Type

Units

Min Area

Price Range

3 BR

1313 sqft

S$550K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$550K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$110K on this acquisition.
Located 14 min (1.17 km) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

713 Yishun Street 71: Established HDB Living in North Singapore

Nestled in the heart of Yishun, one of Singapore's most established residential neighbourhoods, 713 Yishun Street 71 represents a mature development offering generous three-bedroom flats that appeal to families and investors alike. The building, completed in 1987, has undergone consistent maintenance and renovation over the decades, positioning it as a desirable choice for buyers seeking older-stock HDB properties with proven structural integrity and community stability.

The units at 713 Yishun Street 71 are characterised by their substantial floor areas, typically exceeding 1,300 square feet, which translates to unusually spacious living quarters by contemporary HDB standards. Corner blocks command particular appeal due to enhanced natural light, superior cross-ventilation, and the privacy afforded by boundary positioning. Interiors feature parquet flooring throughout the bedrooms and broken marble finishes in the living hall—aesthetic choices that balance durability with visual warmth, whilst air-conditioning in all rooms ensures year-round comfort in Singapore's tropical climate.

Location and Transport Connectivity

The development's proximity to NS13 Yishun MRT Station, approximately 1.17 kilometres away, positions residents within a convenient commuting radius to Singapore's wider transport network. The North-South Line connection facilitates swift access to the city centre, Marina Bay, and northern corridors, making this address particularly suited to professionals with flexible or city-based work patterns. Secondary MRT options—NS14 Khatib and NS12 Canberra stations—lie within 1.3 to 1.8 kilometres, creating a layered transport ecosystem that reduces dependency on any single line.

Beyond MRT coverage, the estate benefits from a dense bus network serviced by stops within walking distance. Local bus routes connect residents to employment hubs, educational institutions, and leisure destinations throughout the North Region, whilst the proximity to major roadways facilitates private vehicle ownership for those requiring it.

Amenities and Neighbourhood Character

Yishun has matured into a self-contained township with comprehensive amenities concentrated within short walking distances. North Point Shopping Centre, situated nearby, houses supermarkets, dining establishments, and retail outlets catering to daily needs. Chong Pang Market, a popular wet market destination, remains a focal point for residents seeking fresh produce and community engagement. This blend of modern shopping facilities and traditional market culture reflects the neighbourhood's ability to serve both convenience-driven and lifestyle-oriented residents.

Educational provision is notably robust in this area. Multiple primary schools, including Jiemin, Ahmad Ibrahim, Yishun, and Peiying Primary Schools, sit within one kilometre of the development, alongside preschools and nurseries catering to young families. Secondary-level education is similarly accessible, ensuring that families with children benefit from established schooling pipelines without extensive commuting.

Green spaces form an integral part of the local environment. Nee Soon Central Community Park and nearby recreational areas provide outdoor leisure options for residents of all ages, contributing to an active, family-oriented community character. The development itself offers garden-facing units that deliver views of verdant surroundings rather than densely built streetscapes.

Building Specifications and Property Condition

Units at 713 Yishun Street 71 have received the HDB Improvement Programme (HIP), a government-led initiative that upgrades structural systems, sanitation facilities, and common areas across ageing housing stock. This certification is significant for buyers assessing long-term asset viability, as it indicates that major structural and mechanical systems have been professionally evaluated and renewed. Utility bills for HIP works have been settled, removing future cost uncertainty from the purchase decision.

The squarish layout favoured in this development optimises furniture placement and spatial flow, avoiding the awkward geometric compromises that sometimes characterise older estates. The absence of mandatory extension requirements simplifies purchasing pathways and ensures that advertised floor areas reflect usable living space without additional construction barriers.

Lease Duration and Resale Considerations

With a remaining lease of approximately 60 years from the current date, units at 713 Yishun Street 71 occupy a critical juncture in the HDB resale timeline. Properties with 60-year remaining leases remain financeable by most banks and retain meaningful resale value, though the trajectory of property valuations over the next two decades warrants consideration by buyers planning to hold units beyond that timeframe. For upgraders prioritising a move to a more spacious home over the next 10-15 years, the lease duration presents minimal constraint. Investors and long-term owner-occupiers should factor in the gradual lease decay curve and its eventual impact on future refinancing prospects and capital values.

