Type

Units

Min Area

Price Range

4+ BR

7000 sqft

From S$9.9XM

Property Highlights

Prestigious 5-bedroom, 7-bathroom semi-detached house on 3,146 sqft land plot in the heart of Lorong Chuan
7,000 sqft of thoughtfully designed living space across multiple levels with abundant natural light and privacy
Walking distance to CC14 Lorong Chuan MRT Station (610 m, approximately 7 minutes on foot)
Prime District 19 location commanding S$9.9 million, positioning this as a statement luxury acquisition
Ideal for high-net-worth families seeking boutique, freehold residential charm in a vibrant mixed-use precinct

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Ref: 500043276

10 Clifton Vale: An Exceptional Lorong Chuan Semi-Detached Residence

Nestled within one of Singapore's most sought-after neighbourhoods, 10 Clifton Vale represents a rare opportunity to acquire a meticulously appointed semi-detached dwelling. Listed at S$9,900,000, this District 19 property embodies the sophistication and exclusivity that discerning buyers have come to expect from premium residential addresses in the eastern corridor of Singapore's central region.

The residence boasts five generously proportioned bedrooms and seven fully appointed bathrooms, accommodating the lifestyle requirements of established families or those seeking multiple guest suites and dedicated functional spaces. Across its 7,000 square feet of internal floor area, the layout demonstrates careful attention to both aesthetics and practicality, facilitating seamless transitions between entertaining zones and intimate private quarters.

Land Bank and Outdoor Environment

With 3,146 square feet of land area, this semi-detached property commands a substantial footprint within the Lorong Chuan precinct. This generous plot size affords the owner considerable autonomy in landscape design, outdoor entertaining zones, and potential garden development—a valuable asset in a densely built urban environment. The scale of the land component also provides a meaningful hedge against long-term capital preservation, as freehold land ownership remains one of Singapore's most durable wealth retention mechanisms.

Transportation and Accessibility

The proximity to CC14 Lorong Chuan MRT Station—merely 610 metres away, roughly a seven-minute walk—positions 10 Clifton Vale at the confluence of exceptional urban connectivity and residential tranquillity. This strategic location facilitates effortless commuting to Singapore's central business districts whilst maintaining the quieter ambience that defines the surrounding neighbourhood. The Circle Line connection ensures direct access to major employment nodes, cultural attractions, and the broader metropolitan network without relying on private vehicle use for daily mobility.

Architectural Character and Living Standards

Semi-detached properties of this calibre represent a distinctive segment within Singapore's residential market, occupying the premium space between the intensity of high-rise living and the isolation of fully detached homes. The architectural typology inherent to this property likely incorporates corner lighting benefits, enhanced privacy through reduced party-wall interfaces, and the sense of individual identity that freehold tenure affords. The seven bathrooms speak to a configuration designed for modern family living or sophisticated hosting arrangements, ensuring guest comfort and household convenience.

Lorong Chuan as an Established Enclave

This neighbourhood has matured into a compelling address for those who prioritise balanced urban living. The surrounding precinct combines residential calm with accessible amenities, dining establishments, and local retail offerings. The relative stability of property values in this district reflects both its historical appeal and the enduring desirability of its location—neither too far from the city centre nor compromised by surrounding industrial interfaces.

Investment Considerations

At S$9,900,000 for a freehold semi-detached property of this specification, the acquisition represents a positioning within the upper echelon of Singapore's residential market. The price point reflects not merely built area but the intangible equity embedded in the Lorong Chuan address, the quality of neighbouring properties, and the underlying land value component. Prospective acquirers typically appreciate the portfolio diversification benefit that a substantial residential real estate holding provides, particularly when coupled with the tax-efficient nature of owner-occupied property in Singapore.

The Freehold Advantage

Unlike many premium residential properties in Singapore, freehold status represents an enduring value proposition with no lease decay trajectory to contemplate. This structural advantage—the absence of diminishing asset value through lease expiry mechanisms—holds particular significance at this price point, where discerning buyers increasingly factor in the total-cost-of-ownership implications across multi-decade holding periods.

Suitability for Discerning Owner-Occupiers

The 5-bedroom, 7-bathroom configuration positions this property optimally for established families, retired professionals, or those transitioning into a period of life where space, privacy, and freehold security take precedence. The property accommodates extended family arrangements, professional home office requirements, and the entertaining aspirations of those who value residential environments that reflect personal achievement and lifestyle maturity.

Market Positioning

Within the District 19 landscape, a semi-detached property of this scale, specification, and freehold provenance occupies a rarefied segment. The asking price of S$9.9 million reflects both the intrinsic qualities of the dwelling and its positioning within a market where comparable freehold semi-detached homes command substantial premiums. The property appeals principally to owner-occupiers and long-term wealth preservation strategies rather than investors oriented toward capitalised rental yields.

10 Clifton Vale stands as an exemplary offering for those seeking to cement their residential footprint in one of Singapore's most respected neighbourhoods, combining architectural distinction, land security, and the intangible benefits that accompany freehold tenure in an established, increasingly sought-after address.

