Type

Units

Min Area

Price Range

Other

150 sqft

S$880/mo – S$1,300/mo

Property Highlights

HDB development with 2 units currently available.
Prices currently range from S$880 to S$1,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$176 on this acquisition.
Located 8 min (710 m) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

210 Yishun Street 21: HDB Living in Yishun's Established Neighbourhood

210 Yishun Street 21 represents an opportunity within one of Singapore's most established public housing estates, situated in the heart of Yishun, a mature residential precinct that has evolved significantly over the past three decades. This HDB development benefits from its location within a well-developed district characterised by comprehensive town planning, abundant amenities, and reliable transport links that connect residents to employment nodes across the island.

The development's positioning just 710 metres—approximately an 8-minute walk—from NS13 Yishun MRT Station provides residents with seamless access to the North-South Line, a major radial corridor that serves the CBD, Marina Bay, and southern regions efficiently. This proximity to public transport has historically supported strong rental demand and capital retention within the Yishun precinct, as commuters and young professionals seeking affordable housing close to transport infrastructure form a consistent tenant pool. The MRT connection also enhances accessibility to employment clusters in the CBD, Jurong East, and other key business districts, making the location attractive to a broad cross-section of occupiers.

Amenities and Neighbourhood Character

Yishun's mature estate status means that residents enjoy access to well-established shopping malls, hawker centres, wet markets, and dining options without needing to venture far from the development. Yishun Central, including its shopping and dining facilities, provides everyday convenience, whilst nearby polyclinics, clinics, and private healthcare facilities serve the medical needs of the community. Schools across all levels—primary, secondary, and even junior colleges—are distributed throughout the estate, making this location particularly suitable for families navigating the Singapore education system.

The neighbourhood also benefits from multiple parks, community centres, and recreational facilities that support an active lifestyle for all age groups. These established community infrastructure elements contribute to the area's appeal as a stable, long-term residential base rather than a speculative investment location.

Market Positioning and Rental Potential

HDB units in Yishun have historically attracted steady rental interest from various demographics: young professionals and couples in their first home phase, expatriates seeking affordable private-free housing, and investors targeting recurring yield from the stable lower-to-middle-market rental segment. Whilst exact pricing and availability change as units are transacted, the development is priced competitively within Yishun's rental market, reflecting the area's established status and transport convenience. Current rental offerings from this development position it as an accessible option for tenants seeking a balance between cost, location, and neighbourhood maturity.

For prospective investors, HDB rental yields in established estates like Yishun have demonstrated resilience across property cycles, supported by consistent demand from young working professionals, first-time buyers transitioning to rental, and expatriates navigating Singapore's residential landscape. The relatively stable tenant base and lower entry price point compared to private residential alternatives make HDB developments appealing for yield-focused portfolio building, particularly for those targeting recurring income rather than capital appreciation as the primary investment driver.

Lease Structure and Ownership Clarity

As an HDB property, units at 210 Yishun Street 21 operate under Housing and Development Board ownership and governance structures, with fixed lease terms and straightforward resale eligibility for Singapore Citizens and Permanent Residents meeting HDB's occupancy and ownership conditions. The HDB lease model provides clarity around ownership rights, lease duration, and resale pathways, differentiating it from private leasehold properties where lease decay over time impacts property value and financing eligibility. This structural clarity appeals to first-time buyers seeking entry-level stability and investors wanting predictable holding periods without the complexity of declining lease values.

Suitability Across Buyer Profiles

First-time buyers benefit from HDB's entry-level pricing and transparent ownership framework, with the Yishun location offering mature estate stability and strong MRT connectivity for commuters starting their careers. Upgraders moving from HDB to private residential or seeking better-located HDB units find this precinct attractive due to its established character and lower entry costs compared to newer estates or private developments. Investors targeting the rental-yield segment appreciate HDB's stable tenant base and lower acquisition costs, though capital appreciation potential is more modest than private market segments. Owner-occupiers prioritising transport convenience, neighbourhood maturity, and cost-efficiency over luxury finishes find Yishun's established estate character and MRT proximity well-aligned with their priorities.

