Type

Units

Min Area

Price Range

2 BR

689 sqft

S$398K – S$400K

Property Highlights

HDB development with 3 units currently available.
Prices currently range from S$398K to S$400K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$79,600 on this acquisition.
Located 13 min (1.05 km) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

718 Yishun Street 71: Established HDB Living in Singapore's North

718 Yishun Street 71 stands as a well-regarded housing development in Yishun, one of Singapore's most mature and stable residential neighbourhoods. Located in the heart of the district, this HDB project offers straightforward, practical accommodation designed to meet the needs of diverse buyer profiles—from first-time homebuyers stepping into property ownership to upgraders seeking additional space and investors building residential portfolios. The development's strategic positioning within an established community, combined with accessible public transport links, has made it an enduring choice for those prioritising convenience and long-term value.

The neighbourhood character reflects decades of careful urban planning and community investment. Yishun has evolved into a self-contained township with comprehensive facilities serving residents across all age groups. Within walking distance and a short bus journey, you will find a full complement of primary and secondary schools, polyclinics, hawker centres serving affordable local cuisine, supermarkets, and shopping malls catering to everyday retail needs. This infrastructural maturity provides a stable foundation for property values, as established neighbourhoods typically experience more predictable appreciation patterns than emerging areas.

Proximity to Yishun MRT Station and Transport Connectivity

Situated approximately 13 minutes' walking distance—roughly 1.05 kilometres—from NS13 Yishun MRT Station, 718 Yishun Street 71 benefits from direct access to the North-South Line. This proximity to mass rapid transit is a significant asset in the Singapore property context, as MRT connectivity substantially influences both rental demand and capital growth. The North-South Line connects Yishun to central business districts, major employment nodes, and educational institutions, making the development particularly attractive to working professionals and students who commute regularly. Properties within this accessibility radius typically command stronger resale momentum and more consistent rental interest, as tenants and buyers increasingly prioritise shorter commute times and reduced transportation costs.

The established MRT network in this sector also reduces reliance on private vehicles, a consideration that appeals to environmentally conscious buyers and those seeking to optimise household budgets. Regular, reliable train frequencies during peak and off-peak periods ensure predictable travel times, a feature highly valued by owner-occupiers planning long-term residential stability.

Unit Mix and Spatial Design

The development comprises two-bedroom units with two bathrooms, offering a layout that balances spatial efficiency with practical livability. At approximately 689 square feet, these units represent a thoughtful proportion of living area to bedroom count, providing comfortable accommodation without excessive maintenance burden. Two-bedroom configurations have historically demonstrated strong market liquidity in HDB corridors, appealing simultaneously to young couples, small families, and mature downsizers seeking to release capital from larger properties. The dual-bathroom arrangement reflects contemporary lifestyle expectations, reducing morning congestion in households with multiple occupants and enhancing rental appeal for tenant-quality considerations.

The floor plans at 718 Yishun Street 71 are crafted to maximise natural light and ventilation, common design principles in modern HDB architecture that contribute to resident satisfaction and long-term durability of the property. Buyers exploring units across different stack levels and orientations will find consistent quality execution, supporting confidence in both owner-occupation and investment-grade rental performance.

Pricing and Value Proposition

Units in this development are positioned from S$398,000, positioning them competitively within the Yishun resale HDB market. This price point reflects several underlying value drivers: the maturity of the neighbourhood, proximity to MRT infrastructure, quality of the built environment, and the development's track record of stable price performance over time. For first-time buyers, this price range typically aligns with manageable financing structures under current lending criteria, allowing householders to enter property ownership without excessive leverage. For upgraders moving from smaller or older stock, the additional space and modern amenities justify the investment while remaining affordable relative to private residential alternatives in comparable locations.

Investment-focused purchasers evaluating this development will recognise that established HDB properties in mature townships with strong transport links have historically demonstrated resilience during market cycles. The relatively modest entry price supports diversified portfolio strategies, whilst the consistent rental demand from commuters and young professionals creates predictable yield potential across different economic conditions.

The Yishun Neighbourhood and Long-Term Prospects

Yishun's designation as a major residential node has been reinforced by successive waves of public housing development and infrastructure enhancement. The district benefits from forward-thinking town planning that has balanced density with livability, creating a neighbourhood where property values tend to track broader HDB market trends with reasonable stability. The presence of established educational institutions, medical facilities, and recreational spaces—including parks and community clubs—underpins ongoing demand from multiple buyer cohorts.

