Type

Units

Min Area

Price Range

3 BR

1528 sqft

S$688K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$688K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$138K on this acquisition.
Located 14 min (1.2 km) from EW25 Chinese Garden MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

331 Jurong East Avenue 1: Central Location in a Mature HDB Estate

331 Jurong East Avenue 1 stands as a long-established housing block within the broader Jurong East precinct, one of Singapore's most densely populated and economically vibrant districts. Situated in a neighbourhood that has undergone decades of consolidation, the development benefits from the infrastructure maturity and social fabric that only an established town can provide. The address itself places residents at the intersection of residential stability and urban convenience, making it an attractive proposition for families seeking a settled environment without sacrificing access to essential services.

The estate's positioning along Jurong East Avenue 1 offers direct access to a network of ground-floor retail, wet markets, and food establishments that serve the local community. Residents enjoy the rhythm of a lived-in neighbourhood where hawker centres, supermarkets, and day-to-day conveniences are within walking distance. This mature setting contrasts favourably with newer developments that must build their community infrastructure from scratch, affording established residents the confidence of proven, functioning local systems.

Transport Connectivity and MRT Access

The proximity to Chinese Garden MRT Station on the East-West Line (EW25) positions 331 Jurong East Avenue 1 approximately 1.2 kilometres away, translating to a comfortable 14-minute walk or a brief taxi or bus ride. The East-West Line itself serves as a critical backbone connecting Jurong's employment nodes to the city centre, making this location particularly relevant for commuters working in CBD offices or along the line's broader corridor. Chinese Garden station's interchange potential and its role as a secondary hub within the Jurong transport network reinforce the development's accessibility profile.

For professionals and students, the station's connectivity to Raffles Place, Tanjong Pagar, and the Marina Bay cluster means reasonable commute times without reliance on private transport. Bus services supplementing the MRT connection further enhance last-mile flexibility, ensuring that residents are never stranded by a single transport mode. This multi-modal accessibility typically translates to sustained rental demand and capital appreciation resilience in economic cycles where transport reliability becomes a primary tenant consideration.

Unit Specifications and Interior Layout

The available units at 331 Jurong East Avenue 1 feature three-bedroom, two-bathroom configurations with approximately 1,528 square feet of internal area. This spatial standard aligns with the HDB three-room typology that has anchored Singapore's public housing for generations, offering sufficient square meterage for a growing family, a home office arrangement, or a dual-income household seeking space without the upkeep demands of a terrace or semi-detached property. The two-bathroom provision addresses contemporary lifestyle expectations, reducing morning congestion in family routines and improving the appeal for multi-generational or extended-family living arrangements.

The 1,528 square feet footprint translates to approximately 142 square metres, positioning these units within a comfortable mid-range band for public housing. This scale balances liveability with manageable utility costs and maintenance responsibilities, distinguishing it from larger penthouses or shoebox configurations. Families upgrading from smaller units or first-time buyers stepping up from rental accommodation typically find this floor plate intuitive and sufficient for their immediate needs.

Pricing and Market Position

Asking prices in this development start from S$688,000, reflecting the mature HDB resale market's expectations for a well-located block with established tenant demand. This price point sits within the mid-tier spectrum of Jurong East HDB offerings, balancing affordability with the tangible benefits of the location and unit size. Prospective buyers should benchmark this against recent comparable transactions in the same district to assess whether the asking price reflects fair market value or represents an outlier worthy of negotiation.

The pricing architecture across available units will vary based on floor level, stack orientation, and remaining lease tenure, with higher floors and units enjoying better ventilation typically commanding premiums. Investors and owner-occupiers evaluating 331 Jurong East Avenue 1 should conduct parallel searches for competing three-bedroom blocks within the Jurong East precinct to confirm that this address offers genuine value or whether supply alternatives provide superior terms.