Financial Accessibility and Financing Considerations

HDB units at 210 Yishun Street 21 are priced at levels that typically maintain healthy Debt-to-Service Ratio (TDSR) headroom for eligible buyers, as HDB financing through HDB loans offers competitive interest rates and extended loan tenures compared to bank financing for private residential properties. First-time buyers utilising HDB concessional loans and Central Provident Fund (CPF) housing grants benefit from lower effective purchase prices and extended repayment periods, whilst investors or second-property buyers utilising bank financing should account for Additional Buyer's Stamp Duty (ABSD) at 20% of purchase price—a significant cost for Singapore Citizens acquiring a second residential property that impacts investment returns and overall capital deployment.

The relatively modest purchase price point typical of HDB properties in Yishun means that even with ABSD and related acquisition costs, total outlay remains substantially lower than private residential alternatives in comparable locations, making HDB acquisition an efficient capital deployment strategy for investors seeking recurring yield rather than capital growth as the primary return driver.

Long-Term Holding Value and Market Dynamics

HDB properties in established estates benefit from consistent demand, predictable lease structures, and population-level support from Singapore's public housing policy, which prioritises home ownership and makes HDB properties integral to wealth-building for the majority of Singapore residents. Yishun's mature estate status, combined with reliable MRT connectivity and established amenities, supports multi-decade holding periods without the complexity of lease-decay management typical of private 99-year leasehold properties. For buy-and-hold investors and owner-occupiers, this structural simplicity and predictability represent significant advantages over private leasehold property ownership in later-lease-decay phases.

The development's location within a stable, well-planned housing estate insulates long-term value from speculative cycles, though capital appreciation is typically more modest than inner-ring or high-growth precincts. This makes HDB investment in Yishun suitable for conservative investors prioritising income stability and capital preservation over aggressive appreciation targets, aligning well with multigenerational wealth-building strategies common in Singapore's home-ownership-centred culture.

Competitive Positioning Within Yishun and Northern Corridor

210 Yishun Street 21 competes with other HDB units within the Yishun estate and across neighbouring areas like Sembawang and Ang Mo Kio on the basis of proximity to MRT, amenity access, and lease remaining. Compared to newer Build-to-Order (BTO) developments launched in more distant precincts, this established location commands a premium for immediate availability and transport convenience, though pricing remains substantially below private residential alternatives offering comparable transport links. Within the Yishun estate itself, relative floor levels, block orientation, and unit configuration influence relative value, though overall pricing remains competitive for buyer profiles seeking affordable entry or yield-focused acquisition within Singapore's northern corridor.

The development's established status and integrated neighbourhood position it as a defensive holding within the HDB asset class, appealing to those seeking stability over speculative upside, and reflecting the broader mature-estate positioning that characterises much of Yishun's residential landscape.

Frequently Asked Questions

What rental yield might an investor expect from purchasing a unit at 210 Yishun Street 21?

HDB units in established estates like Yishun typically generate gross rental yields between 3% and 5% annually, depending on exact unit configuration, floor level, and market cycle timing. For 210 Yishun Street 21, the calculation would begin with typical monthly rental rates for comparable Yishun units, annualised and divided by the purchase price—a range that improves substantially when acquisition is funded through concessional HDB loans (where lower effective purchase price amplifies yield) versus bank financing, where ABSD costs of 20% for a Singapore Citizen's second residential property compress returns. Investors should model yields conservatively, accounting for modest annual rental growth and potential downtime, as HDB rental demand in mature estates benefits from consistent demand pools but lacks the upside volatility of central-location private residential properties. The trade-off is predictable, lower-risk income generation suitable for conservative portfolio construction rather than capital-growth-focused investing.

How does the per-square-foot pricing at 210 Yishun Street 21 compare to recent HDB transactions in Yishun?

