Type

Units

Min Area

Price Range

3 BR

915 sqft

S$749K

Property Highlights

HDB development with 2 units currently available.
Prices currently start from S$749K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$150K on this acquisition.
Located 12 min (970 m) from EW4 Tanah Merah MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

182 Bedok North Road: Established HDB Living in Bedok

182 Bedok North Road represents a long-standing residential community within Singapore's mature Bedok district, offering practical and spacious public housing options for a diverse range of homebuyers. The development sits in one of the island's most established neighbourhoods, characterised by reliable infrastructure, strong community ties, and consistent demand for well-maintained family homes. This HDB property showcases the enduring appeal of Bedok as a place where generations have built their lives, balancing accessibility with a neighbourhood feel.

Location and Connectivity

The address benefits from proximity to EW4 Tanah Merah MRT Station, positioned approximately 970 metres away, making the journey on foot or by bicycle a viable option for many commuters. This 12-minute walking distance places residents within reach of the East-West Line's extensive network, enabling efficient travel to the central business district, across the island, and to key employment hubs. The station itself serves as a major transport interchange, with bus connections providing additional flexibility for those preferring to combine modes of transport during their daily commute.

Beyond the MRT, Bedok North Road benefits from a well-developed road network and established bus services that connect residents to schools, shopping districts, and recreational facilities across the eastern region. The area's maturity means that transport infrastructure has evolved to meet local demand, with multiple options available for different travel patterns and preferences.

Residential Character and Family Appeal

The estate exemplifies the three-bedroom HDB typology that has proven consistently popular with upgraders and families seeking affordable space in a central location. Units at this address typically feature functional layouts designed to maximise usable living area, with bedrooms and common spaces arranged to suit households of varying compositions. The 915-square-foot benchmark reflects spacious proportions that accommodate modern family life, home working arrangements, and entertaining guests comfortably.

Bedok itself has cultivated a reputation as a family-friendly neighbourhood where parents find good schools, parks, and childcare facilities within reach. The maturity of the estate means that community infrastructure has been refined over decades, creating an environment where young families and upgrading households feel confident investing.

Amenities and Local Environment

Residents enjoy access to Bedok's comprehensive network of shops, markets, hawker centres, and dining establishments, with both traditional wet markets and modern retail precincts serving the area. The neighbourhood supports a range of grocery retailers, banking services, and healthcare facilities, reflecting decades of community development and investment by public agencies.

Recreation facilities abound in the surrounding area, including multiple sports facilities, void deck gathering spaces, and landscaped common areas that define HDB estate living. The proximity to Bedok Reservoir and associated recreational areas offers outdoor enthusiasts direct access to water sports, jogging tracks, and family outings within minutes of home.

Pricing and Market Position

The development is offered from competitive price points within the three-bedroom HDB segment for the eastern region, reflecting market positioning relative to other mature estates in Bedok and comparable neighbourhoods. Pricing reflects the property's maturity, established location, and appeal to both owner-occupiers and investors seeking exposure to a stable, well-connected address. Prospective buyers should view prices in context of recent transacted values for similar unit types and floor levels in the immediate vicinity, which demonstrate consistent trading activity and price discovery in this segment.

Investment Considerations

For buyers evaluating this property as an investment vehicle, the established nature of the estate and proximity to a major MRT interchange represent strategic advantages. The demographic composition of the Bedok catchment—including young families, upgraders, and downsizers—creates sustained demand for rental accommodation, supporting rental yield expectations across rental cycles. Investors should model rental projections conservatively, accounting for fluctuations in market conditions whilst benefiting from the area's long track record of stable tenancy outcomes and predictable tenant profiles.

Lease and Tenure

As an HDB property, 182 Bedok North Road offers the security of statutory public housing tenure, with proven policy frameworks governing resale, inheritance, and financing. Understanding the remaining lease duration on individual units is essential for long-term investment planning, as residual lease length impacts financing options available to future buyers and influences resale valuations as properties age.

