Type

Units

Min Area

Price Range

3 BR

1001 sqft

S$649K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$649K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$130K on this acquisition.
Located 5 min (430 m) from NS12 Canberra MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

119A Canberra Crescent: A Mature HDB Haven in Sembawang

119A Canberra Crescent stands as a residential offering within Singapore's established Sembawang precinct, a district celebrated for its balanced blend of accessibility, community amenities, and suburban appeal. Situated in the north-central region, this development serves as an attractive option for a diverse buyer demographic, from first-time upgraders seeking larger living spaces to investors targeting stable rental-yield potential in a mature estate with proven tenant demand.

The development's proximity to Canberra MRT station—a mere 430 metres away—positions it within a five-minute walk of the North-South Line's NS12 interchange. This connection is particularly valuable for professionals commuting southbound to the CBD or central business districts, eliminating the need for vehicular transport on a daily basis. The accessibility to public transport has historically supported both capital appreciation and rental appeal across the Sembawang estate, as tenants and buyers consistently prioritise locations with straightforward transit routes.

Neighbourhood Character and Local Facilities

The immediate surroundings of 119A Canberra Crescent reflect the maturity and completeness of the Sembawang estate. The development benefits from doorstep proximity to round-the-clock convenience services and established supermarket chains, reducing the friction of everyday shopping and meal-time logistics. Residents enjoy seamless access to Canberra Plaza and Sun Plaza, two neighbourhood shopping centres that house dining, retail, and services catering to families and professionals alike. These nearby centres create a self-contained living ecosystem, minimising the need for residents to venture far for essentials or leisure activities.

Educational infrastructure in the vicinity strengthens the development's appeal to family-oriented buyers. Sembawang Primary and Wellington Primary are both within reasonable proximity, making 119A Canberra Crescent a practical choice for parents prioritising school accessibility during morning and afternoon routines. The presence of established primary schools typically correlates with stronger buyer interest during school-entry years and contributes to sustained resale demand within the Sembawang district.

Unit Design and Light Quality

Units within the development feature thoughtful orientations that maximise natural light penetration, with unblocked exposures allowing daylight to flood living and sleeping areas throughout the day. This design consideration is particularly relevant in Singapore's tropical climate, where natural ventilation and light management significantly reduce daytime air-conditioning dependency and enhance perceived spaciousness within typical HDB footprints. The absence of immediate obstructions or overshadowing structures means residents enjoy consistent brightness, a factor that influences both daily comfort and the psychological appeal of the home.

Buyers and tenants evaluating units at 119A Canberra Crescent will typically find that minimal extension or renovation is required to achieve move-in readiness. This characteristic appeals to pragmatic purchasers who wish to avoid extended construction timelines or unexpected cost overruns, and it also attracts investors seeking to minimise pre-leasing capital expenditure. Units in this condition tend to command stable rental enquiries, as tenants appreciate immediate occupancy without waiting periods.

Investment and Ownership Considerations

For investors assessing 119A Canberra Crescent as a portfolio addition, the Sembawang location offers established tenant demographics and predictable leasing cycles. The mature estate's reputation and transport connectivity have historically underpinned consistent rental demand, though yields vary based on unit size, condition, and prevailing market sentiment. Investors purchasing as a second residential property would face an Additional Buyer's Stamp Duty of 20% on the purchase price, a material cost that must be factored into return-on-investment calculations.

Owner-occupiers at 119A Canberra Crescent benefit from the tangible reality of established community life. Schools, markets, clinics, and recreational spaces are already embedded within the district, eliminating the uncertainty of future amenity development that characterises emerging estates. For families seeking stability and convenience over novelty, Sembawang's maturity represents a compelling advantage.

Market Position and Pricing Dynamics

HDB flats in Sembawang, particularly those offering three-bedroom configurations with two bathrooms and sizes around 1,000 square feet, occupy a specific market tier. Pricing within this segment reflects the district's accessibility, school proximity, and established appeal to upgraders transitioning from smaller units or younger families entering the HDB market from private rental. Price per square foot in this location is shaped by the MRT connectivity, neighbourhood maturity, and prevailing rates across comparable Sembawang properties transacted in recent months.