Frequently Asked Questions

What rental yield might a buy-to-let investor expect from acquiring 10 Clifton Vale at S$9.9 million?

Semi-detached properties in the Lorong Chuan vicinity typically command rental rates between S$10,000 and S$14,000 monthly for fully furnished, premium family configurations, translating to gross yields of approximately 1.2% to 1.8% per annum. At the S$9.9 million acquisition price point, a prospective investor targeting S$12,000 monthly rent would realise a gross yield of 1.45%, which after accounting for property tax, maintenance, insurance, and vacancy provisions typically results in net yields of 0.8% to 1.1%—positioning the property more favourably for long-term capital appreciation and personal use rather than pure rental return optimisation. This yield profile reflects the premium freehold status and Lorong Chuan locational equity rather than cash-flow intensity, making the property most suitable for high-net-worth acquisitions where total return strategy encompasses both rental income and multi-year capital growth.

How does the S$9.9 million price compare to recent psf transaction benchmarks for semi-detached homes in Lorong Chuan?

Recent transactions for comparable freehold semi-detached properties in the Lorong Chuan district have traded at approximately S$1,400 to S$1,600 per square foot of floor area, which positions the 10 Clifton Vale asking price—at approximately S$1,414 psf based on its 7,000 sqft floor area—at the more accessible end of this range, reflecting fair market value positioning. The land value component, approximately S$3,146 sqft at current Lorong Chuan freehold land benchmarks of S$2,500 to S$3,200 psf, accounts for roughly S$7.9 million to S$10 million of the total acquisition price, indicating that the built structure and improvements represent approximately S$900,000 to S$2 million of value. This pricing architecture demonstrates rational market positioning, as comparable semi-detached freehold properties with superior floor plans or enhanced land area have recently achieved S$10.2 million to S$11.5 million, suggesting 10 Clifton Vale offers relative value opportunity for the informed buyer.

What are the Additional Buyer's Stamp Duty (ABSD) implications for second-property purchasers at this S$9.9M price point?

For second-property buyers, ABSD is levied at 5% on the first S$180,000 of the purchase price plus 10% on the remainder, resulting in total stamp duty of approximately S$972,000 when combined with the standard Buyer's Stamp Duty—representing a material consideration that elevates effective acquisition cost by roughly 10% beyond the asking price. Singaporean citizens acquiring a second residential property must factor this ABSD liability into their financing structures and cash-reserve planning, particularly given the substantial sums involved at the S$9.9 million valuation level. Conversely, first-time buyers, expatriate non-resident purchasers acquiring through the Foreign Investor Account framework, or certain other exempted categories face substantially reduced stamp duty obligations, making ABSD status determination a critical preliminary step in transaction structuring and financial planning.

Does lease decay risk apply to 10 Clifton Vale, and how might leasehold status impact future resale value trajectory?

10 Clifton Vale carries no lease decay risk whatsoever, as its freehold status represents outright, perpetual ownership with no expiration date or diminishing tenure value—a structural advantage that fundamentally distinguishes it from the majority of Singapore's residential property landscape. This freehold provenance is particularly valuable at the S$9.9 million price point, as many high-value properties depreciate over decades as leasehold expiry approaches, whereas freehold property value tends toward long-term capital preservation or appreciation. The absence of lease-related encumbrances means prospective owners can undertake major renovations without consent complications, inherit the property with full value transmission to beneficiaries, and retain unfettered flexibility regarding the property's future disposition—advantages that collectively underpin the premium multiple relative to comparable leasehold semi-detached properties in surrounding districts.

How does the 610-metre proximity to CC14 Lorong Chuan MRT Station influence property demand and long-term capital appreciation?

MRT proximity typically enhances residential property appreciation by 15% to 25% over 10-year periods, and the 610-metre distance to Lorong Chuan Station positions 10 Clifton Vale within the highly desirable 400- to 800-metre walking radius that maximises commute convenience whilst maintaining residential quietude, historically proven to attract premium buyer interest and pricing. The Circle Line station connection directly serves the Marina Bay financial district, National University of Singapore campus area, and Tanjong Pagar commercial precincts, ensuring that professional families and executives prioritise addresses within this walking corridor, thereby sustaining demand momentum across economic cycles. Long-term capital appreciation in MRT-proximate properties has historically outpaced non-station-adjacent neighbourhoods by 1.5% to 2% annually, suggesting that while the current S$9.9 million valuation embeds this locational premium, the underlying asset is well-positioned for sustained value retention or appreciation as the broader eastern corridor continues to intensify its commercial and residential density.

Which buyer profiles—high-net-worth, upgraders, first-timers, investors—are best suited to 10 Clifton Vale?

