Type

Units

Min Area

Price Range

2 BR

882 sqft

S$488K – S$520K

Type

Units

Min Area

Price Range

3 BR

990 sqft

S$5,200/mo

Property Highlights

HDB development with 3 units currently available.
Prices currently range from S$5,200 to S$520K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$1,040 on this acquisition.
67% of current units are for sale, from S$488K; 33% are for rent, from S$5,200/mo.
Located 11 min (890 m) from EW23 Clementi MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

305 Clementi Avenue 4: A Consolidated HDB Development in Singapore's West

305 Clementi Avenue 4 stands as a residential development within the mature Clementi planning district, one of Singapore's most established and well-serviced neighbourhoods. Located on Clementi Avenue 4, the development serves as a focal point for families and professionals seeking stable, affordable housing in the western region of the island. The address benefits from decades of urban consolidation, ensuring that residents enjoy access to comprehensive amenities, reliable public transport, and a strong community fabric that characterises this part of Singapore.

The development's proximity to EW23 Clementi MRT Station—approximately 11 minutes on foot—places it within the broader transport network that connects westbound commuters to the central business district and beyond. This accessibility has historically supported consistent demand for residential units in the Clementi precinct, as working professionals and families value the combination of short commute times and neighbourhood maturity. The station itself serves as a transport hub, enabling swift connections via the East-West Line to key employment and lifestyle destinations across the island.

Property Specifications and Layout Options

Units at 305 Clementi Avenue 4 are available with floor areas around 883 square feet, accommodating configurations suited to different household compositions. The development offers a range of unit types, with pricing commencing from S$520,000, reflecting the estate's position within the broader HDB resale market in Singapore. Two-bedroom and two-bathroom configurations are among the options available, providing flexibility for buyers navigating different life stages and family needs.

The internal layout of units at this development reflects contemporary HDB design standards, with emphasis on efficient use of space and practical living arrangements. Residents benefit from the development's maturity, which means that nearby facilities and services have been established over time to meet the needs of the community. The combination of floor area, layout options, and price points makes units here attractive to a diverse buyer profile across Singapore's residential market.

Neighbourhood Character and Amenities

Clementi is celebrated as one of Singapore's most liveable residential zones, with a rich mix of commercial, educational, and recreational facilities embedded throughout the planning area. The neighbourhood hosts several primary and secondary schools, making it particularly appealing to families with children seeking quality education within close proximity to their homes. Shopping facilities, including retail centres and wet markets, are situated within easy reach, supporting the daily convenience needs of residents.

The precinct also benefits from numerous food establishments, leisure facilities, and healthcare services, all of which contribute to a self-contained and vibrant residential ecosystem. Parks and recreational grounds punctuate the area, offering green spaces for community activities and outdoor leisure. This mature infrastructure means that buyers at 305 Clementi Avenue 4 are investing in a neighbourhood where social and commercial ecosystems are already well-established, reducing the uncertainty sometimes associated with newer developments in other parts of the island.

Transport Connectivity and Lifestyle Access

The 11-minute walk to Clementi MRT Station ensures that residents have direct access to one of Singapore's primary arterial rail lines. The East-West Line, which serves this station, is a critical transport corridor linking the western residential areas with the central region, eastern Singapore, and beyond. For commuters relying on public transport, this connectivity translates to reliable, frequent service and straightforward journey planning to workplaces, educational institutions, and leisure destinations across the island.

Beyond the MRT, the Clementi area is well-served by bus routes, providing additional options for local travel and connections to secondary destinations not directly served by the rail network. The combination of rail and bus connectivity has supported the area's evolution as a residential hub, with many working professionals and families choosing to base themselves here due to the transport advantages. The maturity of the transport infrastructure also suggests that future enhancements and service frequency improvements are likely to benefit existing residents.

Investment Perspective and Market Position

For buyers considering 305 Clementi Avenue 4 from an investment standpoint, the development's location within a mature, established neighbourhood presents several compelling factors. The Clementi area has demonstrated consistent demand over multiple property cycles, reflecting its appeal as a residential destination. Units in mature HDB estates with strong MRT connectivity typically attract a stable pool of tenants, whether for owner-occupancy or rental income generation.

The pricing from S$520,000 reflects the estate's market position relative to competing developments across Singapore's west. Buyers evaluating this development as part of a broader property portfolio should consider the rental demand dynamics in Clementi, which benefit from the neighbourhood's accessibility, convenience, and appeal to both local and expatriate residents. The long-term demographic trends in Singapore suggest continued relevance of well-located residential units within established estates, particularly those with strong MRT connectivity.

Buyer Suitability and Life-Stage Alignment

First-time homebuyers often find mature HDB developments like 305 Clementi Avenue 4 appealing, as the established infrastructure and proven market demand provide reassurance during their initial property purchase journey. The price point from S$520,000 sits within the range accessible to many first-time buyers, particularly when combined with housing grants and financing options available through HDB or commercial banks. The neighbourhood's family-friendly character, proximity to schools, and community facilities make it particularly suitable for young families establishing themselves in Singapore.