Investment Viability and Rental Yield Considerations

For buy-to-let investors, 331 Jurong East Avenue 1 presents a coherent investment thesis centred on steady tenant demand from working professionals and families prioritising transport accessibility. The Jurong East location has historically attracted tenants willing to pay competitive monthly rents in exchange for the MRT connectivity and established neighbourhood character. Estimated gross rental yields for comparable three-bedroom HDB blocks in the immediate vicinity typically range between 2.5% and 3.5% annually, though actual returns depend on achieving premium rental rates and maintaining high occupancy throughout the lease cycle.

Investors should factor in the differential between the asking price and likely rental income, accounting for void periods, maintenance costs, and property tax obligations. The East-West Line's role as a major commuter artery suggests sustained tenant rotation, which can be either advantageous (high turnover enabling rent adjustments) or demanding (costs associated with frequent vetting and refurbishment). Experienced investors in the Jurong corridor typically treat this development as a core-income asset rather than a speculative appreciation play, prioritising reliable tenant flow over capital gains.

Lease Tenure and Long-Term Resale Value

HDB properties are characterised by their lease-hold structure, typically offered as 99-year leases from the point of first sale. As 331 Jurong East Avenue 1 is a mature estate, prospective buyers must verify the exact remaining lease tenure before committing, as lease decay becomes a material concern when residual terms drop below 80 years. Properties with less than 80 years remaining often experience resale friction, reduced financing availability from banks, and discounted valuations relative to longer-lease equivalents.

Buyers should obtain a detailed lease report from HDB or their conveyancer to confirm the exact expiration date and assess whether the current asking price adequately compensates for any lease depreciation already embedded. First-time buyers and upgraders tend to be more sensitive to lease risk than investors, who may accept lower residual terms in exchange for elevated yields. The HDB's historical resale price trends indicate that blocks with 70+ years remaining typically maintain liquidity and stable valuations, whereas those approaching 60 years face pronounced headwinds.

Suitability for Different Buyer Profiles

First-time buyers evaluating 331 Jurong East Avenue 1 should appreciate that HDB three-bedroom units represent a classic entry point into home ownership, combining affordability, predictable maintenance structures, and strong community frameworks. The Jurong East location removes the commute anxiety that might accompany more peripheral estates, making it an intelligent choice for young professionals or newly married couples seeking a stable platform for long-term housing.

Upgraders trading up from smaller flats will find the additional bedroom and bathroom space immediately practical, whilst the MRT proximity ensures they do not regress on transport convenience despite moving out of prime central estates. Owner-occupiers prioritising cash flow over capital gains benefit from the lower entry price relative to comparable private condominiums, freeing capital for other investments or life goals. Investors, conversely, treat 331 Jurong East Avenue 1 as a yield-generating asset where tenant demand and steady rental growth matter more than dramatic appreciation.

Financing, TDSR, and Stamp Duty Implications

Buyers securing bank financing for units at 331 Jurong East Avenue 1 should expect loan-to-value ratios of up to 80% for HDB properties, with a purchase price around S$688,000 translating to a maximum loan quantum of approximately S$550,400. At current mortgage rates hovering around 3.5% to 4%, monthly principal and interest servicing for such a loan typically falls between S$2,800 and S$3,100, figures that most dual-income households comfortably service under the Debt-to-Service Ratio framework.

First-time home buyers purchasing their first residential property are exempt from Additional Buyer's Stamp Duty (ABSD), making the total stamp duty obligation 3% or 4% of the purchase price depending on the transaction value. Second-property buyers, however, face a 20% ABSD surcharge on top of base stamp duty, elevating the total stamp duty cost significantly and materially impacting the investment return profile. Buyers should model the precise total acquisition cost by engaging a conveyancer or solicitor early in the evaluation process to avoid surprises at the point of commitment.

