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HDB

Hdb Flat At Yishun Street 72 — From S$3,800

755 Yishun Street 72

1 for rent
12 people are looking at this property right now
HDB

Hdb Flat At Yishun Street 72 — From S$3,800

HDB Flat At Yishun Street 72
1 Units To Rent
For Rent
Type Units Min Area Price Range
3 BR 1 905 sqft S$3,800/mo
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Property Highlights
  • HDB development with 1 unit currently available.
  • Prices currently start from S$3,800.
  • For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$760 on this acquisition.
  • Located 8 min (680 m) from NS13 Yishun MRT Station.
Housing Grants & Financing
  • Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
  • Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
  • Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
  • Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

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755 Yishun Street 72: Quality HDB Living in Singapore's North

755 Yishun Street 72 represents a well-established residential offering in one of Singapore's most mature planning areas. Located in the heart of Yishun, this HDB development has earned its place as a favoured address for families and investors seeking stability in the northern corridor. The neighbourhood benefits from decades of planned infrastructure development, making it a particularly attractive destination for those prioritising convenience and community amenities.

The development's proximity to NS13 Yishun MRT Station—a mere eight minutes' walk away—positions it as an exceptionally accessible residential choice for commuters. This direct connectivity to the North-South Line provides seamless access to the central business district, major employment hubs, and the wider transport network. Many residents find this walkable distance to the station a defining advantage, enabling shorter morning commutes and reducing transport costs over time.

Unit Specifications and Living Space

The flats at 755 Yishun Street 72 are configured to accommodate modern family living, with units spanning approximately 905 square feet. Three-bedroom layouts provide ample accommodation for growing families, whilst the inclusion of two bathrooms ensures practical daily convenience. This generously proportioned floor plan allows for flexible living arrangements and home-working setups, increasingly important considerations in contemporary property selection.

The street address itself reflects Yishun's systematic urban design, with the numbered streets creating a straightforward orientation system that long-time residents appreciate. Properties along Yishun Street benefit from established infrastructure, mature landscaping, and proximity to neighbourhood shops and services that have accumulated organically over the development's history.

Location and Neighbourhood Character

Yishun has matured into one of Singapore's most self-contained residential precincts, combining suburban tranquility with urban convenience. The neighbourhood is characterised by well-maintained public housing, established commercial nodes, and recreational facilities that cater to diverse family needs. Schools, clinics, and hawker centres form the backbone of daily living, whilst larger shopping destinations remain within easy reach.

The area's evolution over several decades has resulted in a stable, settled community where residents tend to remain long-term. This demographic stability often translates into predictable market dynamics and consistent rental demand, attractive factors for both owner-occupiers and property investors assessing long-term returns.

Transport Connectivity Beyond MRT

Beyond the immediate proximity to Yishun MRT Station, the development benefits from comprehensive bus connectivity that serves multiple corridors across Singapore. The neighbourhood's position on the northern rim of the island provides direct linkages to industrial parks, business parks, and educational institutions throughout the North. This multi-modal transport infrastructure has historically supported both residential demand and rental yields in the area.

Road connectivity is equally robust, with trunk roads and expressway access enabling motorists to reach Orchard Road, Marina Bay, and other major destinations within reasonable timeframes. For families with vehicles, this balance between public transport convenience and driving accessibility appeals to diverse lifestyles and working arrangements.

Investment and Rental Yield Considerations

Properties at 755 Yishun Street 72 have traditionally attracted investor interest due to Yishun's established rental market and demographic stability. The three-bedroom configuration appeals to multi-generational families and young professional groups, both reliable tenant pools. Rental demand in this neighbourhood tends to remain consistent across economic cycles, supported by the locality's affordability relative to central regions and its comprehensive amenities.

The development's maturity means that historical transaction data is readily available for yield analysis. Investors comparing this property to alternatives should consider Yishun's long-term capital appreciation trajectory, which has typically tracked broader HDB market trends whilst benefiting from proximity to the MRT and strong community infrastructure. Current market conditions have seen competitive pricing that makes detailed yield calculations essential for investment decision-making.

Financing and Buyer Considerations

First-time buyers should note that HDB financing through the Housing and Development Board remains straightforward, with approved financial institutions offering competitive rates. The purchase price point at 755 Yishun Street 72 positions these units within reach of many upgraders and young families, particularly when combined with Central Provident Fund contributions and government assistance schemes available to eligible Singaporeans.

For second-property acquisitions, purchasers must account for Additional Buyer's Stamp Duty at the current rate of 20% for Singapore Citizens acquiring a second residential property. This additional cost significantly impacts overall acquisition expenses and should be factored into investment returns or financing requirements. Professional financial advisors can assist in structuring purchases to optimise tax efficiency where applicable.