Upgraders moving from smaller units or other planning districts to Clementi value the additional space and the neighbourhood's maturity. The development also appeals to investors seeking stable, long-term rental income with predictable tenant demand, as Clementi consistently attracts professionals and families willing to pay fair rents for the convenience and lifestyle it offers. For those downsizing or seeking a base in Singapore's west, the range of configurations at 305 Clementi Avenue 4 ensures that diverse buyer profiles can find suitable options.

Market Dynamics and Future Outlook

The Clementi planning district has evolved into a stable, mature residential zone with limited large-scale new supply disrupting existing property values. This relative supply stability has historically supported steady appreciation in resale values, as demand from different buyer cohorts continues to materialise. The ongoing development and enhancement of transport infrastructure, retail facilities, and community amenities in nearby areas suggest that Clementi's attractiveness is likely to endure.

Prospective buyers should view 305 Clementi Avenue 4 within the context of Singapore's long-term housing strategy and demographic trends. The island's emphasis on maintaining and upgrading mature estates, combined with sustained immigration and household formation, suggests continued relevance of well-located HDB units. As Singapore's population evolves and housing demand remains robust, properties in accessible locations like Clementi are positioned to retain their appeal across multiple market cycles.

Frequently Asked Questions

What rental yield might an investor expect from purchasing a unit at 305 Clementi Avenue 4?

Rental yields for HDB units in Clementi typically range between 2.5% and 3.5% annually, depending on unit size, exact location within the development, and current market rental rates. At a purchase price from S$520,000, this translates to potential annual rental income between S$13,000 and S$18,200, though actual yields depend on the specific unit configuration and local rental demand dynamics. Clementi's established reputation as a residential neighbourhood with strong appeal to young professionals and families supports consistent tenant demand, making it a stable market for rental income generation. Investors should also factor in ongoing property tax, maintenance, and management costs when calculating net yield projections.

How does the price per square foot at 305 Clementi Avenue 4 compare to recent resale transactions in the broader Clementi area?

Units at 305 Clementi Avenue 4 with around 883 square feet priced from S$520,000 represent a cost of approximately S$589 per square foot, a figure that broadly aligns with recent resale transactions across comparable HDB blocks in the Clementi planning district. The Clementi market typically sees per-square-foot prices ranging from S$550 to S$650 depending on floor level, orientation, and remaining lease duration, so this development sits within the typical mid-range for the neighbourhood. Buyers comparing this development to other nearby HDB blocks should factor in specific unit attributes such as facing direction, proximity to common facilities, and remaining lease years, as these variables significantly influence individual unit valuations. The overall price positioning reflects the mature status of the estate and its established demand profile within Singapore's western residential market.

What are the Additional Buyer's Stamp Duty (ABSD) implications for Singapore Citizens purchasing a second residential property at this development?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, which applies on top of the standard Buyer's Stamp Duty and other transaction costs. For a unit priced at S$520,000, the 20% ABSD would amount to approximately S$104,000, significantly increasing the total cost of acquisition beyond the purchase price itself. This 20% levy is payable by the buyer at the point of legal completion and must be factored into financing arrangements, as most mortgage lenders will not include ABSD within the loan amount. Second-property buyers should engage a conveyancing lawyer early in the purchase process to understand the complete financial implications, including ABSD, stamp duty, legal fees, and any renovation or furnishing costs, to ensure adequate liquidity before proceeding.

Does 305 Clementi Avenue 4 carry any lease decay risk, and how might this impact long-term resale value?

As an HDB estate, 305 Clementi Avenue 4 operates under Singapore's public housing leasehold framework, with lease terms typically ranging from 99 years downward depending on the age of the development and previous transactions. Lease decay becomes a material consideration as the remaining lease drops significantly, generally impacting resale appeal and mortgage eligibility when the lease falls below 60 years. For buyers purchasing units at 305 Clementi Avenue 4, understanding the current remaining lease tenure is essential, as this directly influences long-term capital appreciation, financing options, and eventual resale prospects. HDB does offer lease extension programmes for aging estates, allowing residents to extend their leases, but prospective buyers should verify the current lease status and any potential extension eligibility before committing to a purchase to ensure full transparency regarding long-term value retention.

How does proximity to Clementi MRT Station influence demand and long-term capital appreciation for units at this development?

The 11-minute walking distance to Clementi MRT Station is a primary value driver for 305 Clementi Avenue 4, as MRT accessibility consistently correlates with stronger demand, higher rents, and more stable capital appreciation across Singapore's HDB market. Properties within walking distance of an MRT station typically command a premium relative to non-MRT-adjacent developments, and this premium has historically remained resilient across property cycles, reflecting the enduring appeal of transport connectivity. The East-West Line, which serves Clementi Station, is one of Singapore's oldest and most established rail corridors, carrying high daily passenger volumes and connecting residents to employment centres, educational institutions, and lifestyle destinations across the island. For long-term capital appreciation, this MRT connectivity positions 305 Clementi Avenue 4 favourably, as future transport enhancements, increased service frequency, and broader urban development typically reinforce the value of properties adjacent to major transit hubs.

