Type

Units

Min Area

Price Range

Other

150 sqft

S$700/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$700.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$140 on this acquisition.
Located 13 min (1.07 km) from NS9 Woodlands MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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110 Woodlands Street 13: Accessible HDB Living in a Maturing Residential District

110 Woodlands Street 13 represents a straightforward housing solution in one of Singapore's established residential neighbourhoods. Located in the Woodlands district, this HDB development sits within a precinct characterised by established community infrastructure and steady demand from both owner-occupiers and rental investors. The address places residents in an accessible location that balances convenience with affordability, particularly appealing to buyers seeking practical housing without premium private-residential pricing.

The development's position relative to NS9 Woodlands MRT Station—approximately 13 minutes' walking distance at roughly 1.07 kilometres—anchors its connectivity credentials. This proximity to the North-South Line ensures that residents enjoy reliable access to Singapore's extensive public transport network, facilitating commutes across the island to business districts, education hubs, and entertainment precincts. For those relying on MRT as their primary transport mode, this walking distance is considered convenient and within the threshold that encourages public transport usage over private vehicle dependency.

Unit Typology and Space Efficiency

The development offers compact units with a floor area of 150 sqft, positioning it squarely within the category of space-efficient, entry-level residential accommodation. This footprint suits several distinct buyer cohorts: first-time homebuyers building equity for the first time, mature households downscaling from larger properties, and investor-focused purchasers seeking properties with lower absolute quantum and therefore lower financing requirements. The modest square footage also typically translates to lower maintenance costs and streamlined utility consumption, factors that contribute to attractive rental yields for those acquiring as an investment asset.

HDB Market Positioning and Tenure Stability

As an HDB development, 110 Woodlands Street 13 operates within Singapore's public housing framework, which inherently provides tenure certainty and a regulated resale ecosystem. HDB properties generally command stable demand across economic cycles due to their affordability positioning, government backing, and eligibility structures that make them accessible to the broadest segment of Singapore's resident population. The development's address in Woodlands—a neighbourhood with established family orientation and community amenities—reinforces its appeal across multiple demographic profiles rather than attracting speculative investment alone.

Neighbourhood Context and Amenities

Woodlands has evolved into a mature residential precinct with a comprehensive network of neighbourhood amenities. Residents at 110 Woodlands Street 13 have access to neighbourhood retail establishments, community centres, and local food courts that serve daily living needs without requiring journeys to distant shopping districts. The area has also attracted growing commercial activity, including modern office buildings and business parks that generate local employment opportunities and support the residential base with amenity facilities and services. This mix of residential stability and economic activity underpins the neighbourhood's appeal to families, young professionals, and investors alike.

Investment Perspective and Rental Demand

For investors evaluating 110 Woodlands Street 13, several factors merit consideration. The proximity to Woodlands MRT Station generates consistent rental demand from professionals and students who value transport accessibility over space, a demographic that typically sustains healthy rental income in compact HDB units. The lower entry quantum—relative to private residential alternatives—reduces financing burden and improves debt servicing ratios for leveraged investors, whilst the unit's efficient size minimises vacancy risk by appealing to a broader rental market. The neighbourhood's family orientation also attracts longer-term rental tenants seeking stability, potentially translating to lower turnover costs and more predictable income streams compared to transient short-let markets.

Transport Connectivity and Capital Appreciation

The development's transport positioning plays a meaningful role in capital appreciation dynamics. NS9 Woodlands MRT Station serves as a major transport hub with consistent upgrade initiatives as Singapore's rail network expands northward. Historical data demonstrates that HDB properties within convenient walking distance of MRT stations maintain stronger resale value trajectories and tighter price compression compared to locations further from transport nodes. As Woodlands continues to develop its commercial and community infrastructure, transport accessibility becomes an increasingly valuable attribute, suggesting the development benefits from long-term structural tailwinds in the wider precinct.

Financial Considerations for Buyers

Prospective buyers should evaluate financing headroom and debt servicing capacity at current price points. The 150 sqft unit size typically translates to entry pricing that falls well below the Household Debt Service Ratio (TDSR) threshold, allowing purchasers with moderate incomes to secure financing with comfortable equity buffers. First-time buyers benefit from exemptions on Additional Buyer's Stamp Duty (ABSD), whilst upgraders and investors moving into second residential properties face a 20% ABSD impost on the purchase price—a material consideration in overall acquisition cost. Rental income may offset financing costs for investor purchasers, though conservative underwriting assumes only a portion of projected rental receipts count toward mortgage serviceability.

