Type

Units

Min Area

Price Range

3 BR

1076 sqft

From S$2.9XM

4+ BR

1313 sqft

From S$3.2XM

Property Highlights

Spacious 1,076 sqft three-bedroom apartment positioned at S$2.9 million in a well-established East Coast residential pocket
Located just 840 metres from Eunos MRT Station on the East-West Line, offering seamless connectivity across Singapore
Mature neighbourhood with strong transport links, proximity to amenities, and stable property values characteristic of the Eunos corridor
Suitable for upgraders, downsizers, and owner-occupiers seeking a balanced lifestyle between accessibility and established community
Competitive entry price into a freehold or long-leasehold asset in a historically resilient East Coast location

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Ref: 25569775

Claydence at 97 Still Road: A Well-Positioned Three-Bedroom Home in Eunos

Claydence represents a compelling residential opportunity in one of Singapore's most enduring East Coast neighbourhoods. Located at 97 Still Road, this three-bedroom, two-bathroom apartment spans 1,076 square feet of thoughtfully planned living space, offered at S$2,900,000. The property sits within the gravitational pull of Eunos MRT Station, positioned approximately 840 metres away—a ten-minute walk that anchors the home within Singapore's rapid transit network.

Location and Connectivity

The Eunos neighbourhood has long served as a bridge between the bustling city centre and the quieter eastern residential zones. Still Road itself occupies a transitional character; it benefits from the maturity of its surroundings whilst maintaining a neighbourhood feel that larger developments sometimes obscure. Eunos MRT Station, sitting on the East-West Line, connects directly to both city-centre employment hubs and suburban leisure destinations. This accessibility has historically underpinned property appreciation in the area, making the location particularly attractive to working professionals, families, and investors alike.

The immediate catchment offers neighbourhood shopping facilities, hawker centres, and local dining options that reflect the area's long-established community infrastructure. For those with vehicles, major arterial roads provide quick access to the Central Expressway and East Coast Parkway, facilitating movement across the island without relying solely on public transport.

Property Profile and Space Configuration

At 1,076 square feet, the apartment provides generous proportions for a three-bedroom unit in this price bracket. The floor plate supports comfortable separation between sleeping quarters and living zones, with two full bathrooms reducing congestion during peak morning and evening routines. This spatial generosity distinguishes the unit from more compact competitors, offering breathing room for families, home-office arrangements, and entertaining guests without the sensation of constraint.

The configuration suggests practical design thinking; three distinct bedrooms allow flexibility for growing families, visiting relatives, or dedicated work-from-home facilities—increasingly important considerations in contemporary Singapore living. The two-bathroom arrangement is a functional advantage in any multi-occupant household.

Price Point and Market Position

The S$2,900,000 asking price positions Claydence within reach of upgraders stepping up from smaller units, downsizers transitioning from larger landed properties, and owner-occupiers seeking balance between location and affordability. On a price-per-square-foot basis, the valuation reflects current East-West Line corridor benchmarks, neither aggressively premium nor discounted relative to recent comparable transactions in the Eunos vicinity.

For investment-minded buyers, the property's proximity to an MRT station, established commercial overlay nearby, and the neighbourhood's demographic stability suggest sustainable rental demand. The three-bedroom configuration appeals to families seeking quality rental accommodation within close public-transport reach of employment centres, traditionally commanding stable monthly rental returns.

Neighbourhood Character and Amenities

The East Coast has evolved into a mature, well-serviced district characterised by multi-generational residents who value neighbourhood stability and convenient access to both work and leisure. Local parks, educational institutions within reasonable distance, and a mix of traditional and contemporary retail facilities create a lived-in environment that suits families particularly well.

The area's infrastructure maturity means utilities, road networks, and public services operate at established efficiency levels. Newcomers to Eunos typically find integration straightforward; the neighbourhood possesses the kind of social infrastructure that newer estates further out are still developing.

Suitability Across Buyer Profiles

Owner-occupiers upgrading from two-bedroom apartments will find Claydence's three-bedroom layout and spatial efficiency immediately appealing. The property offers genuine lifestyle improvement without requiring a quantum leap into premium pricing. Families with young children particularly benefit from the extra bedroom and bathroom functionality.

Downsizers departing larger landed homes find the apartment format liberating; the location's walkability to everyday amenities and reduced maintenance burden contrast sharply with the demands of landed property ownership, making the transition psychologically and practically straightforward.

Investors focused on long-term capital stability and consistent rental returns recognise the Eunos MRT anchor as fundamental. The neighbourhood's demographic reach—young professionals, families, expatriate households—ensures tenant diversity and reduces concentration risk. The three-bedroom format, whilst larger than typical investor units, appeals to family tenants willing to sustain longer-term leases and treat properties as homes rather than temporary bases.

Transport and Future Development Considerations

The East-West Line has matured into one of Singapore's most utilised corridors, and Eunos Station benefits from this established demand. Future transport enhancements, whilst always possible, are less critical to value drivers here than in emerging transit corridors. The property's existing connectivity is already fully realised and absorbed into neighbourhood character.

