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HDB

75C Redhill Road — From S$4,000

75C Redhill Road

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HDB

75C Redhill Road — From S$4,000

75C Redhill Road
1 Units To Rent
For Rent
Type Units Min Area Price Range
3 BR 1 990 sqft S$4,000/mo
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$4,000.
  • Located 2 min (130 m) from EW18 Redhill MRT Station.

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75C Redhill Road: Convenience and Connectivity in an Established Estate

75C Redhill Road represents a sought-after residential address within one of Singapore's well-established public housing estates. Situated in the Redhill precinct, this development benefits from its proximity to essential transport infrastructure, making it an attractive proposition for both owner-occupiers and investors seeking exposure to the HDB resale market. The location encapsulates the practical appeal of mature estate living, where extensive community infrastructure meets straightforward accessibility to key employment and leisure destinations across the island.

The immediate neighbourhood around 75C Redhill Road has evolved into a vibrant residential community characterised by reliable amenities and established social infrastructure. Residents enjoy convenient access to neighbourhood shops, dining establishments, and recreational facilities that have matured over decades. The estate's comprehensive network of pedestrian pathways and communal spaces fosters a strong sense of community, whilst maintaining the spaciousness that distinguishes HDB living from high-density private residential alternatives. For families and professionals working across Singapore, this balance between affordability and livability remains a compelling draw.

Transport Connectivity and Strategic Location

The defining advantage of 75C Redhill Road is its exceptional proximity to Redhill MRT Station on the East-West Line, situated merely 2 minutes' walk or 130 metres away. This direct MRT access fundamentally shapes the property's investment case and lifestyle appeal. The East-West Line provides seamless connections to the Central Business District, reaching Tanjong Pagar in approximately 15 minutes, whilst also serving the western and southern corridors of Singapore including Jurong and Changi. Such connectivity translates directly into reduced commute times for professionals, enhanced rental demand from working professionals, and long-term capital appreciation driven by the reliability of public transport infrastructure.

Beyond the MRT, the surrounding road network ensures accessibility via major arterial routes. Residents can reach alternative employment hubs, shopping centres, and recreational facilities without undue inconvenience. The strategic position between the CBD and residential neighbourhoods further downstream on the East-West Line positions this development as a natural stopping point for those seeking balanced commute times and residential space. This geographical advantage has historically underpinned steady demand in the Redhill precinct, particularly amongst upgraders transitioning from smaller units and first-time buyers entering the HDB market.

Property Characteristics and Layout Flexibility

Units at 75C Redhill Road typically range around 990 square feet, providing substantial living space that accommodates modern family life comfortably. This floor plate size sits within the popular range for three-bedroom, two-bathroom configurations, offering flexibility for diverse household compositions. The generosity of internal space allows for genuine living and dining areas, separate sleeping quarters, and adequate storage provision—amenities that smaller units often compromise. For upgraders moving from 5-room flats or young families seeking room to grow, this floor area represents a pragmatic middle ground between space consumption and affordability.

The maturity of the Redhill estate means that 75C Redhill Road benefits from design refinements implemented across recent HDB building phases. Whilst respecting the estate's established character, contemporary finishes and functional layouts appeal to modern residents accustomed to efficient use of space. The two-bathroom configuration serves dual-income households and multi-generational families particularly well, reducing morning congestion and enhancing day-to-day convenience. These practical considerations often prove decisive for families evaluating their next residential move.

Investment Perspective and Rental Dynamics

For investors evaluating 75C Redhill Road as an investment vehicle, several fundamental factors merit consideration. The proximity to Redhill MRT Station generates consistent demand from rental-seeking professionals, expatriates on medium-term assignments, and young working couples. The rental market in mature estates with direct MRT access typically achieves yields ranging between 3 and 4.5 percent annually, depending on exact unit configuration and market conditions. However, investors must account for Additional Buyer's Stamp Duty at 20 percent when acquiring a second residential property as a Singapore Citizen, a substantial upfront cost that meaningfully impacts the return calculation and entry price point.

