Type

Units

Min Area

Price Range

Other

180 sqft

S$1,100/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$1,100.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$220 on this acquisition.
Located 10 min (860 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

817 Yishun Street 81: Modern HDB Living Near Khatib MRT

817 Yishun Street 81 represents a practical housing solution in one of Singapore's most established and well-connected residential districts. Situated in the heart of Yishun, this HDB development offers renters and investors alike access to a neighbourhood that has matured over decades into a vibrant community hub with excellent transport links and comprehensive lifestyle amenities.

The development's proximity to Khatib MRT Station—just a 10-minute walk away at approximately 860 metres—positions residents within the North-South Line's primary commuting corridor. This strategic location translates into reliable access to key employment centres across Singapore, including the Marina Bay financial district, Orchard Road's commercial establishments, and emerging innovation zones in Jurong. For professionals working across the island, this connectivity significantly reduces travel time and costs associated with daily commuting.

Location and Transport Connectivity

Yishun's standing as a transport-centric neighbourhood extends beyond the MRT. The district benefits from an integrated bus network that provides secondary commuting options, whilst the upcoming infrastructure developments in the broader North region promise further enhancements to accessibility. Residents can expect journey times of 15 to 20 minutes to major business districts, making this location particularly attractive for those balancing professional commitments with lifestyle preferences.

The neighbourhood itself has matured into a self-contained community. Local shopping malls, including Yishun Shopping Centre and Northpoint City, offer retail, dining, and entertainment options without requiring extended travel. A robust network of hawker centres throughout Yishun ensures affordable, authentic local dining experiences remain accessible within walking distance. For families and individuals prioritising convenient access to everyday services, this environmental completeness represents significant quality-of-life value.

Neighbourhood Facilities and Amenities

Beyond retail and dining, Yishun maintains strong healthcare and educational infrastructure. Khoo Teck Puat Hospital, located within the same district, provides residents with immediate access to quality medical care. Multiple primary and secondary schools throughout the area cater to families with children, whilst several tertiary education institutions have established satellite campuses nearby. These anchoring facilities typically support long-term neighbourhood demand and residential stability.

Green spaces form an integral part of Yishun's residential character. The district hosts several parks and recreational facilities, including the Yishun Park and various community gardens, which appeal to health-conscious residents and families seeking outdoor activity options. These amenities contribute to Yishun's reputation as a balanced residential environment where urban convenience does not come at the expense of quality open space.

Housing Market Dynamics

The HDB market in Yishun has historically demonstrated resilience, supported by the district's stable rental demand and mature resident demographic. Properties in well-located pockets of the North-South Line corridor experience consistent occupancy rates, as professionals and young families continue to prioritise proximity to transport hubs. The rental yields available across Yishun's HDB stock have remained competitive relative to other mature estates, reflecting sustained demand from both individual renters and corporate housing programmes.

Recent transactions in the Yishun area indicate per-square-foot valuations that reflect the neighbourhood's transport positioning and established amenity profile. Comparative analysis against nearby precincts such as Ang Mo Kio and Sembawang reveals that Yishun typically offers marginally improved value without material compromise on connectivity or services. For investors evaluating entry points into the HDB rental market, this pricing dynamic warrants careful consideration against prevailing yields and capital appreciation prospects.

Investment Considerations for Second-Property Buyers

Prospective investors acquiring property in Singapore for the second time should note that Additional Buyer's Stamp Duty (ABSD) currently applies at 20% for Singapore Citizens purchasing a second residential property. This represents a material cost consideration that must be factored into investment theses and cash flow projections. Properties in the HDB segment, particularly those positioned near mature MRT stations, have historically provided moderate but stable rental yields that may offset ABSD costs over medium to longer holding periods, though individual circumstances vary considerably.

