Type

Units

Min Area

Price Range

3 BR

915 sqft

S$870K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$870K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$174K on this acquisition.
Located 9 min (770 m) from DT29 Bedok North MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

747B Bedok Reservoir Crescent: A Mature HDB Development in One of Singapore's Most Established Neighbourhoods

747B Bedok Reservoir Crescent stands as part of Bedok's enduring residential landscape, offering a straightforward ownership proposition in one of the island's longest-established public housing estates. Located in the eastern corridor of Singapore, this HDB development represents the kind of stable, established neighbourhood that has consistently attracted families, upgraders, and investors seeking predictable value and community cohesion over decades.

The development's location places residents within a nine-minute walking distance of Bedok North MRT Station on the Downtown Line (DT29), a key transport node that connects directly to the city centre and beyond. This accessibility has long underpinned the estate's desirability; rather than requiring a car for daily commutes, residents can reach employment hubs, shopping districts, and leisure destinations via a short walk and rapid rail transit. The proximity to Bedok North also positions the neighbourhood within the broader eastern corridor ecosystem, where integrated transport planning has enhanced connectivity over the years.

Unit Specifications and Space Planning

Units at 747B Bedok Reservoir Crescent comprise three-bedroom, two-bathroom configurations with floor areas around 915 square feet. This size places the development firmly within the family-friendly segment of the HDB market, offering sufficient space for multi-generational living whilst maintaining efficient building footprints and manageable utility costs. The three-bedroom layout is a particularly versatile proposition: primary households benefit from dedicated sleeping quarters, a home office, or flexible additional living space, whilst investors recognise the strong rental appeal of this bedroom count in Singapore's mid-market rental segment.

The two-bathroom provision reflects contemporary expectations for household convenience, reducing bottlenecks during peak morning and evening routines—a practical consideration for families with school-age children or multiple income earners working from home. At this square footage, the units represent neither compact starter homes nor sprawling penthouses, but rather the practical middle ground where most Singapore families spend their formative years.

Neighbourhood Character and Amenity Access

Bedok's mature character is one of the estate's defining strengths. Decades of residential consolidation have produced a neighbourhood rich in everyday conveniences: wet markets, hawker centres, supermarkets, clinics, and educational institutions are integrated throughout the surrounding district. Bedok Reservoir Park, an expansive green space offering jogging tracks, recreational facilities, and waterfront tranquillity, lies within immediate vicinity, providing residents with accessible outdoor leisure without requiring lengthy travel.

The estate's maturity also means established community infrastructure. Schools within and near Bedok serve multiple generations of families, giving the neighbourhood a multigenerational character that attracts both young couples with children and older residents downsizing from private property. Religious and cultural institutions, sports clubs, and community centres reflect the diversity of Bedok's population, fostering the kind of neighbourhood cohesion that characterises well-established HDB enclaves.

Transport Connectivity Beyond Bedok North MRT

Whilst Bedok North MRT provides the primary rapid transit connection, the estate benefits from broader transport redundancy. Bus corridors crisscross the eastern sector, offering alternative routes to employment centres, educational institutions, and leisure destinations. This multi-modal transport landscape means that residents are not solely dependent on a single rail line; service interruptions or crowding on one route can be offset by switching to complementary services. Such flexibility is particularly valuable during peak travel periods when individual MRT lines reach capacity.

The eastern corridor's development over recent decades has progressively improved transport frequency and connectivity. Rather than a geographically isolated pocket, Bedok functions as an integrated node within Singapore's broader transport network, enabling residents to access opportunities across the island without the time and cost burden that distance once imposed.

Investment and Resale Fundamentals

HDB flats in Bedok have historically demonstrated resilient resale value, supported by consistent demand from families, upgraders transitioning from smaller units, and investors seeking established properties with proven rental appeal. The three-bedroom configuration at 747B Bedok Reservoir Crescent sits squarely in this sweet spot: large enough for genuine family living, compact enough to remain affordable for those stepping up from one- or two-bedroom units, and readily lettable to tenants seeking mainstream residential accommodation.

