Type

Units

Min Area

Price Range

1 BR

150 sqft

S$800/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$800.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160 on this acquisition.
Located 8 min (640 m) from JW1 Gek Poh MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

824 Jurong West Street 81: HDB Living in a Mature Jurong Community

824 Jurong West Street 81 represents a compelling housing opportunity within Jurong West, one of Singapore's longest-established and most vibrant residential districts. This HDB development exemplifies the quality of public housing that continues to define the island's real estate landscape, offering practical, well-designed living spaces for buyers at all stages of their property journey. The development's location within the Jurong precinct positions it strategically at the intersection of mature neighbourhood amenities and growing commercial opportunity.

The address falls within walking distance of Gek Poh MRT Station, which sits approximately 8 minutes away at a distance of 640 metres. This forthcoming transit node will significantly enhance connectivity across the district and beyond, reducing travel times to key employment nodes across Singapore. The station's development underscores the Government's commitment to strengthening Jurong's regional importance as a secondary business hub, which in turn supports long-term property value stability and rental demand for nearby housing stock.

Location and Connectivity Benefits

Jurong West has evolved into a mature, self-contained community over several decades. The precinct combines residential stability with robust local amenities including markets, food centres, hawker stalls, and an established retail network. Residents benefit from proximity to multiple primary and secondary schools, healthcare facilities, and recreational spaces such as parks and community clubs. The neighbourhood's maturity means established social infrastructure, reliable service networks, and a stable tenant and buyer base—factors that typically underpin steady property values and rental yields.

The forthcoming Gek Poh MRT Station will eliminate the final connectivity gap for many residents in this western zone. Currently, the area is well-served by bus networks, but the new station will unlock significantly faster journeys to the city centre, eastern zones, and other regional employment clusters. This infrastructure upgrade typically catalyses sustained interest from both owner-occupiers and investors, as improved transit accessibility directly correlates with higher demand and rental competitiveness.

HDB Development Profile and Unit Configuration

Units across 824 Jurong West Street 81 feature compact, efficient layouts designed to maximise liveability within space-conscious footprints. The development caters particularly to first-time buyers entering the property market, young professionals, downsizers, and small-household investors. Typical unit types range across the HDB spectrum, with options spanning from intimate studio-equivalent configurations to larger formats, allowing flexibility to match various buyer profiles and investment strategies.

The consistency of HDB quality standards ensures that all units meet or exceed Singapore's building codes, safety certifications, and finish specifications. Buyers can rely on predictable, government-backed quality assurance, transparent ownership frameworks, and straightforward regulatory processes unique to the HDB sector. This clarity reduces acquisition friction compared to private housing, making HDB purchases particularly attractive for first-time and upgrade-cycle buyers.

Investment and Rental Yield Considerations

HDB rental yields in mature Jurong precincts have historically tracked between 2.5% and 4% gross per annum, depending on unit size, floor level, and exact amenity proximity. 824 Jurong West Street 81's proximity to Gek Poh MRT will likely support rental appeal and potentially elevate yields as the station becomes operational. The development's location within an established neighbourhood with strong family and working-age demographics creates a reliable tenant pool comprising young families, expatriate workers, and mid-career professionals.

Investors should note that HDB rental is subject to strict regulatory caps and eligibility criteria imposed by the Housing and Development Board. Leases typically run for fixed minimum periods, and tenant selection is subject to HDB guidelines. These frameworks, whilst protective of property values and neighbourhood stability, do constrain rental income flexibility compared to private properties. However, the trade-off is significantly lower acquisition risk and capital appreciation predictability.

Pricing, Financing, and Buyer Considerations

Jurong West HDB properties remain amongst Singapore's most accessible entry points for owner-occupied housing and investment exposure. Units at 824 Jurong West Street 81 are priced competitively within the district's peer set, reflecting the precinct's maturity and transit connectivity. First-time HDB buyers benefit from concessional loan terms through HDB's own financing schemes, which typically offer below-market interest rates and simplified approval processes. Additionally, first-time buyers purchasing their maiden HDB property are exempt from Additional Buyer's Stamp Duty, a significant fiscal advantage unavailable to upgraders and investors.

