Type

Units

Min Area

Price Range

Other

130 sqft

S$1,300/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$1,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$260 on this acquisition.
Located 10 min (830 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

301 Clementi Avenue 4: An HDB Development in Singapore's Established West Region

301 Clementi Avenue 4 represents a residential offering in one of Singapore's most mature and well-connected neighbourhoods. Situated in the Clementi area, this HDB development occupies a strategic location within the broader West Region, an area characterised by long-standing residential stability, excellent transport links, and proximity to essential services. The address places residents within a 10-minute walk of Clementi MRT Station on the East-West Line, a key advantage for daily commuting and access to broader Singapore.

The development comprises compact units with floor areas around 130 sqft, designed to accommodate those seeking an affordable, manageable living space without sacrificing location quality. These smaller typologies are particularly suited to first-time buyers, young professionals, and investors seeking entry-level opportunities in an established locale. The Clementi precinct itself has evolved significantly over the decades, moving from nascent new town status to a fully matured residential hub boasting multiple generations of residents and a strong community fabric.

Connectivity and Transport Access

Clementi MRT Station (EW23) remains the defining transport asset for this development, offering direct East-West Line access that connects seamlessly to the Downtown Line via Outram Park and provides rapid transit to the Changi Business Park, Marina Bay, and CBD clusters. The 830-metre walking distance—roughly a 10-minute stroll—positions the development within the primary catchment of the station, ensuring that commuting is straightforward for residents relying on public transport. This accessibility significantly enhances daily convenience and supports capital appreciation over time, as MRT-proximate properties consistently command premiums in the resale market.

Beyond rail, the Clementi area is serviced by multiple bus routes, adding flexibility for those commuting to destinations off the MRT network. The road network itself is well-established, with Clementi Avenue 4 benefiting from direct arterial connectivity to Bukit Timah Road and the Pan-Island Expressway, facilitating car-based journeys to employment centres in the East, North, and Central regions.

Neighbourhood Character and Amenities

The Clementi neighbourhood is recognised for its completeness as a residential precinct. The area hosts multiple primary and secondary schools—both within walking distance and accessible via school transport—making it a natural choice for young families. Clementi Mall and The Clementi provide shopping and dining options, whilst the surrounding residential blocks support a vibrant network of hawker centres and food courts offering authentic local cuisine at competitive prices. Community facilities, including sports complexes, libraries, and recreational parks, are distributed throughout the estate, fostering an active, engaged resident community.

The demographic mix reflects multi-generational occupancy, with long-term residents alongside newer arrivals, creating a stable and socially cohesive environment. This maturity is a double-edged advantage: the neighbourhood feels established and secure, yet it also means that new development activity is limited, preserving existing character and supporting predictable property valuations.

Sizing and Configuration

At 130 sqft, units in this development fall into the compact category—smaller than traditional two-bedroom configurations but sufficient for professionals, couples, or investors targeting rental yield. The diminutive footprint appeals to a specific buyer profile: those prioritising location and connectivity over spatial generosity, or investors seeking properties with strong rental demand due to their affordability and proximity to transport. Many such units are configured as studio or one-bedroom layouts, optimising the floor plate for modern living patterns where compact, well-appointed spaces command strong rental uptake.

Investment Considerations and Market Position

The Clementi area has consistently attracted investor interest, driven by stable rental demand from young professionals, expatriates, and students seeking affordable, well-connected accommodation. The combination of low entry price, proven rental yields in the 3–4% range, and proximity to MRT infrastructure makes this development type attractive to portfolio investors building diversified holdings. The compact unit size also lowers the absolute capital outlay, reducing debt servicing burdens and improving cash-on-cash returns relative to larger typologies in the same area.

From a capital appreciation perspective, Clementi has experienced moderate but consistent property value growth over the long term. Whilst the area lacks the speculative froth of emerging developments in the North-East or East regions, it offers the security of a mature, fully built-out neighbourhood with entrenched demand and limited supply volatility. Properties in the Clementi corridor have historically shown resilience during market downturns, a factor reflecting the neighbourhood's enduring appeal and the density of rental-seeking demographics.

Lease Tenure and Long-Term Ownership

HDB properties, including those at 301 Clementi Avenue 4, are available on 99-year leasehold terms from the date of first issue. For buyers acquiring resale units, the remaining lease tenure is a critical consideration, as properties below 60 years remaining tend to experience accelerated price decay. Prospective buyers are advised to confirm the original lease commencement date and calculate the balance term carefully, factoring in holding periods and potential resale timelines. HDB's lease buyback scheme, whilst available to eligible leaseholders, operates under specific age and eligibility criteria and should not be assumed as a default option for all owners.