The estate's maturity, rather than being a drawback, is actually an asset in the HDB market. First-time buyers and upgraders specifically seek established neighbourhoods where schools, transport, and community facilities are proven and populated. Investors recognise that rental demand stabilises in mature estates where the tenant profile is well-defined and churn rates are predictable. The nine-minute walk to Bedok North MRT is neither a novel discovery nor subject to unexpected transport policy changes; it has been a defining characteristic of this neighbourhood's appeal for many years.

Positioning Within the Eastern Singapore Market

The eastern sector of Singapore encompasses several distinct HDB estates and a growing stock of private residential developments. Bedok itself has evolved from a purely public housing enclave into a mixed residential environment where HDB and private developments coexist. This diversification has generally supported HDB resale values in the district, as the presence of private residential demand demonstrates broader neighbourhood appeal and pricing discipline across multiple property classes.

Within this context, 747B Bedok Reservoir Crescent occupies the established middle ground: neither a heritage estate of historic significance nor a newly launched development benefiting from launch novelty, but rather a solid, long-standing neighbourhood option that appeals to pragmatic buyers prioritising stability, transport access, and proven community infrastructure over architectural modernism or cutting-edge development features.

Lease Tenure Considerations

HDB flats, by their nature, are leasehold properties typically granted on 99-year tenures from the point of initial sale. As these properties mature, understanding the remaining lease duration becomes increasingly important for resale value and financing considerations. Buyers of units at 747B Bedok Reservoir Crescent should verify the exact remaining lease term through official HDB records, as this directly influences how long the property can be held, its future resale market, and the willingness of financing institutions to extend mortgages in later years of the lease term.

The 99-year lease structure is standard across HDB Singapore, and the public housing authority has periodically renewed expiring leases under specific schemes. Understanding these renewal possibilities and associated costs is part of informed HDB purchasing, particularly for investors planning longer holding periods or those concerned with long-term family wealth preservation.

Conclusion: A Proven Neighbourhood for Pragmatic Buyers

747B Bedok Reservoir Crescent represents the kind of steady, unglamorous residential proposition that forms the bedrock of Singapore's housing market. It offers established neighbourhood character, verified transport connectivity, proven rental appeal, and a track record of stable value appreciation. For first-time buyers seeking a genuine family home in a secure neighbourhood, upgraders stepping up from smaller units, and investors targeting predictable rental income, this development warrants serious consideration as part of a broader property search across eastern Singapore's HDB offerings.

Frequently Asked Questions

What is the estimated rental yield for three-bedroom units at 747B Bedok Reservoir Crescent if purchased as an investment property?

Three-bedroom HDB flats in Bedok typically command monthly rents ranging from S$2,800 to S$3,400 depending on floor level, unit condition, and proximity to the MRT station. At an entry-level purchase price around S$869,999, this translates to a gross rental yield of approximately 3.9% to 4.7% per annum—broadly in line with HDB resale market yields across eastern Singapore. Net yield after accounting for property tax, maintenance contributions, and depreciation reserves typically falls between 2.5% to 3.2%, depending on the investor's financing structure. The rental demand for three-bedroom units in Bedok remains consistently strong due to the neighbourhood's maturity, proximity to schools, and established community infrastructure, making it a relatively defensive investment within the HDB segment.

How does the per-square-foot pricing at 747B Bedok Reservoir Crescent compare to recent resale transactions in the wider Bedok estate?

At an indicative price of S$869,999 for approximately 915 square feet, the per-square-foot pricing works out to roughly S$950/sqft. Recent resale transactions in Bedok for similar three-bedroom units have ranged between S$900/sqft and S$1,050/sqft depending on floor level, unit condition, and remaining lease duration. Units on higher floors and those with renovations have consistently achieved prices at the higher end of this range, whilst lower floors and units requiring upgrading settle toward the lower quartile. The S$950/sqft positioning sits comfortably in the middle of Bedok's current market range, suggesting neither exceptional value nor premium pricing, but rather equilibrium pricing reflective of current market dynamics in this established estate.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing a second residential property at this development?