HDB per-square-foot pricing in Yishun has historically ranged between S$5,000 and S$8,000 psf depending on unit size, lease remaining, floor level, and market cycle, with established older blocks commanding lower psf valuations than more recently completed BTO units. For a 150 sqft unit at 210 Yishun Street 21, pricing would fall within this range adjusted for the development's specific characteristics and current market conditions; comparing this to recent HDB transaction data from Urban Redevelopment Authority (URA) records or agent databases reveals competitive positioning relative to floor-comparable units in the same estate. Older Yishun blocks trading at lower psf reflect lease-remaining compression and older finishes, whilst premium psf pricing applies to units with longer remaining leases or superior floor/view positioning. Prospective buyers should examine recent comparative sales within the same block or adjacent blocks to assess value relative to market, as HDB unit standardisation makes psf comparison more straightforward than in private residential markets where configuration variation is greater.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing a second residential property at 210 Yishun Street 21?

A Singapore Citizen acquiring 210 Yishun Street 21 as a second residential property incurs ABSD at the current rate of 20% of the purchase price, applied on top of standard Buyer's Stamp Duty and legal costs, making this a material acquisition expense. For an illustrative S$350,000 unit purchase, ABSD would total S$70,000 in addition to approximately S$7,500 in standard stamp duty and legal fees, bringing total acquisition costs to roughly S$80,000 or 23% of purchase price. This ABSD liability materially impacts investment returns, reducing effective yield by 1% to 2% percentage points depending on leverage and holding period, and should be modelled explicitly in investment case development before commitment. For second-property buyers using leverage, ABSD payments consume available cash and reduce debt servicing headroom, as many lenders exclude ABSD from financed amounts, requiring cash outlay. Whilst HDB acquisition remains cheaper than private residential alternatives even with ABSD factored in, the 20% ABSD on second-property purchases represents a significant consideration in investment returns analysis and cash-flow planning.

Does HDB lease length impact resale value and financing eligibility for units at 210 Yishun Street 21?

Unlike private leasehold properties where remaining lease duration directly impacts value through lease decay effects, HDB properties operate under fixed lease terms (typically 99 years from grant date) with less pronounced decay effects on financing and resale value, as HDB leases rarely expire within residential ownership timeframes for most buyers. However, HDB loans and bank financing do impose minimum remaining-lease requirements—typically 60 years remaining for HDB loans and 30 to 40 years for bank financing—meaning units approaching lease-expiry thresholds do face resale and refinancing constraints. For 210 Yishun Street 21, which is an established HDB block, lease remaining depends on the original grant date; buyers should verify remaining lease (typically disclosed in HDB purchase documentation) to ensure compliance with financing requirements and multi-decade holding intentions. The HDB structure provides greater lease certainty than private 99-year leasehold properties, but lease-decay dynamics still apply at extreme tail ends, making mid-lease HDB ownership substantially more protective of value and financing optionality than private late-lease properties. First-time buyers should confirm remaining lease meets HDB loan eligibility, typically unproblematic for post-1970s blocks, whilst investors should model refinancing windows to avoid lease-expiry financing constraints.

How does proximity to Yishun MRT Station (8 minutes' walk) influence demand and capital appreciation for units at this development?

MRT station proximity is one of the highest-impact location factors in Singapore property valuation, and Yishun's 8-minute walk to NS13 positions 210 Yishun Street 21 within optimal commuting distance for CBD-bound professionals, students, and service-sector workers. This accessibility drives consistent tenant demand, supporting stable rental yields and defensive capital preservation, as properties within 10 minutes of MRT stations benefit from premium valuations relative to more distant estate locations requiring bus or private transport for MRT access. Over multi-decade holding periods, MRT-proximate HDB units in mature estates like Yishun have demonstrated predictable value retention and modest capital appreciation, outperforming distant HDB blocks during downturns due to demand resilience from commuters prioritising transport convenience. The North-South Line connectivity to CBD, Marina Bay, and Jurong East makes this location particularly attractive for young professionals and upgraders in employment-intensive precincts, supporting tenant consistency and rental stability. However, proximity to MRT does not guarantee aggressive capital appreciation—HDB units appreciate primarily through land value reflection and modest wage/income growth effects, not speculative demand spikes. The MRT proximity translates to lower capital-appreciation volatility and stronger defensive holding characteristics rather than capital-upside potential, making it ideal for conservative investors and owner-occupiers valuing stability over appreciation targets.