Investment and Owner-Occupier Appeal

The development attracts diverse buyer cohorts. First-time buyers appreciate the spacious layout and established infrastructure, whilst upgraders from smaller flats value the additional bedrooms and enhanced living areas. Investors recognise the maturity of Yishun's rental market, where demand for three-bedroom units remains consistent among families and corporate housing seekers. The proximity to MRT, schools, and shopping facilities underpins rental demand, though yields will vary depending on individual unit purchase prices relative to market rental rates in the sector.

Owner-occupiers benefit from the quiet, established nature of the neighbourhood, which avoids the transience and construction disruption often associated with newer estates during their initial years. The community has stabilised over three decades, fostering long-established social networks and cultural institutions that appeal to families seeking stability and belonging.

Financing and Buyer Eligibility

All races remain eligible to purchase at 713 Yishun Street 71, reflecting Singapore's inclusive public housing policy. Financing options through HDB concessional loans and commercial mortgage packages remain accessible, though buyers should assess their Debt-to-Service Ratio (TDSR) headroom based on individual income and existing financial obligations. The current price positioning of units at this development creates favourable conditions for buyers with moderate to upper-middle-class incomes, particularly in dual-income households.

Second property buyers should account for Additional Buyer's Stamp Duty (ABSD) at 20% on the purchase price, which materially increases the total cost of acquisition for investors. This tax consideration often tips the investment calculus in favour of rental yield and long-term capital appreciation rather than short-term turnover strategies.

Market Context and Future Outlook

Yishun's trajectory as a neighbourhood has followed the classic HDB estate lifecycle: initial rapid growth, subsequent maturation, and increasingly selective rejuvenation through targeted upgrading programmes. The North Region faces supply pressures from new Build-to-Order projects in nearby estates, yet established locations like 713 Yishun Street 71 retain demographic anchoring through their proximity to MRT, schools, and consolidated amenities. Older-stock HDB flats occupy a distinct market segment where pricing reflects both heritage and remaining lease duration, making direct comparison to newer estates less meaningful than consideration of comparable resale transactions in the same cohort.

For buyers prioritising accessibility, established infrastructure, and spacious interiors without modern development premiums, 713 Yishun Street 71 merits serious investigation. The development's combination of location, size, and maturity positions it as a substantive residential offering in Singapore's North Region.

Frequently Asked Questions

What is the estimated rental yield for a three-bedroom unit at 713 Yishun Street 71 if purchased as an investment property?

Rental yield at 713 Yishun Street 71 typically ranges between 2.5% and 3.5% annually, depending on the specific purchase price and prevailing market rental rates for three-bedroom HDB flats in Yishun. At entry prices around S$550,000, properties let for approximately S$2,600 to S$3,200 monthly, producing gross yields in the lower end of this range before accounting for property tax, maintenance costs, and agent commissions. The mature neighbourhood attracts consistent demand from families and corporate housing clients, supporting steady occupancy and rental stability, though investors should factor in the 20% Additional Buyer's Stamp Duty and additional property tax as second-property owners, which compress net yield considerably.

How does the pricing per square foot at 713 Yishun Street 71 compare to recent resale transactions in Yishun?

Units at 713 Yishun Street 71 are trading at approximately S$420 to S$430 per square foot at current list prices, positioning them within the mainstream range for three-bedroom HDB flats in the Yishun sector completed in the 1980s. Recent comparable sales of similar-vintage properties in the same area demonstrate price clustering between S$400 and S$450 per square foot, reflecting the age of the building, remaining lease duration of 60 years, and completion of the HIP upgrade. Corner units and higher floor levels typically command premiums of 5–10% above average resale rates, whilst units facing quieter aspects or with superior light command smaller premiums, making individual unit positioning and condition more influential than the building's aggregate pricing relative to peers.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a second-property buyer purchasing at 713 Yishun Street 71?