Prospective investor-buyers should evaluate rental demand through the lens of tenant demographics. The Redhill MRT connection particularly appeals to professionals commuting to the CBD, making three-bedroom units attractive for shared occupancy among professionals or small families. Historic data suggests that HDB units within two minutes of MRT stations command rental premiums compared to more peripheral estates, though this benefit must be weighed against the higher purchase price that such location commands. The resale market for such units has historically demonstrated resilience during economic cycles, providing downside protection for long-term holders.

Owner-Occupier Appeal and Family Suitability

Beyond investment considerations, 75C Redhill Road appeals strongly to owner-occupiers at various life stages. First-time buyers entering the HDB market find the location and space offering compelling, particularly when compared to similarly-priced options in peripheral estates requiring significantly longer commutes. Upgraders transitioning from smaller flats benefit from the additional square footage and modern amenities, whilst enjoying transport connectivity that suits dual-income households. Families with school-aged children value the proximity to primary and secondary institutions throughout the Redhill area and adjacent precincts.

The established nature of the Redhill estate provides intangible but meaningful benefits to residents. Schools, community centres, and recreational facilities have been refined over many years to serve the population effectively. Parks and open spaces have matured, creating pleasant environments for young children and active seniors alike. This infrastructure maturity cannot be easily replicated in newer developments still establishing their institutional frameworks. For families prioritising stability, proven amenities, and immediate livability, these factors often weigh as heavily as pure financial metrics.

Pricing and Market Comparables

Recent HDB resale transactions in the Redhill precinct indicate price points ranging broadly depending on unit configuration, floor level, and facing orientation. Three-bedroom units in comparable estates proximate to MRT stations have transacted at prices reflecting the transport premium, typically commanding prices per square foot in line with other East-West Line locations offering similar connectivity. Buyers evaluating 75C Redhill Road should benchmark against recent sales of three-bedroom units at 75A Redhill Road and comparable neighbours, ensuring they understand the local market's valuation of MRT proximity and unit specifications.

The per-square-foot valuation in this precinct has historically reflected the combination of mature estate infrastructure and direct MRT access. Newer developments in the same district may offer contemporary finishes, but often command premium pricing that offsets the additional cost through marginal lifestyle improvements rather than fundamental utility gains. Comparative analysis should extend beyond purchase price to consider long-term holding costs, expected rental yields, and capital appreciation scenarios based on historical East-West Line estate performance.

Financing Considerations and Buyer Capacity

First-time buyers utilising HDB loans can typically service mortgage payments at 75C Redhill Road comfortably, as HDB maximum loan amounts and concessional interest rates remain designed to facilitate homeownership for working professionals and families. The Total Debt Servicing Ratio framework typically permits monthly obligations up to 35 percent of household income, though prudent borrowers should target lower ratios to maintain financial flexibility. At contemporary HDB loan rates, monthly mortgage servicing for a fully-financed purchase at typical Redhill price points remains within reach for dual-income households earning combined salaries above S$6,000 monthly.

Second property buyers must account for the 20 percent Additional Buyer's Stamp Duty payable upfront when purchasing 75C Redhill Road, increasing effective acquisition costs substantially. For investors purchasing at market rates, this additional duty impacts yield calculations and entry price considerations, effectively requiring 20 percent additional capital allocation beyond the purchase price. Buyers should confirm loan eligibility and structure with their bank early in the acquisition process, as some financial institutions apply stricter criteria to HDB investor purchasers compared to owner-occupiers.

Lease Tenure and Long-Term Considerations

As with all HDB properties, lease tenure remains a critical consideration in evaluating 75C Redhill Road's long-term value trajectory. HDB flats at this address will be subject to standard 99-year leasehold tenure, with the remaining lease declining progressively over time. Buyer awareness of lease decay mechanics is essential; as remaining tenure drops below 50 years, resale values typically adjust downward at accelerating rates. Financial institutions become increasingly cautious about advancing financing on units where remaining lease falls below specified thresholds, effectively limiting the buyer pool in later lease stages.