The development's established market presence means financing terms are predictable, with banks readily assessing these units based on comparable sales and rental evidence. Total Debt Servicing Ratio considerations apply as with all residential property, and purchasers should ensure adequate monthly servicing capacity when leveraging loans.

Comparable Market Positioning

Yishun's housing market includes various HDB developments spanning multiple decades, each with distinct characteristics. Properties at 755 Yishun Street 72 occupy a middle ground in the neighbourhood's spectrum—mature stock with established demand but not the most premium positioning. This positioning often appeals to value-conscious buyers who prioritise practical living over prestige, and to investors seeking sustainable rental returns over appreciation speculation.

Pricing per square foot in the Yishun precinct reflects the neighbourhood's accessibility, community infrastructure, and demographic mix. Recent transactions across comparable three-bedroom layouts in similar proximity to transport demonstrate competitive pricing, though individual unit condition and specific floor levels introduce variation. Market analysis suggests that well-maintained units at 755 Yishun Street 72 remain competitively positioned relative to newer HDB supply in outer zones.

Future Considerations and Market Outlook

Singapore's long-term housing strategy emphasises maintaining HDB affordability whilst improving public transport connectivity—both factors favouring established neighbourhoods like Yishun. While newer HDB supply continues to be released in developing areas further north, Yishun's established status, existing MRT connectivity, and completed community infrastructure position it as a stable, mature market unlikely to experience significant disruption.

Property owners at 755 Yishun Street 72 benefit from the predictability of an established neighbourhood where future development is limited and community services are complete. This stability appeals particularly to long-term owner-occupiers and conservative investors seeking reliable assets rather than speculative plays. The rental market outlook remains favourable given Singapore's continued urban density and the appeal of affordable, convenient housing in an mature precinct.

Frequently Asked Questions

What estimated rental yield can investors expect from a three-bedroom unit at 755 Yishun Street 72?

Rental yields for three-bedroom HDB units in Yishun typically range between 3% and 4% gross annually, depending on unit condition, floor level, and specific lease tenure remaining. At current market pricing, a unit acquired as an investment property would likely command monthly rental payments within the established Yishun tenant pool, which comprises families, young professionals, and multi-generational households. Historical rental absorption in this neighbourhood has remained stable across economic cycles, supported by the area's affordability and transport convenience. Investors should analyse specific comparable rental listings in the immediate vicinity to calculate more precise yields, as individual unit finishes and amenities introduce variation around the neighbourhood average.

How does pricing per square foot at 755 Yishun Street 72 compare to recent HDB transactions in Yishun?

Three-bedroom HDB units in Yishun have traded recently within a range of approximately S$4,200 to S$4,600 per square foot, depending on precise location, floor level, and unit age. Units at 755 Yishun Street 72, given their proximity to the MRT and established street positioning, typically fall within the mid-to-upper portion of this range, reflecting the neighbourhood's recognition of transport convenience and community maturity. When comparing per-square-foot metrics, buyers should account for variables such as lift height, view quality, and proximity to amenities—factors that introduce variation beyond simple area calculations. Market data suggests that units at this address remain competitively positioned relative to comparable three-bedroom stock within the same planning precinct, though property-specific factors ultimately drive individual valuations.

What is the Additional Buyer's Stamp Duty impact for Singapore Citizens acquiring a second property at this development?

Singapore Citizens purchasing a second residential property at 755 Yishun Street 72 are liable for Additional Buyer's Stamp Duty at the current rate of 20%, assessed on the purchase price or market value, whichever is higher. For a property transacting at S$380,000, this represents an additional S$76,000 in stamp duty costs beyond standard Buyer's Stamp Duty. This significant cost component materially affects the total acquisition expense and should be carefully factored into investment returns, financing capacity, and overall purchase planning. Purchasers should consult their legal advisors regarding ABSD implications and explore structuring options that may apply to their personal circumstances; property investors and upgraders at this price point should ensure their financial planning accounts for this substantial outlay.

Does lease decay represent a significant resale risk for units at 755 Yishun Street 72?

As an HDB property, 755 Yishun Street 72 operates under Singapore's public housing framework, where lease tenure is fundamentally different from private property. HDB leases typically run for 99 years, and the government has established a Home Improvement Programme allowing lease extension for eligible properties, mitigating the extreme lease decay risk seen in private leasehold residential stock. Most current units at this development retain substantial lease tenure, making immediate lease decay concerns minimal for near-to-medium-term owner-occupiers. However, buyers acquiring units with significantly depleted leases (below 60 years) should exercise caution, as refinancing and future resale may become increasingly constrained. Professional valuation and consultation with the Housing and Development Board regarding specific lease tenure and extension eligibility is advisable before purchase.

How does proximity to NS13 Yishun MRT Station affect long-term capital appreciation at this address?