Singapore Citizen second-property buyers incur Additional Buyer's Stamp Duty at the rate of 20% on the purchase price. For a unit priced at S$550,000, this equates to S$110,000 in ABSD—a substantial upfront cost that must be factored into total acquisition expenditure and financing calculations. On top of the standard Buyer's Stamp Duty of 1% to 4% (depending on price brackets), the combined stamp duty burden reaches approximately S$132,000 to S$143,000 for second-property acquisitions at this price point. This ABSD consideration often redirects investor focus toward rental yield justification and long-term capital appreciation potential, as the upfront tax drag substantially lengthens the payback period compared to owner-occupier purchases subject to lower stamp duty rates.

What is the lease decay risk and future resale value impact given the 60-year remaining lease at 713 Yishun Street 71?

The 60-year remaining lease positions 713 Yishun Street 71 units within a financeable band for most banks and property investors, though the development is now entering the phase where lease expiry becomes a visible consideration on planning horizons. Properties with remaining leases between 50 and 60 years remain relatively liquid and attract broad buyer pools; however, as the remaining lease dips below 50 years over the next decade, resale velocity typically declines and valuations experience accelerated erosion. For owner-occupiers planning to exit within 10–15 years, the current lease duration poses minimal constraint; conversely, investors and long-term holders should anticipate diminishing refinancing flexibility and reduced buyer demand as the lease enters its final four decades. The HDB's historical pattern suggests that properties with 30-year remaining leases trade at discounts exceeding 30% relative to fresh 99-year leasehold HDB stock, indicating that lease decay operates as a non-linear drag on capital values rather than a gradual linear depreciation.

How does proximity to NS13 Yishun MRT Station affect demand and capital appreciation prospects for 713 Yishun Street 71?

The 14-minute walk to NS13 Yishun MRT Station represents an optimal proximity sweet spot in HDB market dynamics: close enough to offer genuine convenience for daily commuting, yet distant enough to avoid the noise, crowding, and foot traffic that properties immediately adjacent to transport nodes experience. This positioning supports consistent demand from working-age professionals, families with school-age children, and investors seeking stable rental outcomes without the premium pricing commanded by directly MRT-adjacent properties. Capital appreciation at developments situated 10–15 minutes from MRT typically outperforms isolated estates whilst remaining below the accelerated growth seen at walkable nodes, making 713 Yishun Street 71 a solid performer in the middle of the demand distribution. The presence of multiple secondary MRT options (Khatib at 1.29 km, Canberra at 1.78 km) further insulates the development from single-station dependency, reducing vulnerability to line disruptions or future service changes.

Which buyer profiles find 713 Yishun Street 71 most suited to their housing needs and financial circumstances?

First-time buyers with established incomes and family formation plans gravitate toward 713 Yishun Street 71 for its spacious layout, established infrastructure, and moderate pricing relative to newer Build-to-Order projects. Upgraders trading up from two-bedroom flats or smaller housing find the additional bedroom and floor area transformative without requiring adjustment to unfamiliar neighbourhoods. Young families value the proximity to multiple primary schools and parks, alongside the maturity of community institutions and networks. Investors targeting stable rental yields in proven demographics favour the property's three-bedroom configuration and location near MRT, though they must absorb the 20% ABSD upfront cost. High-net-worth individuals typically view 713 Yishun Street 71 as a below-target asset class for portfolio diversification; however, some HNW buyers acquire such properties as long-hold family housing unencumbered by capital appreciation expectations, prioritising stability and established community standing over growth potential.

What TDSR headroom should prospective buyers assess before committing to a purchase at 713 Yishun Street 71?

