Type

Units

Min Area

Price Range

Other

110 sqft

S$1,000/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$1,000.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$200 on this acquisition.
Located 11 min (950 m) from CR17 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

Clementi Ave 6: A Mature HDB Development in Singapore's Established West

Clementi Ave 6 stands as a well-established public housing development in one of Singapore's most desirable residential neighbourhoods. Situated along Clementi Avenue 6, this HDB project benefits from decades of urban maturation, placing it at the heart of a thriving community with robust infrastructure, educational institutions, and commercial facilities. The development forms part of the broader Clementi Estate, an area that has consistently attracted owner-occupiers, upgraders, and investment-focused buyers seeking stability and accessibility in the western corridor of the island.

The proximity to Clementi MRT Station (CR17) represents a defining locational advantage for residents and investors alike. Just approximately 11 minutes' walk and 950 metres away, this station serves as a vital transport interchange connecting residents to the Coral Line and onward to the city centre, employment hubs, and other key destinations across Singapore. For professionals commuting to the Central Business District or working in surrounding commercial zones, this connectivity directly enhances the development's appeal and supports both rental demand and long-term price appreciation potential.

Strategic Location and Connectivity

Clementi's position in Singapore's western region has made it a perennial choice for families, young professionals, and investors seeking a balanced lifestyle. The estate benefits from established infrastructure that includes diverse dining, retail, and service options concentrated within walking distance or a short bus journey. Major shopping centres, wet markets, and hawker centres provide residents with convenient everyday amenities, whilst the neighbourhood's mature character means minimal future disruption from major construction projects.

The Clementi MRT connection opens significant commuting possibilities. Residents can reach the Raffles Place business district, Marina Bay, and other key employment nodes in under 30 minutes via the Coral Line, making this development particularly suited to professionals working in finance, technology, and corporate services sectors. This accessibility has historically supported Clementi's rental yields and resale values, as tenants and buyers consistently prioritise transport convenience.

Development Character and Housing Stock

As a mature HDB estate, Clementi Ave 6 comprises a range of residential units configured to serve different household profiles. The development's established status means residents benefit from an already-settled community with proven social infrastructure. Schools at primary and secondary levels operate within the immediate vicinity, supporting families with school-age children who wish to minimise commute times and maintain strong community ties.

The units available across the development span varying sizes and layouts, accommodating owner-occupiers upgrading from smaller homes, first-time buyers establishing independent residences, and investors seeking rental-yielding assets in a proven location. The diversity of available configurations ensures broad market appeal and helps sustain steady transaction activity and rental demand across different buyer and tenant segments.

Investment Considerations for Buyers

Clementi Ave 6's location in a mature, well-connected estate makes it attractive to investment-minded purchasers. The neighbourhood's consistent appeal to renters—driven by its proximity to employment centres, educational institutions, and transport infrastructure—typically supports steady rental income streams. Investors evaluating this development should consider Clementi's historic performance in the HDB resale market, where proximity to MRT stations and established amenities have traditionally supported resilient valuations.

For second-property buyers purchasing as an investment, Additional Buyer's Stamp Duty (ABSD) implications must be factored into financial planning. Singapore Citizens purchasing a second residential property face a 20% ABSD charge on the purchase price, significantly increasing the total acquisition cost and requiring careful analysis of projected rental yields against this additional capital outlay. Thorough financial modelling should compare the net rental return against the 20% ABSD burden before committing to purchase.

Financing and Mortgage Considerations

Buyers utilising housing finance should assess their debt servicing capacity against typical price points for units in this development. Most financial institutions cap monthly mortgage obligations at a proportion of gross household income (typically 30%), and potential purchasers should obtain pre-approval confirmation before proceeding with negotiations. Given Clementi's established market position, competitive loan terms are generally available from mainstream banking institutions, with loan-to-value ratios typically reaching 80% for HDB properties.

First-time buyers benefit from concessional stamp duty rates and certain HDB-specific financing incentives, making Clementi Ave 6 an accessible entry point into home ownership. However, those upgrading from a previous HDB flat should clarify whether they qualify for any transitional relief, as stamp duty and ABSD implications will vary based on their specific circumstances and the timeline since their last HDB purchase.