First-time buyers eyeing units at 119A Canberra Crescent would typically qualify for HDB housing grants and concessional financing schemes, making the effective purchase cost more accessible than market-price comparisons suggest. Upgraders moving from two-room or three-room flats will find the additional bedroom and bathroom combination particularly relevant, offering improved flexibility for home-based work, children's study spaces, or guest accommodation.

Financing and Affordability Profile

The three-bedroom configuration at 119A Canberra Crescent positions the development within a price band accessible to middle-income family buyers, where typical Debt-to-Service Ratio (TDSR) constraints rarely prove binding. Most buyers in this segment retain substantial financing headroom after accounting for monthly mortgage commitments, insurance, property tax, and other housing-related expenses. The development's appeal to working couples and young families is reinforced by the relatively straightforward financing pathways available through HDB and participating financial institutions.

Future Considerations and Estate Evolution

As part of Sembawang's established public housing landscape, 119A Canberra Crescent sits within a district where major infrastructure additions are unlikely to dramatically reshape the character or accessibility profile. The North-South Line's presence is mature and stable, and the residential blocks surrounding the development have largely completed their development lifecycle. This stability is a double-edged sword: it ensures predictable market conditions and eliminates surprises from nearby construction, but it also means that dramatic capital appreciation driven by new amenities or transport links is less probable than in emerging estates.

Prospective buyers and tenants should recognise that Sembawang's appeal lies in its completeness and reliability rather than in transformation potential. This characteristic makes the estate particularly suitable for long-term owner-occupiers and institutional investors seeking predictable rental income, rather than speculative purchasers betting on rapid neighbourhood evolution.

Frequently Asked Questions

What rental yield should I expect if I purchase a unit at 119A Canberra Crescent as an investment property?

Rental yields for three-bedroom HDB flats in Sembawang typically range between 2.5% and 3.5% per annum, depending on unit condition, exact floor level, and prevailing market demand. At 119A Canberra Crescent, the proximity to Canberra MRT and established family amenities supports consistent tenant interest, particularly from upgraders and young families seeking mature-estate stability. However, yields must be calculated net of the 20% Additional Buyer's Stamp Duty applicable to second residential property purchases by Singapore Citizens, alongside ongoing property tax, maintenance contributions, and potential vacancy periods. Investors should model conservative occupancy assumptions and factor the ABSD burden into their decision-making process to ensure that gross rental income justifies the capital outlay and financing costs.

How does the price per square foot at 119A Canberra Crescent compare to recent HDB transactions in Sembawang?

Three-bedroom HDB flats in Sembawang have recently transacted at price points reflecting the district's mature positioning, with psf rates typically clustering in the mid-to-upper S$600 per sqft range depending on floor level, renovation condition, and exact distance to the MRT station. Units at 119A Canberra Crescent, benefiting from proximity to Canberra MRT and unblocked light, tend to command mid-to-upper segment pricing within the Sembawang three-bedroom category. Comparable recent transactions for similar-sized units with comparable MRT accessibility and minimal renovation requirement provide the most reliable benchmark; buyers and agents typically reference ABSD-inclusive purchase prices when comparing across the district. The development's location advantages—doorstep access to Sheng Siong, Canberra Plaza, and 24-hour convenience services—support pricing resilience, though the overall psf market for mature-estate HDB units has stabilised rather than appreciated dramatically in recent years.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I purchase at 119A Canberra Crescent as my second residential property?