For second-property purchasers—whether upgrading from an earlier HDB or diversifying into property investment—Additional Buyer's Stamp Duty applies at 20% of the purchase price for Singapore Citizens acquiring a second residential property. This duty substantially raises the true cost of acquisition for upgraders and investors and should be factored into all financial planning. Total debt servicing ratios (TDSR) for HDB financing remain capped at 60% for most borrowers, meaning monthly housing-related debt servicing costs cannot exceed 60% of gross monthly income. At typical price points for units in this development, this translates to minimum household income requirements of approximately S$4,000 to S$6,000 monthly, depending on unit size and exact transaction price.

Lease Tenure and Long-Term Value Stability

All HDB flats are granted on a 99-year lease tenure from the point of completion. Unlike private leasehold properties, HDB leases do not historically depreciate in value during the early-to-mid decades of the 99-year term, as the Government actively supports the secondary market and maintains clear policies for lease renewal and value preservation. Buyers should, however, be cognisant that the lease duration is finite and will decline with each passing year. Properties in the later decades of their lease (beyond 80 years consumed) may experience material value compression, reflecting the reduced economic utility of the remaining lease term.

The Housing and Development Board has implemented policies to enable lease extensions and ongoing market support mechanisms, but these remain subject to Government discretion. Prudent buyers and investors should assess their holding timeline against lease decay dynamics: owner-occupiers intending to live in the property through retirement may face constraints in selling during extreme old age, whilst investors should model exit strategies with explicit reference to lease duration at the point of intended sale.

Competitive Context and District Trajectory

Jurong West's competitive HDB landscape includes several neighbouring developments and adjacent precincts within the broader Jurong region. Recent HDB transactions in Jurong West have consistently tracked between S$3,500 and S$5,500 per square metre, varying by unit type, floor level, and proximity to amenities and transit. 824 Jurong West Street 81's pricing reflects this benchmark and remains competitive relative to comparable developments within the same precinct and nearby zones such as Jurong East and Boon Lay.

The Jurong Region's status as a Government-designated secondary business hub underpins sustained urban planning investment and infrastructure development over the coming decade. Plans for expanded commercial, office, and mixed-use precincts across Jurong will likely attract increased working-age populations and boost residential demand. This macro trajectory supports confidence in long-term value retention for housing stock positioned within the region.

Suitability Across Buyer Profiles

First-time home buyers will find 824 Jurong West Street 81 particularly accessible, combining affordable pricing, transparent HDB ownership frameworks, and simplified financing pathways. Young couples and small households benefit from space-efficient designs that require minimal maintenance and utility costs. Upgraders transitioning from earlier HDB purchases to larger formats will discover clear options within the development's unit mix, though must budget for Additional Buyer's Stamp Duty at 20%.

Investors seeking stable, lower-volatility rental yield exposure will appreciate the development's established neighbourhood profile, regulatory clarity, and predictable tenant demand. The forthcoming MRT connectivity will further bolster investment appeal by expanding the addressable renter pool and reducing vacancy risk. High-net-worth buyers, whilst typically gravitating towards private property, may view strategic HDB acquisition as a portfolio diversification play, particularly where capital efficiency and yield consistency matter more than premium finishes or exclusive positioning.

Conclusion

824 Jurong West Street 81 embodies the accessible, stable, and well-integrated public housing that continues to anchor Singapore's property ecosystem. The development's established neighbourhood context, forthcoming enhanced transit connectivity, and competitive pricing create sustained value appeal across multiple buyer cohorts. Prospective purchasers should conduct thorough financial modelling—particularly regarding TDSR headroom and ABSD implications for repeat buyers—and consider lease tenure dynamics within their personal holding horizons. For those prioritising accessibility, stability, and reasonable long-term appreciation potential, this development warrants serious evaluation.

Frequently Asked Questions

What rental yield should investors expect from units at 824 Jurong West Street 81?

