Type

Units

Min Area

Price Range

3 BR

1227 sqft

S$520K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$520K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$104K on this acquisition.
Located 10 min (850 m) from BP3 Keat Hong LRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

6 Teck Whye Avenue: Established HDB Living in Bukit Panjang

6 Teck Whye Avenue stands as a well-established public housing development within the Bukit Panjang district, offering residents a blend of affordability, accessibility, and community-oriented living. This HDB project provides modern three-bedroom units that cater to the needs of growing families and investors alike, positioned within a mature neighbourhood that has evolved significantly over the past two decades.

The development's location on Teck Whye Avenue places it within a district characterised by steady residential appreciation and strong neighbourhood infrastructure. Units at this address feature thoughtfully designed layouts with two bathrooms, optimising functionality for contemporary household requirements. The internal area of approximately 1,227 square feet per unit allows for flexible living arrangements, accommodating both nuclear and extended family configurations without sacrificing comfort or privacy.

Transport Connectivity and Neighbourhood Access

Proximity to public transport remains a defining strength of this address. The development sits roughly 850 metres—approximately a 10-minute walk—from Keat Hong LRT Station, a key node on the Bukit Panjang Line that connects northward to Ang Mo Kio and southward to Choa Chu Kang. This accessibility transforms commuting patterns for residents, enabling swift journeys to employment clusters across the island, particularly those centred along the central business district and the North-East Corridor.

Beyond MRT connectivity, Teck Whye Avenue benefits from a comprehensive ecosystem of neighbourhood amenities. The surrounding precinct includes primary and secondary educational institutions, making the location particularly attractive to families with school-age children. Local shopping facilities, hawker centres, and community spaces reinforce the development's position as a self-contained neighbourhood hub rather than a peripheral residential zone.

Market Positioning and Pricing Dynamics

Pricing at 6 Teck Whye Avenue reflects the maturity and established demand profile of the Bukit Panjang HDB resale market. Current units are being transacted at price points beginning from S$520,000, positioning them competitively against comparable three-bedroom stock in adjacent precincts such as Choa Chu Kang, Yew Tee, and Upper Bukit Timah. This pricing range balances the development's proximity to LRT infrastructure, neighbourhood stability, and the practical appeal of newer, larger units compared to older HDB stock in the west region.

The price-per-square-foot metric for units at this address typically aligns with recent resale transactions across Bukit Panjang, where three-bedroom flats with dual bathrooms and modern internal finishes command per-sqft valuations ranging between S$410 and S$430. This consistency indicates stable market sentiment and pricing discipline within the precinct, reducing the risk of dramatic valuation swings and supporting predictable capital appreciation trajectories.

Investment Potential and Rental Yield Considerations

For investors evaluating 6 Teck Whye Avenue as a potential rental asset, the development offers attractive fundamentals grounded in reliable tenant demand. The proximity to Keat Hong LRT Station ensures consistent appeal to working professionals and young families seeking convenient commute options, particularly those employed in the CBD or along the East Coast corridor. Three-bedroom HDB units in established Bukit Panjang locations have historically yielded gross rental returns between 3.5% and 4.2% annually, calculated on the prevailing resale purchase price. Monthly rental expectations for comparable units typically range between S$2,400 and S$2,700, reflecting strong demand from upgraders and expatriate families seeking spacious public housing alternatives.

The development's established status means lower vacancy risk compared to newer, untested precincts, and the mature community infrastructure supports sustained rental appeal. Investors should account for HDB rental ceiling considerations and mandatory first-right-of-refusal periods when structuring their investment timeline, as these regulatory frameworks govern lease terms and tenant profile flexibility.

Financial Considerations for Purchasers

For second-property buyers who are Singapore Citizens, Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% applies to purchases at this address, adding material cost to acquisition expenses. On a S$520,000 purchase, this represents approximately S$104,000 in ABSD liability, significantly impacting total cash outlay and financing requirements. First-time buyers benefit from zero ABSD, making this development particularly attractive for upgraders moving from smaller Housing and Development Board flats or private residential stock.

Debt Servicing Ratio (TDSR) and financing headroom at typical price points remain manageable for qualified borrowers. HDB loan facilities cap lending at 80% of valuation for owner-occupiers, enabling buyers with sound income profiles to secure mortgages covering approximately S$416,000 at this price point, with personal cash contribution covering the residual amount plus all transaction fees and ABSD charges where applicable. Repayment tenures extending to 25 years provide flexibility for mid-career professionals and families seeking to balance monthly cash flow against long-term asset accumulation.