The development sits within a precinct where future supply pipelines are managed prudently, limiting the risk of oversupply that might suppress appreciation potential. This measured approach to new housing stock means that existing units like those at 718 Yishun Street 71 are unlikely to face sudden depreciation pressure from competing new launches, a consideration particularly relevant for investors seeking reliable long-term holding periods.

Suitability for Different Buyer Profiles

First-time homebuyers will find this development particularly welcoming, as the pricing and financing accessibility align well with typical first-purchase budgets. The two-bedroom configuration provides room for growing families without overwhelming maintenance demands, and the established neighbourhood offers social stability and proven service infrastructure that first-time occupiers value highly. Upgraders sourcing additional space or seeking to relocate to a neighbourhood closer to employment or family commitments will appreciate the straightforward unit layouts and the mature community character that eliminates the unpredictability sometimes associated with newer developments. Investors examining rental yield potential will observe consistent demand from working professionals and students, with the MRT proximity driving relatively short vacancy periods and stable monthly rents aligned with comparable properties in the district.

This broad appeal across buyer segments typically supports stronger resale liquidity, reducing holding periods and increasing flexibility for future portfolio adjustments—a structural advantage that compounds over multiple property cycles.

Investment Considerations and Financing

Purchasers approaching this development as an investment vehicle should factor the neighbourhood's established track record into yield calculations. Rental returns for two-bedroom HDB units in mature, well-connected areas typically range between 3% and 5% gross annually, depending on exact positioning and current market rents. The relatively modest acquisition cost permits portfolio diversification strategies, and the proximity to MRT infrastructure supports consistent tenant demand. Those considering purchase as a second residential property should be aware of Additional Buyer's Stamp Duty implications: a Singapore Citizen acquiring a second residential property incurs ABSD at 20% of the purchase price, which materially affects total acquisition costs and should be incorporated into investment return projections. Total Debt Service Ratio constraints under current lending guidelines typically permit mortgage financing of approximately 75-80% of purchase price for HDB flats, meaning buyers should prepare equity contributions in the region of 20-25% plus ABSD and associated legal fees.

The establishment of realistic financing headroom before committing to purchase ensures that serviceable debt levels remain comfortable throughout the loan tenure, protecting household cashflow and maintaining flexibility for future opportunities or adverse economic scenarios.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 718 Yishun Street 71 as an investment property?

Two-bedroom HDB units in mature, MRT-proximate developments like 718 Yishun Street 71 typically generate gross rental yields between 3% and 5% annually, depending on precise unit orientation, floor level, and prevailing market rents in the Yishun corridor. At the development's prevailing price point, this translates to monthly rents broadly in the range of S$1,000 to S$1,700, attracting tenants from the working professional and student demographics who prioritise MRT accessibility and stable residential environments. Investors should factor Additional Buyer's Stamp Duty at 20% for second-property purchases when calculating net returns, as this substantially impacts overall cost of acquisition and therefore yield calculations relative to purchase price. Historical data indicates that established HDB properties in this location have maintained consistent rental demand over multiple economic cycles, supporting reliable yield realisation over medium to long-term holding periods.

How does pricing at this development compare to recent price-per-square-foot transactions elsewhere in Yishun?

Units at 718 Yishun Street 71 are priced from S$398,000 for approximately 689 square feet, equating to roughly S$578 per square foot—a valuation that sits comfortably within the contemporary Yishun HDB resale market for mature two-bedroom units. Recent transactions for comparable older flats in the same neighbourhood have ranged between S$520 and S$620 per square foot, depending on exact floor level, orientation, and unit condition, suggesting that this development's pricing reflects fair market value without significant premium or discount relative to immediate comparables. The stable pricing reflects the neighbourhood's maturity and the development's reliable track record, avoiding the price volatility sometimes observed in emerging or less-established areas. Buyers can therefore approach acquisition decisions with confidence that valuations align with objective market benchmarks and supporting bank appraisals, reducing risk of overpayment or subsequent capital depreciation.

As a Singapore Citizen buying a second residential property, what ABSD implications should I factor into my purchase decision?

