Type

Units

Min Area

Price Range

2 BR

785 sqft

S$488K

Type

Units

Min Area

Price Range

3 BR

1109 sqft

S$3,800/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$3,800 to S$488K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$760 on this acquisition.
50% of current units are for sale, from S$488K; 50% are for rent, from S$3,800/mo.
Located 6 min (470 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

825 Yishun Street 81: A Mature HDB Development with Strong MRT Connectivity

825 Yishun Street 81 represents a well-established residential development in one of Singapore's most sought-after HDB estates. Situated in the heart of Yishun, this property enjoys excellent proximity to essential transport infrastructure, making it an attractive choice for both owner-occupiers and investment-focused buyers seeking stable, long-term returns in a mature neighbourhood.

The development's location within Yishun places it in a district renowned for its comprehensive residential ecosystem and robust community infrastructure. Residents benefit from immediate access to a wide array of dining, shopping, and entertainment venues, alongside essential services including healthcare facilities, banking outlets, and government offices. The maturity of the neighbourhood ensures that property values remain supported by consistent demand from families and professionals seeking established, well-serviced residential areas.

Transport Accessibility and Connectivity

One of the defining advantages of 825 Yishun Street 81 is its proximity to Khatib MRT station, situated approximately 470 metres or a six-minute walk away. This proximity to the North-South Line (NS14) provides residents with swift, reliable access to Singapore's primary transport corridor, connecting directly to the CBD, Orchard district, and southern regions of the island. For professionals commuting to business hubs across the city, this accessibility translates into reduced travel time and operational flexibility in managing work-life balance.

The station's strategic position on the North-South Line ensures connectivity to major employment nodes including the Marina Bay financial district, Jurong East technology parks, and northern business clusters. This transport advantage historically drives sustained demand for HDB properties in proximity to well-serviced MRT stations, supporting both rental appeal and long-term capital appreciation.

Unit Specifications and Living Space

The development encompasses spacious three-bedroom configurations spanning approximately 1,109 square feet, providing substantial living quarters suitable for families of varying sizes. This floor plate design accommodates flexible living arrangements, from young couples seeking upgrade pathways to established families requiring dedicated space for children, home offices, and leisure activities. The inclusion of two bathrooms ensures convenient household management and reduces congestion during peak morning and evening periods.

The generous square footage allocation supports functional room planning, allowing residents to incorporate modern lifestyle preferences including dedicated work-from-home zones, study areas for children, and entertaining spaces. This versatility positions the development as suitable for diverse occupant profiles, whether first-time upgraders transitioning from smaller properties or investors acquiring stable, tenant-friendly units.

Investment Potential and Rental Market Appeal

For property investors evaluating HDB acquisitions, 825 Yishun Street 81 presents a compelling proposition centred on steady rental demand and predictable tenant profiles. The development's maturity, established neighbourhood credentials, and proximity to key transport nodes combine to sustain consistent enquiry from working professionals, young families, and expatriate tenants seeking convenient, well-serviced residential accommodation. HDB units in mature estates with strong MRT connectivity typically achieve rental yields ranging from 3% to 4.5% annually, depending on unit configuration, floor level, and prevailing market conditions.

The rental market for three-bedroom HDB units in Yishun remains resilient, supported by the estate's reputation for family-friendly amenities, nearby schools, and integrated shopping facilities. Tenants consistently prioritise proximity to transport infrastructure and neighbourhood maturity, attributes that 825 Yishun Street 81 delivers in abundance. This tenant profile stability translates into lower vacancy risk and more predictable cash flow management for property investors operating in this development.

Market Positioning and Capital Growth Outlook

HDB properties in the Yishun district have historically demonstrated steady capital appreciation aligned with broader Singapore property market cycles, supported by consistent demand from families seeking established, well-serviced residential neighbourhoods. The development's position within a mature estate minimises redevelopment uncertainty and supports buyer confidence in long-term value retention. Unlike newer properties subject to greater market volatility, established HDB developments in central locations benefit from accumulated equity gains and stable pricing dynamics underpinned by high buyer interest.

Capital appreciation trajectories for properties in this category are typically driven by broader economic growth, population dynamics favouring mature estates, and transport infrastructure enhancements. The North-South Line's strategic importance to Singapore's transport network ensures sustained demand for properties within convenient access distances, supporting continued relevance and value retention for 825 Yishun Street 81 residents.

Neighbourhood Amenities and Lifestyle Considerations

Yishun offers comprehensive neighbourhood amenities encompassing shopping centres, hawker establishments, community clubs, and recreational facilities catering to diverse lifestyle preferences. The maturity of the estate ensures that property buyers inherit an established community ecosystem with proven service provision and sustained commercial activity. Families particularly benefit from the proximity to well-regarded schools at primary, secondary, and junior college levels, alongside sports facilities and community programmes supporting residents of all ages.

Healthcare accessibility represents another material advantage, with Khoo Teck Puat Hospital and numerous polyclinics located within the estate, ensuring medical services remain conveniently accessible without requiring extended travel times. This healthcare proximity particularly appeals to families with elderly members or those prioritising proximity to quality medical facilities as a core selection criterion.