For owner-occupiers intending to occupy the property for 10-15 years or less, lease decay presents minimal practical concern. However, long-term investors or buyers expecting to hold beyond 20 years should carefully model the impact of lease depreciation on eventual sale proceeds. The Government's lease extension policies occasionally update, potentially offering pathways to extend tenure, though such initiatives remain subject to eligibility criteria and cost considerations. Conservative buyers should model resale scenarios assuming standard lease depreciation mechanics apply, avoiding overpayment based on optimistic lease extension assumptions.

District Supply and Future Development Pipeline

The Redhill estate falls within the broader Bukit Merah planning district, an area characterised by mature development with limited remaining greenfield land for new HDB construction. This supply constraint historically supports stable or appreciating values across established estates, as new competing supply remains limited. Conversely, buyers should be aware that the district's maturity means fewer new amenities or infrastructure upgrades are likely compared to newer developments in emerging precincts. The district's relatively fixed supply envelope supports long-term value stability, though this benefit must be weighed against limited upside from new project premiums.

Redevelopment initiatives remain possible within Bukit Merah, though any such projects would involve multi-year planning and execution horizons. Buyers acquiring at 75C Redhill Road should evaluate the estate on its current merit rather than speculating on future transformation. The East-West Line has reached maturity with no further extensions anticipated in this corridor, meaning transport infrastructure connectivity is now fixed. This stability provides comfort that the transport premium supporting current valuations will persist, though it precludes upside from future transport infrastructure investments.

Comparative Development Analysis

When evaluating 75C Redhill Road against comparable alternatives, several neighbouring developments merit consideration. Other East-West Line estates including Tiong Bahru, Outram, and Joo Chiat offer similar transport connectivity, though with varying lease ages and estate maturity profiles. Private housing alternatives in the Outram and Tiong Bahru areas command significant premiums reflecting freehold tenure and modern development standards, though these premiums often exceed the practical utility differential for families prioritising affordability and space. For HDB-focused buyers, 75C Redhill Road's balance between size, location, and price typically compares favourably to alternatives.

Within the Redhill precinct itself, 75A Redhill Road and other neighbouring blocks offer direct comparability, allowing buyers to evaluate unit-specific features and recent transaction evidence. Estate consolidation programmes and neighbourhood improvements have enhanced the precinct's appeal over recent years, though these benefits now appear reflected in current market pricing. Buyers should conduct systematic comparison of recent sales across the estate to identify pricing anomalies or value opportunities, rather than relying on asking prices alone as indicators of fair value.

Frequently Asked Questions

What rental yield can investors realistically expect from purchasing a unit at 75C Redhill Road as an investment property?

Investors in HDB properties at 75C Redhill Road should target annual rental yields in the region of 3 to 4.5 percent, based on recent comparable lettings in the Redhill precinct and similar East-West Line estates. The exact yield will depend on unit configuration, floor level, and facing orientation, with larger units and higher floors typically commanding premium rental rates. However, it is crucial that investors account for the 20 percent Additional Buyer's Stamp Duty payable on second property acquisitions by Singapore Citizens, which materially impacts the effective return calculation and extends the break-even period for investor-buyers compared to owner-occupiers. When evaluating purchase decisions, investors should model scenarios assuming conservative rental income growth and factor in ongoing property tax, maintenance fees, and tenant management costs that reduce net yield.

How do current pricing levels at 75C Redhill Road compare on a per-square-foot basis to recent HDB transactions in the same area?