The interplay between ABSD, property appreciation, and rental income requires sophisticated analysis. Investors should conduct detailed yield calculations specific to their target price points within the 817 Yishun Street 81 development, accounting for the 20% ABSD impost alongside anticipated rental revenue. Properties in transport-accessible locations have demonstrated superior resilience during market cycles, suggesting that the MRT proximity advantage may provide additional protection against capital erosion during softer demand periods.

Market Positioning and Comparative Outlook

Within Yishun's competitive rental landscape, 817 Yishun Street 81 benefits from its proximity to Khatib MRT and the surrounding cluster of established amenities. Competing developments in adjacent precincts may offer similar transport connectivity but often lack the same depth of neighbourhood services or command premium pricing that reflects newer construction or enhanced specifications. The development's mature positioning within an established estate typically translates into predictable tenant demand patterns and lower void risk relative to newer properties in fringe locations.

Looking ahead, the North-South Line corridor is expected to benefit from continued urban densification and infrastructure investment. Government plans to refresh older estate precincts, including Yishun, suggest that the neighbourhood will likely undergo gradual environmental improvements that could support long-term value retention. These refresh initiatives typically focus on green space enhancement, public facility upgrades, and improved connectivity, all of which align with resident preferences and may strengthen the district's appeal to quality-conscious renters and investors.

For tenants considering medium-term residence in Yishun, the development offers straightforward access to a neighbourhood that has earned its reputation as a stable, service-rich residential precinct. For investors evaluating HDB opportunities, the combination of transport positioning, mature amenity infrastructure, and consistent rental demand creates a defensible investment profile that merits serious evaluation within a balanced portfolio approach.

Frequently Asked Questions

What rental yield might I expect from purchasing a unit at 817 Yishun Street 81 as an investment property?

HDB properties in Yishun positioned near the North-South Line typically generate annual rental yields in the range of 3% to 4.5%, depending on unit configuration, floor level, and prevailing market conditions. The proximity to Khatib MRT enhances tenant demand, as professionals and young working adults prioritise transport accessibility, which supports consistent occupancy rates. Investors should conduct detailed yield analysis based on their specific target unit's size and current market rental rates, as yields vary with property specifications and neighbourhood micro-location; however, the established reputation of Yishun and its transport credentials generally support moderate but stable income generation over medium to longer holding periods.

How do pricing and per-square-foot valuations at 817 Yishun Street 81 compare to recent transactions in nearby Yishun HDB estates?

Recent HDB transactions in Yishun have clustered around per-square-foot valuations that reflect the district's mature status, established amenity profile, and MRT positioning. Properties within close proximity to Khatib MRT typically command modest premiums relative to units further from the station, reflecting the transport accessibility advantage; however, these premiums are typically more modest than those observed in central or highly congested corridors. Comparative analysis against nearby estates such as Ang Mo Kio (further from CBD-bound transport) and Sembawang (similarly positioned on the North-South Line) suggests that Yishun properties often offer competitive value, with per-square-foot pricing that balances transport convenience against the neighbourhood's mature, family-oriented character. Prospective buyers and investors should review transactional data from the past 6 to 12 months to establish current market benchmarks specific to their target property specifications.

What is the impact of ABSD on the investment case for second-property buyers at 817 Yishun Street 81?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, which applies on top of standard Buyer's Stamp Duty. For an investment property at 817 Yishun Street 81, this 20% ABSD represents a material upfront cost that must be incorporated into investment analysis and cash flow projections from the outset. The ABSD impost effectively increases the total acquisition cost by approximately 20% (in addition to standard stamp duties), which extends the payback period relative to rental income; however, HDB properties in transport-accessible locations have historically demonstrated resilience and moderate capital appreciation over 7 to 10-year holding periods, potentially offsetting the ABSD cost through a combination of rental income and gradual value growth. Investors should factor ABSD into their internal rate of return (IRR) calculations and compare the net yield outcome against alternative investments, recognising that the Khatib MRT proximity may provide additional demand-side support that enhances the investment's defensibility during softer market cycles.

Does lease decay pose a risk to capital value and resale prospects at 817 Yishun Street 81?