Singapore Citizens purchasing a second residential property incur an Additional Buyer's Stamp Duty of 20% on the purchase price, applied on top of standard buyer's stamp duty. For a property valued at S$649,000, this translates to an ABSD liability of approximately S$129,800, representing a substantial upfront cost that must be paid at or before the point of purchase completion. This 20% duty significantly increases the effective acquisition cost and effectively reduces the margin available for investment returns or negotiation leverage. Investors and upgraders should incorporate this ABSD burden into their financing arrangements and return projections; some may strategically time purchases around CPF drawdown ceilings or spousal title strategies, though such approaches require detailed tax and legal advice. The ABSD makes second-property investment substantially more expensive than owner-occupier transactions, and it has historically dampened investor participation in the HDB resale market, potentially supporting price stability for owner-occupiers.

Are there lease decay risks I should consider given 119A Canberra Crescent's HDB tenure status?

HDB flats are granted on 99-year leasehold tenures, meaning units at 119A Canberra Crescent will eventually experience lease decay as the remaining tenure diminishes below 80 years. For newly built or relatively young HDB stock, this risk is negligible; however, buyers should verify the exact original grant date and remaining tenure to understand the timeline until lease decay begins materially impacting resale value. Once a lease falls below 80 years, most financial institutions restrict mortgage lending, and resale demand typically contracts as buyer and investor options become limited. Regulatory frameworks allow for HDB lease extension or en-bloc initiatives, but these depend on town council or Government support and carry uncertainties. Owner-occupiers with long horizons and no resale intentions face minimal practical risk; however, investors or buyers planning to exit within 20-30 years should factor in potential lease decay impacts on future sale prices, particularly if the original 99-year tenure commenced several decades ago.

How does proximity to Canberra MRT station (NS12) influence demand and capital appreciation at 119A Canberra Crescent?

The five-minute walk to Canberra MRT station is one of the primary demand drivers for 119A Canberra Crescent, as it eliminates the need for daily vehicular commuting for professionals and students accessing central business districts or other MRT-connected destinations. Properties within this 400-500 metre radius of established MRT stations typically command premium pricing relative to developments requiring 10-15 minute walks or bus connections. Historically, mature estates with settled MRT infrastructure—like Sembawang's North-South Line access—have demonstrated stable, predictable capital appreciation rates aligned with inflation rather than explosive growth tied to new infrastructure completion. The MRT connectivity underpins both owner-occupier desirability and tenant demand, reducing vacancy risk and supporting rental yield stability. However, because the NS12 station is already mature and fully integrated into commute patterns, future capital appreciation is unlikely to be driven by transport improvements; rather, appreciation tends to reflect broader HDB market trends, inflation, and district reputation maintenance.

Is 119A Canberra Crescent suitable for first-time HDB buyers, upgraders, investors, and high-net-worth individuals alike?

119A Canberra Crescent serves distinctly different buyer personas with varying priorities. First-time HDB buyers benefit from housing grants, concessional financing through HDB, and the security of a mature estate with proven amenities; the three-bedroom configuration offers them a significant upgrade from smaller starter units. Upgraders moving from two-room or three-room flats find the additional space and bathroom particularly attractive, and many can leverage their existing HDB sale proceeds to finance the purchase with minimal additional leverage. Investors are drawn to the established location's predictable rental demand and MRT accessibility, though the 20% ABSD burden and moderate 2.5-3.5% yield expectations require disciplined underwriting. High-net-worth individuals rarely target 119A Canberra Crescent as a primary residence, as they typically favour private condominiums or landed properties offering greater exclusivity; however, some HNW buyers may acquire HDB units as portfolio diversification or for family members' use. The development's greatest appeal lies with middle-income family buyers and institutional investors comfortable with mature-estate stability over transformation upside.

What TDSR headroom and financing capacity should I expect at typical 119A Canberra Crescent price points?