Which buyer profiles are best suited to purchasing a unit at 210 Yishun Street 21?

First-time buyers represent the primary target profile for 210 Yishun Street 21, as HDB entry-level pricing, concessional financing through HDB loans, and CPF housing grants make this development accessible for young professionals and couples beginning home ownership journeys in their mid-to-late twenties. Upgraders moving from smaller HDB units or relocating to Yishun for its MRT convenience and established amenities also represent strong demand, particularly those seeking cost-efficient acquisitions without trading down on neighbourhood maturity. Conservative investors targeting rental yield and capital preservation, rather than speculative appreciation, find HDB investments in mature, MRT-proximate estates like Yishun well-aligned with income-focused portfolio construction; this profile values predictability and recurring cash flow over growth. Owner-occupiers prioritising transport convenience, neighbourhood stability, and cost-efficiency over luxury finishes benefit from Yishun's established character and 8-minute MRT walk, making this location ideal for those valuing commute efficiency and community amenities over premium finishes or precinct prestige. High-net-worth individuals seeking HDB investment typically avoid this development in favour of private residential or commercial assets with higher upside potential, though some HNW investors do maintain diversified portfolios including defensive HDB holdings. Expat renters seeking affordable Singapore housing find HDB units attractive when available for private rental, supporting strong tenant demand for investor-owned units at 210 Yishun Street 21.

What is the Debt-to-Service Ratio (TDSR) headroom when financing a unit at 210 Yishun Street 21, and how does it compare to private residential alternatives?

TDSR calculations for HDB financing typically permit debt servicing up to 60% of gross household income using HDB concessional loan rates (currently around 2.6% per annum), whilst bank financing for HDB purchases (if used) applies standard TDSR limits of 55% of gross income. For a typical S$350,000 HDB unit at 210 Yishun Street 21 financed through a 25-year HDB loan, monthly repayment would be approximately S$1,600 to S$1,700, requiring gross household income of S$3,200 to S$3,400 monthly to comfortably meet TDSR requirements—achievable for dual-income first-time buyer households earning mid-range professional salaries. The TDSR headroom improves substantially when buyers utilise CPF housing grants (typically S$40,000 to S$80,000 for first-time eligible buyers) and CPF Ordinary Account balances, reducing loan quantum and monthly servicing costs. Compared to private residential alternatives at similar price points in outer precincts, HDB financing through concessional loans creates substantially better TDSR headroom due to lower interest rates, extended tenures, and CPF utilisation benefits, making HDB acquisition more accessible to younger, mid-income buyer profiles. Second-property investors financing through bank loans face standard TDSR limits and must account for ABSD cash outlay reducing available leverage, compressing TDSR headroom relative to first-property HDB purchases. Overall, HDB financing at 210 Yishun Street 21 provides superior accessibility and TDSR efficiency compared to private residential alternatives, supporting broader demographic participation in property ownership.

How does 210 Yishun Street 21 compare to competing HDB developments in Yishun and adjacent Sembawang?