Competitive Context Within Woodlands

The Woodlands HDB precinct hosts multiple developments across different road names and precincts, offering prospective buyers comparative shopping opportunities. 110 Woodlands Street 13 competes on similar affordability, MRT proximity, and neighbourhood amenities as peer developments in the immediate vicinity, though specific unit conditions, floor levels, and facing directions create micro-variations in pricing and appeal. Investors and owner-occupiers benefit from this competitive environment, which tends to create transparent pricing discovery and efficient market matching between supply and demand.

Considerations for Different Buyer Profiles

First-time buyers find 110 Woodlands Street 13 particularly accessible, as the lower absolute price quantum reduces equity requirements and the HDB framework offers established legal protections and resale pathways. Upgraders moving from smaller public housing or seeking to consolidate household resources into a single property appreciate the efficient use of space and the neighbourhood's family amenities. Investors targeting stable rental income in a transport-connected location view the unit's size and pricing as aligned with consistent rental demand from younger professionals and students. High-net-worth buyers might view the development as part of a diversified portfolio capturing value from Woodlands' continued urbanisation rather than as a primary residence.

Future District Development and Long-Term Prospects

Woodlands continues to experience planned infrastructure development that supports long-term residential value creation. Public sector and private sector initiatives to expand mixed-use precincts, enhance community facilities, and improve transport connectivity suggest the neighbourhood will maintain its appeal as a family-friendly, transport-accessible residential destination. For investors and owner-occupiers alike, this trajectory supports confidence in the development's position within Singapore's evolving residential landscape, underpinned by demographic demand and government development priorities centred on new town maturation.

Frequently Asked Questions

What rental yield can investors realistically expect from 110 Woodlands Street 13?

Rental yields for compact HDB units at 110 Woodlands Street 13 typically range between 3% and 5% gross, depending on the specific asking price and prevailing market rents for similar units in Woodlands. The 150 sqft footprint appeals strongly to younger professionals and students commuting via the nearby NS9 Woodlands MRT Station, creating consistent tenant demand that supports stable occupancy rates. Investors should model conservative assumptions around rental income, accounting for vacancy periods, maintenance reserves, and property taxes, which collectively reduce net yield; however, the lower absolute purchase quantum means absolute cash flow often exceeds that of larger, more expensive units despite lower percentage yields.

How does pricing per square foot at 110 Woodlands Street 13 compare to recent HDB transactions in Woodlands?

Without access to real-time transactional data, prospective buyers should conduct due diligence on recent comparable sales through public HDB resale records and market reports, which remain the most reliable indicators of prevailing psf rates in the Woodlands precinct. Compact HDB units typically command premium psf pricing relative to larger floor plates in the same neighbourhood, because the absolute price quantum is lower and appeals to a broader buyer base, creating stronger demand intensity per square foot. The proximity to NS9 Woodlands MRT Station generally supports pricing at or above neighbourhood averages, since transport-proximate properties sustain tighter ask-to-transaction spreads and shorter time-on-market compared to locations further from MRT infrastructure.

What Additional Buyer's Stamp Duty (ABSD) implications apply to 110 Woodlands Street 13 for second-property buyers?

Singapore Citizens purchasing 110 Woodlands Street 13 as a second residential property face a 20% Additional Buyer's Stamp Duty impost on the purchase price, significantly increasing total acquisition cost beyond the base purchase price and standard Stamp Duty. For example, a property purchased at S$400,000 would incur 20% ABSD of S$80,000 on top of standard Stamp Duty and other acquisition costs, bringing total friction costs to approximately 4.5% to 5% of the purchase price. Investors and upgraders should factor this 20% ABSD into their financial models and assess whether projected rental income or capital appreciation justifies the material acquisition-cost penalty; first-time buyers, by contrast, remain exempt from ABSD and therefore face lower overall acquisition friction.

Does the 150 sqft unit size at 110 Woodlands Street 13 present any challenges for resale or lease decay concerns?

As an HDB property, 110 Woodlands Street 13 operates under a 99-year lease tenure structure that will eventually reach lease decay thresholds—typically when the lease falls below 60 years remaining—at which point resale value deteriorates materially and mortgage availability becomes restricted. Current resale demand for compact HDB units remains robust, but owner-occupiers and investors should project forward to understand when lease decay may affect the property's marketability; a property purchased today with 80+ years of lease remaining may face diminishing appeal to mortgage-dependent buyers within 20 to 30 years as lease duration contracts. The 150 sqft size itself does not create lease decay risk, though buyers should verify the precise lease commencement date and remaining tenure to assess long-term holding feasibility.

How does proximity to NS9 Woodlands MRT Station affect demand and capital appreciation for 110 Woodlands Street 13?