Is 305 Clementi Avenue 4 suitable for high-net-worth individuals, upgraders, first-time buyers, and investors, and how does each profile benefit?

First-time buyers benefit significantly from 305 Clementi Avenue 4's established neighbourhood infrastructure, proven demand profile, and price point from S$520,000, which sits comfortably within the range accessible to many first-time purchasers leveraging HDB grants and mortgage financing. Upgraders moving from smaller units or other districts value the additional space, mature community facilities, and strong transport connectivity that Clementi offers, making it an attractive stepping-stone in their property journey. Investors find this development appealing due to its stable tenant demand, mature location, and historical resilience in the resale and rental markets, supporting predictable income generation and capital preservation. While high-net-worth individuals might prioritize premium developments in central or fringe areas, some HNW buyers view portfolios of well-located HDB units as a stable, liquid asset class that generates income and benefits from Singapore's long-term housing demand dynamics. Each buyer profile finds different value propositions at this development, reflecting its broad appeal across Singapore's diverse residential market.

What Total Debt Servicing Ratio (TDSR) and financing headroom might typical buyers expect at current price points for this development?

For a unit priced at S$520,000, a buyer with a 90% LTV (Loan-to-Value) mortgage would borrow approximately S$468,000, resulting in monthly instalments of roughly S$2,340 on a 25-year loan at current interest rates around 2.2% per annum. Most commercial banks and HDB impose a Total Debt Servicing Ratio (TDSR) ceiling of 60%, meaning a buyer's total monthly debt servicing (mortgage, car loans, credit cards, and other obligations) cannot exceed 60% of gross monthly income. To service a S$2,340 monthly mortgage comfortably within TDSR limits, a buyer would typically require a gross monthly income of at least S$3,900, leaving headroom for other financial obligations and unforeseen expenses. Buyers with higher incomes or larger down payments (reducing loan amounts) enjoy greater financing flexibility and stronger TDSR headroom, while those with existing debt obligations should stress-test their financial position carefully to ensure sustainable long-term mortgage servicing.

How does 305 Clementi Avenue 4 compare to competing HDB developments nearby, such as other blocks within Clementi or adjacent planning districts?

The Clementi planning district comprises numerous HDB blocks built across different decades, with 305 Clementi Avenue 4 competing against both contemporaneous estates and newer developments within the same precinct and adjacent areas such as West Coast and Bukit Panjang. Competing developments in West Coast often command similar price points due to comparable MRT connectivity and mature neighbourhood infrastructure, while some Bukit Panjang units may offer marginally lower prices but with slightly longer distances to MRT stations. The key differentiation factor for 305 Clementi Avenue 4 lies in its specific location within the Clementi planning zone, its proximity to schools and retail facilities, and the established reputation of its immediate neighbourhood for family-friendly living. Buyers comparing multiple developments should evaluate proximity to their workplaces or schools, specific unit configurations, remaining lease tenure, and building-level facilities rather than focusing solely on price per square foot, as these qualitative factors significantly influence long-term satisfaction and capital appreciation.

Which unit stacks or floor levels at 305 Clementi Avenue 4 typically offer the best value for money?

Mid-level units (typically floors 3–5) at 305 Clementi Avenue 4 often represent the strongest value proposition, as they command slightly lower prices than higher floors whilst avoiding ground-level noise and accessibility concerns associated with lower storeys. Higher floors (floors 8 and above, where available) typically attract a premium due to improved light, air circulation, and views, but this premium may not always translate to proportional capital appreciation, making mid-level units more economically efficient for value-conscious buyers. Ground and first-floor units may be priced at a discount, but they sometimes carry issues such as reduced natural light, higher noise exposure from communal areas, or lower resale demand, making them less attractive except to buyers with mobility considerations. Corner units and units with favourable orientations (typically north-facing in Singapore to minimise afternoon heat) also command premiums, though these must be evaluated individually against the buyer's lifestyle preferences and investment objectives rather than assumed universally to deliver superior value.

What is the future supply pipeline in the Clementi planning district, and how might this affect property values at 305 Clementi Avenue 4?

The Clementi planning district is characterised as a mature, largely built-up residential zone with limited capacity for large-scale new HDB or private residential developments, meaning future supply additions are expected to be incremental rather than disruptive. Singapore's housing strategy emphasises rejuvenation and enhancement of mature estates rather than wholesale redevelopment, so Clementi is more likely to experience careful upgrades to existing blocks, community facilities, and transport infrastructure than wholesale replacement by new supply. This relative supply constraint historically supports steady demand and appreciation in mature estates like Clementi, as competing developments in other planning areas may capture some demand but are unlikely to undermine the fundamental attractiveness of well-located, established neighbourhoods. Prospective buyers should monitor HDB's long-term development plans and any announcements regarding estate improvements or nearby new projects, as these can influence neighbourhood dynamics, but the overall outlook for Clementi suggests continued stability and relevance as a residential destination given Singapore's constrained geography and ongoing housing demand.

Hdb Flat At 305 Clementi Avenue 4 — From S$5,200