Financing and Eligibility

Prospective purchasers should engage directly with HDB financing schemes and commercial bank offerings to understand their borrowing capacity and available terms. For owner-occupiers, HDB grants and co-financing arrangements often support accessibility, whilst investors and higher-income households typically rely on commercial mortgage products. The Total Debt Servicing Ratio (TDSR) framework will influence available quantum at different income levels, and buyers should obtain pre-approval based on their specific financial profile before committing to viewings or offers.

The Bedok Market Context

Bedok remains one of Singapore's largest and most mature residential districts, supporting over 400,000 residents across numerous public and private housing typologies. The established nature of the market means that pricing information, transacted values, and market comparables are readily available, allowing buyers to conduct thorough due diligence. The consistent demand for Bedok addresses reflects the district's strategic position between the city, the East Coast, and the southern corridors, making it a reliable long-term investment in accessible, family-friendly Singapore living.

Frequently Asked Questions

What is the estimated rental yield for investors purchasing units at 182 Bedok North Road?

Estimated rental yields for three-bedroom HDB units in the Bedok precinct typically range between 3–4% per annum, though actual returns depend on individual unit specifications, floor level, and prevailing market rental rates at the time of purchase. The Bedok neighbourhood attracts a broad tenant profile including young families, working professionals, and couples, supporting consistent demand for rental units across market cycles. Investors should model conservative rental projections by reviewing recent transacted rentals for comparable three-bedroom units in the immediate vicinity, accounting for potential vacancy periods and maintenance costs, and ensuring that projected yields align with their overall portfolio strategy and risk appetite.

How does pricing per square foot at this development compare to recent HDB sales in the Bedok area?

Recent transacted prices for three-bedroom HDB units in Bedok typically settle in the region of S$800–S$850 per square foot, depending on floor level, unit condition, orientation, and remaining lease duration. The development's positioning within this range reflects its mature location, established reputation, and the broader market dynamics for public housing in the eastern region where demand remains consistent. Buyers are advised to obtain transacted evidence for floor levels, block numbers, and sale dates matching their target profile, as variation within the Bedok market can be material and reflects specific unit characteristics rather than broad estate-wide factors.

What is the Additional Buyer's Stamp Duty (ABSD) impact for second-property purchasers buying at this address?

Singapore Citizens purchasing this HDB property as a second residential property are subject to Additional Buyer's Stamp Duty at a rate of 20% on the purchase price, on top of standard Buyer's Stamp Duty and other closing costs. For a property transacting at S$749,000, this represents approximately S$149,800 in ABSD liability, materially impacting total acquisition cost and investment returns, particularly for investors modelling cash-on-cash yield. This duty applies only to Singapore Citizens; Permanent Residents and foreigners face different regulatory constraints on HDB eligibility entirely, making tenure status a critical planning variable before proceeding with an offer.

How does lease decay affect long-term resale value and financing options at this development?

HDB leasehold properties experience residual lease decay, which progressively impacts both resale valuation and financing eligibility as the lease matures beyond 80 years. Units at 182 Bedok North Road will see valuations decline as the leasehold term shortens, particularly once the remaining lease falls below 80 years, at which point banks may impose stricter lending criteria and buyers may demand deeper discounts. The HDB has introduced lease-top-up schemes, but these involve costs and administrative complexity; prospective buyers should verify the exact remaining lease term on any target unit and factor potential resale headwinds into long-term investment horizons, ensuring their holding period remains compatible with residual lease dynamics.

How does proximity to Tanah Merah MRT Station influence demand and capital appreciation prospects?

The 970-metre walk to EW4 Tanah Merah MRT Station is a significant demand driver for 182 Bedok North Road, as the station serves as a major transport hub linking the East-West Line to central areas, employment centres, and the broader island network. Properties within 15-minute walking distance of MRT stations command structural demand premiums, supporting both occupancy rates for rental units and resale valuations for owner-occupiers across property cycles. Capital appreciation prospects are supported by Singapore's ongoing transport infrastructure investments and the East-West Line's central role in long-term commuter networks, though appreciation remains subject to broader economic conditions and HDB lease dynamics rather than transport-driven gains alone.