HDB rental yields in established Jurong West precincts typically range between 2.5% and 4% gross per annum, depending on unit size and floor location. The proximity to Gek Poh MRT Station, which is under construction and expected to dramatically improve connectivity, may support yields towards the higher end of this range once operational. However, investors must be aware that HDB rental is subject to strict Government regulations, including fixed lease minimum periods and HDB-mandated tenant eligibility criteria, which constrains flexibility compared to private rentals. The stable, established tenant base in this mature neighbourhood—comprising young families, expatriate workers, and mid-career professionals—typically ensures reliable occupancy and predictable rental income streams.

How does pricing at this development compare to other HDB transactions in Jurong West?

Recent HDB transactions across Jurong West have settled in the range of approximately S$3,500 to S$5,500 per square metre, with variation driven by unit type, floor level, and distance to key amenities and transit nodes. Units at 824 Jurong West Street 81 are priced competitively within this peer benchmark, reflecting the precinct's maturity and stable demand profile. The imminent completion of Gek Poh MRT Station, located just 640 metres away, positions this development advantageously relative to precincts with longer walking distances to transit, potentially supporting stronger rental appeal and capital retention. Buyers should compare transaction prices per square metre across multiple recent closings in the district to validate fair value at the point of acquisition.

What are the Additional Buyer's Stamp Duty implications for second-property purchasers?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at a flat rate of 20% of the purchase price, effective immediately upon completion. For an upgrader moving from a previous HDB to this development, or for an investor acquiring this property as a second residential holding, the ABSD duty substantially elevates total acquisition cost. For example, a purchase price of S$500,000 would trigger ABSD liability of S$100,000, requiring careful financial planning and cash-on-hand sufficiency. First-time HDB buyers remain exempt from ABSD, making their acquisition cost materially lower than repeat purchasers at identical prices. All prospective non-first-time buyers must factor this duty explicitly into their investment analysis and mortgage serviceability calculations.

What lease decay risks apply to this HDB property, and how might this affect resale value?

All HDB flats are granted on a 99-year lease tenure from the point of completion. Unlike private leasehold properties, HDB leases have historically demonstrated remarkable value resilience during the early and middle decades of the lease term, as the Government actively maintains secondary market stability and has implemented lease extension and renewal policies. However, leases are finite: properties approaching 80+ years consumed begin to experience measurable value compression, as the remaining economic utility becomes materially diminished. Buyers intending to occupy the property long-term should assess whether they expect to live in the unit beyond 80 years of lease consumption; investors should explicitly model exit timelines relative to lease decay. The Housing and Development Board continues to evolve policies supporting lease extensions, but these remain subject to Government discretion and should not be assumed as guaranteed.

How will Gek Poh MRT Station's opening affect demand and capital appreciation for units here?

Gek Poh MRT Station, currently under construction and located approximately 8 minutes' walk (640 metres) from this development, represents a significant catalyst for medium-to-long-term capital appreciation and rental demand. Enhanced transit connectivity typically drives measurable increases in property valuations, as it expands the addressable market for owner-occupiers and investors and reduces overall commute friction for residents. The station's opening will unlock significantly faster journeys to the city centre, eastern employment hubs, and other regional destinations, making this precinct more attractive to working-age households and professional renters. Historical evidence from other Singapore precincts shows that properties near newly opened MRT stations experience sustained appreciation over 2–3 years post-opening, alongside elevated rental inquiry volumes. This development's existing proximity to the station positions it to capture a disproportionate share of this positive catalyst.

Is this development suitable for first-time home buyers, upgraders, and investors?

This development appeals powerfully to first-time home buyers due to HDB's concessional financing terms (often sub-market interest rates), ABSD exemption for maiden purchases, and transparent ownership frameworks that simplify acquisition compared to private housing. Young couples and small households particularly benefit from space-efficient unit designs and predictable maintenance costs. Upgraders transitioning from earlier HDB purchases will encounter a broad unit mix across the development, though must budget for 20% ABSD on the purchase price and carefully model TDSR headroom given higher debt levels. Investors seeking stable, lower-volatility rental yield exposure will appreciate the development's established community infrastructure, regulatory clarity, and forthcoming enhanced transit connectivity, which together support predictable tenant demand and occupancy stability. Each cohort should align their acquisition decision with their specific financial capacity and holding timeline.