Comparative Context Within Jurong East

The broader Jurong East HDB resale market comprises dozens of blocks spanning multiple decades of construction. Newer estates such as those in the Lakeside or Penjuru precincts may command premium prices relative to 331 Jurong East Avenue 1, though they often sit further from the MRT network. Older blocks in the same general vicinity may offer lower entry prices but come with corresponding lease tenure concerns or older building systems requiring more frequent maintenance. Savvy buyers conduct a side-by-side comparison of three to five competing properties within a 800-metre radius of Chinese Garden station, benchmarking the asking price against the specific location merit, unit size, and lease tenure of each candidate.

The price-per-square-foot metric provides a useful normaliser across these comparisons; buyers should research recent transaction data from HDB resale portals or their agent to confirm whether 331 Jurong East Avenue 1's asking rate per square foot reflects the market or represents an anomaly. Variations in price-per-square-foot often correlate with stack orientation, lower floors commanding discounts whilst upper floors attract premiums for better light and ventilation.

Future Supply and District Planning Context

Jurong East itself is not experiencing large-scale new HDB construction in its core areas, with most future supply concentrated in the extended Jurong West and Tuas precincts further south. This supply constraint theoretically supports price stability and rental demand for centrally-located blocks like 331 Jurong East Avenue 1, as the relative scarcity of new units in this premium location maintains competitive pressure. Urban renewal initiatives and state land sales, however, remain dynamic; buyers should monitor HDB announcements and Urban Redevelopment Authority plans to anticipate any shifts in the district's housing supply profile.

The East-West Line's ongoing role as a key transport artery and the continued commercial viability of Jurong's employment nodes suggest sustained relevance for this location over the medium to long term. Buyers with a five to seven-year horizon can reasonably expect stable valuations and reliable tenant interest, provided the macroeconomic environment remains broadly supportive of residential demand across the public housing segment.

Frequently Asked Questions

What is the estimated gross rental yield for three-bedroom units at 331 Jurong East Avenue 1?

Based on comparable HDB three-bedroom blocks in the Jurong East area with strong MRT connectivity, estimated gross rental yields typically range between 2.5% and 3.5% annually. The exact yield depends on achieving premium rental rates reflecting the estate's proximity to Chinese Garden MRT Station and the established neighbourhood amenities that attract working professionals and families. Investors should factor in maintenance costs, property tax, and potential void periods between tenants when calculating net yield. The East-West Line's role as a major commuter artery supports consistent tenant demand, helping to maintain occupancy levels and justify rental expectations at the higher end of this range.

How does 331 Jurong East Avenue 1's price-per-square-foot compare to recent HDB transactions in Jurong East?

To assess fair value, prospective buyers should benchmark the asking price against recent comparable three-bedroom transactions in the same district, focusing on properties within 800 metres of Chinese Garden MRT Station. Price-per-square-foot variations typically reflect stack orientation, floor level, remaining lease tenure, and specific unit condition; higher floors and better-facing units command premiums whilst ground-floor or lower-level units may trade at discounts. Accessing HDB resale transaction data from public portals or engaging a conveyancer to pull historical comparables will clarify whether 331 Jurong East Avenue 1 represents fair value or sits above or below the current market rate. Investors should treat price-per-square-foot as a quick normaliser but always triangulate with absolute prices, rental rates, and lease terms to form a complete valuation picture.

What are the Additional Buyer's Stamp Duty implications for second-property buyers purchasing at 331 Jurong East Avenue 1?

Singapore Citizens purchasing a second residential property face a 20% Additional Buyer's Stamp Duty (ABSD) surcharge on top of base stamp duty, calculated on the purchase price. For a unit priced at S$688,000, the 20% ABSD would equate to approximately S$137,600, significantly elevating total acquisition costs and materially impacting the investment return profile. Base stamp duty itself ranges from 3% to 4% depending on the transaction value, meaning total stamp duty obligations for second-property buyers could exceed S$150,000. This surcharge substantially reduces the net yield and return on investment for buy-to-let buyers; investors should model these costs into their financial projections before committing. First-time home buyers purchasing their first residential property are exempt from ABSD, making their acquisition costs considerably lower and improving their effective financing capacity.