Financing and Affordability

The compact unit size and modest entry-price point make this development accessible to first-time buyers utilising Housing and Development Board financing schemes or concessional bank mortgages. Debt servicing ratio (TDSR) headroom is typically generous at these price points, enabling buyers to secure loans covering 75–80% of purchase price without breaching the TDSR ceiling of 60%. This affordability advantage expands the buyer pool and supports sustained demand over time, underpinning both rental and sales market resilience.

Comparative Market Position

Within the broader West Region, Clementi occupies a middle ground between premium addresses like Bukit Timah and more affordable precincts in Jurong. The area's positioning—neither hyper-central nor peripheral—offers a balanced risk-return profile. Neighbouring developments in the Clementi–Ang Mo Kio corridor provide alternative inventory, but the established nature of this location and its maturity appeal differentiates it from newer launches in suburban areas, where buyer appetite remains uncertain. Transaction frequency and market depth in Clementi support efficient price discovery and liquidity, reducing holding risk for investors or owners seeking to exit.

301 Clementi Avenue 4, situated within this well-established framework, benefits from predictable buyer demand and transparent pricing benchmarks. For investors, owner-occupiers, and those seeking a foothold in a connected, mature neighbourhood, this development merits consideration as part of a broader Singapore property strategy.

Frequently Asked Questions

What rental yield can I expect if I purchase a unit at 301 Clementi Avenue 4 as an investment property?

Compact HDB units in the Clementi area typically generate gross rental yields between 3.5% and 4.5% annually, depending on unit configuration, floor level, and prevailing market demand. At current entry-price points for 130 sqft units, absolute rental income per unit ranges from S$400 to S$600 monthly, translating to solid cash-on-cash returns once acquisition costs and holding expenses are factored in. The rental market for small, MRT-proximate units remains robust, supported by sustained demand from young professionals, expatriates, and students seeking affordable, convenient accommodation near Clementi Station. Investors should model yields conservatively, accounting for 5–10% vacancy risk and routine maintenance, but the demographic profile of the Clementi neighbourhood suggests reliable, repeatable rental uptake across market cycles.

How does 301 Clementi Avenue 4 compare on a per-square-foot (psf) basis to recent HDB sales in the same neighbourhood?

Recent resale transactions for compact HDB units in the Clementi precinct have recorded psf prices ranging from S$3,500 to S$4,500 psf, depending on lease tenure, floor level, and unit condition. At 130 sqft, units in this size bracket trade at the lower end of the neighbourhood's psf spectrum, reflecting their compact footprint and limited appeal to larger households, but this is offset by strong investor and first-time buyer demand. Comparing 301 Clementi Avenue 4 to peer sales within a 500-metre radius of Clementi Station reveals pricing consistency with market benchmarks, though properties directly above or immediately adjacent to the MRT entrance command incremental premiums of 5–10% psf. Buyers should conduct recent transaction analysis on comparable units within the same block or immediate vicinity to validate asking prices, as micro-location variations (floor level, block position, facing direction) generate measurable psf variation.

What are the Additional Buyer's Stamp Duty (ABSD) implications if I am buying this as a second property?

If you are a Singapore Citizen purchasing a second residential property, you are liable for Additional Buyer's Stamp Duty (ABSD) at the rate of 20% on the purchase price, applied on top of standard Buyer's Stamp Duty (BSD). For an HDB unit in the Clementi area, this represents a significant acquisition cost premium; for example, a S$250,000 purchase would incur ABSD of S$50,000 plus BSD of approximately S$4,500, inflating total stamp duty to S$54,500 or approximately 21.8% of the purchase price. This ABSD is non-recoverable and effectively increases your acquisition capital by one-fifth, a material impact on investment returns and financing capacity. Some buyers mitigate ABSD via spousal exemptions or by renting out their first property and occupying the new purchase as their sole principal residence—however, these strategies carry legal and tax complexities and require professional advice. For second-property investors, the ABSD burden must be factored into yield models and entry-price sensitivity analysis, as it compresses net cash-on-cash returns unless rental income or appreciation offsets the duty cost.

What lease decay risk should I consider for a resale HDB unit at 301 Clementi Avenue 4, and how does it affect resale value?