210 Yishun Street 21 competes with other established HDB blocks across Yishun (such as blocks along Yishun Avenue 1, 2, and 11) and adjacent Sembawang estates (linked by similar MRT accessibility to NS14 Sembawang Station), differentiated primarily by block age, lease remaining, floor levels, and relative proximity to shopping and MRT facilities. Competing developments in Yishun typically offer comparable pricing due to estate-wide pricing consistency driven by HDB's transparent valuation methodology, though specific block-level variation reflects individual unit quality and environmental factors. Newer BTO projects in outer Yishun precincts (such as Yishun Avenue 6 and 7 BTOs) offer modern finishes and longer leases but command premium pricing and extended waiting periods; 210 Yishun Street 21's established status offers immediate availability and lower pricing, appealing to those prioritising quick entry over architectural novelty. Sembawang's competing HDB blocks offer similar MRT proximity to NS14 and comparable amenity access, though Yishun Central's superior retail and dining concentration provides marginal advantage for lifestyle-focused buyers and renters. Relative value analysis between 210 Yishun Street 21 and competing blocks should focus on lease remaining, floor positioning, unit configuration, and specific block-level management, as these micro-location factors often outweigh precinct-level comparisons in HDB valuation. For investors and upgraders, comparing recent transaction prices across the Yishun and Sembawang estate clusters reveals competitive positioning quickly, as HDB transparency and standardisation make psf and unit-type benchmarking straightforward.

Which floor levels or unit stacks within 210 Yishun Street 21 offer the best value relative to market?

HDB value varies materially by floor level, with units on mid-to-lower floors (levels 5 to 15) typically offering superior value relative to premium-priced upper floors, as they command modest discounts whilst providing adequate light, ventilation, and privacy without the 15% to 20% upcharge common for top-floor units and penthouse-level HDB residences. Ground and lower-floor units (levels 1 to 4) face substantial valuation discounts (often 10% to 15%) due to noise, security, and perceived lower prestige, despite offering practical advantages such as easier egress for families with young children and elderly residents. For yield-focused investors, lower and mid-floor units provide compelling acquisition prices that amplify rental yield per dollar deployed, as rental rates show less floor-level sensitivity than owner-occupier valuations, meaning cheaper lower-floor units generate equivalent absolute rental income. Corner units and those with superior orientations (north-south exposure minimising heat gain) command modest premiums and deserve valuation scrutiny, as they offer genuine lifestyle benefits justifying higher valuations. High-floor units appealing to owner-occupiers seeking status and views may overprice relative to functional benefit for investors, making mid-floor and lower-floor units more efficient acquisition targets for yield-focused portfolios. Within 210 Yishun Street 21, examining specific block architecture, orientation, and unobstructed view access enables identification of pockets offering superior value—often overlooked mid-level units on eastern or western faces that provide privacy and light without top-floor pricing. Savvy investors should model unit-specific acquisition cost against rental demand by floor, identifying underpriced units offering hidden value.

What is the future supply pipeline for HDB and private residential in Yishun, and how might it affect property values at 210 Yishun Street 21?

Yishun's future supply pipeline includes multiple BTO projects launched through the Housing and Development Board's Build-to-Order programme at outer Yishun locations (such as Yishun Avenue 4 and 6 BTOs), which will inject fresh, modern inventory into the market but primarily target first-time buyer demographic segments, competing less directly with established secondary-market blocks like 210 Yishun Street 21. The arrival of new BTO units typically pressures secondary-market HDB pricing in the short term as first-time buyers migrate to new offerings, though the effect historically moderates after 5 to 7 years as new BTOs move from allocation to resale markets and cease price-suppressing competition. Private residential supply in Yishun remains limited relative to HDB dominance, with a few condominiums and landed estates maintaining niche market positioning for affluent residents seeking estate living with superior finishes. For 210 Yishun Street 21, BTO supply introduction may create a 2 to 3 year headwind on valuation appreciation as some buyer cohorts migrate to new offerings, but long-term capital preservation remains sound given consistent population-level demand for mature-estate proximity and MRT accessibility. Investors with multi-decade holding horizons should model moderate valuation pressure from BTO supply as temporary, with capital preservation and rental yield forming the primary return drivers rather than appreciation-dependent strategies. Monitoring the HDB BTO launch schedule and planning acquisition timing to avoid peak competitive windows (immediately post-BTO allocation announcement) enables opportunistic positioning before valuation pressures emerge, making market-cycle awareness valuable for tactical acquisition decisions within Yishun's supply-stable environment.

Hdb Flat At 210 Yishun Street 21 — From S$880