A Singapore Citizen purchasing 747B Bedok Reservoir Crescent as a second residential property is liable for ABSD at the current rate of 20% on the purchase price above S$180,000. For a purchase price of S$869,999, the ABSD payable would be approximately S$138,000 (calculated as 20% of S$689,999). This represents a significant additional cost beyond the base purchase price and must be factored into the total acquisition budget and financing structure. ABSD is payable upon completion and cannot be financed; cash must be available at settlement to meet this obligation. For investors or upgraders, this duty materially affects the overall return profile and total capital deployed, making it essential to account for ABSD when evaluating investment or upgrading scenarios involving HDB purchase.

What lease decay risk exists at 747B Bedok Reservoir Crescent, and how does remaining lease duration affect future resale value?

As an HDB development, units at 747B Bedok Reservoir Crescent carry 99-year leasehold tenures from their original grant date. Depending on the exact age of the development, some units may have consumed 20-40 years of the lease term already, leaving 60-80 years of occupancy rights. Historically, HDB resale values remain relatively stable until the lease declines below 80 years remaining; beyond that point, financing institutions become increasingly cautious about extending mortgages, and cash buyers dominate the market, often negotiating discounts to account for lease decay. The HDB has periodically renewed leases under specific schemes, but renewal is not automatic and may involve administrative and financial processes. Buyers should verify the exact remaining lease duration for any specific unit and factor potential renewal costs into long-term ownership planning, particularly if considering extended holding periods or generational wealth transfer.

How does proximity to Bedok North MRT Station (DT29) affect demand, capital appreciation, and rental velocity for units at this development?

The nine-minute walk to Bedok North MRT (DT29) is a primary demand driver for 747B Bedok Reservoir Crescent, as rapid transit access is consistently the highest-weighted factor in HDB resale and rental decisions across Singapore. This accessibility means residents can reach the Central Business District, major employment nodes, and tertiary education institutions within 25-35 minutes, eliminating the necessity of car ownership for most commuters and significantly enhancing household economic efficiency. Capital appreciation in Bedok has historically tracked broader HDB market growth, but the MRT proximity premium ensures that Bedok estates remain relatively resilient during market downturns, as transport accessibility is not subject to policy reversal or degradation. Rental velocity—the speed at which units attract tenants and transition to new occupants—also benefits from MRT proximity, with three-bedroom units near Bedok North attracting tenant interest significantly faster than units further from the station, translating to lower vacancy periods and more predictable rental income for investors.

What buyer profiles are best suited to purchasing at 747B Bedok Reservoir Crescent—first-timers, upgraders, investors, or HNW individuals?

747B Bedok Reservoir Crescent is most ideally suited to three primary buyer profiles. First-time buyers appreciate the entry-level price point around S$869,999, the three-bedroom configuration providing genuine family space, and the mature neighbourhood's proven track record of stability and community infrastructure—there are no surprises in Bedok, making it psychologically reassuring for first-time purchasers. Upgraders transitioning from one- or two-bedroom units value the incremental space, the established neighbourhood character, and the transport accessibility that Bedok North MRT provides, allowing them to maintain commute convenience whilst gaining additional rooms. Property investors recognise the consistent rental demand for three-bedroom units in this price band, the stable tenant profile, and the defensive market positioning that mature HDB estates provide. High-net-worth (HNW) individuals are generally less attracted to HDB properties regardless of location, as private residential or luxury properties better align with wealth preservation and lifestyle expectations; however, a HNW investor seeking core HDB rental income exposure might view Bedok as a stable, low-volatility option within a diversified property portfolio.

What Total Debt Servicing Ratio (TDSR) and financing headroom should first-time buyers expect when financing a purchase at this price point?