HDB leases commence at 99 years; as time elapses, the remaining lease tenure decays and property values typically decline in non-linear fashion once tenure falls below 60 years remaining. For a unit at 301 Clementi Avenue 4, you should confirm the block's original lease commencement year—this is a public record via HDB's registry or your legal conveyancer—and calculate the residual lease term at the time of your proposed purchase and expected resale. Properties below 60 years lease remaining experience accelerated depreciation, sometimes losing 10–15% of value per decade of lease decay, a phenomenon driven by reduced financing eligibility (banks typically cap LTV at lower ratios for shorter leases) and ceiling price restrictions under HDB rules. Whilst HDB's lease buyback scheme exists, it is means-tested, age-restricted, and offers below-market valuations, and should not be assumed as a de facto solution. Investors with 20+ year holding horizons should scrutinise remaining lease carefully and factor expected depreciation into entry-price calculations, as lease decay will inevitably compress terminal values and returns, particularly if market sentiment shifts toward longer-tenure properties.

How does proximity to Clementi MRT Station (EW23) influence demand and capital appreciation for units in this development?

MRT proximity is a primary driver of HDB resale values and rental demand in Singapore, and Clementi Station's position on the East-West Line—a high-frequency corridor with direct links to the CBD, Changi, and CBD clusters—ensures sustained demand from commuters, expatriates, and investors seeking convenient access. Properties within 500 metres of an MRT entrance typically command 10–20% premiums over equivalent units in non-MRT-proximate areas, and this differential has persisted across multiple market cycles, reflecting the non-discretionary nature of transport demand. At 830 metres from Clementi Station, 301 Clementi Avenue 4 sits comfortably within the primary catchment, benefiting from this premium without the potential overcrowding and noise associated with immediate station adjacency. Capital appreciation in MRT-proximate HDB clusters has historically outpaced non-MRT areas by 2–3% annually over 10+ year horizons, driven by structural undersupply of convenient housing near high-capacity transport and the demographic imperative of young, working-age households to prioritise commute efficiency. For this development, sustained MRT-driven demand should be viewed as a stabilising foundation for long-term value retention, particularly as competition from new HDB launches in peripheral areas increases the relative appeal of mature, well-connected precincts like Clementi.

What buyer profiles are best suited to 301 Clementi Avenue 4—first-timers, upgraders, or investors?

The compact unit typology and entry-level price point position 301 Clementi Avenue 4 primarily as attractive to first-time buyers seeking an affordable footholdinto Singapore's property market, and to yield-focused investors building diversified portfolios with lower absolute capital outlays. First-timers benefit from generous financing concessions (HDB loans, concessional bank rates) and the psychological milestone of property ownership at modest entry cost, and Clementi's maturity and established amenities appeal to young professionals and couples prioritising location and connectivity over space. Upgraders—typically households moving from smaller HDB flats to larger units—are less likely primary buyers here, as compact 130 sqft units do not represent meaningful upgrades from smaller studios or one-beds; however, investor-upgraders holding older HDB properties may rent these Clementi units as add-on income-generating assets. Institutional investors and property funds also view compact, MRT-proximate HDB units as stable yield generators with predictable rental demand and low tenant churn. Owner-occupiers seeking a spacious family home will find the unit size limiting and are better served by larger developments elsewhere. The development's sweet spot is therefore first-time entrants and income-seeking investors comfortable with compact layouts and modest absolute returns, both demographics strongly represented in the Clementi demand profile.

What TDSR headroom and financing capacity can I expect at typical price points for 301 Clementi Avenue 4?

HDB Concessional Loan programmes and participating banks typically offer LTV of 75–80% for resale HDB properties, implying that a unit priced at S$250,000 would enable borrowing of S$187,500–S$200,000, with the buyer providing S$50,000–S$62,500 in cash down-payment plus stamp duty and legal costs. Assuming a 25-year amortisation and current HDB loan rates of approximately 2.6–2.8% p.a., monthly repayments on a S$190,000 loan would approximate S$900–S$950, translating to a debt servicing ratio of approximately 25–35% of gross household income (depending on household earnings). Singapore's TDSR ceiling is 60%, meaning households with gross monthly income of S$2,700–S$3,800+ can comfortably accommodate typical financing for units at these price points without TDSR rejection, providing substantial headroom for contractual obligations and lifestyle expenses. First-time HDB buyers often benefit from grants and concessions further reducing effective borrowing costs, and some households qualify for HDB's Enhanced Eligibility criteria, expanding the pool of eligible borrowers. For investors, the low absolute loan quantum and strong loan-to-value ratios mean that financing friction is minimised, enabling rapid accumulation of multiple units. Prospective buyers should obtain pre-approval from their chosen lender and conduct detailed TDSR modelling incorporating all liabilities, but compact Clementi units generally present minimal financing obstacles for creditworthy Singapore Citizens.

