Type

Units

Min Area

Price Range

Other

140 sqft

S$950/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$950.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$190 on this acquisition.
Located 11 min (920 m) from DT30 Bedok Reservoir MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

405 Bedok North Avenue 3: A Convenient HDB Rental in Singapore's Established East

Located at 405 Bedok North Avenue 3, this HDB block represents one of Singapore's most pragmatic rental choices for those seeking accommodation in a mature, well-connected neighbourhood. Bedok has long been recognised as a residential hub that balances accessibility, amenity density, and community character. This development sits within that established fabric, offering rental units that cater to a diverse cross-section of tenants ranging from young professionals to multigenerational families.

The property benefits from its proximity to Bedok Reservoir MRT Station, situated approximately 11 minutes' walk away. This proximity to the Downtown Line (DT30) ensures seamless connectivity to major employment districts including Marina Bay, Orchard, and the CBD. For tenants commuting daily, this accessibility translates into reasonable journey times and multiple transport options, factors that consistently drive rental demand in this precinct.

Location and Connectivity

Bedok North Avenue 3 occupies a strategic position within the broader Bedok planning area. The neighbourhood has matured over decades, resulting in a comprehensive network of retail, F&B, and essential services. Nearby, residents find hypermarkets, food courts, medical clinics, and educational institutions, reducing reliance on travel for daily necessities. This localised convenience is a significant draw for rental tenants, particularly those seeking neighbourhood stability without the premium pricing often associated with newly launched private developments.

The Downtown Line connection via Bedok Reservoir MRT Station provides direct access to Marina Bay, serving finance and professional services sectors, and to Orchard, the commercial and retail heart of Singapore. For tenants employed across these districts or for those requiring flexibility in commuting, this connectivity remains a compelling proposition. The station also links onwards to suburban employment nodes, broadening the catchment of potential tenants.

Rental Market Dynamics

HDB rentals in Bedok have historically maintained steady demand, underpinned by the precinct's maturity and MRT accessibility. Properties at 405 Bedok North Avenue 3 are positioned to capture tenants seeking affordable, no-frills accommodation in a neighbourhood with genuine community infrastructure. Unlike newly launched private condominiums that command premium rents, HDB units in this location offer value-focused rental options that appeal to budget-conscious households and young professionals building savings.

From an investor perspective, HDB rentals in Bedok generate dependable yields owing to consistent demand and relatively stable capital values. The rental market in this precinct has proven resilient across economic cycles, as Bedok's affordability and connectivity continue to attract a broad tenant base. Properties here are typically rented to professionals, service workers, and families prioritising accessibility over luxury finishes—a tenant profile that ensures relatively low vacancy risk.

Neighbourhood Character and Amenities

Bedok is defined by its established community infrastructure. Residents enjoy access to neighbourhood parks, hawker centres renowned for quality food offerings, and community clubs that host various programmes. The precinct has a distinctive local character, with many long-standing businesses and family-run establishments that provide continuity and authenticity often sought by tenants preferring neighbourhoods over transient expatriate enclaves.

Educational institutions in the vicinity cater to various age groups, relevant for families considering longer-term rentals. Medical facilities, including polyclinics and private clinics, are distributed throughout Bedok, ensuring healthcare accessibility. The combination of these amenities with HDB affordability makes the precinct particularly attractive to families and those seeking stability in their residential choice.

Investment Potential and Yield Considerations

For investors evaluating 405 Bedok North Avenue 3 as a rental asset, the fundamental attractiveness lies in its yield profile and tenant demand stability. HDB rentals typically command lower entry prices than private residential alternatives, allowing investors to deploy capital efficiently across multiple units or maintain healthy cash reserves. Bedok's established character means tenant churn remains relatively predictable, enabling sophisticated investors to forecast cash flows with reasonable confidence.

The rental income from units at this address, when considered against prevailing HDB acquisition costs in the precinct, positions the development competitively within the rental asset class. Investors should note that HDB rentals are subject to specific regulations, including prescribed minimum lease periods and tenant eligibility criteria, which ultimately protect the stability and quality of the tenant base.

Accessibility and Daily Convenience

Beyond MRT connectivity, 405 Bedok North Avenue 3 benefits from established road networks serving buses and private vehicles. Bedok Road and associated secondary roads provide redundancy in transport options, reducing reliance on any single mode. For tenants with vehicle ownership or those requiring flexibility in commuting patterns, this multi-modal connectivity is meaningful.

The walking radius around the property encompasses multiple retail and service nodes. Supermarkets, pharmacies, banks, and restaurants are distributed within accessible distances, supporting the daily convenience that tenants increasingly prioritise. This localised self-sufficiency is particularly valuable for tenants who prefer neighbourhood living to excessive commuting.