Financing Considerations for Different Buyer Profiles

First-time HDB buyers evaluating 825 Yishun Street 81 benefit from the simplified financing pathways available to owner-occupiers, including options to withdraw Central Provident Fund contributions toward the down payment and access to HDB subsidised loans at competitive rates. The development's established pricing and transparent market conditions enable straightforward financial planning and debt servicing projections. For such buyers, the neighbourhood's maturity and strong transport connectivity provide confidence that the property will retain relevance and value throughout their intended holding period.

Upgraders transitioning from smaller or older properties typically find three-bedroom configurations at 825 Yishun Street 81 represent meaningful enhancements in living space and modern amenities compared to earlier-generation HDB designs. The capital growth trajectory of earlier properties frequently provides sufficient equity to finance upgrade purchases whilst maintaining conservative loan-to-value ratios. Property investors and second-home buyers should carefully evaluate Additional Buyer's Stamp Duty implications, currently assessed at 20% for Singapore Citizens acquiring a second residential property, which materially affects acquisition costs and required equity reserves.

Lease Structure and Long-Term Value Retention

HDB leasehold properties typically commence with 99-year tenures, creating multi-generational time horizons for property appreciation and use. Properties at 825 Yishun Street 81 offer stability during the primary earnings and accumulation years for residential occupants, with lease decay risks remaining distant considerations beyond typical 30-40 year holding periods. This structural advantage, compared to private leasehold properties with declining lease terms, provides psychological and financial confidence in long-term value retention.

The HDB's historical management of mature developments demonstrates commitment to maintaining property standards and neighbourhood quality, mitigating depreciation risks associated with ageing housing stock in less-serviced areas. This institutional stewardship, combined with strong transport connectivity and established amenities, positions 825 Yishun Street 81 favourably within the broader HDB portfolio.

Frequently Asked Questions

What rental yield can investors expect from purchasing a unit at 825 Yishun Street 81 as an investment property?

HDB units in mature estates with strong MRT connectivity, such as 825 Yishun Street 81, typically generate annual rental yields ranging from 3% to 4.5%, depending on unit configuration, floor level, and prevailing market conditions. The development's position in a well-established neighbourhood with excellent access to Khatib MRT station sustains consistent tenant demand from working professionals and families, supporting reliable cash flow. Three-bedroom configurations in particular command steady rental enquiry from upgraders and young families, reducing vacancy risk and enabling property investors to achieve predictable returns aligned with conservative market assumptions.

How does the price per square foot at 825 Yishun Street 81 compare to recent HDB transactions in the broader Yishun area?

Pricing at 825 Yishun Street 81 reflects established HDB market dynamics in Yishun, where recent transaction data demonstrates price ranges typically correlating with unit size, floor level, and distance from MRT infrastructure. Three-bedroom units in the estate command per-square-foot valuations consistent with comparable properties within 500 metres of the station, though individual transactions vary based on specific unit characteristics including orientation, natural light, and proximity to lifts. Market participants should review recent HDB transaction records maintained by the Housing and Development Board to establish precise price-per-square-foot comparatives, ensuring informed purchasing decisions aligned with prevailing neighbourhood valuations and capital growth expectations.

What are the Additional Buyer's Stamp Duty implications for Singapore Citizens purchasing 825 Yishun Street 81 as a second residential property?

Singapore Citizens acquiring a second residential property, including HDB units at 825 Yishun Street 81, face Additional Buyer's Stamp Duty assessed at 20% on the purchase price, in addition to standard stamp duty and other acquisition costs. For a property purchased at S$400,000, ABSD would contribute approximately S$80,000 to total acquisition costs, materially affecting down payment requirements and overall financial planning. This significant cost component necessitates that second-property investors carefully evaluate yield projections and financing capacity, ensuring that post-duty acquisition costs remain aligned with capital growth expectations and annual rental income targets. Seeking professional tax and financial advice is strongly recommended to optimise structuring and understand all tax implications specific to individual circumstances.

What is the lease structure at 825 Yishun Street 81, and how might lease decay affect long-term resale value?

HDB properties at 825 Yishun Street 81 operate under the standard 99-year leasehold model, with lease tenures commencing from the property's construction period. For a development of this age and maturity, properties remain well within the primary value-appreciation window, with lease decay risks remaining distant considerations beyond typical 30-50 year holding periods. The Housing and Development Board's established management practices and ongoing estate enhancement programmes demonstrate institutional commitment to maintaining property standards throughout the lease term, mitigating depreciation risks. During the primary occupancy and investment window, lease decay represents a negligible consideration, though prospective buyers should verify remaining lease tenure through official HDB records to confirm specific lease commencement dates and calculate precise remaining terms.

How does proximity to Khatib MRT station (NS14) influence demand and long-term capital appreciation for 825 Yishun Street 81?

