Type

Units

Min Area

Price Range

3 BR

969 sqft

S$2.5M

Property Highlights

Condo development with 1 unit currently available.
Prices currently start from S$2.5M.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$497K on this acquisition.
Located 9 min (790 m) from CC26 Pasir Panjang MRT Station.

Price Trends & Rental Yield

Price history and rental yield for private property require a connection to URA's transaction data (URA REALIS), which isn't set up on this site yet — this section will populate automatically once that's configured.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

Terra Hill: A Freehold Residential Sanctuary on Yew Siang Road

Terra Hill stands as a distinguished condominium development anchored at 22 Yew Siang Road, positioning itself within one of Singapore's most sought-after residential corridors. The project benefits from proximity to Pasir Panjang MRT Station (CC26), located merely 790 metres away, ensuring seamless connectivity for residents commuting to the central business district and other key employment centres across the island. This strategic placement within the southwest precinct makes Terra Hill an attractive proposition for professionals, established families, and savvy investors seeking long-term capital appreciation in a neighbourhood renowned for stability and prestige.

The condominium's architecture and layout speak to a refined approach to residential living. Units within the development feature three-bedroom configurations paired with two bathrooms, set across approximately 969 square feet of living space. This sizing positions Terra Hill squarely within the premium segment, catering to homebuyers who have progressed beyond starter flats and seek additional room for family growth, home offices, or guest accommodation. The functional floor area supports flexible living arrangements whilst maintaining an efficient, maintainable footprint suited to Singapore's urban density.

Strategic Location and Connectivity

Pasir Panjang has emerged as one of Singapore's most desirable residential addresses, characterised by tree-lined streets, established communities, and proximity to both retail and recreational hubs. The neighbourhood's maturity is evidenced by its well-maintained infrastructure and the presence of quality schools, medical facilities, and dining establishments within walking and short driving distances. Terra Hill's position on Yew Siang Road benefits from this established ecosystem whilst maintaining a quieter, more exclusive atmosphere than busier thoroughfares in the precinct.

The 790-metre distance to Pasir Panjang MRT Station represents approximately a ten-minute walk, a metric that significantly enhances daily convenience and long-term property appeal. The Circle Line connectivity provides direct access to cultural institutions, shopping districts, and employment hubs along its route, whilst interchange opportunities at Dhoby Ghaut and Marina Bay unlock the entire rapid-transit network. For residents reliant on private transport, the development's positioning allows straightforward access to the Central Expressway and other arterial routes serving the business district and beyond.

Investment Potential and Rental Market Dynamics

Properties in the Pasir Panjang precinct have historically demonstrated resilient capital appreciation, particularly those positioned within proximity to MRT infrastructure. Terra Hill's freehold tenure eliminates lease decay concerns that constrain long-term value in leasehold properties, positioning it as an enduring asset class. The three-bedroom configuration appeals to a broad rental demographic including expatriate families, upgrading Singaporean households, and professional couples, creating multiple avenues for investment returns.

Rental yields across the southwest residential market typically range from three to five percent annually, influenced by broader market conditions and individual property positioning. Terra Hill's proximity to Pasir Panjang MRT, coupled with the established nature of the surrounding neighbourhood, supports competitively positioned rental rates. Investors considering acquisition should benchmark recent transactions within the immediate vicinity, as per-square-foot metrics provide the most reliable gauge of current market sentiment and pricing sustainability. The development's position within a popular district where demand from both owner-occupiers and tenants remains robust enhances the consistency of rental returns over medium to long-term holding periods.

Purchasing Considerations and Financing

Prospective buyers should be cognisant of Additional Buyer's Stamp Duty implications when acquiring a second residential property in Singapore. Singapore Citizens purchasing a second residential property face ABSD levied at 20% of the property's purchase price, a significant consideration for portfolio investors and upgraders holding existing residential assets. First-time buyers acquiring their principal residence benefit from ABSD exemption, making Terra Hill particularly attractive within this buyer segment. Professional advisors and financial planners should be consulted to optimise the purchase strategy within individual circumstances.

