Type

Units

Min Area

Price Range

3 BR

1367 sqft

S$720K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$720K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$144K on this acquisition.
Located 11 min (920 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

873 Yishun Street 81: A Mature HDB Development in Yishun's Established Neighbourhood

873 Yishun Street 81 represents a solid residential option within one of Singapore's most mature and well-developed public housing estates. Located in Yishun, a district celebrated for its comprehensive infrastructure and family-oriented amenities, this HDB development offers buyers and tenants access to a neighbourhood that has evolved significantly over decades. The area encompasses a vibrant mix of residential blocks, local retail spaces, and community facilities that cater to the everyday needs of its inhabitants.

The development sits approximately 920 metres from Khatib MRT Station on the North-South Line (NS14), a commute that can be managed comfortably in around 11 minutes on foot or via short public transport journeys. This proximity to a major MRT interchange ensures reliable connectivity to Singapore's central business districts, making the location appealing to professionals who prioritise transport convenience without sacrificing neighbourhood character. The North-South Line connection also grants access to key employment nodes and shopping districts across the island, reinforcing the appeal of this Yishun address for both owner-occupiers and investors.

Unit Composition and Space Standards

The available units at 873 Yishun Street 81 encompass configurations suited to diverse household compositions, with three-bedroom floor plans being prominently available. These units typically span around 1,367 square feet, providing generous living areas for families and multi-generational households. The floor area standard allows for flexible interior arrangements and comfortable accommodation of modern furnishings, home offices, and recreational zones—increasingly important considerations for Singapore's residential buyers.

Two-bathroom provisions across the units reflect contemporary expectations for convenience and accessibility within the household. This configuration supports efficient morning routines for working families and improves daily comfort standards compared to older single-bathroom HDB designs. The thoughtful planning of these layouts demonstrates adherence to contemporary housing standards whilst maintaining the practical efficiency HDB is renowned for.

Pricing and Market Position

Units at this development are positioned from approximately S$720,000 onwards, placing them within the accessible range for upgraders transitioning from smaller flats and first-time buyers with moderate financing capacity. The pricing reflects the maturity of the Yishun estate, the established nature of local amenities, and the proximity to public transport infrastructure. Prospective buyers should evaluate these prices against comparable recent transactions in the same district to assess current market positioning and value retention potential.

The per-square-foot valuation should be benchmarked against similar three-bedroom HDB units in nearby blocks and competing neighbourhoods to determine whether this development represents fair value. Yishun has historically demonstrated resilient property appreciation, supported by continuous government investment in the precinct and sustained demand from families seeking established, well-connected residential environments. Investors particularly monitor price-per-square-foot metrics to identify opportunities where rental yields may offset financing costs and provide long-term capital accumulation.

Neighbourhood Infrastructure and Lifestyle Amenities

Yishun is one of Singapore's earliest satellite new towns, meaning the neighbourhood benefits from comprehensive infrastructure development spanning decades. Local amenities include primary and secondary schools, retail centres, food courts, and recreational facilities that serve residents across all age groups. The proximity to Yishun Central, Yishun Ring Road, and interconnecting community spaces fosters an active neighbourhood ecosystem where families access education, dining, shopping, and wellness services within short distances.

The development's location within this established precinct means residents enjoy mature landscaping, well-maintained public spaces, and community programmes run by the relevant grassroots organisations. These factors contribute to neighbourhood stability and social cohesion, qualities that many homebuyers prioritise equally with physical proximity to workplaces. The presence of multiple food and beverage establishments, supermarkets, and essential services within the immediate vicinity reduces reliance on private transport for daily activities.

Transport Connectivity and Commuting Advantage

The Khatib MRT Station connection on the North-South Line positions this Yishun address as a gateway to island-wide mobility. Working professionals commuting to Marina Bay, Orchard, or the CBD can access direct MRT routes, whilst the North-South Line's northern terminus serves residential areas attracting reverse-commute patterns. This flexibility in commuting options appeals particularly to households with multiple working members holding employment across different districts.