At a purchase price of approximately S$869,999, buyers financing 80% of the property value would require a mortgage of roughly S$695,999. With current HDB mortgage rates hovering around 2.6% to 2.8% and a standard 25-year amortisation period, the monthly mortgage instalment would be approximately S$3,050 to S$3,100. Under the TDSR framework capped at 55% of gross monthly income, a borrower would need monthly household income of at least S$5,550 to service this single debt obligation comfortably. However, the TDSR includes all outstanding consumer debt, car loans, and other financial liabilities, meaning that actual household income requirements increase significantly if the borrower carries existing debt. For first-time buyers with clean credit histories and minimal existing obligations, the S$869,999 price point at 80% financing remains accessible to household incomes above S$6,500 per month. Buyers should engage directly with HDB or participating financial institutions to model their specific TDSR position, as individual circumstances regarding existing debt and employment status materially affect borrowing capacity.

How do nearby competing HDB developments in Bedok compare to 747B Bedok Reservoir Crescent in terms of amenities, transport access, and recent pricing?

The Bedok estate encompasses multiple precincts developed across different eras, including Bedok South, Bedok North, and Bedok Reservoir areas. Adjacent three-bedroom units in nearby precincts such as Bedok North Avenue or Bedok North Street have recently transacted in the S$830,000 to S$920,000 range depending on floor level and condition, placing 747B Bedok Reservoir Crescent roughly in line with comparable stock rather than at a significant premium or discount. Competing developments in the immediate vicinity generally share the same Bedok North MRT access, similar age profiles, and equivalent community facilities such as hawker centres, markets, and schools. The primary differentiator lies in specific estate planning, green space access, and individual unit renovation standards rather than fundamental neighbourhood advantages. From a buyer's perspective, comparing multiple precincts within Bedok and viewing a representative sample of comparable units across the estate is essential for calibrating valuation and ensuring informed choice rather than accepting a single unit as the market benchmark.

Are certain unit stacks or floor levels at 747B Bedok Reservoir Crescent likely to offer superior value or resale performance?

In HDB estates, higher floor units typically command price premiums of 8% to 15% above ground floor equivalents, driven by preferences for light, ventilation, and perceived lower noise exposure. However, this premium reflects buyer psychology rather than objectively superior value; ground-floor and lower-level units often deliver comparable lifestyle utility at materially lower acquisition cost. For investors focused on rental yield per dollar deployed, lower-floor units can provide superior percentage returns if purchased at appropriately discounted prices. Mid-level units (floors 7-15 in buildings with 16-20 storeys) often represent a sweet spot where they capture modest height premiums whilst remaining functionally comparable to higher floors in terms of light and noise. The specific stack positioning within 747B Bedok Reservoir Crescent—whether units face the reservoir, main road, or internal gardens—also materially affects desirability and pricing; units with unobstructed open aspects typically command 5-10% premiums over those facing built structures. Buyers should physically inspect unit stacks at different levels to assess light, ventilation, and noise profile before deciding whether premium pricing for higher floors represents genuine value or simple market sentiment.

What is the broader supply pipeline for HDB units in the eastern Singapore district, and how might future supply affect long-term capital appreciation at 747B Bedok Reservoir Crescent?

The Housing and Development Board's Build-to-Order (BTO) programme continues to deliver new HDB supply across eastern Singapore, with projects ongoing in locales such as Punggol, Sengkang, and Pasir Ris complementing mature estate consolidation in Bedok and Geylang. However, these new estates are typically situated further from the central business district and compete on affordability and modern design rather than directly displacing demand from established estates like Bedok. The supply dynamics in Bedok itself are relatively constrained, as the estate is essentially built out; new supply comprises only en-bloc redevelopment projects or intensive infill development, both of which face significant land scarcity and planning constraints. Longer-term, the continued maturation of newer estates in the eastern corridor will gradually shift demographic and economic gravity away from Bedok toward emerging neighbourhoods, potentially moderating capital appreciation in established precincts. However, this process unfolds across decades, and the combination of Bedok's maturity, proven transport infrastructure, and established community character suggests that resale demand and value preservation will remain relatively resilient compared to newer, more speculative estates further from the city centre. Buyers should view 747B Bedok Reservoir Crescent as a stable long-term holding for family occupation or core rental investment rather than as a vehicle for aggressive capital appreciation driven by external supply constraints.

Hdb Flat At Bedok Reservoir Crescent — From S$870K