Financing headroom at typical price points within Terra Hill's market spectrum remains accessible for qualified borrowers. Banks typically extend loan facilities up to 80% of the property's valuation for owner-occupiers and up to 75% for investors, with most institutions maintaining relatively competitive mortgage rates in the current environment. Debt servicing ratios and total debt obligations feature prominently in lending decisions, necessitating careful assessment of personal financial capacity before proceeding. Prospective purchasers should engage with financial institutions early in the acquisition process to establish pre-approval parameters and ensure clarity around total costs inclusive of legal fees, stamp duties, and agent commissions.

Buyer Profiles and Suitability Assessment

Terra Hill appeals distinctly to first-time upgraders who have navigated the private property market threshold and seek additional space and amenities beyond what Housing and Development Board units offer. The three-bedroom layout accommodates growing families comfortably whilst the established neighbourhood provides schools, parks, and community facilities essential for child-rearing. Established professionals and high-net-worth individuals seeking consolidation within premium residential precincts find the development's positioning and product mix aligned with lifestyle aspirations.

Investment-focused purchasers recognise the freehold tenure, MRT proximity, and established demographic appeal as risk-mitigating factors in a potentially uncertain market. The consistency of demand for three-bedroom properties in mature locations provides stability for investor returns. Expatriate households relocating to Singapore often target properties matching their former living standards, and Terra Hill's configuration and amenities position it competitively within that segment. The development's product range facilitates owner-occupancy as a primary residence whilst simultaneously supporting secondary investment strategies across multiple buyer cohorts.

Competitive Context and Market Positioning

The southwest residential market encompasses numerous competing developments at comparable price points and configurations. Properties within the vicinity typically trade within a per-square-foot band influenced by specific locational nuances, building age, amenity profile, and freehold versus leasehold tenure. Terra Hill's freehold status bestows a valuation premium relative to leasehold alternatives in the precinct, whilst the MRT proximity supports demand across multiple buyer demographics. Prospective purchasers undertaking comparative analysis should focus on recent transaction evidence rather than list prices, as actual market sentiment emerges most reliably through completed sales data.

The development's three-bedroom standard positioning aligns with market demand within the Pasir Panjang corridor, neither representing outlier scarcity nor commodity excess. This positioning supports relatively consistent transaction volumes and resale velocity, qualities particularly valuable for investors seeking future exit liquidity. Neighbourhoods featuring established MRT infrastructure, mature amenities, and freehold tenure consistently outperform alternative precincts over extended holding periods, a consideration substantiating Terra Hill's competitive proposition within the broader residential investment landscape.

Long-Term Value Dynamics and Future Considerations

The District 7 precinct encompassing Pasir Panjang demonstrates stable residential characteristics with limited exposure to major development pipeline disruption. Proximity to established commercial and retail anchors, coupled with transportation infrastructure already fully operational, suggests that future supply additions will occur predominantly at competing locations rather than within the immediate vicinity. This supply constraint dynamics supports maintenance of pricing discipline and gradual capital appreciation trajectories characteristic of mature, established precincts.

For purchasers contemplating holding periods extending beyond ten years, Terra Hill's freehold tenure eliminates the lease decay dynamics that ultimately constrain older leasehold properties' market viability. The development's positioning in an established neighbourhood with consistent amenity offerings supports sustained desirability across generational transitions. Prospective buyers motivated by long-term wealth accumulation and asset preservation should weigh these structural advantages heavily within their purchase decision framework, as they constitute enduring competitive differentiation within Singapore's dynamic residential market.

Frequently Asked Questions

What rental yield can an investor expect from purchasing a unit at Terra Hill?

Rental yields across the Pasir Panjang precinct typically range from three to five percent annually, dependent on market conditions and the specific unit's positioning within the development. Terra Hill's three-bedroom configuration commands premium rental rates due to strong demand from expatriate families and upgrading Singaporean households seeking quality accommodation in an established neighbourhood. The property's freehold tenure and MRT proximity support consistent tenant demand, positioning investors to achieve sustainable returns across economic cycles. Individual investor returns will ultimately depend on acquisition price, lease structuring, and market conditions at the time of rental positioning.

How does Terra Hill's per-square-foot pricing compare to recent transactions in Pasir Panjang?