Beyond MRT, the neighbourhood is served by comprehensive bus networks including trunk routes and neighbourhood connector services. These supplementary transport options provide flexibility for school runs, medical appointments, and leisure travel, reducing pressure on private vehicle ownership. For buyers prioritising accessibility without long commuting durations, the transport advantages of this Yishun Street address constitute a meaningful value proposition.

Investment Potential and Rental Market Dynamics

The Yishun district continues to attract rental demand from young professionals, expatriate families, and workers seeking affordable accommodation in established neighbourhoods. Three-bedroom HDB units typically command stable rental rates, particularly when located near transport nodes as this development is. The profile of potential tenants—working-age individuals and small families—aligns well with the market reality that most HDB rentals serve as intermediate housing for those accumulating capital or awaiting Build-To-Order flat completion.

Investors examining this development should analyse recent rental transactions for comparable units in Yishun to establish realistic yield expectations. Whilst HDB rental yields typically range between 2% and 3.5% depending on unit configuration and specific location merits, the Khatib MRT proximity may support pricing at the higher end of this range. Rental demand stability in established estates like Yishun remains relatively insulated from cyclical downturns, providing defensive characteristics valued by income-focused investors.

Financing and Buyer Eligibility Considerations

Prospective buyers should note that HDB purchases by Singapore Citizens and Permanent Residents involve distinct Stamp Duty regimes. First-time buyers purchasing their primary residence benefit from Stamp Duty exemptions and concessional rates, whilst second property acquisitions by Singapore Citizens attract Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price. This represents a significant cost consideration for investors or upgraders purchasing whilst retaining existing residential property, and should be factored into acquisition cost modelling.

The Total Debt Servicing Ratio (TDSR) framework limits borrowing capacity to 55% of gross monthly household income, with most HDB mortgages extended through HDB itself at competitive rates. Buyers utilising the CPF housing grant and cash downpayment should verify HDB eligibility criteria and refresh periods if this is not their first HDB purchase. Professional financial planning advice is advisable for those managing complex financing scenarios or considering this development as an investment acquisition alongside existing property holdings.

Market Outlook and District Development Trajectory

Yishun's maturity means future development emphasis will likely focus on infrastructure renewal, precinct improvements, and selective intensification rather than large-scale new supply. The government's long-term planning vision for this northern corridor emphasises sustainability, community facilities, and maintained liveability standards. Property values in mature HDB estates historically benefit from such rejuvenation initiatives, as improvements to public spaces, transport interchanges, and local amenities boost desirability and support capital appreciation.

Buyers considering this Yishun location should recognise that whilst headline annual capital appreciation may be modest compared to newer developments in emerging districts, the neighbourhood's fundamental stability and continuous refinement provide reliable value preservation. The established demographic profile and infrastructure redundancy mean this address appeals consistently across economic cycles, supporting both rental demand stability and eventual resale liquidity.

Frequently Asked Questions

What rental yield might be expected from purchasing a unit at 873 Yishun Street 81 as an investment?

Three-bedroom HDB units in Yishun typically generate rental yields between 2.5% and 3.5%, depending on precise unit placement, floor level, and market conditions at the time of tenancy commencement. The proximity to Khatib MRT Station supports rental demand from working professionals and small families seeking accessible, affordable accommodation in an established neighbourhood. Yields are calculated by dividing annual rental income by total acquisition cost (including ABSD where applicable), meaning second-property investors must factor the 20% ABSD charge into their investment cost base. Investors should analyse recent rental comparables for similar units in the immediate Yishun precinct to validate expected returns against their acquisition price, as individual units within the same development may show variation based on floor level, orientation, and unit-specific finishing quality.

How does the per-square-foot pricing at 873 Yishun Street 81 compare to recent HDB transactions in Yishun?

The development's pricing from approximately S$720,000 for three-bedroom units translates to a per-square-foot value that should be evaluated against recent comparable sales in blocks immediately surrounding this address and across the broader Yishun precinct. Professional property analysts typically track HDB transaction data from the Urban Redevelopment Authority's caveat records to establish benchmark pricing for similar unit types, configurations, and proximity to transport nodes. Yishun has historically traded at moderate price-per-square-foot premiums compared to newer estates in far-flung districts, reflecting the neighbourhood's maturity, comprehensive amenities, and proven transport connectivity. Prospective buyers are advised to request recent sales data for comparable units in Yishun blocks to confirm this development's competitive positioning within its immediate market context.

