodes, supporting sustained property value retention and appreciation.

Is 10 Holland Avenue suitable for first-time homebuyers, upgraders, and investors alike?

The development appeals across multiple buyer archetypes. First-time homebuyers benefit from HDB's transparent pricing, straightforward financing terms, and the maturity of the Holland Village neighbourhood, which provides established infrastructure and community support. Upgraders transitioning from smaller units find the range of unit configurations and the neighbourhood's lifestyle appeal compelling, combining practical housing with urban convenience and social amenities. Investors recognise stable rental demand driven by the precinct's appeal to expatriate and professional tenant cohorts, supported by reliable capital appreciation trajectory aligned with the transport node proximity and neighbourhood maturation. The development's established status, combined with its positioning within a vibrant, well-serviced precinct, makes it a versatile option across diverse buyer objectives and financial profiles.

What TDSR impact should I anticipate financing an HDB purchase at this address?

The Total Debt Servicing Ratio (TDSR) framework applied by financing institutions typically allows borrowers to commit up to 60% of gross monthly income to service all outstanding debt, including the mortgage. For HDB properties at 10 Holland Avenue priced around S$665,000 with typical 25-year mortgage terms at prevailing interest rates, borrowers would require approximately S$2,800–S$3,200 gross monthly income to qualify for financing without TDSR constraints. The establishment of additional property debts, spousal income contributions, and existing liabilities all factor into TDSR calculations, and prospective purchasers should engage with mortgage brokers or banks early in their consideration process to understand their personal headroom. The mature, established nature of 10 Holland Avenue and HDB's standardised lending protocols mean that financing terms are typically more predictable than for private residential properties, reducing negotiation complexity around loan documentation.

How does 10 Holland Avenue compare to nearby HDB and private residential developments in Holland Village?

Holland Village encompasses several HDB developments, each positioned at varying distances from the MRT station and with differing physical conditions and amenity offerings. 10 Holland Avenue's establishment as a mature, well-maintained development positions it competitively within this landscape, particularly for buyers prioritising location convenience and proven rental stability. Private residential developments in adjacent precincts command significantly higher price points, whilst offering marginal additional amenities relative to the vastly higher acquisition cost; consequently, HDB properties such as those at 10 Holland Avenue appeal to price-conscious buyers seeking value-for-money positioning within an established, transport-accessible neighbourhood. Transaction evidence across the precinct demonstrates sustained demand for HDB flats positioned near the MRT station, supporting 10 Holland Avenue's competitive positioning relative to both neighbouring HDB developments and private alternatives elsewhere in Singapore.

Are certain unit stacks or floor levels at 10 Holland Avenue preferable for value retention?

Lower floor units (typically 1st–5th storeys) often attract a price discount relative to mid-to-upper storeys, despite often offering practical advantages including easier access for families with young children or elderly residents, reduced elevator wait times, and closer proximity to ground-level amenities. Mid-storey units (6th–15th floors) typically command the optimal price-to-value ratio, balancing premium pricing with amenity benefits including reduced traffic noise and improved natural light, without the significant price premiums commanded by upper storeys. Units positioned away from lift lobbies and facing more desirable orientations (avoiding direct afternoon sun exposure or opposite-building views) tend to retain value more effectively over time. Prospective buyers should assess their personal lifestyle requirements against market premiums; whilst higher-storey units command higher absolute prices, their relative capital appreciation may not outpace more modestly positioned units in terms of overall returns, particularly when accounting for higher carrying costs over time.

What future supply pipeline exists in this district, and could it pressure prices at 10 Holland Avenue?

Holland Village is a mature, well-developed residential precinct with limited remaining greenfield development capacity; consequently, new supply additions are likely to be concentrated on infill sites, heritage redevelopments, or intensification projects rather than large-scale new residential launches. This constrained supply trajectory historically supports stable-to-appreciating values for established properties such as those at 10 Holland Avenue, as the scarcity of alternative new residential options in the precinct limits downward pressure on existing stock. Planning authorities have indicated that the broader central district will continue to prioritise transit-oriented living and development around established MRT nodes; this policy orientation supports continued demand for properties such as 10 Holland Avenue that already satisfy these strategic criteria. Prospective buyers should monitor the Urban Redevelopment Authority's long-term planning documents to understand any large-scale transformation projects that might emerge, but the precinct's fundamental characteristics—established infrastructure, transport connectivity, and community maturity—suggest sustained demand resilience regardless of peripheral supply additions elsewhere in Singapore.

[For Sale] 10 Holland Avenue — From S$665K