Market Positioning and Comparable Areas

Clementi competes with other established HDB estates in the western and central regions, including neighbourhoods such as Bukit Merah, Tiong Bahru, and Alexandra. Compared to newer developments or those with less established MRT connectivity, Clementi Ave 6 benefits from proven demand, mature amenity clusters, and a track record of stable resale values. The estate's age and completeness mean minimal uncertainty regarding future infrastructure changes, a factor that attracts conservative buyers and investors seeking lower-risk assets.

Transaction activity in Clementi remains consistent, with pricing generally reflecting the balance between its central location and the property's age relative to newer launches in outer regions. Buyers researching comparable recent transactions should examine units of similar size and floor level sold within the past 3–6 months to calibrate realistic pricing expectations and investment returns.

Lease Tenure and Long-Term Ownership

Like all public housing in Singapore, units at Clementi Ave 6 are leasehold properties. Buyers should verify the exact lease commencement date for any unit under consideration, as remaining lease duration directly affects resale value and financing eligibility. Most HDB flats operate on 99-year leases, and as leases decay below 80 years remaining, some financial institutions impose more stringent loan conditions, whilst resale values typically experience downward pressure. Understanding the lease profile of a chosen unit is essential for long-term ownership planning and eventual resale preparation.

Prospective owners should obtain full Title documents and lease schedules prior to exchange of contracts, ensuring complete clarity on the lease expiry date and any conditions attached to the property. This transparency is particularly important for investors intending to hold units beyond 10–15 years, as lease decay becomes an increasingly relevant consideration for future buyer pools.

Community and Lifestyle Appeal

Clementi's maturity translates to a stable, established residential community. Residents benefit from well-maintained common facilities, active residents' associations, and a neighbourhood character that balances urban convenience with residential tranquillity. The estate's proximity to Clementi Park and other green spaces provides recreational outlets without requiring lengthy travel, supporting quality-of-life metrics for owner-occupiers and enhancing the estate's appeal to rental tenants seeking balanced living environments.

For families, the combination of nearby schools, community centres, and healthcare facilities creates a self-contained lifestyle ecosystem. This all-in-one appeal has historically sustained strong occupancy rates among tenants and steady upgrading flows among owner-occupiers seeking to remain within the neighbourhood rather than relocate entirely.

Future Market Outlook

The western corridor of Singapore, including Clementi, continues to benefit from urban densification and infrastructure investment. Future developments in nearby areas may introduce competing new housing stock, though Clementi's established position and MRT connectivity position it defensively. Buyers and investors should monitor the HDB new-launch pipeline and private residential developments in surrounding precincts, as supply expansions can influence both resale demand and rental competition in the medium term.

Clementi Ave 6's enduring appeal rests on its proven connectivity, established community infrastructure, and central-west positioning. For owner-occupiers prioritising accessibility and community stability, and for investors seeking yield-generating assets in proven locations, this development merits serious consideration as part of a balanced property portfolio strategy.

Frequently Asked Questions

What rental yield should an investor expect from purchasing a unit at Clementi Ave 6 as an investment property?

Rental yields at Clementi Ave 6 typically depend on unit size, lease remaining, and market conditions at the time of valuation. For HDB flats in mature estates with strong MRT connectivity like Clementi, gross rental yields historically range between 3% and 5% annually, though net yields (after accounting for property tax, maintenance, and potential vacancy) are lower. An investor purchasing a unit at approximately S$1,000 per month rental income should cross-check this against the likely purchase price to calculate accurate yield percentages, and should factor in the 20% Additional Buyer's Stamp Duty applicable to second-property purchases by Singapore Citizens, which substantially increases the cash-on-cash return calculation and reduces headline yields. Professional property valuation and consultation with a mortgage broker can help determine whether the investment thesis aligns with your target yield threshold.

How do recent psf (per square foot) transaction prices in Clementi Ave 6 compare to other HDB estates in the western region?

Clementi's per-square-foot pricing reflects its established status, mature amenities, and proximity to Clementi MRT Station (CR17). Typical recent transactions in the estate have ranged broadly based on unit size, floor level, and lease remaining, though most fall within a competitive band relative to nearby estates such as Bukit Merah and Queenstown. To obtain precise psf benchmarking, prospective buyers should review the HDB Resale Price Index and request estate agents to provide comparable transaction data from the past 3–6 months for units of similar bedroom count and floor level. Clementi's MRT proximity typically commands a pricing premium relative to estates with longer walking distances to stations, whilst its mature age may imply slightly lower psf values than newer, outer-region launches. Detailed comparative analysis of recent arms-length transactions is essential to confirm whether any specific asking price represents fair value or upside potential.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I buy a second residential property at Clementi Ave 6 as a Singapore Citizen?