What are the Additional Buyer's Stamp Duty implications if I purchase 873 Yishun Street 81 as my second residential property?

Singapore Citizens acquiring a second residential property incur Additional Buyer's Stamp Duty (ABSD) at 20% of the purchase price, significantly increasing the total acquisition cost beyond the base unit price. For a unit priced at S$720,000, this translates to an ABSD liability of S$144,000, elevating total Stamp Duty charges substantially compared to first-time owner-occupiers or investors who have sold down their previous property holdings. This 20% charge applies to the purchase price itself and must be settled before title transfer, requiring careful cash flow planning and financing structuring. Investors evaluating 873 Yishun Street 81 must incorporate this cost into their investment modelling when calculating expected rental yields and capital appreciation timelines, as it materially affects the upfront capital requirement and return-on-investment calculations.

Does the HDB lease tenure at 873 Yishun Street 81 present lease decay risks affecting long-term resale value?

HDB flats typically feature 99-year leases from date of initial build, meaning units at 873 Yishun Street 81 will have progressively longer lease durations remaining depending on the development's age. As leases shorten below 80 years, resale value typically experiences acceleration in depreciation due to mortgage eligibility constraints and buyer perception of longevity. However, HDB flats approaching 40–50 years of age often qualify for HDB's Lease Renewal programme or upcoming Enhanced Lease Renewal Scheme, allowing owners to purchase additional years at government-determined prices, effectively mitigating lease decay concerns. Buyers should verify the exact lease duration remaining and any government announcements regarding lease extension programmes for the Yishun precinct, as these interventions fundamentally alter long-term value retention profiles compared to purely time-based lease decay models.

How does proximity to Khatib MRT Station influence demand and capital appreciation at this development?

The 920-metre proximity to Khatib MRT Station (approximately 11 minutes walk) positions 873 Yishun Street 81 within Singapore's most sought-after MRT accessibility tier for HDB properties, typically supporting higher capital appreciation relative to further-flung blocks requiring longer walks or feeder bus connections. Properties within walking distance of MRT interchanges consistently command premium valuations in HDB markets because commuting efficiency translates directly to discretionary time and transport cost savings for working households. The North-South Line connection to this station provides direct access to the CBD, making the Yishun address particularly attractive to professionals whose employment concentration is in downtown Singapore, supporting stable rental demand from high-income tenants. Over multi-decade holding periods, the established transport advantage of this location has historically demonstrated resilience during economic downturns, as proximity to reliable public transport infrastructure remains a constant value proposition independent of cyclical property market dynamics.

Is 873 Yishun Street 81 suitable for high-net-worth individuals, upgraders, first-time buyers, or investors?

First-time buyers benefit from Stamp Duty exemptions and concessional rates when purchasing 873 Yishun Street 81 as their primary residence, making the upfront acquisition cost significantly more efficient than for subsequent purchases; the neighbourhood's established amenities and proximity to Khatib MRT provide reliable long-term value stability suited to this demographic's need for housing security. Upgraders transitioning from smaller flats find the three-bedroom configuration and 1,367-square-foot area compelling, with pricing positioned accessibly relative to private residential alternatives in comparable neighbourhoods; Yishun's mature infrastructure and community character appeal to families prioritising established environments over new-build precincts. Investors regard this development as a yield-focused acquisition where the Khatib MRT proximity supports stable 2.5%–3.5% rental returns from working professionals and small families, though they must incorporate the 20% ABSD charge into their cost modelling. High-net-worth individuals typically consider HDB investments as diversification holdings rather than primary wealth-building vehicles, but the Yishun location's transport efficiency and established neighbourhood appeal to those seeking defensive, low-maintenance rental income streams.

What are TDSR implications and financing headroom at typical 873 Yishun Street 81 price points?