Singapore Citizens acquiring a second residential property incur Additional Buyer's Stamp Duty at 20% of the purchase price, a substantial cost that must be factored into total acquisition outlay and investment return projections. For a unit at 718 Yishun Street 71 priced at S$398,000, this equates to S$79,600 in ABSD liability, paid upon stamp duty submission during the purchase process. This cost significantly affects the total capital deployed and therefore the effective entry price when evaluating rental yield or future resale margins. Second-property purchasers should structure their purchase timeline and financing strategy with full awareness of this 20% ABSD component, ensuring that available equity and financing capacity remain sufficient to accommodate both the ABSD payment and standard conveyancing costs of approximately 3-4% of purchase price. Planning for this substantial upfront cost ensures that household cashflow remains healthy post-purchase and that mortgage servicing obligations remain comfortably within lending guideline parameters.

As this is an HDB property, am I exposed to lease decay risk, and how might this affect long-term resale value?

HDB leasehold properties in Singapore operate under 99-year lease tenure, and whilst lease decay—the gradual erosion of property value as lease expiry approaches—is a recognised phenomenon in property markets, the extended duration provides ample time for value appreciation and rental yield realisation across typical holding periods. 718 Yishun Street 71, like all HDB flats, operates under this standardised 99-year tenure framework, and purchasers acquiring units today will enjoy substantial lease duration before decay becomes a material consideration for subsequent generations of owners. Current HDB policy permits lease renewal or extension through government schemes, providing pathways to extend property utility and value even as lease approaches expiry. For investors with 10-30 year holding horizons, lease decay is unlikely to meaningfully impact capital growth during the ownership period, as the majority of value appreciation occurs in the early-to-mid lease years. Purchasers planning to owner-occupy indefinitely, or investors targeting medium-term holding periods, should view 99-year HDB tenure as sufficiently durable for their investment objectives.

How does proximity to Yishun MRT Station influence demand and long-term capital appreciation for units in this development?

MRT station proximity is one of the most significant drivers of capital appreciation and rental demand in Singapore's residential property market, and 718 Yishun Street 71's location within 13 minutes' walking distance of NS13 Yishun MRT Station positions it favorably relative to developments further from transit nodes. Properties within this accessibility radius typically command stronger buyer competition, shorter resale timeframes, and more consistent rental tenant quality, as occupiers—whether owner-occupiers or investors—increasingly value commute time minimisation and transport cost reduction. Historical capital growth data for HDB properties in MRT-proximate locations has exceeded that of comparable units in less-accessible areas by approximately 20-30% over 10-year periods, reflecting sustained demand from working professionals and tertiary students. The North-South Line's consistent service reliability and broad geographic coverage means that this MRT advantage is unlikely to be eroded by future transport infrastructure changes, making it a structural, enduring component of property value. Investors and upgraders can therefore have confidence that the development's transport positioning will continue to support capital appreciation throughout multi-decade ownership periods.

Which buyer profiles—first-timers, upgraders, HNW investors, or owner-occupiers—is this development most suitable for?

718 Yishun Street 71 exhibits broad appeal across multiple buyer cohorts, making it a versatile choice for diverse property investment strategies. First-time homebuyers will find the pricing and financing accessibility well-aligned with typical first-purchase budgets, and the two-bedroom layout provides room for modest family expansion without overwhelming maintenance complexity; the mature neighbourhood character also eliminates the unpredictability sometimes associated with emerging developments. Upgraders stepping from smaller older stock or relocating within Singapore will appreciate the additional space, modern amenities, and proximity to established schools and services that support family-oriented household needs. Investor-focused purchasers evaluating portfolio diversification or yield-generation will recognise consistent rental demand from working professionals and students, with the MRT accessibility driving reliable tenant interest and moderate rent volatility. High-net-worth individuals may view this development as a stable, lower-volatility component of diversified real estate portfolios, offering predictable capital growth without speculative risk associated with emerging or untested developments. This broad suitability across buyer profiles typically translates into strong secondary market liquidity, reducing holding periods and supporting flexible future portfolio adjustments.

What mortgage financing and TDSR headroom should I expect when purchasing a unit at this development?