Singapore Citizens purchasing a second residential property face an Additional Buyer's Stamp Duty charge of 20% levied on the purchase price, substantially increasing the total acquisition cost beyond the standard conveyancing stamp duty. For example, if a unit at Clementi Ave 6 is purchased for S$500,000, the 20% ABSD would equate to S$100,000, meaning total stamp duty and ABSD obligations would reach approximately S$120,000 or more when combined with the standard stamp duty component. This 20% ABSD burden must be factored into your financial planning and investment return projections, as it directly reduces net profit margins or increases the required holding period before breakeven on a sale. To minimise ABSD impact, some buyers explore timing strategies (such as disposing of a previous property before purchasing), though professional tax and legal advice is essential to ensure any transaction structure complies with IRAS regulations and maximises your financial position.

What is the lease remaining on units at Clementi Ave 6, and how does lease decay affect future resale value and financing?

Clementi Ave 6, as a mature HDB estate, likely comprises units with lease durations typically established around the 1980s or 1990s, meaning most units currently have between 60 and 75 years of lease remaining, although this varies by specific building block. As leases decay below 80 years remaining, some financial institutions impose stricter loan-to-value ratios and may require shorter loan tenures, increasing monthly repayment obligations and reducing affordability for potential buyers. Resale values also experience downward pressure as leases shorten, with significant value erosion typically accelerating once leases fall below 60 years, as the property becomes unsuitable for long-term owner-occupiers and institutional investors. Any prospective purchaser must obtain the exact lease commencement and expiry date for the specific unit under consideration, typically found in the Title documents or via the HDB's official portal, and should adjust their valuation and investment thesis accordingly, particularly if intending to hold the property long-term beyond 10–15 years.

How does the proximity to Clementi MRT Station (CR17) affect property demand and long-term capital appreciation at Clementi Ave 6?

The 11-minute walk to Clementi MRT Station represents a defining locational advantage that directly supports rental demand and long-term price stability at this development. Properties within close proximity to MRT stations typically command higher valuations and attract more rental enquiries from working professionals and families prioritising transport convenience, making MRT-adjacent estates like Clementi Ave 6 more resilient during property market downturns. The Coral Line connection (CR17) provides commuters with rapid access to the Central Business District, Outram, Marina Bay, and other major employment and leisure destinations, underpinning sustained tenant demand and supporting capital appreciation relative to more remote estates. Historical HDB market performance demonstrates that estates within 10–15 minutes' walk of an MRT station consistently outperform those requiring 20+ minute commutes, suggesting that Clementi Ave 6's transport connectivity will continue to anchor demand and values, even as newer developments launch in outer regions. Buyers and investors should monitor future transport infrastructure (such as new line extensions or station upgrades) as these can further elevate the development's strategic positioning and appeal.

Is Clementi Ave 6 more suitable for owner-occupiers, upgraders, first-time buyers, or investment-focused purchasers?

Clementi Ave 6 appeals to multiple buyer profiles, though each category should evaluate the development against their specific priorities. First-time buyers benefit from the estate's mature character, established amenities, and proximity to schools and transport, making it an ideal entry point into home ownership; concessional stamp duty and HDB-specific financing incentives further improve affordability for this segment. Upgraders typically find Clementi attractive due to its central-west location and MRT connectivity, allowing them to move from an outer estate whilst maintaining convenient access to employment and social networks; the stable community and proven resale market reduce upgrade-related risks. Owner-occupiers prioritising quality-of-life factors appreciate Clementi's balance between urban convenience and residential stability, supported by established facilities, parks, and community infrastructure. Investment-focused purchasers must carefully model rental yields against the 20% ABSD and purchase costs, assessing whether the property's income-generating potential justifies the significant acquisition burden; Clementi's proven rental demand and MRT accessibility support this thesis, though detailed financial modelling is essential before committing capital.

What debt servicing ratio (TDSR) headroom should I expect for financing a unit at Clementi Ave 6, and what are typical mortgage terms?