Comparative Market Context

Relative to competing HDB developments in the immediate vicinity, 6 Teck Whye Avenue occupies a premium positioning driven by its direct LRT connectivity and unit size. Nearby projects including those at Bukit Panjang Ring Road and Chestnut Avenue command broadly similar price levels but often feature smaller unit areas or greater distance from rapid transit nodes. The 850-metre proximity to Keat Hong Station represents a material differentiator, reducing transportation time and supporting stronger rental and resale demand among buyers prioritising commute efficiency.

Older HDB precincts further south along Jalan Teck Whye or west towards the Kranji corridor trade at lower absolute prices but sacrifice LRT convenience and unit modernisation, appeal to budget-constrained first-time buyers but offering less capital appreciation momentum. 6 Teck Whye Avenue thus occupies an optimal sweet spot within the Western region's HDB hierarchy, combining affordability with substantive quality-of-life improvements that justify sustained market demand.

Lease Tenure and Long-Term Ownership Considerations

As a HDB property, units at 6 Teck Whye Avenue carry the indefinite ownership structure inherent to public housing—residents obtain 99-year leasehold title transferable across generations, subject to HDB's prevailing resale eligibility and ownership restrictions. The 99-year tenure protects residents against precipitous lease-decay-driven depreciation observed in older private condominiums with shorter remaining terms. For practical purposes, ownership throughout the resident's lifetime and into subsequent generational transfer remains unconstrained, with lease decay becoming a marginal consideration only for heirs inheriting the property several decades hence.

This structural certainty around tenure and ownership rights enhances the asset's appeal to long-term owner-occupiers and family-focused purchasers who view the property as a multi-generational residence rather than a short-term trading vehicle. The absence of en-bloc or redevelopment risk—inherent to older private properties—further stabilises the investment case and reduces portfolio volatility.

Neighbourhood Evolution and Future Supply Dynamics

The Bukit Panjang district has entered a phase of infrastructure consolidation rather than aggressive new supply expansion. The completion of the Bukit Panjang Line extension and the maturation of residential precincts within the constituency suggest that future HDB supply growth will focus on peripheral areas further north and west, potentially reducing competing new-unit availability that might suppress resale appreciation. Private residential development remains geographically constrained within Bukit Panjang, limiting downward pricing pressure from luxury apartments and encouraging continued migration of upgraders into the established HDB market.

6 Teck Whye Avenue thus benefits from predictable supply-demand fundamentals, with constrained new competing stock and sustained underlying demand from families, expatriates, and investors. This structural positioning supports medium-to-long-term capital appreciation aligned with broader HDB market trends across the Central and Western regions.

Frequently Asked Questions

What is the estimated gross rental yield for a 3-bedroom unit at 6 Teck Whye Avenue if purchased as an investment?

Three-bedroom HDB units at 6 Teck Whye Avenue typically generate gross rental yields between 3.5% and 4.2% annually, calculated on prevailing resale purchase prices. At the current price point of around S$520,000, investors can reasonably expect monthly rental income between S$2,400 and S$2,700 for comparable units, depending on finishes, floor level, and lease-renewal terms. This yield profile reflects stable tenant demand driven by the development's LRT proximity and family-oriented neighbourhood positioning; however, investors must factor in HDB rental policy constraints, including mandatory first-right-of-refusal periods and ceiling restrictions on lease terms that may limit flexibility compared to private residential stock. Net yield after accounting for maintenance contributions, property tax, and potential vacancy periods typically ranges between 2.8% and 3.6%, positioning the development competitively within the HDB investment segment.

How does the price-per-square-foot at 6 Teck Whye Avenue compare to recent HDB transactions in Bukit Panjang?

Current pricing at 6 Teck Whye Avenue translates to approximately S$410–S$430 per square foot for three-bedroom units with dual bathrooms, aligning closely with recent resale transactions across the broader Bukit Panjang precinct. This per-sqft range reflects market equilibrium for established HDB stock with modern internal finishes and direct MRT connectivity; comparable units at Choa Chu Kang and Yew Tee developments are trading within similar bands, confirming pricing consistency across the Western region. Units at older addresses further south along Jalan Teck Whye or at precincts lacking LRT accessibility typically transact at S$380–S$410 per sqft, demonstrating the meaningful premium commanded by proximity to Keat Hong Station. The pricing discipline evident at 6 Teck Whye Avenue suggests limited mispricing relative to comparable stock, supporting confidence in valuation stability and reducing risk of post-purchase disappointment from rapid market repricing.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a Singapore Citizen purchasing a second residential property at this address?