Three-bedroom units at 75C Redhill Road transact at price points reflecting the strong MRT proximity premium and established estate infrastructure, with per-square-foot valuations typically aligning with other direct East-West Line HDB locations such as Tiong Bahru and Outram. Recent Redhill estate sales indicate per-square-foot prices in the range that varies based on lease age, unit condition, and specific facing orientation, though properties within two minutes' walk of MRT stations consistently command premiums of 15-20 percent over peripheral estates. Prospective buyers should conduct detailed comparable analysis of recent three-bedroom transactions across 75A Redhill Road and neighbouring blocks to validate current asking prices against market evidence. Price point stability in this precinct reflects strong underlying demand and limited supply, though buyers should ensure they are not paying speculative premiums beyond what recent transaction data supports.

What is the Additional Buyer's Stamp Duty impact for Singapore Citizens purchasing a second residential property at 75C Redhill Road?

Singapore Citizens acquiring a second residential property, including HDB flats at 75C Redhill Road, are subject to Additional Buyer's Stamp Duty at the current rate of 20 percent of the purchase price. For a purchase at S$500,000, this equates to S$100,000 in ABSD payable upfront, effectively increasing the total acquisition cost materially and reducing financing capacity for investors. This 20 percent duty applies on top of all standard Buyer's Stamp Duty and conveyancing costs, representing a substantial cash requirement that must be factored into investment feasibility analysis and internal rate of return calculations. Investor-buyers should carefully model the impact of this upfront cost on loan-to-value ratios, effective yield, and break-even holding periods, as it significantly alters the investment economics compared to owner-occupier purchases.

How will lease decay impact the long-term resale value and financing prospects for units at 75C Redhill Road?

HDB flats at 75C Redhill Road carry the standard 99-year leasehold term, which commences declining from the moment of first purchase and progressively impacts resale value as remaining tenure falls below 50 years. Financial institutions become increasingly restrictive about mortgage advances as lease tenure declines, effectively narrowing the buyer pool available to future sellers and placing downward pressure on achievable sale prices. For owner-occupiers intending to hold for 10-15 years, lease decay presents minimal practical concern, as the property will remain fully mortgageable and capable of rapid resale if required. However, investors and long-term holders should carefully model the impact of lease depreciation by projecting resale values using conservative assumptions about lease-related price adjustments, ensuring they do not overpay based on unrealistic assumptions about tenure extension programmes.

How does proximity to Redhill MRT Station affect demand patterns and long-term capital appreciation for properties at this address?

The location of 75C Redhill Road within two minutes' walk of Redhill MRT Station on the East-West Line represents the primary driver of demand and capital appreciation potential for this development, providing direct access to the CBD and broader eastern and western corridors of Singapore. The MRT proximity generates consistent rental demand from professionals, young families, and expatriates on medium-term assignments, supporting investor-grade yields and strong underlying demand. Historical evidence from other East-West Line estates demonstrates that MRT proximity commands sustained value premiums, as public transport reliability and journey time savings hold consistent utility value across economic cycles. Buyers evaluating 75C Redhill Road should recognise that the transport advantage is fully reflected in current market pricing and has reached equilibrium; further capital appreciation will depend on broader HDB market trends rather than deepening of the MRT premium.

Is 75C Redhill Road suitable for high-net-worth buyers, or do alternative private housing options provide superior value at comparable price points?

High-net-worth buyers evaluating 75C Redhill Road must recognise that comparable private housing in the Outram and Tiong Bahru precincts commands significant premiums reflecting freehold tenure, modern architecture, and premium finishes, premiums that often exceed the practical utility differential in terms of space, transport, or lifestyle enhancement. For HNW buyers seeking freehold tenure or contemporary development characteristics, private housing typically offers superior value proposition despite higher absolute prices, as the freehold benefit and design modern provide intangible and financial benefits extending across multi-decade holding periods. However, HNW buyers seeking demographic diversification or allocation to HDB real estate as a distinct asset class may find 75C Redhill Road interesting precisely because it represents one of Singapore's most liquid and transparent real estate segments, offering transparency and divisibility that some appreciate for portfolio construction purposes. The decision ultimately depends on whether the buyer prioritises freehold tenure and private amenities or values the liquidity, transparency, and affordability that HDB represents.