At a median purchase price of S$550,000, HDB concessional loan financing typically requires buyers to service monthly instalments of S$2,200 to S$2,500 over 25-year tenures, depending on prevailing interest rates and individual loan-to-value ratios. The Debt-to-Service Ratio (TDSR) ceiling of 60% means that buyers require combined household gross monthly incomes of approximately S$3,700 to S$4,200 to comfortably service this mortgage alongside existing financial obligations. Dual-income families with household incomes between S$5,000 and S$7,000 monthly navigate financing with substantial headroom and flexibility, whilst single-income buyers at S$4,500 monthly income occupy a tighter TDSR envelope requiring careful assessment of other debt commitments. Commercial mortgage alternatives through private banks typically demand higher downpayments (20–30%) but offer competitive rates for borrowers with strong financial profiles; conversely, HDB loans remain more accessible for buyers operating at TDSR boundaries, justifying their continued prominence in the HDB resale financing landscape at 713 Yishun Street 71.

How does 713 Yishun Street 71 compare to nearby competing HDB developments in terms of value and desirability?

The immediate competitive set for 713 Yishun Street 71 comprises similar-vintage three-bedroom HDB flats in adjacent Yishun blocks and neighbouring Chong Pang and Khatib estates, which typically trade within S$450,000 to S$600,000 depending on block position, floor level, and lease duration. Blocks within 500 metres of MRT nodes tend to command premiums of 5–8% relative to more peripheral blocks, whilst corner units and east-facing aspects attract additional premiums of 3–5%. New Build-to-Order projects in nearby Punggol and outer Yishun locations offer modern finishes and extended leases (99 years) but at entry prices 15–25% higher and with extended waiting periods before occupation. The older-stock positioning of 713 Yishun Street 71 creates a distinct market segment where buyers accept lease decay and contemporary building age in exchange for established neighbourhood character, immediate occupancy, and lower entry pricing—a trade-off that suits upgraders more than first-time buyers, and investors more than owner-occupiers fixated on lease length.

Which unit stack or floor level at 713 Yishun Street 71 offers the best value relative to market expectations?

Mid-range floors between levels 5 and 10 typically offer superior value at 713 Yishun Street 71 by avoiding the 10–15% premiums commanded by high floors (levels 15+) whilst capturing improved light and reduced noise relative to ground-level and first-floor units. Corner units on mid-floors represent the sweet spot for capital appreciation, as they enjoy enhanced brightness, superior cross-ventilation, and privacy without the premium pricing of penthouse-equivalent heights that command outsized valuations. Units facing the garden or less-trafficked aspects of the development preserve quietness whilst avoiding the premium pricing often demanded by units overlooking major roads or commercial clusters. Ground-floor and first-floor units, whilst sometimes discounted 5–8%, suffer from reduced privacy, street noise, and perceived security disadvantages that perpetuate their below-average resale dynamics. For investors optimising rental yield, mid-floor corner units with garden-facing aspects command consistent demand from family tenants willing to pay premium rents, offsetting any modest acquisition premium with rental income uplift.

What is the future supply pipeline for HDB flats in the Yishun district, and how might this affect the resale prospects of 713 Yishun Street 71?

The Yishun planning area faces moderate new supply through upcoming Build-to-Order exercises and estate rejuvenation programmes scheduled over the next decade, with new projects in peripheral locations and infill sites rather than immediate neighbourhood replacement. These new developments will introduce fresh inventory at 99-year leasehold terms, 20–30% higher pricing, and contemporary specifications, potentially capturing first-time buyers and upgraders currently priced out by newer projects. However, the geographic specificity of new supply suggests that established resale properties like 713 Yishun Street 71 will face differentiated rather than direct competition; older-stock properties serve price-sensitive and lease-indifferent buyer cohorts, whilst new BTO projects attract different demographics prioritising lease length and modern finishes. The maturity of Yishun as a neighbourhood and its stable demographic profile indicate that demand for older-stock HDB properties will persist, particularly as escalating new-project pricing pushes upgraders and investors to reconsider established estates as value alternatives. Long-term appreciation at 713 Yishun Street 71 will likely trail new-lease developments but maintain resilience through neighbourhood stability and transport accessibility.

Hdb Flat At 713 Yishun Street 71 — From S$550K