Properties within walking distance of an operational MRT station have historically demonstrated more resilient capital appreciation and rental demand compared to locations requiring longer travel times or alternative transport. The eight-minute walk from 755 Yishun Street 72 to NS13 Yishun MRT Station positions these units advantageously within Singapore's property market, where transport connectivity remains a primary value driver. This established MRT connection has been in place for decades, meaning the neighbourhood's value proposition and rental demand have already incorporated this convenience factor—there is unlikely to be a future 'surprise' appreciation boost from transport infrastructure completion. However, the stability of this connectivity provides investors and owner-occupiers with confidence that accessibility will not deteriorate, supporting predictable long-term holding value and consistent tenant demand.

Which buyer profiles are best suited to 755 Yishun Street 72—first-timers, upgraders, or investors?

This development appeals particularly to upgraders and young families seeking practical three-bedroom accommodation within established, mature neighbourhoods. First-time buyers with sufficient CPF and government grant eligibility will find the pricing accessible and the neighbourhood's stability reassuring, though they should carefully assess their long-term residential and financial objectives before committing. Property investors seeking stable, consistent rental income are well-served by Yishun's demographic profile and established tenant base, though capital appreciation expectations should remain conservative relative to developing areas. High-net-worth individuals might view this development as a secondary or backup residential asset within a diversified portfolio, though it does not typically serve as a prestige address. The neighbourhood's practical charm and affordability appeal most strongly to pragmatic buyers prioritising functionality and transport convenience over luxury positioning or speculative capital gains.

What Total Debt Servicing Ratio headroom might be available for financing at typical price points for this development?

Assuming a purchase price around S$380,000 with standard financing at approximately 80% loan-to-value (S$304,000), monthly loan repayments over a 30-year term would typically fall between S$1,400 and S$1,600 depending on prevailing interest rates. Financial institutions assess Total Debt Servicing Ratio at a maximum of approximately 60% of gross monthly household income, meaning a household would require combined gross monthly income of roughly S$2,400 to S$2,700 to comfortably service this mortgage without hitting TDSR constraints. This threshold positions 755 Yishun Street 72 within reach of dual-income families, young professionals, and upgraders with established earning capacity. Buyers with existing mortgage commitments should factor those obligations into their TDSR calculations, and those relying heavily on CPF contributions should engage early with their chosen financial institution to understand processing timelines and approval likelihood.

How do nearby competing HDB developments compare to 755 Yishun Street 72 in terms of value and amenities?

The Yishun precinct encompasses several HDB projects spanning different development phases, each with distinct characteristics regarding age, configuration, and amenity proximity. Older neighbouring developments sometimes offer lower acquisition costs but may feature smaller unit layouts or less desirable floor configurations, whilst newer supply in outer Yishun areas typically requires longer transport times to the MRT despite potentially lower prices. 755 Yishun Street 72 occupies a valuable middle ground—mature stock with proven rental demand and MRT convenience, avoiding both the premium pricing of newly completed flagship projects and the inconvenience of developments significantly distant from transport hubs. Direct comparison should focus on lease tenure remaining, unit specifications, and exact walking distance to transport and amenities rather than raw purchase price alone; the development's established reputation and stable market data make it a relatively low-risk choice compared to speculative alternatives in developing zones.

Are there particular unit stack levels or floor positions that offer superior value at 755 Yishun Street 72?

Mid-level units (roughly floors 7 to 12) at 755 Yishun Street 72 often represent optimal value, offering good natural light and ventilation without commanding the premium prices of higher floors, whilst avoiding ground-level exposure to street noise and dampness. Upper floors naturally attract buyers seeking privacy and views, commanding price premiums that may not reflect proportionate increases in utility or rental demand. Lower floors sometimes present opportunities for astute buyers willing to accept minor conveniences (slightly reduced view, marginally higher street noise) in exchange for moderate price discounts; however, the development's established location means even lower units appeal to tenant pools comprising families with young children or mobility considerations. Individual unit condition, facing direction, and proximity to lift lobbies matter as much as floor level, so detailed inspection and comparison across available units is essential rather than relying on generalised floor-level assumptions.

What does the future supply pipeline for HDB development in this district suggest about long-term market dynamics?

Yishun's mature status means that new HDB supply within the immediate precinct is limited, with government planning now directing fresh development towards outer zones further north. This supply constraint paradoxically strengthens the long-term positioning of established developments like 755 Yishun Street 72, which will not face direct competition from newly built projects in the same location. The Housing and Development Board's long-term strategy emphasises renewal and upgrading of existing mature estates, suggesting that Yishun will continue to receive amenity enhancements and infrastructure maintenance rather than experiencing demographic disruption. Buyers should therefore view 755 Yishun Street 72 as a stable, long-term asset positioned in a neighbourhood unlikely to be dramatically transformed by future supply shocks or infrastructure upheaval. This stability appeals particularly to conservative investors and families seeking predictable, anchored residential holdings.