What monthly mortgage servicing and financing headroom should upgraders expect when financing units at typical price points for 75C Redhill Road?

Upgraders transitioning from smaller HDB units to three-bedroom flats at 75C Redhill Road typically finance acquisitions through HDB mortgages available at concessional rates, with monthly servicing on a purchase price of S$500,000 amounting to approximately S$2,500-2,800 depending on loan tenure and prevailing interest rates. The Total Debt Servicing Ratio framework permits total monthly debt obligations of up to 35 percent of household income, though prudent upgraders should target ratios of 25-30 percent to maintain financial flexibility and resilience to interest rate movements. For dual-income household upgraders earning combined salaries of S$8,000-10,000 monthly, monthly mortgage payments at this level remain comfortably within debt servicing parameters, leaving adequate capacity for child-related expenses and retirement savings. Upgraders should stress-test their financing using a 25 basis point interest rate premium to model capacity under less favourable conditions, ensuring their purchase decision remains robust across economic scenarios.

How does 75C Redhill Road compare to newer HDB developments in terms of pricing, amenities, and long-term value stability?

Newer HDB developments in growth precincts such as Tampines, Woodlands, and Sengkang often command per-square-foot pricing comparable to or exceeding 75C Redhill Road, yet offer contemporary finishes, modern estate design, and proximity to emerging employment nodes that mature estates cannot replicate. However, newer developments often trade at speculative premiums reflecting first-mover status and marketing hype, premiums that history suggests tend to normalise over 5-10 year holding periods as the novelty dissipates and resale markets mature. 75C Redhill Road offers the counter-benefit of established infrastructure, proven community functionality, and mature resale markets with deep transaction history enabling confident valuation comparison. For buyers prioritising immediate livability, established social infrastructure, and proven capital stability over contemporary finishes, the mature estate at 75C Redhill Road typically offers superior value compared to equivalent-priced units in peripheral new precincts where the amenity ecosystem remains under development.

Which floor levels and unit stacks at 75C Redhill Road typically offer the best value proposition relative to market pricing?

Lower and middle floors at 75C Redhill Road typically provide superior value relative to market pricing compared to higher floors, which attract premium pricing reflecting views, breeze, and psychological preferences that may exceed the practical utility differential for many occupants. Units facing south and east tend to attract heating and natural light benefits that north and west-facing units do not fully capture, yet this advantage is often reflected in pricing premiums substantially exceeding the actual utility differential across seasons. For value-conscious buyers, units on floors 5-15 facing north or west often provide equivalent livability at 10-15 percent discount compared to higher and more favourably-oriented units, representing meaningful savings on absolute price points. Investors should avoid overpaying for high-floor premiums unless specific tenant profiles (expatriates with preference for views, professional couples) in rental markets are identified as strong demand sources justifying the premium rental rates such units can achieve.

What is the likely future supply pipeline for HDB units in the Bukit Merah district, and how will this affect long-term values at 75C Redhill Road?

The Bukit Merah district, where 75C Redhill Road is situated, has reached mature development status with limited remaining greenfield land available for new HDB estate construction, indicating that future supply additions are likely to be restricted compared to growth districts in the north and east. This constrained supply environment historically supports value stability and modest appreciation across established estates, as competition from newer developments remains limited and the relative scarcity of HDB options in central locations can only intensify over coming decades. The East-West Line has achieved completion and maturity with no further extensions planned in this corridor, meaning the transport infrastructure advantage supporting current valuations is now fixed and unlikely to be displaced by future investments. Buyers acquiring at 75C Redhill Road should feel confident that limited future supply and fixed transport infrastructure position the property defensively across multi-decade holding horizons, though they should not rely on supply scarcity alone to drive aggressive capital appreciation expectations, as market-wide HDB appreciation will ultimately be constrained by broader economic and demographic factors.