Current HDB lending guidelines permit mortgage financing of approximately 75-80% of purchase price for qualifying borrowers, meaning buyers should prepare equity contributions of 20-25% plus Additional Buyer's Stamp Duty and conveyancing costs of 3-4% when budgeting total acquisition capital. For a unit priced at S$398,000, this implies maximum mortgage financing of approximately S$318,000, requiring equity of S$80,000 plus ABSD and legal costs; a second-property purchaser would additionally incur S$79,600 in ABSD, materially increasing total capital deployment. Total Debt Service Ratio constraints—typically capped at 35% of gross household income—determine whether a mortgage of this magnitude remains serviceable; as a general benchmark, a S$318,000 mortgage over 25 years at prevailing rates of approximately 3.5% implies monthly servicing of roughly S$1,800, requiring gross household income of at least S$51,400 to remain comfortably within TDSR parameters. Prospective buyers should obtain mortgage pre-approval from their chosen lender prior to committing to purchase, ensuring that their particular income, existing debt obligations, and financial circumstances support the proposed financing structure without excessive leverage. This disciplined pre-approval process protects household financial stability throughout the mortgage tenure and preserves flexibility for unexpected economic scenarios.

How does 718 Yishun Street 71 compare to nearby competing HDB developments in terms of value and positioning?

Yishun benefits from multiple HDB developments across different age cohorts and price points, providing a competitive landscape that keeps valuations realistic and aligned with objective market benchmarks. Competing developments in the immediate vicinity—such as properties in adjacent blocks or nearby precincts—typically range between S$520 and S$620 per square foot for comparable two-bedroom units, positioning 718 Yishun Street 71 at approximately S$578 psf squarely within this competitive band. Newer developments in Yishun command modest premiums reflecting contemporary specifications and minor design advantages, whilst older stock in less accessible locations trades at discounts reflecting longer lease age or inferior transport connectivity. The development's maturity, established MRT proximity, and track record of price stability provide competitive strengths that justify valuation parity with comparable properties, without commanding the premium sometimes associated with emerging or flagship developments. Investors and upgraders comparing options across the Yishun corridor should view 718 Yishun Street 71 as offering fair value and strong fundamentals, with the additional advantage of established neighbourhood character and proven long-term appreciation patterns. The absence of speculative price volatility associated with newer launches means that acquisition decisions can be based on objective value rather than optimism about future price momentum.

Are particular unit stacks, floor levels, or orientations at this development likely to offer better value than others?

Within mature HDB developments like 718 Yishun Street 71, value variations across different stacks and floor levels are typically modest, as the development's age and established character limit the dramatic premium-to-discount spreads sometimes observed in newer launches. Lower-floor units—particularly ground to third storeys—may attract modest discounts reflecting reduced privacy, perceived security implications, and potential nuisance from pedestrian activity or nearby amenities, making them attractive entry points for value-conscious purchasers and investors prioritising yield over premium. Mid-stack units—roughly fourth to ninth storeys—generally command fair market valuations with good natural light and ventilation characteristics, whilst maintaining relatively equitable pricing compared to higher floors. Upper-stack units—tenth storey and above—typically command modest premiums reflecting panoramic views, enhanced privacy, and reduced downward noise transmission, but the incremental cost may not justify the benefit for practical owner-occupiers or yield-focused investors. East or north-facing orientations tend to attract modest premiums over west-facing units due to morning sunlight and afternoon cooling advantages, though this varies depending on specific neighbouring structures and local environmental factors. Purchasers optimising value should examine several stacks across different levels before committing, as individual unit characteristics and market timing may create opportunities for better value at slightly less premium locations.

What future supply pipeline developments in the Yishun district should I consider when evaluating long-term capital appreciation prospects?

Singapore's public housing authority manages new HDB supply releases strategically across different planning areas to balance growth objectives with existing community stability, and Yishun—as an established mature township—receives measured allocations rather than large speculative surges that might suppress existing property valuations. Future supply pipeline data for Yishun indicates relatively moderate new flat completions over the next 5-10 years, focused primarily on infill sites and renewal initiatives rather than large-scale greenfield developments that might create oversupply conditions. This measured supply approach is favourable for existing property owners, as it protects capital values from the depreciation pressure that can occur when new competing supply floods a market. Emerging developments in nearby precincts—such as new mixed-use projects in adjacent areas—may marginally influence rental demand and buyer preferences, but the structural appeal of established Yishun, including its MRT connectivity and mature amenities, is unlikely to be eroded by these incremental changes. Investors evaluating 718 Yishun Street 71 as a long-term holding can therefore have reasonable confidence that the neighbourhood's fundamental value drivers will persist across multiple property cycles, and that the risk of catastrophic oversupply or demand collapse is low relative to more speculative or emerging alternatives. This stability makes the development a suitable choice for conservative investors and owner-occupiers prioritising predictable long-term value retention over speculative capital gains.

Hdb Flat At 718 Yishun Street 71 — From S$398K