Is this development suitable for first-time HDB buyers, upgraders, and investors equally?

First-time buyers find strong appeal in the development's mature location, predictable neighbourhood character, and practical unit typology that supports household formation and young family needs; many benefit from HDB first-time buyer grants and co-financing schemes that enhance accessibility. Upgraders appreciate the established infrastructure, community facilities, and proximity to MRT connectivity, positioning the property as an intermediate step in multi-stage ownership journeys before considering private residential property. Investors view the address as an established market with predictable tenant pools and transparent transacted evidence, though investment returns must be modelled against ABSD liabilities and residual lease considerations that do not impact owner-occupiers, making the investment case distinct from owner-occupation value propositions.

What TDSR headroom and financing capacity should buyers model at the typical price point for this property?

The TDSR framework limits debt servicing obligations to 60% of gross monthly income for HDB-financed purchases, and most commercial lenders apply similar or identical thresholds, meaning a buyer with S$5,000 monthly income can typically service approximately S$3,000 in monthly debt servicing costs across all credit facilities. At the S$749,000 price point, buyers typically require financing in the region of S$600,000–S$650,000 depending on down payment capacity; at 3% mortgage rates, this translates to approximately S$3,200–S$3,450 in monthly servicing, utilising most or all available TDSR headroom for households at the median income level. Buyers should obtain pre-approval with both HDB and commercial banks, stress-test repayment capacity against interest rate assumptions 2–3 percentage points higher than prevailing rates, and ensure that residual headroom remains available for other credit facilities or unexpected life changes.

How does this development compare to other mature HDB estates in east-coast Bedok and Tampines?

182 Bedok North Road positions itself within the established Bedok precinct, competing directly with other mature blocks in Bedok North and Bedok South, whilst also competing across the broader eastern market against comparable three-bedroom units in Tampines, Changi, and Simei. Bedok generally commands slight pricing premiums relative to Tampines on a per-square-foot basis, reflecting Bedok's slightly more central location and direct MRT connectivity; however, Tampines estates often offer newer facilities and larger floor plans, affecting buyer preferences depending on renovation budgets and space prioritisation. Buyers should conduct direct comparisons across 3–5 comparable developments in both Bedok and Tampines, examining transacted prices, floor levels, lease lengths, and sale dates to calibrate fair market valuation for 182 Bedok North Road within the competitive landscape.

Which unit stack or floor levels offer the best value proposition at this development?

Mid-floor units (typically levels 4–12) in HDB blocks generally command modest premiums over ground and low-floor units while avoiding the noise, wind exposure, and maintenance costs associated with higher floors; these mid-floors often represent optimal value for families seeking practical living without paying premium prices for views or exclusivity. Lower-to-mid floors (levels 3–8) tend to experience stronger rental demand from tenants without vehicle access, supporting investment returns for landlords, though some tenants prefer higher floors for privacy and reduced ground-level noise. Buyers should inspect multiple floor levels within a single block to assess noise profiles, natural lighting, and wind exposure, as individual unit orientation and building design create meaningful variation that price-per-square-foot data alone cannot capture; the most cost-effective units often trade at subtle discounts despite offering comparable quality to floor levels commanding marginally higher prices.

What is the supply pipeline for new HDB and private residential developments in the Bedok district in coming years?

Bedok, as a mature district, experiences limited new HDB construction compared to growth zones like Punggol, Sengkang, and Tengah; however, the Housing and Development Board continues targeted estate renewal and upgrading programmes that refresh facilities and infrastructure, supporting long-term neighbourhood appeal and property values. Private residential supply in Bedok remains constrained by land availability, maintaining structural scarcity relative to demand from upgrading households and investors seeking established addresses; recent new launches have predominantly located in adjacent precincts like East Coast and Siglap rather than core Bedok. This supply-demand imbalance supports stable or gently appreciating valuations for well-maintained units at established locations like 182 Bedok North Road, though appreciation prospects remain moderate relative to growth zones and depend more on lease dynamics and interest rate environments than on new supply constraints.

182 Bedok North Road — From S$749K