What are the TDSR and financing headroom implications at typical price points for this development?

HDB financing is capped at a Total Debt Servicing Ratio (TDSR) of 60%, meaning monthly housing-related debt servicing—including mortgage, property tax, insurance, and utilities—cannot exceed 60% of gross monthly household income. At typical price points for units at 824 Jurong West Street 81 (generally ranging from S$400,000 to S$700,000 depending on unit type), prospective buyer households typically require minimum gross monthly incomes of approximately S$4,000 to S$6,500 to satisfy TDSR caps whilst maintaining reasonable financial buffer. Buyers should conduct detailed income verification and model various interest rate scenarios (HDB rates have historically ranged from 1.5% to 3.5%) to ensure they retain adequate monthly surplus for living expenses, property maintenance, and contingency reserves. HDB calculators on the official website enable rapid TDSR validation; engaging a mortgage advisor to model personal scenarios is strongly recommended before formal application.

How does this development compare to competing HDB schemes in adjacent precincts like Jurong East and Boon Lay?

Jurong West's competitive HDB landscape includes well-established precincts such as Jurong East (immediately adjacent, with established MRT access via EW Line stations) and Boon Lay (offering slightly greater distance to central Singapore but comparable amenities). Units in Jurong East typically command modest premiums owing to the maturity of existing MRT connectivity and proximity to significant commercial clusters; comparable Jurong East HDB transactions have recently tracked S$200–400 higher per square metre than Jurong West equivalents. Boon Lay generally offers pricing comparable to Jurong West but serves slightly different working-age and family demographics. 824 Jurong West Street 81's pending MRT connectivity will compress historical pricing gaps between Jurong West and Jurong East, supporting value appreciation for this development relative to peers with longer transit walk distances. Prospective buyers should obtain comparable recent transaction data from HDB resale platforms to validate relative positioning across these neighbouring precincts.

Are certain unit stacks or floor levels at this address particularly strong for value or rental appeal?

HDB pricing typically reflects predictable unit-stack hierarchies: lower-floor units (levels 1–5) attract modest premiums for accessibility and reduced lift waiting times but suffer from slightly elevated noise and privacy constraints; mid-stack units (levels 6–15) generally command the highest per-square-metre valuations, balancing accessibility with noise mitigation and light penetration; upper-stack units (levels 16+) appeal to buyers prioritising light and views but incur higher utility costs (particularly air conditioning) and may face reduced rental demand from cost-conscious tenants. For investor profiles prioritising yields, mid-stack units often deliver optimal rental absorption and tenant satisfaction. For owner-occupiers with specific lifestyle preferences (e.g., light sensitivity, mobility considerations), unit stack selection should be explicit. Recent HDB resale data for this specific address and immediate precinct should be reviewed to identify any stack-specific pricing inflections or rental demand patterns specific to this development's exact geography and orientation.

What is the future supply pipeline in Jurong West and how might this affect long-term appreciation?

The Jurong Region is designated as a Government-identified secondary business hub, with substantial planning approvals for mixed-use, office, and commercial development over the coming decade. Projects including expanded retail and commercial zones, additional employment clusters, and complementary residential precincts are in planning or early-stage development across the broader Jurong corridor. This elevated supply activity is double-edged: on one hand, it bolsters long-term demand fundamentals and neighbourhood amenities; on the other, incremental residential supply in the district may moderate per-unit appreciation rates if construction exceeds absorption. However, the maturity of existing precincts like Jurong West means new supply typically targets different market segments (e.g., premium private condominiums) rather than direct substitutes for HDB stock. Prospective long-term owners and investors should review URA master plans and Government land sales announcements for Jurong to assess supply dynamics; the enhanced MRT connectivity and commercial growth should sustain underlying demand for affordable, accessible HDB housing even as total stock expands.

Hdb Flat At Jurong West Street 81 — From S$800