The Still Road location, being neither within prime conservation zones nor designated for major redevelopment, suggests stable use patterns. Buyers seeking certainty regarding neighbourhood character—rather than speculating on transformation—find Eunos particularly suitable.

Investment Fundamentals

The S$2.9 million entry point provides reasonable latitude for financing, with most institutional lenders comfortable with mortgages covering 75–80 per cent of valuation at this price tier. Buyers should factor in Additional Buyer's Stamp Duty considerations if acquiring as a second property, and structure acquisitions accordingly through legal and tax planning.

Lease length, if applicable, warrants careful review; properties with significantly decaying leasehold terms may face capital appreciation headwinds, though freehold or well-maintained long-leasehold assets in this neighbourhood historically demonstrate resilience. The Eunos location's utility as a mature residential anchor—rather than a speculative play—supports values during market cycles when purely investment-focused properties elsewhere encounter pressure.

Conclusion

Claydence at 97 Still Road represents a straightforward residential proposition: a generously proportioned three-bedroom apartment in a well-connected, mature neighbourhood at a price reflecting honest market conditions rather than premium positioning. It suits owner-occupiers prioritising space and stability, investors seeking tenant-friendly configurations with rental-yield underpinned by proximity to major employment corridors, and buyers transitioning between lifestyle phases. The East-West Line anchor, established amenities, and neighbourhood maturity provide the bedrock upon which confident ownership decisions rest.

Frequently Asked Questions

What rental yield might I expect if I purchase Claydence as an investment property?

Based on prevailing Eunos-area rental benchmarks, a three-bedroom apartment of this size typically achieves monthly rents ranging from S$4,200 to S$5,000 depending on unit condition, specific location within the estate, and tenant profile. This translates to a gross yield of approximately 1.7% to 2.1% per annum on the S$2.9 million purchase price. The MRT proximity and family-friendly configuration support tenant demand stability, particularly among corporate relocations and families seeking quality rental housing within ten minutes of a major transit station. Investors should factor in property tax, maintenance contributions, and potential vacancy periods; net yields typically settle 0.3–0.5 percentage points lower than gross figures after accounting for these costs.

How does the S$2.9M price compare to recent psf transactions in the Eunos area?

The Claydence asking price translates to approximately S$2,697 per square foot, positioning it within the current East-West Line corridor range of S$2,600–S$2,850 psf for three-bedroom apartments in established estates. Recent comparable transactions at nearby developments typically fell within this band, suggesting the valuation reflects genuine market conditions rather than premium or discount positioning. Eunos's maturity means property values move incrementally rather than dramatically; historical appreciation has tracked at 2–3% annually on average, reflecting the neighbourhood's stable demand from both owner-occupiers and investors. Buyers should cross-reference recent transaction data through property records to confirm the asking price aligns with their own due diligence before making an offer.

What are the ABSD implications if I buy Claydence as a second property?

Additional Buyer's Stamp Duty for second-property acquisitions in Singapore currently operates on a tiered scale, with rates ranging from 15% to 20% of the purchase price depending on the property value band and buyer profile. For a S$2.9 million apartment, a second-property buyer would typically face ABSD of approximately S$435,000–S$580,000 on top of the purchase price, standard conveyancing fees, and other closing costs. First-time owner-occupiers are exempt from ABSD entirely, making this consideration pivotal in acquisition planning. Buyers holding prior property interests—whether local or overseas—should engage a property lawyer to model their exact ABSD exposure and explore any available exemptions or remission pathways before committing to purchase.

What is the lease-decay risk, and how might it affect Claydence's resale value?

If Claydence is offered as a leasehold property rather than freehold, the original lease length significantly influences long-term capital preservation. Singapore's conveyancing norms suggest properties below 80 years remaining lease can encounter financing obstacles and buyer hesitancy during resale, as lenders and purchasers factor escalating enfranchisement costs. Assuming the property was originally issued with 99-year leasehold tenure, it remains in relatively early decay phases with minimal resale friction anticipated over the next 15–20 years. However, buyers should confirm the current lease remainder from the Land Authority records and project forward; a property currently at 75 years remaining will face increasing friction as it approaches the 70–80 year threshold. Freehold or well-maintained long-leasehold assets in the Eunos neighbourhood have demonstrated historical resilience across market cycles, but leasehold decline risk becomes material beyond 60 years remaining.

How does proximity to Eunos MRT affect demand and capital appreciation?

MRT-proximate properties in established neighbourhoods typically command a 5–8% valuation premium relative to equivalent units situated 15+ minutes' walk from a station, a dynamic that has persisted across multiple property cycles in Singapore. The ten-minute walking distance to Eunos places Claydence within the 'sweet spot' of transit accessibility—far enough to enjoy residential calm and lower density, yet close enough that commuting feels friction-free for working professionals. Capital appreciation in MRT-adjacent neighbourhoods tends to outpace peripheral areas during economic upswings and exhibits greater resilience during downturns, as the reliable transport anchor draws sustained tenant and owner-occupier demand. Eunos Station itself handles consistently high daily passenger volumes due to its position on the East-West Line connecting to both the CBD and eastern suburbs; this stable transit utilisation undercuts the location's appeal for long-term holders regardless of property-market sentiment.