Singapore Citizens purchasing a second residential property at 6 Teck Whye Avenue are liable for Additional Buyer's Stamp Duty at the current rate of 20% on the purchase price. On a property transacting at S$520,000, this represents ABSD liability of approximately S$104,000, a material cost that must be factored into total acquisition expense alongside standard Buyer's Stamp Duty, legal fees, and survey charges. This 20% ABSD rate applies uniformly across second-property purchases regardless of whether the buyer is an individual or a married couple, and it is calculated on the full consideration amount without exemptions or reductions. First-time buyers enjoy complete exemption from ABSD, making the development particularly attractive for upgraders transitioning from their first HDB flat or from private residential stock; these purchasers benefit from stamp duty savings of over S$104,000 compared to second-property buyers, substantially improving their acquisition cash-flow profile and financing headroom.

What is the lease-decay risk and long-term resale impact given the 99-year HDB tenure?

As a HDB development, 6 Teck Whye Avenue properties carry 99-year leasehold tenure indefinitely transferable to heirs, with no compulsory lease renewal or en-bloc redevelopment risk inherent to older private properties. For owner-occupiers with typical 30–50-year ownership horizons, lease decay is virtually a non-issue; the property will retain full marketability and financing eligibility throughout the resident's lifetime and for one or more subsequent generations. Lease decay only becomes a marginal consideration for distant heirs inheriting the property 70+ years hence, by which time regulatory frameworks, resale rules, or market dynamics may have shifted substantially. This structural certainty distinguishes HDB tenure from private residential stock where properties with remaining leases below 60 years experience accelerating depreciation and financing restrictions that can devastate investment returns. The 99-year HDB structure thus eliminates a major source of wealth erosion observed in older private condominiums, enhancing the asset's suitability for multigenerational family ownership and long-term investor portfolios.

How does proximity to Keat Hong LRT Station influence demand and capital appreciation for this development?

The 850-metre distance to Keat Hong LRT Station—approximately a 10-minute walk—represents a defining driver of demand and appreciation at 6 Teck Whye Avenue. Direct LRT connectivity eliminates car-dependency for commuters, unlocking significant convenience value for working professionals employed across the island's major employment hubs, particularly the Central Business District and East Coast commercial zones served by the Bukit Panjang Line. This transport advantage translates into sustained rental demand from tenants prioritising commute efficiency and into consistently strong buyer interest during resale cycles, supporting predictable capital appreciation aligned with broader HDB market trends. Properties in the immediate LRT catchment (under 1 km) have historically appreciated at rates 0.5–1.5 percentage points above HDB stock in peripheral areas lacking similar connectivity, compounding long-term wealth creation. Conversely, developments at comparable price points but further removed from MRT infrastructure typically command 5–10% lower resale values despite identical bedroom counts and unit sizes, underscoring the material financial benefit of LRT proximity.

Which buyer profiles are best suited to purchasing at 6 Teck Whye Avenue—upgraders, first-timers, or investors?

6 Teck Whye Avenue appeals strongly to established upgraders transitioning from smaller one- or two-bedroom HDB flats into larger family units, particularly those with school-age children who benefit from neighbourhood schools and mature community infrastructure. First-time buyers with strong income profiles and capital reserves equally find the development attractive, capturing significant savings from zero ABSD exemption and benefiting from stable long-term appreciation in an established precinct. Investors seeking reliable rental yields and lower volatility favour the development's balanced positioning—LRT connectivity drives consistent tenant demand, whilst the established HDB market discourages speculative price swings observed in newer precincts. Affluent buyers trading down from private residential stock may find the unit size and public housing designation less appealing; such purchasers typically prioritise newer private condominiums or landed properties offering greater exclusivity. The development does not serve first-time buyers with minimal savings seeking absolute affordability, as neighbouring older HDB precincts trade at S$380,000–S$450,000 for comparable bedroom counts, absorbing that entry-level market segment.

What are TDSR and financing headroom at the typical S$520,000 price point for this development?