Pricing per square foot within the Pasir Panjang precinct fluctuates based on specific locational attributes, building tenure, and broader market sentiment. Terra Hill's freehold status commands a valuation premium relative to leasehold alternatives at equivalent configurations, typically translating to 10–15% higher per-square-foot metrics for comparable unit layouts. Recent transaction evidence within the immediate vicinity provides the most reliable benchmarking data, as list prices frequently exceed actual market-clearing rates. Prospective purchasers should engage qualified valuation professionals to assess whether current asking prices reflect fair market value relative to completed sales over the preceding six to twelve months.

What Additional Buyer's Stamp Duty applies if I'm a Singapore Citizen buying Terra Hill as my second residential property?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) levied at 20% of the property's purchase price, a significant cost that materially impacts investment returns and overall acquisition expense. This 20% ABSD applies specifically to second and subsequent residential properties acquired by Singapore Citizens and represents a substantial financial commitment beyond the base purchase price and legal fees. First-time owner-occupiers purchasing their principal residence benefit from complete ABSD exemption, making Terra Hill particularly attractive within that buyer segment. Investors and upgraders holding existing residential assets should incorporate this 20% ABSD charge into their financial planning and yield calculations to ensure the property remains economically viable within their portfolio strategy.

What lease decay risk does Terra Hill face, and how might this affect long-term resale value?

Terra Hill's freehold tenure eliminates lease decay risk entirely, positioning it as a structurally superior long-term asset compared to leasehold alternatives in the precinct that will progressively decline in value as lease expiry approaches. Leasehold properties begin experiencing material valuation erosion once remaining lease tenure dips below 70 years, ultimately rendering them unmortgageable and unsaleable once tenure approaches below 40 years. The freehold designation ensures Terra Hill maintains relatively consistent valuation strength across extended holding periods, a critical differentiator for purchasers contemplating ownership horizons exceeding fifteen to twenty years. This structural advantage justifies the premium freehold properties command relative to comparable leasehold stock in the Pasir Panjang market.

How does proximity to Pasir Panjang MRT Station (CC26) influence demand and capital appreciation at Terra Hill?

MRT station proximity ranks amongst the most influential factors driving residential property demand and long-term capital appreciation in Singapore's market, and Terra Hill's 790-metre positioning to Pasir Panjang MRT Station (CC26) represents a compelling advantage within the precinct's competitive landscape. Properties within one-kilometre walking distance of operational MRT infrastructure typically experience 15–25% capital appreciation premiums relative to equivalent stock positioned further from transit hubs, reflecting the consistent convenience premium buyers assign to daily commute accessibility. The Circle Line connectivity provides direct routing to key employment, retail, and entertainment districts across the island, eliminating reliance on private transport and supporting sustained tenant demand across economic cycles. This MRT proximity positioning functions as a long-term value anchor, supporting both owner-occupancy appeal and investment-grade rental consistency across extended holding periods.

Is Terra Hill suitable for first-time home buyers, or does it primarily appeal to upgraders and investors?

Terra Hill appeals distinctly to upgraders transitioning from Housing and Development Board properties, as the three-bedroom configuration and established neighbourhood amenities align perfectly with families requiring additional space and mature community infrastructure. First-time private property buyers who have successfully navigated public housing ownership and accumulated sufficient capital for a premium purchase find Terra Hill particularly attractive, though the project's positioning at higher price points places it outside the primary first-buyer market segment. Investment-focused purchasers recognise the freehold tenure, MRT proximity, and established demand demographics as risk-mitigating factors supporting consistent returns across economic cycles. The development's appeal spans multiple buyer profiles simultaneously, with owner-occupancy demand from upgraders and investors providing robust market depth that translates to sustainable pricing and transaction velocity.

What are typical Total Debt Servicing Ratio (TDSR) requirements and financing headroom at Terra Hill's price points?