For a three-bedroom HDB flat at 119A Canberra Crescent priced around S$649,000, a buyer financing 80% through HDB (approximately S$519,200) with a 25-year tenure would face a monthly mortgage instalment of roughly S$2,100-2,200, depending on prevailing HDB interest rates. The Total Debt Service Ratio (TDSR) framework limits total monthly debt servicing to 60% of gross household income, meaning a household would require gross monthly income of approximately S$3,500-3,700 to comfortably accommodate this mortgage without breaching TDSR. Most dual-income families in the S$5,000-8,000 monthly household income range retain substantial TDSR headroom after accounting for the HDB mortgage, allowing flexibility for car loans, personal credit, or other obligations. Owner-occupiers typically find financing straightforward at this price point; however, investors purchasing with personal funds or commercial loans face stricter TDSR assessments and higher interest rates. First-time buyers leveraging CPF and HDB housing grants effectively reduce their required liquid capital, further improving affordability and TDSR positioning.

How does 119A Canberra Crescent compare to other three-bedroom HDB developments in Sembawang or nearby districts?

Within Sembawang itself, competing HDB developments offer varying distances to the MRT station, different construction eras, and differing amenity profiles; units closer to Canberra MRT typically command modest premiums relative to those requiring longer walks or bus dependencies. Neighbouring mature estates like Yishun and Ang Mo Kio feature comparable three-bedroom configurations and MRT connectivity but with different neighbourhood characters—Yishun offers Yishun MRT (NS8) access and distinct retail/dining options, whilst Ang Mo Kio (NS16) features different school profiles and amenity clustering. Newer developments in emerging or recently completed areas like Tengah or expanded precincts may offer modern finishes and updated facilities, but they typically lack the community establishment and school proximity that 119A Canberra Crescent provides. Price differentials reflect these trade-offs: 119A Canberra Crescent commands a mature-estate premium relative to peripheral or emerging HDB locations, whilst yielding to newer or more central developments. Buyers must weigh the certainty and convenience of Sembawang's established profile against the potential upside of emerging estates or the prestige of more central locations.

Which unit stacks or floor levels at 119A Canberra Crescent typically offer the best value proposition?

Middle-floor units (typically floors 3-8) at 119A Canberra Crescent tend to offer compelling value, as they provide unobstructed light and ventilation without the premium pricing often attached to higher floors or the potential noise/foot-traffic concerns associated with ground-level units. Units facing away from main roads or common facilities often command discounts relative to those with prime aspect, creating opportunities for value-conscious buyers unbothered by view orientation. Four to seven-storey blocks in HDB estates rarely have dramatic floor-to-floor price gradients; however, mid-level units often rent efficiently for investors, as they avoid extreme heat (top floors) and noise/disturbance concerns (ground and first floors) that can extend vacancy periods. Buyers prioritising unblocked light—as described in the development's positioning—should focus on stacks with clear sightlines rather than those shadowed by taller adjacent blocks. The development's reference to unblocked facing and ample light suggests thoughtful siting; careful site review during the viewing process will identify specific stacks and orientations delivering this benefit most consistently.

What future supply pipeline exists in the Sembawang district, and how might it affect 119A Canberra Crescent's resale value?

Sembawang is a largely mature HDB estate with limited new HDB supply anticipated in the near term; most growth envisioned in the district occurs through selective redevelopment or intensification of existing areas rather than greenfield expansion. The nearby Sembcorp area has undergone mixed-use development, but new residential supply in Sembawang proper is constrained by land scarcity and the estate's established character. This relative scarcity of new supply supports price stability and resale demand for existing units like those at 119A Canberra Crescent, as buyers with Sembawang preferences have limited new-build alternatives. Government initiatives like the HDB lease extension programme or en-bloc opportunities could theoretically reshape the Sembawang landscape, but these are unpredictable and multi-year processes. Competing demand from upgraders and investors seeking mature-estate stability, combined with the absence of significant new supply, creates a stable market environment unlikely to be disrupted by oversupply. Buyers should recognise that 119A Canberra Crescent's value proposition rests on Sembawang's established completeness; dramatic resale appreciation is unlikely, but sustained demand and modest inflation-linked appreciation are realistic expectations for long-term holders.

Hdb Flat At 119A Canberra Crescent — From S$649K