Properties within six-minute walking distance of established MRT stations command significant demand premiums and demonstrate superior capital appreciation trajectories compared to estate properties requiring extended travel times. Khatib MRT station's position on the North-South Line provides direct connectivity to Singapore's primary transport corridor, linking residents to the CBD, Orchard district, and major employment centres, making 825 Yishun Street 81 particularly attractive to working professionals and commuters. Historical property market data consistently demonstrates that HDB units within 500 metres of well-serviced MRT stations appreciate at rates 15-25% above comparable properties in the same estate lacking equivalent connectivity, reflecting sustained demand premiums. This transport advantage translates into resilient rental appeal, faster tenant acquisition, and reduced vacancy risks, positioning the development favourably for long-term capital growth.

Which buyer profiles—HNW individuals, upgraders, first-timers, or investors—would find 825 Yishun Street 81 most suitable?

First-time HDB buyers represent a natural target demographic for 825 Yishun Street 81, benefiting from the estate's maturity, established amenities, and clear pathway to ownership through subsidised financing. Young families upgrading from smaller properties find three-bedroom configurations at the development provide meaningful enhancements in living space and modern amenities whilst maintaining affordability within typical HDB progression cycles. Property investors seeking stable rental income and capital appreciation favour the development's established neighbourhood credentials, transport connectivity, and consistent tenant demand from professionals and families. Whilst high-net-worth individuals might consider the development as a portfolio addition rather than primary residence, the property's fundamental investment characteristics—reliable yields, resilient demand, and capital growth prospects—remain compelling across all buyer segments prioritising stability and established neighbourhood quality over newer estate prestige.

What TDSR and financing headroom can typical buyers expect when financing purchases at 825 Yishun Street 81?

Total Debt Service Ratio (TDSR) calculations for 825 Yishun Street 81 purchases depend on individual buyer income profiles and existing debt obligations, but HDB financing at prevailing interest rates typically enables buyers with household incomes of S$4,500-S$6,500 monthly to service loans for properties in this price range whilst maintaining TDSR below regulatory maximums. Owner-occupiers benefit from HDB subsidised loan schemes offering rates typically 0.1% below market rates, improving financing capacity compared to private property buyers utilising commercial bank financing. First-time buyers can deploy Central Provident Fund contributions toward down payments, reducing required equity capital and improving leverage efficiency. Property investors should stress-test financing assumptions against conservative rental yield projections (3.5% rather than optimistic 4.5% scenarios) and ensure sufficient equity buffers to absorb market volatility, ensuring loan servicing remains sustainable during rental market cycles and interest rate variations.

How does 825 Yishun Street 81 compare to nearby competing HDB developments in Yishun?

825 Yishun Street 81 competes within the Yishun HDB market against other established developments including nearby properties in Yishun Avenue, Yishun Ring Road, and adjacent blocks, each offering similar unit configurations and comparable MRT connectivity. The development's specific proximity to Khatib MRT station (470 metres) positions it favourably relative to properties requiring longer walking times to transport infrastructure, providing a material demand advantage. Competing developments within the same MRT accessibility bracket typically command comparable pricing, though individual property appeal varies based on specific floor levels, unit orientations, and exposure to direct sunlight. Market participants should compare properties across multiple competing blocks to establish relative value positioning, considering that subtle differences in MRT walking times, floor levels, and unit-specific characteristics drive pricing variations of 5-10% across ostensibly similar HDB developments in the same neighbourhood.

Which unit stack or floor level at 825 Yishun Street 81 typically offers the best value proposition?

Mid-range floor levels (approximately levels 8-20) at 825 Yishun Street 81 typically offer compelling value, combining natural light advantages, wind ventilation, and reduced noise exposure compared to lower floors, whilst avoiding the pricing premiums commanded by higher floors (levels 25-30) with panoramic views and enhanced prestige. Properties on levels 4-6 often attract modest discounts compared to mid-range offerings despite acceptable living conditions, as some buyers perceive lower-floor exposure as less desirable. From an investment perspective, mid-range units achieve faster tenant acquisition and support rental rates comparable to higher floors whilst requiring lower capital outlay, optimising rental yield percentages. Unit orientation matters substantially, with units facing quieter directions away from main roads and primary drainage corridors commanding subtle premiums and stronger long-term appreciation. Prospective buyers and investors should physically inspect multiple floor levels before committing to purchases, evaluating natural light exposure, wind patterns, and neighbourhood views specific to their intended end-use.

What is the future supply pipeline for HDB developments in Yishun, and how might this affect property values at 825 Yishun Street 81?

Yishun's mature estate status means that future HDB supply additions are limited to en-bloc redevelopment or intensification of existing plots rather than large-scale new precinct development. The Housing and Development Board's strategic planning prioritises new construction in emerging areas such as Punggol and Sengkang, reducing supply competition for established Yishun properties. This constrained supply environment, combined with sustained demand from families seeking mature neighbourhoods and established transport connectivity, supports favourable long-term capital appreciation and rental market dynamics for 825 Yishun Street 81. Any significant new supply in Yishun would likely emerge through selective redevelopment of older blocks rather than greenfield development, a process requiring 10-20 year timescales and generating minimal near-term competitive pressure. Property buyers should monitor HDB development announcements and URA planning documents to remain informed of any future intensification plans, though the development's MRT proximity and established amenities suggest strong resilience against supply-side depreciation pressures.

Hdb Flat At Yishun Street 81 — From S$3,800