Long-Term Neighbourhood Outlook

Bedok's position as an established residential precinct means future growth will likely emphasise renewal and selective enhancement rather than speculative transformation. The Urban Redevelopment Authority's planning approach in this district focuses on maintaining neighbourhood character whilst improving amenities and public spaces. This trajectory benefits existing residents and tenants, as neighbourhood quality tends to appreciate gradually without the disruptive wholesale redevelopment seen in emerging precincts.

The continued investment in MRT infrastructure and the reliability of Bedok Reservoir Station underscore the long-term accessibility outlook. As Singapore's urban footprint matures, mature precincts like Bedok gain relative appeal to both tenants and investors seeking stability over speculative upside.

Conclusion

405 Bedok North Avenue 3 represents a straightforward, pragmatic rental offering within one of Singapore's most established residential neighbourhoods. The combination of MRT accessibility, mature amenities, and rental market stability positions the development as a reliable option for both tenants seeking affordable, conveniently located housing and investors targeting consistent yields. In an investment landscape often dominated by shiny new launches and speculative narratives, the quiet strength of established HDB precincts like Bedok merits serious consideration.

Frequently Asked Questions

What rental yield can investors expect from units at 405 Bedok North Avenue 3?

HDB rentals in Bedok typically generate gross yields ranging from 3% to 5% depending on the specific unit size, rental rate, and acquisition cost. At 405 Bedok North Avenue 3, investors evaluating rental acquisition should model their expected yield by dividing annualised rental income by the purchase price of the unit. The precinct's maturity and MRT connectivity to employment nodes support consistent tenant demand, underpinning yield stability. Unlike speculative private residential markets, HDB rental yields in Bedok have demonstrated resilience across economic cycles, as the tenant base remains diverse and anchored to affordability needs rather than luxury preferences.

How do psf rental rates at 405 Bedok North Avenue 3 compare to other recent Bedok transactions?

HDB rental rates in Bedok have historically ranged from approximately S$2.50 to S$3.50 per square foot per month, depending on unit size, floor level, and specific location within the precinct. Units at 405 Bedok North Avenue 3 should be evaluated against this neighbourhood benchmark, adjusted for the property's proximity to Bedok Reservoir MRT and local amenities. Smaller units typically command higher psf rates due to lower absolute rental prices attracting individual tenants, whilst larger units may achieve more competitive psf rates when rented to families. Investors should gather comparable recent lettings in the immediate vicinity to determine whether 405 Bedok North Avenue 3 units are priced in line with or above neighbourhood averages.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a second-property buyer acquiring at this development?

A Singapore Citizen purchasing a second residential property, including an HDB unit at 405 Bedok North Avenue 3, is subject to ABSD at the current rate of 20% on the purchase price. This is a significant cost consideration that should be incorporated into investment analysis from the outset. For example, a purchase price of S$300,000 would incur ABSD of S$60,000, materially affecting the cash required for acquisition and the effective entry cost of the investment. ABSD is payable within one month of the option to purchase and cannot be financed through typical mortgage facilities, necessitating careful capital planning. First-time property buyers are exempt from ABSD, making this a key distinction in investment suitability profiles.

What lease tenure does 405 Bedok North Avenue 3 feature, and how might this affect resale value?

As an HDB property, 405 Bedok North Avenue 3 is held on a 99-year leasehold tenure, as is standard for all public housing in Singapore. The property's resale value is directly influenced by the remaining lease length, with values tending to decline more steeply once the lease falls below 80 years remaining. Purchasers should factor in the number of years remaining on the lease and model long-term value depreciation accordingly. HDB has introduced lease buyback schemes allowing leaseholders to extend their tenure, which provides a mechanism to mitigate decline in later years. Investors with longer holding horizons should account for potential lease extension costs as the property ages, and buyers should be realistic about exit timings if capital preservation is a primary objective.

How does proximity to Bedok Reservoir MRT Station influence tenant demand and capital appreciation?

Bedok Reservoir MRT Station (DT30), located approximately 11 minutes' walk from 405 Bedok North Avenue 3, represents a significant locational advantage that underpins both tenant demand and property values. Direct access to the Downtown Line provides connections to Marina Bay (major employment hub), Orchard (commercial and retail centre), and broader suburban networks, making the property attractive to working professionals and families commuting to these centres. MRT connectivity is empirically the strongest predictor of HDB rental demand and capital appreciation in Singapore, as it reduces commuting friction and broadens the effective catchment of potential tenants. The established nature of Bedok Reservoir Station and its integration into wider transport planning suggest this connectivity advantage is durable, supporting long-term value retention.

Is 405 Bedok North Avenue 3 suitable for first-time property buyers, upgraders, and investors?