Is Claydence suitable for first-time buyers, upgraders, and investors equally?

First-time buyers will find Claydence appealing if moving directly into three-bedroom ownership; the location's established character and MRT proximity offer practical lifestyle benefits that newer estates further out often struggle to match, though the S$2.9 million price point assumes significant prior financial capacity. Upgraders stepping from two-bedroom apartments typically experience immediate gratification from the extra bedroom and spatial breathing room; the neighbourhood stability adds psychological value beyond quantifiable metrics. Investors recognise the family-friendly three-bedroom configuration attracts stable, longer-lease tenants with genuine housing demand rather than speculative short-term occupants; MRT proximity and mature amenities support consistent occupancy rates. Downsizers exiting larger properties find the format liberating and maintenance-light. All three profiles benefit from Eunos's absence of speculative redevelopment rumours, allowing purchase decisions grounded in current utility rather than future transformation bets.

What TDSR and financing headroom might I expect at the S$2.9M price point?

Total Debt Service Ratio restrictions typically permit borrowers to service property debt (combined with any existing personal debts) up to 60% of gross monthly income; at S$2.9 million with a 75% loan-to-value mortgage, monthly servicing costs including interest and principal run approximately S$13,000–S$15,000 depending on prevailing interest rates and loan tenor. This implies a required gross household income of approximately S$21,000–S$25,000 monthly for comfortable TDSR compliance. Many institutional lenders offer 30-year mortgages at 75–80% LTV for properties in this price band and location, though stress-testing rates at +2 percentage points are now standard underwriting practice. Buyers should obtain pre-approval confirmation from their preferred lender before making offers; financing headroom and portfolio requirements vary materially between different institutions, and pre-approval clarity prevents post-offer complications.

How does Claydence compare to competing developments nearby?

The East-West Line corridor hosts numerous competing developments offering three-bedroom apartments: larger new estates further east (Tampines, Simei direction) tend toward lower psf pricing but sacrifice MRT proximity advantage; established estates west of Eunos (Paya Lebar, Macpherson vicinity) offer comparable psf ranges but often with smaller floorplates or ageing infrastructure. Claydence's 1,076 sqft footprint represents generous proportions relative to competitors in its price tier, and the Still Road location avoids the commercial noise affecting some MRT-adjacent addresses. Direct competitors would include comparable units within Eunos-proximate developments; most achieve similar psf valuations (S$2,600–S$2,850) and rental-yield profiles. The deciding factor for prospective buyers typically hinges on unit-specific condition, exact MRT walking distance, and personal building-preference (some prefer newer finishes; others value established, lower-pressure neighbourhoods). Viewing multiple options within the immediate area clarifies positioning before commitment.

Are upper floors, middle stack, or lower levels better value in this development?

Middle-stack units (floors 8–18 in typical East Coast residential buildings) historically command the strongest price-to-desirability ratio; they avoid the premium buyers pay for very high floors whilst retaining views and light advantages over ground-level units. Upper floors (levels 20+) in Eunos-area buildings typically carry 3–5% valuation premiums due to view, light, and privacy appeal; investors and owner-occupiers both pursue these, moderately constraining availability. Lower-floor units (levels 3–7) sometimes offer discounts of 2–4% relative to mid-stack, reflecting natural buyer preference for elevation, yet they perform adequately for investors targeting rental yield (tenants accept lower floors for good connectivity) and owner-occupiers prioritising walkability to parking and lobby. Claydence's specific stack positioning matters; units facing major roads typically price at slight discount relative to park-facing orientations. Buyers optimising for value should target mid-stack, non-premium exposures; those prioritising lifestyle typically prefer higher floors at the modest premium cost.

What future supply pipeline exists in the Eunos district, and how might it affect values?

The Eunos planning area remains largely built-out with established housing patterns; major new residential releases are not anticipated in the immediate neighbourhood, unlike emerging areas further east or north. The Urban Redevelopment Authority's long-term plans focus on intensifying usage within existing envelopes rather than clearing established estates for redevelopment—a characteristic of mature, politically stable neighbourhoods. This supply scarcity actually supports Claydence's long-term resilience; limited new competing inventory means existing stock retains scarcity value and avoids the pressure newer projects exert on neighbouring developments. The East-West Line, already matured and heavily utilised, unlikely receives major extension or enhancement in coming years, meaning transport-based appreciation drivers are already embedded into current valuations. Buyers seeking capital preservation and measured appreciation (rather than speculative gain) benefit from this supply-constrained, mature-neighbourhood profile; there is less downside from unexpected competitive supply, though upside appreciation potential is measured relative to emerging districts experiencing dynamic change.

Claydence 97 Still Road – 3-bed Apartment S$2.9M near Eunos