Banks typically extend mortgage facilities up to 80% of property valuation for owner-occupiers acquiring properties at Terra Hill's price spectrum, with most institutions maintaining competitive rates in the current lending environment and standard TDSR caps of 60% for salary earners. Investors and those with diversified debt obligations may encounter tighter TDSR requirements, potentially limiting loan-to-value ratios to 75% or below depending on individual financial circumstances and existing obligations. At Terra Hill's prevailing price range commencing from approximately S$2.49 million, prospective purchasers should anticipate down payments in the 20–25% range when accounting for financing constraints, legal costs, and stamp duties, necessitating working capital considerably exceeding the basic purchase price. Early engagement with financial institutions through pre-approval processes clarifies individual financing headroom and ensures purchasers accurately assess total cost of ownership before proceeding with acquisition.

How does Terra Hill compare to other nearby developments in District 7 at similar price points?

The District 7 precinct encompasses numerous residential developments at comparable configurations and price points, with specific competitive positioning determined by tenure structure, building age, amenity differentiation, and distance from key transport nodes. Terra Hill's freehold status bestows a distinct valuation advantage relative to leasehold alternatives in the vicinity, typically translating to 10–15% premium pricing per square foot for equivalent layouts, reflecting buyer recognition of long-term tenure security. Recent developments with completed MRT station infrastructure and similar three-bedroom configurations provide meaningful competitive reference points, though transaction evidence within the immediate locality provides the most reliable benchmarking data for assessing relative value positioning. Prospective purchasers should examine recent sales activity, rental metrics, and amenity offerings across competing developments to contextualise Terra Hill's positioning within the broader district landscape and confirm alignment with individual investment or occupancy objectives.

Which unit stacks or floor levels at Terra Hill offer the best value relative to amenity access and views?

Mid-level units positioned between floors four and eight typically offer optimal value at developments with standard amenity placement, as they provide meaningful view separation from ground-level traffic whilst maintaining convenient elevator accessibility and reduced exposure to upper-floor wind and noise characteristics. Lower-floor units positioned immediately above entry-level typically benefit from reduced construction costs, translating to more competitive per-square-foot pricing, though these units sacrifice view differentiation and may experience marginally reduced privacy relative to higher-positioned stock. Corner units and those aligned with principal amenity facilities command premium pricing reflecting their specific advantages, though per-square-foot value metrics may be less favourable compared to interior or secondary-position units offering equivalent space and functionality. Individual value assessment requires examination of specific floor plans, view corridors, proximity to lift lobbies, and alignment with personal lifestyle requirements, as optimal positioning varies across individual buyer profiles and use cases.

What future supply pipeline exists in District 7, and could new developments impact Terra Hill's long-term value?

District 7 encompasses a largely mature residential landscape with limited remaining greenfield development opportunities, positioning existing properties like Terra Hill within a supply-constrained environment supporting gradual capital appreciation. The precinct's established character, proximity to operational MRT infrastructure, and integration with existing retail and amenity anchors suggest that future supply additions will occur predominantly at alternative locations or through selective intensification projects rather than wholesale area transformation. Zoning constraints and land scarcity within the southwest corridor minimise exposure to disruptive competitive supply cascading that might materialise within emerging precincts or areas earmarked for major infrastructure development. This relative supply stability characterises mature precincts favourably when compared to growth zones, supporting maintenance of pricing discipline and consistent capital appreciation trajectories that benefit long-term property owners positioned within established communities.

Does Terra Hill's established neighbourhood status support consistent demand from both owner-occupiers and tenants?

Established precincts like Pasir Panjang demonstrate consistent demand across both owner-occupier and rental markets, as the mature neighbourhood infrastructure, established amenity base, and proximity to key employment centres appeal to multiple buyer and tenant demographics simultaneously. Owner-occupiers seeking family-friendly environments with established schools, parks, and community facilities find the neighbourhood particularly attractive, whilst investors recognise the dual-market appeal as risk-mitigating for rental consistency across economic cycles. The three-bedroom configuration at Terra Hill aligns perfectly with demand from upgrading Singaporean families and expatriate households, both segments demonstrating sustained rental appetite in mature precincts. This diversified demand base supports both competitive pricing discipline for owner-occupiers and reliable tenant acquisition for investors, characteristics that underpin long-term value stability in comparison to emerging areas dependent on speculative appreciation or limited demographic appeal.

Condominium At 22 Yew Siang Road — From S$2.5M