How does 301 Clementi Avenue 4 compare to nearby competing HDB developments in the Clementi–Bukit Timah area?

The Clementi precinct encompasses multiple HDB blocks of varying ages, configuration, and lease tenures, including blocks immediately adjacent to Clementi Station and more peripheral units 1–2 km away. Competing developments such as Clementi Park and other established blocks in the 301–308 Clementi Avenue cluster offer similar unit typologies and lease profiles, with pricing and psf benchmarks closely aligned to market conditions. Newer or recently rejuvenated blocks may command incremental premiums due to upgraded common facilities or enhanced unit interiors, whilst older blocks may trade at slight discounts reflecting lease decay concerns. Bukit Timah, located immediately north, is a premium residential enclave with higher psf values (often 20–30% above Clementi equivalents) due to its established prestige, lower-density housing, and proximity to expatriate-preferred areas, but this positioning is aspirational for buyers seeking affordable entry and makes Clementi the more practical choice. Jurong East, to the west, offers newer HDB supply at competitive pricing but lacks Clementi's maturity and MRT centrality. For buyers and investors appraising 301 Clementi Avenue 4, the primary competitive set is other established Clementi blocks and nearby East Coast or Ang Mo Kio alternatives; detailed psf and rental yield analysis against these peers will validate market positioning and entry value, though Clementi's overall supply constraints and sustained demand suggest competitive pricing remains firm.

Are certain unit stacks, floor levels, or block positions within 301 Clementi Avenue 4 preferable for value or rental yield?

Within HDB blocks, unit floor level and block orientation materially influence both resale value and rental appeal. Lower floors (2nd–4th storeys) in the Clementi area typically trade at 3–5% discounts to mid-range floors (5th–20th), driven by noise concerns, reduced natural ventilation, and privacy preferences, though some investors deliberately target lower floors as lower-priced entry points for yield capture. Higher floors (25th+) command premiums due to superior views, natural light, and perceived prestige, but these premiums are often modest in mature estates like Clementi where novelty has faded. South- and east-facing units enjoy superior natural light and thermal comfort, supporting rental attractiveness, particularly for studio and compact one-bedroom units where outdoor exposure matters more. Units adjacent to MRT ventilation shafts, near bin collection points, or overlooking communal spaces may be less desirable and trade at small discounts, creating opportunities for yield-focused buyers comfortable with such trade-offs. Corner and end units often command 5–8% premiums due to reduced shared walls and improved ventilation, though absolute premium may not justify the marginal price differential for investors. The most value-accretive strategy is often identifying unfashionable units (e.g., lower-mid floors with average facing) that rental demand data shows remain consistently lettable, and which offer the lowest entry price; combined with stable rental yields, such units deliver superior cash-on-cash returns despite modest individual premiums.

What is the future supply pipeline and long-term outlook for the Clementi district and surrounding West Region?

The Clementi precinct is a fully mature, built-out HDB neighbourhood with limited scope for densification or major new residential supply, a characteristic that typically supports long-term scarcity value and rental demand stability. Housing and Development Board's latest indicative supply plans do not forecast significant new HDB launches in the immediate Clementi area, implying that resale market depth will continue to depend on existing stock turnover and secondary market activity. The broader West Region—encompassing Jurong, Bukit Timah, Ang Mo Kio, and Woodlands—will continue to receive new HDB supply, but these new launches often target different buyer cohorts (larger family units, mixed-income schemes) and do not directly cannibilise demand for compact, MRT-proximate Clementi units. Regeneration initiatives like the Bukit Timah regeneration study may indirectly benefit the Clementi area by supporting transport and amenity enhancements, though any major redevelopment is years away. Long-term demographic trends favour compact, affordable units near MRT in mature estates, driven by ageing owner-occupiers downsizing, foreign talent inflows, and investor demand for stable rental assets; these structural factors suggest sustained demand for properties at 301 Clementi Avenue 4 across extended holding periods. However, any major economic contraction or material shift in remote working patterns could dampen MRT-proximate demand; buyers and investors should monitor these macro signals but can reasonably assume that Clementi's positioning as a mature, connected neighbourhood with limited competing supply provides a stable foundation for capital preservation and moderate appreciation.

Hdb Flat At 301 Clementi Avenue 4 — From S$1,300