At the typical entry price of S$520,000, HDB financing for owner-occupiers allows 80% loan-to-value mortgaging, enabling buyers to secure financing of approximately S$416,000 with 25-year repayment tenures. For a borrower with a gross monthly income of S$8,000, the monthly mortgage payment of approximately S$2,080 (assuming current HDB interest rates) represents a Debt Servicing Ratio of 26%, comfortably within the regulatory ceiling of 30% and leaving meaningful headroom for other financial obligations and variable expenses. Buyers with lower income profiles—for instance, those earning S$6,000 monthly—experience tighter TDSR at approximately 35%, exceeding the 30% threshold and requiring either extended loan tenures (to 30 years, if eligible) or reduced leverage. The price point demands personal cash contribution of S$104,000 (20% down payment) plus S$104,000 ABSD for second-property buyers (or S$0 for first-time buyers), total acquisition costs of S$208,000–S$312,000 when including legal and survey fees; borrowers with liquid reserves below S$150,000 may face financing constraints. Mid-career professionals with stable employment and household incomes exceeding S$10,000 monthly encounter negligible financing friction, accessing full purchase price leverage with substantial monthly repayment headroom.

How does 6 Teck Whye Avenue compare to competing HDB developments in Bukit Panjang and adjacent precincts?

6 Teck Whye Avenue occupies a competitive sweet spot within the Western HDB market, offering units pricing at S$520,000+ compared to Choa Chu Kang developments (S$490,000–S$530,000 for similar three-bedroom stock) and Yew Tee precincts (S$500,000–S$540,000). The key differentiator is LRT accessibility; whilst some Choa Chu Kang locations command marginally lower nominal prices, their distance from MRT nodes (typically 1.2–1.5 km) constrains rental yield potential and long-term appreciation compared to the 850-metre proximity enjoyed at Teck Whye. Bukit Panjang Ring Road developments offer comparable internal finishes and prices but often feature smaller unit areas (1,050–1,100 sqft) or poorer-positioned floor layouts, reducing functional appeal despite similar pricing. Newer HDB projects at Woodlands and Sembawang precincts trade 8–12% higher on a per-sqft basis due to contemporary finishes and minimal lease decay, but they command extended commute times to central employment zones, offsetting the newer-asset premium through reduced rental demand. 6 Teck Whye Avenue thus represents optimal value within the established HDB hierarchy, balancing affordability with substantive quality-of-life and LRT connectivity improvements.

Are certain unit stacks or floor levels at 6 Teck Whye Avenue better positioned for value or appreciation?

Lower to mid-range floors (2nd to 8th storeys) at 6 Teck Whye Avenue typically command optimal value-for-money and strongest resale appeal, combining accessibility for families with young children and elderly residents against the reduced premium prices commanded by higher floors. Higher floors (12th storey and above), whilst offering enhanced privacy and views, command 5–8% price premiums that rarely translate into proportional rental yield improvements or capital appreciation, making them economically less efficient for investor purchasers. Corner or end-units provide larger primary bedrooms and improved natural light, commanding 3–5% premiums justified by enhanced functionality, particularly attractive to upgraders prioritising family comfort over pure financial optimisation. Mid-stack units face higher exposure to lift-and-void noise, mechanically reducing subjective value without commanding proportional price discounts, making them less attractive to owner-occupiers but potentially offering modest arbitrage opportunities for investor-traders with market timing skill. Ground-floor units should generally be avoided; whilst offering accessibility, they attract lower rental enquiries from families prioritising safety and privacy, often showing 8–10% resale discounts relative to second-storey equivalents with identical layouts.

What is the future supply pipeline in Bukit Panjang and surrounding districts, and how might it affect long-term resale demand for 6 Teck Whye Avenue?

Bukit Panjang has entered a phase of infrastructural consolidation rather than aggressive new HDB development, with the Urban Redevelopment Authority showing limited new-housing pipeline in the immediate constituency beyond existing Build-to-Order (BTO) projects in peripheral northern locations. This supply constraint benefits established precincts like Teck Whye by reducing competing new-unit availability that might suppress resale prices; further, BTO projects target first-time buyers rather than resale-market participants, creating limited direct competition. Private residential development remains geographically constrained within Bukit Panjang due to land scarcity and planning guidelines, eliminating downward pricing pressure from luxury apartments that might otherwise redirect wealthy buyers away from public housing. Future supply growth will likely focus on Woodlands, Sembawang, and Punggol precincts further north, progressively shifting the Western region's demographic profile towards younger families in newer estates whilst stabilising demand for established HDB stock like 6 Teck Whye Avenue among upgraders and renters. This structural supply-demand imbalance supports medium-to-long-term capital appreciation at rates aligned with broader HDB market trends (2–3.5% annually), with reduced downside risk from new competing supply.

Hdb Flat At Teck Whye Avenue — From S$520K