The Total Debt Servicing Ratio (TDSR) framework limits HDB mortgage obligations to 55% of gross household monthly income, meaning a household with S$15,000 monthly gross income can service roughly S$8,250 in monthly debt obligations including the HDB mortgage, existing loans, and other liabilities. For a unit priced at S$720,000 with 80% HDB mortgage financing (S$576,000), monthly repayments over 25 years would approximate S$2,800–S$2,900 depending on prevailing HDB interest rates, comfortably within TDSR parameters for dual-income professional households typical of Yishun's rental and owner-occupier markets. First-time buyers benefit from Housing Development Fund (HDB) grants and CPF withdrawal flexibility, reducing cash downpayment requirements and preserving liquidity; second-time buyers purchasing whilst retaining existing residential property must incorporate the 20% ABSD charge into financing structures, potentially requiring larger cash downpayments to maintain TDSR headroom. Prospective buyers should consult HDB's mortgage eligibility calculator to validate their specific financing capacity, particularly if existing loans or liabilities reduce available borrowing headroom under the TDSR formula.

How do competing HDB developments in the Yishun area compare to 873 Yishun Street 81?

The Yishun precinct encompasses numerous HDB blocks built across different decades, ranging from early generation flats with modest floor areas to later developments offering more generous configurations and contemporary finishes. Nearby blocks such as those along Yishun Avenue, Yishun Ring Road, and surrounding streets present both older and younger housing stock, creating a competitive landscape where 873 Yishun Street 81's specific vintage, floor plan efficiency, and unit condition determine its relative positioning. Buyers evaluating this development should compare per-square-foot pricing and unit configurations against immediately adjacent blocks, as intra-precinct variations often reflect minor differences in block architecture, surrounding amenities, and landscape maturity rather than fundamental neighbourhood characteristics. The accessibility to Khatib MRT Station confers relative advantage over blocks requiring significantly longer walks or inferior feeder bus connections, potentially supporting marginally higher valuations; however, purchasing decisions should weigh this transport benefit against any differences in unit condition, floor level desirability, and associated maintenance or estate management quality.

Which unit stacks or floor levels at 873 Yishun Street 81 offer the best value proposition?

Mid-level units (typically floors 5–15) in HDB developments frequently command optimal value-to-desirability ratios, as they avoid ground-floor concerns regarding noise, pest exposure, and reduced privacy, whilst remaining below premium-priced higher floors where buyers often pay substantial markups for view or prestige without proportional functional benefit. Units facing quieter internal courtyards or greens typically command discounts relative to those facing main roads, yet still enjoy adequate natural light and ventilation, presenting value opportunities for purchasers prioritising tranquility over address prestige. East or south-facing units often command modest premiums for superior natural light and reduced afternoon heat absorption, considerations particularly relevant in Singapore's tropical climate; however, the specific surrounding landscape context at 873 Yishun Street 81 means view quality and solar exposure vary by exact unit location, requiring site inspection to validate orientation-based pricing assumptions. Investors focused purely on rental yield should evaluate which floor levels and orientations command highest rental demand in this specific Yishun location, as tenant preferences sometimes diverge from owner-occupier priorities, potentially creating arbitrage opportunities where less-preferred units offer value pricing despite strong rental appeal.

What future supply pipeline developments exist in the Yishun district that might influence property values at 873 Yishun Street 81?

Yishun's status as a mature satellite town means the government's development focus emphasises estate renewal, transport infrastructure enhancement, and selective intensification around MRT nodes rather than wholesale greenfield development, indicating future supply increments will be measured relative to supply in emerging districts. Recent government initiatives around Yishun emphasise precinct-level improvements including public space rejuvenation, community facility upgrades, and transport network refinement, changes that typically support capital appreciation in surrounding private and HDB stock through neighbourhood quality enhancement. The government has signalled intention to develop additional housing supply in outer ring precincts such as Punggol, Bukit Panjang expansion areas, and other northern-corridor locations, potentially moderating demand growth in Yishun itself compared to preceding decades; however, Yishun's established character and comprehensive infrastructure consistently maintain underlying demand independent of new supply elsewhere. Long-term property value sustainability at 873 Yishun Street 81 depends less on supply pipeline dynamics than on government commitment to maintaining Yishun as a viable, well-serviced residential precinct, a strategic priority reflected in ongoing infrastructure investment and renewal initiatives across the estate.

Hdb Flat At 873 Yishun Street 81 — From S$720K