405 Bedok North Avenue 3 serves distinctly different buyer profiles. First-time buyers benefit from HDB eligibility criteria, government grants, and the lower entry cost compared to private residential, though they must satisfy income and family composition requirements. Upgraders seeking larger units or neighbourhood amenities find Bedok's maturity and established infrastructure appealing, particularly if downsizing from larger private homes. Investors treat the property primarily as a yield-generating rental asset, evaluating it on cash flow and long-term value stability rather than capital appreciation. Each profile should assess the property against different criteria: first-timers prioritise affordability and owner-occupation suitability; upgraders prioritise neighbourhood quality and amenity access; investors prioritise yield, tenant demand stability, and value preservation. The mature, MRT-connected character of 405 Bedok North Avenue 3 appeals to all three profiles, though for different reasons.

What TDSR headroom might a typical buyer have when financing a purchase at 405 Bedok North Avenue 3?

Total Debt Servicing Ratio (TDSR) limits are set by the Monetary Authority of Singapore at 55% for HDB purchases, meaning monthly debt servicing on all borrowings cannot exceed 55% of gross monthly income. At typical price points for 405 Bedok North Avenue 3 (ranging upwards from S$950 per month for rental units), buyers with household incomes of S$6,000 or more typically have meaningful TDSR headroom for mortgage financing. A 2-bedroom unit priced around S$300,000 financed over 25 years at prevailing interest rates would require approximately S$1,400 to S$1,600 monthly servicing, well within the TDSR threshold for dual-income households earning S$6,000 combined. First-time buyers also benefit from enhanced loan eligibility and concessional interest rates under HDB schemes, improving financing accessibility. Investors and second-property buyers should calculate TDSR carefully, accounting for existing debts, and may find their headroom tighter than first-time buyer counterparts.

How does 405 Bedok North Avenue 3 compare to nearby competing HDB developments?

405 Bedok North Avenue 3 competes primarily with other HDB blocks in the Bedok and Tampines precinct, including developments along Bedok North Road, Bedok South Road, and adjacent planning districts. Competitive differentiation centres on proximity to MRT stations, age and condition of the block, unit sizes available, and local amenity density. The property's 11-minute walk to Bedok Reservoir MRT is competitive within Bedok, as many alternative blocks require longer walks to MRT or bus-dependent connectivity. Newer HDB launches in the precinct may offer fresher finishes and modern amenities, potentially commanding rental premiums, but 405 Bedok North Avenue 3 benefits from an established community infrastructure that newer launches must develop over time. Investors should conduct neighbourhood walks to compare unit conditions, lift accessibility, car park provisioning, and void deck facilities across competing blocks, as these physical factors meaningfully influence tenant appeal and rental achievability.

Which unit stacks or floor levels at 405 Bedok North Avenue 3 offer the best value proposition?

Value in HDB properties typically concentrates in mid-level floor units (floors 4 to 12), which avoid the premium pricing of high-floor corner units and the lower appeal of very low floors. Mid-stack units at 405 Bedok North Avenue 3 offer optimal balance between rental appeal (tenants typically prefer mid-to-high floors for privacy and natural light), structural value retention, and entry cost efficiency. Lower floors may achieve slight purchase price discounts but often face lower tenant demand and rental premiums, limiting investor return profiles. Corner units command premiums owing to additional light and openness, but these premiums must be compared against the additional acquisition cost to determine actual yield advantage. Investors should prioritise unit selection based on projected tenant demand and rental achievability rather than speculating on price appreciation, as HDB values remain fundamentally anchored to affordability rather than scarcity premiums.

What is the future supply pipeline in Bedok and surrounding districts, and how might it affect 405 Bedok North Avenue 3?

Bedok is a mature planning district where future HDB supply is likely limited to selective renewal, en-bloc redevelopment, or infill projects rather than large-scale new launches. The Urban Redevelopment Authority's planning approach for Bedok emphasises maintaining neighbourhood character and improving existing infrastructure. However, nearby planning areas such as Tampines and Pasir Ris continue to receive new HDB supply, which could theoretically increase competition for rental tenants. Conversely, this wider supply in adjacent precincts supports regional housing demand and may attract tenants who cannot secure accommodation in their preferred district, indirectly benefiting well-located blocks like 405 Bedok North Avenue 3. The maturity of Bedok as a precinct, combined with limited new supply, provides some insulation against oversupply risks. Investors should monitor Urban Redevelopment Authority planning announcements and Housing Development Board launch cycles to assess medium-to-long-term competitive pressures, though the established connectivity and amenity profile of Bedok suggests enduring locational advantages.

Hdb Flat At 405 Bedok North Avenue 3 — From S$950