Most financial institutions cap monthly housing loan obligations at approximately 30% of gross household income (the Total Debt Servicing Ratio), meaning a household earning S$6,000 monthly could typically service a mortgage of around S$1,800 per month. For HDB properties like Clementi Ave 6, loan-to-value ratios typically reach 80%, allowing buyers to finance 80% of the purchase price through a mortgage, with the remaining 20% plus stamp duty and legal costs required as upfront capital. Typical HDB mortgage tenures extend to 25–30 years, though some borrowers opt for shorter periods to reduce total interest costs; consulting a mortgage broker or bank can clarify your specific borrowing capacity and available interest rates, which fluctuate based on prevailing market conditions. Buyers should obtain formal pre-approval from at least one financial institution before making an offer, confirming their maximum borrowing capacity and lock-in rates; this protects against falling through after agreeing to purchase and helps negotiate with vendors from a position of certainty regarding your actual spending power.

How does Clementi Ave 6 compare to nearby competing HDB developments such as Bukit Merah or Tiong Bahru in terms of value and investment merit?

Clementi competes with established HDB estates including Bukit Merah, Tiong Bahru, and Alexandra, each offering distinct trade-offs in terms of location, age, and pricing. Clementi Ave 6's central-west positioning and Coral Line (CR17) connectivity position it competitively against Bukit Merah estates, though Tiong Bahru (with proximity to the Circle Line's Tiong Bahru Station) may offer marginally faster CBD commutes; detailed transaction analysis of comparable 3-bedroom units sold in the past 3–6 months across all three estates reveals precise psf differentials and value positioning. Clementi's maturity and established community character appeal to conservative buyers seeking low-volatility assets, whereas Tiong Bahru and Bukit Merah may attract those prioritising alternative transport routes or specific amenity profiles (e.g., Tiong Bahru's hipster retail and heritage character). Investment comparisons should factor in rental demand patterns, which typically favour estates with multiple MRT line access (reducing tenant commute vulnerability to single-line disruptions) and proximity to growing employment clusters; professional comparative market analysis is advised before allocating capital to any specific estate.

Which unit stacks, floor levels, or configurations at Clementi Ave 6 offer the best value for long-term ownership or investment?

Unit value and desirability at Clementi Ave 6 depend on multiple factors including floor level (lower floors typically command discounts relative to mid-to-high floors due to noise, privacy, and perceived prestige concerns), unit orientation (units with natural light, cross-ventilation, and views to parks command premiums), and proximity to lifts and stairwells (corner or mid-block units may trade at modest premiums relative to lift-adjacent units). Mid-level units (floors 7–15, for example) often provide optimal value, balancing premium pricing for higher floors with practical accessibility and lower utility costs; conversely, lower floors (2–4) may appeal to elderly residents or those prioritising convenience over prestige, potentially supporting stronger rental demand from this demographic. Value investors should seek units with remaining lease of 75+ years, as those falling below 70 years experience accelerated discount rates and reduced financing accessibility, potentially impacting both resale timeline and final sale price. Consulting recent transaction records for comparable units across different floors and stacks—typically available via HDB's official resale data portal or through estate agents—allows data-driven identification of underpriced configurations relative to the broader development's pricing trajectory.

What future HDB and private residential supply is planned in the western region near Clementi, and how might this affect property values and rental demand?

The western corridor of Singapore, including areas surrounding Clementi, forms part of the HDB's long-term development plans, with new launches and urban renewal initiatives potentially introducing competing stock over the medium term. Monitoring the HDB's 5-year Build-to-Order (BTO) launch pipeline and the Urban Redevelopment Authority's (URA) Master Plan updates reveals planned new estate development, land releases, and residential intensification projects that could influence supply-demand dynamics in Clementi's surrounding precincts. Increased supply in nearby areas (e.g., new BTO launches in Jurong or outer west estates) may create downward pressure on Clementi Ave 6's resale and rental values, particularly if new units offer superior specifications or lease terms at comparable pricing; conversely, Clementi's established MRT connectivity and mature amenity profile position it defensively, as demand from buyers prioritising immediate access and proven infrastructure may sustain values despite surrounding new supply. Prospective buyers and investors should review HDB's official development announcements and the URA's Master Plan periodically to assess future supply trajectories, ensuring that your long-term ownership or investment thesis remains robust even as the broader market landscape evolves. This forward-looking analysis helps distinguish between developments poised for sustained demand versus those vulnerable to competition from newer alternatives.

Hdb Flat At Clementi Ave 6 — From S$1,000