HDB flats are typically offered on a 99-year leasehold basis, which means that leasehold decay becomes an increasingly material consideration as properties approach the later decades of their lease terms. However, the Housing and Development Board has introduced measures to address lease decay concerns, including schemes that allow leaseholders to apply for lease renewal or engage in en bloc sales when buildings reach certain age thresholds. Buyers should verify the current lease remaining on any specific unit within 817 Yishun Street 81 and assess how many years of lease tenure remain; units with greater lease periods typically command higher valuations and attract broader buyer pools, whilst units approaching the end of their 99-year lease may face restricted resale demand and declining capital value. First-time buyers and investors should factor expected lease decay into long-term holding assumptions, particularly for properties where the lease remaining is below 70 years, as this may materially impact future exit options and capital recovery.

How does proximity to Khatib MRT Station influence demand and long-term capital appreciation for properties at 817 Yishun Street 81?

MRT proximity represents one of the most durable demand drivers in Singapore's residential real estate market, as transport accessibility directly influences daily commuting convenience and lifestyle quality for working professionals. The 10-minute walk to Khatib MRT Station positions residents within a highly desirable accessibility band, with journey times to central business districts typically ranging from 15 to 20 minutes. This transport advantage historically translates into stronger tenant demand, higher occupancy rates, and more resilient capital values during market downturns, as the underlying accessibility benefit remains constant irrespective of broader economic cycles. Over longer holding periods (10+ years), properties positioned near mature MRT stations have demonstrated superior capital appreciation relative to transport-disadvantaged alternatives in the same neighbourhood, though this advantage must be weighed against the mature status of Yishun itself and the broader competitive dynamics of North-South Line precincts. Investors should view the Khatib MRT proximity as a defensive characteristic that supports consistent demand and value retention, rather than a primary driver of exceptional capital growth.

Which buyer profiles—first-timers, upgraders, HNW investors, or renters—would find 817 Yishun Street 81 most suitable?

First-time property buyers seeking to enter the HDB market may find 817 Yishun Street 81 attractive for its established neighbourhood profile, mature amenity infrastructure, and proximity to Khatib MRT, which collectively reduce uncertainty about long-term neighbourhood stability and lifestyle convenience. Upgraders moving from smaller or more distant properties would likely appreciate Yishun's balance of transport connectivity and established community character, though this cohort may prioritise newer estate facilities or enhanced specifications elsewhere. HNW investors evaluating HDB portfolios would typically view Yishun properties as defensive, yield-generating assets within a diversified real estate allocation, with moderate but stable return profiles rather than capital growth upside; these investors often employ HDB properties to diversify portfolio risk and secure long-term income streams. Individual renters and young professionals seeking convenient, affordable urban accommodation represent the strongest tenant cohort for this development, given the proximity to Khatib MRT and the neighbourhood's concentration of working-age residents. Corporate housing programmes and relocation services frequently source units in transport-accessible HDB estates like Yishun, further supporting consistent rental demand from this buyer segment.

What TDSR headroom and financing considerations apply at typical price points for 817 Yishun Street 81?

Total Debt Service Ratio (TDSR) constraints typically limit borrowers to housing loan servicing costs not exceeding 60% of gross monthly income, a ceiling that materially influences purchasing power across HDB price segments. At prevailing price points for properties at 817 Yishun Street 81, buyers financing through HDB or bank loans should anticipate that TDSR limitations may restrict borrowing to approximately 80% to 85% of property value, necessitating corresponding equity contributions of 15% to 20%. For investors or upgraders with existing property obligations, TDSR headroom may be further constrained, potentially requiring larger cash equity positions or demonstrating higher income levels to satisfy lending criteria. Prospective purchasers should conduct detailed financing simulations with their lenders, accounting for prevailing interest rate environments and any personal liability exposures, to establish realistic borrowing capacity and determine whether their income and asset base can support acquisition at their target price point within the development. First-time buyers with clear debt profiles typically enjoy maximum TDSR flexibility, whilst investors with existing properties should anticipate tighter lending parameters and should conduct thorough pre-approval assessments before committing to purchase negotiations.