Properties within convenient walking distance of MRT stations—typically considered to be under 15 minutes on foot—maintain demonstrably stronger capital appreciation trajectories compared to similar properties located further from transport nodes, because MRT proximity expands the addressable tenant and buyer pool significantly. NS9 Woodlands MRT Station serves as a major transport interchange with projected upgrades and service enhancement initiatives across the North-South Line corridor, positioning the neighbourhood favourably for long-term value creation. The 13-minute walking distance at approximately 1.07 kilometres places 110 Woodlands Street 13 well within the MRT-proximate zone, supporting both rental demand from commuters and resale appeal to buyer cohorts prioritising transport accessibility, thereby underpinning a structural foundation for sustained capital appreciation aligned with broader HDB market cycles.

Which buyer profiles are best suited to 110 Woodlands Street 13?

First-time buyers represent an ideal buyer profile for 110 Woodlands Street 13, as the lower absolute price quantum and compact footprint reduce financing burden, simplify property management, and provide a foundation for future wealth building through HDB equity accumulation. Upgraders moving from rental or from smaller public housing appreciate the efficiency and neighbourhoods amenities, particularly if they are downsizing or consolidating household resources into a single property. Investors targeting stable rental yield from transport-proximate, compact units view 110 Woodlands Street 13 as aligned with consistent demand from students and young professionals commuting via nearby MRT infrastructure. High-net-worth individuals occasionally acquire such properties as diversified portfolio holdings or as stepping-stone investments capturing value from Woodlands' continued urbanisation, though they typically do not view compact HDB units as primary residences.

What TDSR and financing headroom typically applies at the price points for 110 Woodlands Street 13?

The Household Debt Service Ratio (TDSR) framework caps debt servicing at 60% of gross monthly income for most borrowers, a regulatory control that becomes less restrictive at lower absolute purchase prices. Units at 110 Woodlands Street 13 typically fall well below the TDSR constraint for purchasers with moderate incomes, meaning financing approval and maximum loan quantum are determined by Loan-to-Value (LTV) limits rather than servicing capacity, thereby offering buyers comfortable equity buffers and financing flexibility. An investor or upgrader with household income of S$4,000 to S$6,000 monthly would likely secure mortgage approval for entry-level pricing at this development without TDSR compression concerns, provided they meet HDB eligibility criteria and maintain acceptable credit profiles; this favourable servicing environment is one of the structural advantages of compact, affordable HDB properties.

How does 110 Woodlands Street 13 compare to competing HDB developments in the Woodlands precinct?

The Woodlands HDB precinct encompasses multiple developments across different street names and micro-locations, creating a competitive market where buyers and investors can compare unit conditions, floor levels, facing directions, and specific MRT proximity metrics across alternative options. 110 Woodlands Street 13 competes primarily on affordability, transport accessibility to NS9 Woodlands MRT Station, and neighbourhood amenities such as community centres, retail establishments, and family-friendly facilities that appeal broadly across demographic segments. Pricing variations within Woodlands HDB typically reflect micro-location attributes (higher versus lower floors, corner units, direct MRT-facing positions) rather than fundamental development-level differences, suggesting that competitive differentiation emerges more from specific unit characteristics and individual buyer preferences than from development-to-development structural advantages.

Which unit stack or floor level at 110 Woodlands Street 13 typically offers the best value?

Middle-level floor units—typically between the 4th and 8th storeys—represent optimal value for most buyers and investors at HDB developments, as they command marginally lower pricing than higher floors whilst avoiding the lower demand (and slight noise/pollution exposure) associated with ground and low-level units. Higher floors generally attract price premiums of 3% to 5% for superior views, natural light, and perceived prestige, though these premiums may not translate into proportionally higher rental income or capital appreciation, making lower or middle floors more efficient for investment-focused purchasers. Corner units and units with preferred facing (away from major roads, towards communal gardens) also command premiums, but purchasers should assess whether these micro-variations align with their investment thesis; first-time owner-occupiers often prioritise light and view, whilst investors focus on absolute price efficiency and rental appeal to the widest tenant pool.

What future supply pipeline and district development dynamics should influence investment decisions around 110 Woodlands Street 13?

Woodlands continues to experience planned infrastructure development through government-led initiatives to enhance mixed-use precincts, community facilities, and transport connectivity, suggesting structural support for long-term residential demand and value creation in the precinct. The North Region, encompassing Woodlands and surrounding areas, remains a focus for population growth and new-town development initiatives, positioning established neighbourhoods like Woodlands favourably relative to greenfield areas that may experience near-term supply competition. Investors and owner-occupiers should monitor announcements regarding commercial developments, education institutions, and healthcare facilities in the Woodlands precinct, as these infrastructure additions typically drive capital appreciation in surrounding residential properties; the current development pipeline and government priorities suggest Woodlands will maintain its appeal as a transport-connected, family-friendly neighbourhood over the medium to long-term investment horizon.

Hdb Flat At 110 Woodlands Street 13 — From S$700