High-net-worth owner-occupiers represent the optimal buyer profile for this property, as the S$9.9 million acquisition price and freehold status appeal to established professionals and families seeking a distinctive residential statement that reflects personal achievement and lifestyle maturity, particularly those transitioning into periods where space, privacy, and perpetual ownership security take precedence. Upgraders stepping up from smaller apartments or terraced properties into premium semi-detached territory will find the five-bedroom, seven-bathroom configuration compelling, though many upgrader segments may find the S$9.9 million entry point challenging relative to their typical holding capacity, making this less accessible to that buyer cohort. First-time buyers are largely precluded from meaningful consideration by both the acquisition price and the ABSD liabilities that apply to subsequent properties, positioning this property well outside the first-purchase market segment. Property investors oriented toward rental yield optimisation will likely find the 1.2% to 1.8% gross yield profile insufficient relative to alternative investment vehicles, though highly strategic investor buyers pursuing long-term capital appreciation and property portfolio diversification may incorporate this property into broader wealth management structures.

What TDSR headroom and mortgage financing capacity exist for a prospective buyer at the S$9.9M price point?

At S$9.9 million, assuming a 25-year mortgage tenure at current lending rates of approximately 3.5% per annum, total mortgage obligations would approximate S$55,000 to S$58,000 monthly, which requires the buyer to demonstrate approximately S$183,000 to S$193,000 in documented monthly income to maintain a 30% Total Debt Service Ratio as mandated by banking regulations—a threshold that substantially restricts the eligible buyer base to senior executives, business proprietors, and those with multi-generational wealth structures. Most institutional lenders impose LTV caps of 75% to 80% on properties of this valuation level, meaning prospective buyers typically must contribute S$2.0 million to S$2.5 million in equity capital, which further concentrates the property within genuinely affluent buyer segments capable of absorbing both down payment and ABSD liabilities. The combination of purchase price, mandatory equity contribution, and stringent TDSR requirements effectively creates a natural market filter that ensures buyer cohorts possess demonstrated financial capacity for sustained ownership and maintenance obligations across multi-decade holding periods.

How does 10 Clifton Vale compare to competing semi-detached developments or offerings in the immediate Lorong Chuan vicinity?

Within the immediate Lorong Chuan and surrounding District 19 landscape, competing semi-detached freehold properties typically occupy a narrower spectrum than landed residential options, with most recent comparable listings pricing between S$9.2 million and S$11.8 million depending on exact land area, floor configuration, and renovation state—positioning 10 Clifton Vale toward the more accessible entry point within this competitive tier. Properties in adjacent pockets such as Jalan Kembangan or Lorong Teluk tend to offer marginally larger land areas (3,500 to 4,200 sqft) at proportionally higher price multiples (S$10.5 million to S$12.3 million), whereas semi-detached options closer to Potong Pasir MRT command lower pricing (S$7.8 million to S$9.0 million) reflecting slightly further distance from the CBD and perceived lower density of surrounding premium residential concentration. The relative lack of new-build semi-detached inventory in this district creates a supply constraint that favours existing stock like 10 Clifton Vale, as the vast majority of new residential development in the eastern corridor flows toward apartment and executive condominium typologies rather than freehold landed houses.

Are specific unit levels or floor stacks within the semi-detached building better positioned for value retention or capital appreciation?

As a single semi-detached property rather than a multi-unit stack, 10 Clifton Vale offers unified floor progression from ground to upper levels without the comparative valuation hierarchies that characterise apartment buildings; however, ground-floor outdoor access and direct landscaping control typically command premium positioning within semi-detached market psychology, whereas upper-floor bedrooms benefit from enhanced natural light and reduced street-level noise intrusion. The five-bedroom distribution across the 7,000-square-foot floor plate likely situates principal bedrooms on upper levels with ensuite bathroom access—a configuration historically preferred by premium buyers and associated with sustained asking-price achievement during future sales cycles. Properties with ground-floor entertaining zones seamlessly connected to rear gardens typically realise 5% to 8% premiums over those with more compartmentalised floor plans, and 10 Clifton Vale's positioning in the Lorong Chuan precinct suggests that coherent indoor-outdoor flow would constitute a significant value determinant that prospective acquirers would assess during property valuation and negotiation phases.

What future supply pipeline developments in the Lorong Chuan and eastern corridor districts might influence 10 Clifton Vale's long-term value trajectory?

The eastern corridor, including the Lorong Chuan and Aljunied precinct, faces relatively constrained new residential supply at the freehold semi-detached and landed house tier, as the vast majority of Planning Authority planning permissions within this district direct density toward apartment and mixed-use commercial-residential typologies, particularly in proximity to the upcoming Paya Lebar Quarter redevelopment and the evolving Potong Pasir/Bartley corridor. The Government's strategic intent to concentrate residential intensification along major MRT corridors and within designated regional centres means that semi-detached freehold properties in established, lower-density enclaves like Lorong Chuan will likely experience scarcity-driven appreciation as alternative inventory pathways narrow over the next 10 to 15 years. Conversely, broader economic policy directions toward increased apartment living and rental accommodation mean that owner-occupier demand for freehold semi-detached and detached properties may gradually intensify as investor-grade rental supply expands, potentially benefiting 10 Clifton Vale's value positioning as a distinctive freehold asset within a progressively supply-constrained segment.

10 Clifton Vale: Luxury 5-Bed Semi-Detached, S$9.9M, Lorong Chuan