How does 817 Yishun Street 81 compare to competing HDB developments in adjacent Yishun precincts or along the North-South Line?

Yishun hosts multiple established HDB estates spanning several decades of development, creating a heterogeneous competitive landscape across different price points, unit configurations, and amenity profiles. Competing developments in the immediate Yishun precinct often offer similar MRT accessibility but may vary significantly in terms of estate age, green space provision, and retail/dining amenity density; some neighbouring estates benefit from more recent en bloc refreshes or proximity to newer commercial developments, whilst others maintain the character of older, more tightly configured residential precincts. Comparative properties along the North-South Line in adjacent stations such as Sembawang or Ang Mo Kio typically offer similar transport-to-CBD connectivity but may command different pricing reflecting local amenity variations and neighbourhood demographic profiles. 817 Yishun Street 81 benefits from positioning within Yishun's established amenity cluster, including proximity to multiple shopping centres and hawker markets, which may provide advantages over more isolated locations; however, newer HDB projects in growth precincts or developments undergoing estate refresh programmes may offer enhanced specifications or lower lease decay risk. Investors and tenants evaluating this development should conduct direct comparisons against 3 to 5 competing properties in the same price and accessibility bracket to establish relative value and differentiation factors.

Are certain unit stack positions, floor levels, or configurations at 817 Yishun Street 81 likely to offer better value than others?

Unit stack positions and floor levels significantly influence desirability and pricing within HDB developments, with ground-floor and low-level units often commanding discounts of 5% to 10% relative to mid-to-upper floor equivalents due to privacy and ventilation preferences. Units positioned directly above or adjacent to common facilities (lift lobbies, rubbish chutes, lift machines) may experience higher noise exposure and traffic, typically resulting in reduced demand and corresponding price discounts. Upper-level units, particularly those between the 10th and 25th floors in taller blocks, often command premiums reflecting superior views, light exposure, and reduced noise from street-level activities, though these premiums vary with specific neighbourhood and block configuration. For rental investment purposes, mid-range floor units (5th to 15th floors) often represent optimal value balance, offering acceptable premium positioning without the elevated maintenance costs or size limitations that may apply to penthouse or ultra-premium configurations. Investors evaluating 817 Yishun Street 81 should inspect unit-specific characteristics and compare pricing across comparable floor levels within the same block, as data transparency in HDB transactions typically allows identification of pricing patterns and stack-specific demand signals.

What is the expected supply pipeline for new HDB developments in the Yishun or broader North region over the next 5 to 10 years?

The Housing and Development Board's long-term development pipeline and broader Urban Redevelopment Authority land-use strategies typically point towards continued housing supply across the North region, though the pace and configuration of this supply varies with demographic trends and government housing policy evolution. Yishun and surrounding precincts such as Sembawang and Nee Soon are expected to undergo gradual estate refresh and intensification initiatives, potentially involving new construction within existing precinct boundaries or adjacent plots earmarked for residential development. These refresh programmes typically focus on enhancing green spaces, community facilities, and pedestrian connectivity rather than explosive supply expansion, meaning that competing new supply within Yishun itself is likely to be measured rather than disruptive. However, emerging housing supply in neighbouring growth corridors—particularly along the North-East Line extension and in growth areas such as Punggol and Sengkang—may provide alternative options for buyers and investors, potentially moderating capital appreciation prospects for properties in mature estates like Yishun. Investors considering 817 Yishun Street 81 should recognise that the development exists within a mature supply context where demand drivers are more linked to transport accessibility, neighbourhood services, and demographic cohort preferences rather than constrained supply dynamics; this profile supports stable but moderate appreciation rather than exceptional capital growth.

Hdb Flat At Yishun Street 81 — From S$1,100