What lease decay risk does 331 Jurong East Avenue 1 present, and how might it affect resale value?

As a mature HDB estate, the remaining lease tenure is a critical valuation factor; properties with less than 80 years remaining typically experience reduced resale demand, lower bank financing availability, and discounted valuations relative to longer-lease equivalents. Buyers must verify the exact remaining lease term before committing, as HDB three-room flats originally sold on 99-year leases will experience meaningful lease depreciation as they approach 70 or 60 years remaining. Properties below 60 years remaining face pronounced headwinds in the resale market, with some financial institutions reducing loan-to-value ratios or declining to lend entirely. Buyers with a longer holding horizon should ensure the remaining lease duration comfortably exceeds their intended ownership period plus a reasonable buffer for future resale; a property purchased today with 75 years remaining and held for 15 years would leave only 60 years, potentially triggering financing friction for the next buyer.

How does proximity to Chinese Garden MRT Station affect demand and capital appreciation at 331 Jurong East Avenue 1?

The 14-minute walk to Chinese Garden MRT Station on the East-West Line positions 331 Jurong East Avenue 1 within the premium accessibility band for HDB three-bedroom properties in Jurong East, directly supporting tenant demand and capital resilience. The East-West Line serves as a major commuter backbone connecting Jurong's employment clusters to the CBD, making reliable MRT access a primary determinant of rental competitiveness and owner-occupancy appeal. Properties within walking distance of established MRT stations historically experience more stable valuations and faster resale absorption than those requiring bus transfers or longer commute times. Whilst the 1.2-kilometre distance means the block is not immediately adjacent to the station, it remains sufficiently close to command the MRT accessibility premium without incurring the price penalties of blocks positioned further afield. Investors and owner-occupiers should expect steady demand from transport-conscious tenants and buyers, supporting both rental yield consistency and moderate capital appreciation over the medium to long term.

Is 331 Jurong East Avenue 1 suitable for high-net-worth individuals, first-time buyers, upgraders, and investors alike?

First-time buyers benefit from the HDB framework's affordability, predictable maintenance structures through town councils, and the MRT proximity that eliminates commute trade-offs; the entry price around S$688,000 represents an accessible milestone into owner-occupation for dual-income couples or young professionals. Upgraders trading up from smaller flats will find the three-bedroom, two-bathroom layout immediately practical and the location maintains transport convenience, making it an intelligent lateral-move in lifestyle without sacrificing accessibility. Owner-occupiers prioritising stable housing costs and community-driven living appreciate the mature estate's established amenities and social fabric, though HNW individuals typically gravitate towards private condominiums or landed properties for greater privacy and investment upside. Buy-to-let investors treat 331 Jurong East Avenue 1 as a yield-generating core-income asset where reliable tenant flow and steady rental growth matter more than dramatic appreciation; the block's strong MRT connectivity and Jurong East employment nodes support consistent demand from working professionals. Each buyer profile weighs different priorities, and whilst the development accommodates multiple profiles, investors emphasise yield and tenancy stability whilst owner-occupiers prioritise lifestyle fit and long-term affordability.

What are the Debt-to-Service Ratio and financing headroom implications at typical price points for 331 Jurong East Avenue 1?

For a unit priced around S$688,000 with an 80% loan-to-value ratio, the maximum loan quantum is approximately S$550,400; at current mortgage rates of 3.5% to 4%, monthly principal and interest servicing typically ranges between S$2,800 and S$3,100. Under Singapore's Debt-to-Service Ratio framework, most banks require that total monthly debt obligations (mortgage plus all other liabilities) should not exceed 60% of gross monthly household income, meaning a household would need monthly income of approximately S$4,700 to S$5,200 to comfortably service the mortgage and remain within acceptable TDSR parameters. Dual-income households earning combined salaries of S$6,000 to S$8,000 per month easily meet this threshold with headroom, whilst single-income households or those with substantial other debt commitments may face tighter financing. First-time buyers should secure a pre-approval letter from their chosen lender early in the purchase journey to confirm their eligibility and maximum loan entitlement. TDSR constraints become more binding for investors who carry existing mortgage obligations, reducing their financing capacity for a second property purchase.

How does 331 Jurong East Avenue 1 compare to other three-bedroom HDB blocks in the Jurong East vicinity?

The Jurong East HDB resale market comprises dozens of blocks spanning multiple construction decades; newer estates in the Lakeside or Penjuru precincts may command premiums relative to 331 Jurong East Avenue 1, though they often sit further from the East-West Line. Older blocks in the immediate vicinity may offer lower entry prices but come with corresponding lease tenure concerns or aging building systems requiring more frequent maintenance, potentially offsetting any headline-price savings. Within an 800-metre radius of Chinese Garden MRT, buyers should evaluate three to five competing properties, benchmarking asking prices against lease tenure remaining, unit condition, floor level, and stack orientation to identify relative value. Price-per-square-foot comparisons help normalise differences in unit size, though the intangible factors of estate reputation, community vibrancy, and town council management quality also influence desirability. Sophisticated buyers recognise that the lowest-priced option is not necessarily the best value; a unit at 331 Jurong East Avenue 1 with 75+ years remaining lease may offer superior long-term positioning than a cheaper block facing material lease decay or poorer MRT connectivity.

Which floor levels or stacks at 331 Jurong East Avenue 1 offer the best value for money?

Floor level and stack orientation significantly influence unit pricing and tenant desirability; higher floors typically command premiums of 5% to 10% relative to lower levels due to superior light, ventilation, and privacy, whilst ground-floor or second-floor units often trade at discounts reflecting noise exposure and reduced natural light. East or north-facing units often attract premiums over west or south-facing orientations, as they experience more balanced temperature regulation and avoid harsh afternoon sun exposure. Savvy buyers seeking value should focus on mid-stack units (roughly floors 5 to 12 in a typical HDB block) that offer a sweet spot between premium light/ventilation and price accessibility; these units typically avoid ground-floor vibration or noise whilst remaining affordable relative to penthouses or upper-floor units. Investors prioritising rental yield rather than personal occupancy comfort may accept lower-floor or less-premium-facing units to capture the price discount, as many tenants prioritise location and MRT connectivity over specific unit orientation. Engaging a conveyancer or site visit to assess individual stacks and their specific orientation will reveal which floor/stack combinations represent best value given the current asking prices across available units.

What is the future supply pipeline for HDB estates in Jurong East, and how might it affect 331 Jurong East Avenue 1's long-term demand?

Jurong East's core areas are not experiencing large-scale new HDB construction; most future public housing supply is concentrated in the extended Jurong West and Tuas precincts further south, suggesting relative supply constraints in central Jurong that should support price stability and rental demand for well-located blocks like 331 Jurong East Avenue 1. Urban renewal initiatives and state land sales remain dynamic policy levers, so buyers should monitor HDB announcements and Urban Redevelopment Authority plans for any shifts in the district's housing supply profile. The East-West Line's ongoing role as a key commuter backbone and Jurong's sustained relevance as an employment cluster position the location favourably for medium to long-term demand, particularly if government investment in transport infrastructure or commercial development continues. Buyers with a five to seven-year holding horizon can reasonably expect stable valuations and reliable tenant interest, provided the macroeconomic environment remains broadly supportive of residential demand across the public housing segment. Longer-term buyers should acknowledge that policy shifts or major transport disruptions (e.g., major MRT line closures or significant commercial relocations from Jurong) could alter the demand calculus, though such scenarios remain speculative rather than imminent risks.

Hdb Flat At 331 Jurong East Avenue 1 — From S$688K