Type

Units

Min Area

Price Range

3 BR

893 sqft

S$3,700/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$3,700.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$740 on this acquisition.
Located 9 min (780 m) from NS14 Khatib MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

775 Yishun Ring Road: A Mature HDB Development Near Khatib MRT

775 Yishun Ring Road stands as an established residential development in Yishun, a longstanding neighbourhood in Singapore's north that continues to attract both families and investors. The project comprises HDB flats designed to accommodate multi-generational households, with a range of unit types spread across the estate. Located approximately nine minutes' walk (780 metres) from Khatib MRT Station on the North-South Line (NS14), the development benefits from reliable public transport connectivity that links residents directly to employment hubs and amenities across the island.

The flats at 775 Yishun Ring Road are configured to serve diverse housing needs, with units featuring three bedrooms and two bathrooms distributed across approximately 893 square feet per unit. This layout caters to upgraders seeking additional space from smaller apartments, young families establishing their homes, and multi-generational households requiring multiple sleeping zones. The internal design reflects pragmatic HDB standards, maximising functional living areas whilst maintaining efficient utility placement and natural ventilation throughout the residence.

Location and Transport Connectivity

Proximity to Khatib MRT Station is a defining asset of 775 Yishun Ring Road. The NS14 station sits at the intersection of major residential and commercial nodes, allowing residents seamless transitions to downtown Singapore, Marina Bay, and the East Coast districts via the North-South Line. The nine-minute walk to the station is considerably shorter than regional averages, making daily commuting accessible without requiring private vehicle ownership. This transit advantage has historically supported rental demand and capital appreciation in the Yishun precinct, as working professionals and expatriates prioritise locations with uncomplicated journeys to employment centres.

Beyond rail connectivity, the development's address places it within the established Yishun road network, with bus routes providing supplementary coverage to local destinations including shopping centres, medical facilities, and educational institutions. The mature estate character means that essential services—supermarkets, clinics, hawker centres, and community clubs—are embedded within the neighbourhood rather than requiring additional travel time.

Estate Amenities and Community Infrastructure

As a longstanding HDB development, 775 Yishun Ring Road benefits from the accumulated infrastructure typical of Yishun's sustained residential investment. The surrounding estate includes parks, recreational grounds, and multipurpose community spaces that serve residents across different life stages. Yishun Lake Park, located within the broader district, offers waterfront leisure facilities, jogging tracks, and open green spaces that contribute to neighbourhood liveability and property desirability.

Educational facilities in the Yishun zone encompass primary schools, secondary institutions, and junior colleges, making the estate particularly appealing to families with school-age children. Local healthcare is supported by clinics and polyclinics distributed across the neighbourhood, reducing dependency on travel for routine medical consultations. Retail and dining options concentrate around Yishun shopping precincts, which have undergone periodic refreshes to maintain relevance and tenant quality.

Investment Considerations and Rental Demand

The development's profile as an HDB estate in a well-serviced neighbourhood with straightforward MRT access positions it as a practical investment candidate for buy-to-let investors. Yishun has long maintained healthy rental demand from expatriate families, working professionals, and young couples seeking affordable, well-connected residential bases. The three-bedroom configuration at 775 Yishun Ring Road aligns closely with tenant preferences, as families and group sharers consistently target multi-bedroom HDB units in mature estates near mass rapid transit nodes.

Rental yields in the Yishun precinct have remained competitive relative to condominium properties, with unit supply substantially larger than competing private residential developments in the district. For investors evaluating portfolio allocation, the estate's combination of moderate acquisition cost, predictable tenant pool, and established infrastructure can generate cash returns whilst preserving capital preservation characteristics inherent to HDB property ownership.

Buyer Profiles and Suitability

First-time HDB buyers seeking to upgrade from studio or two-bedroom units will find the three-bedroom configuration at 775 Yishun Ring Road accommodates growing family structures and entertaining requirements. Upgraders from private condominiums looking to reallocate capital toward cash-generative investments may view the estate as offering compelling quantum economics relative to premium residential catchments. Investors diversifying across residential real estate classes appreciate HDB developments for their defensive characteristics, lower leverage requirements, and sustained underlying demand.

High-net-worth individuals exploring portfolio diversification sometimes allocate capital to HDB estates as part of broader property strategies, particularly when seeking tax-efficient rental income streams or demographic exposure to Singapore's largest residential housing cohort. Owner-occupiers prioritising transport convenience and neighbourhood stability will find the location's nine-minute MRT proximity addresses a primary lifestyle requirement for employed professionals.

Market Position and Comparable Supply

Yishun's status as a mature public housing zone means that competing HDB developments within the broader estate system offer similar unit types and comparable proximity to transport nodes. However, the specific configuration of 775 Yishun Ring Road—situated between Khatib and Yishun MRT stations—establishes its own micromarket advantage. Properties positioned equidistant from multiple transit nodes historically command modest premiums relative to those at estate peripheries, reflecting genuine convenience value rather than speculative appreciation.

The broader Yishun market has stabilised in recent years, with transaction volumes reflecting normal household mobility and investor rebalancing rather than speculative flux. This stability makes the estate attractive for long-term holders and risk-averse investors seeking predictable rather than high-volatility asset exposure.

Future Considerations and District Development

Yishun continues to receive sustained infrastructure investment, with planned improvements to surrounding parks, community facilities, and local retail precincts. The North-South Line remains Singapore's busiest transit corridor, and Khatib station's role as an interchange node is likely to intensify as northern and central business districts expand. Long-term development plans for the Yishun zone incorporate increased employment nodes and retail mixed-use clusters, which historically support residential property values in adjacent estate neighbourhoods.

The mature state of the Yishun housing stock means future new supply will likely concentrate on en bloc redevelopment or infill projects at specific sites rather than wholesale estate renewal. This constrained supply profile can provide underlying support for existing properties, as demolition and reconstruction cycles typically take five to ten years to cycle through, leaving established properties like those at 775 Yishun Ring Road as the primary source of housing stock for near-term demand absorption.

Financing and Affordability Profile

HDB flat purchases are eligible for Central Provident Fund (CPF) financing and concessional mortgage arrangements unavailable for private property acquisition, substantially reducing the quantum of cash capital required at purchase. Debt service coverage ratios (TDSR) considerations for HDB buyers typically require less headroom than private property transactions, as banks extend mortgage products specifically calibrated to HDB asset profiles and repayment patterns.

The three-bedroom, two-bathroom configuration at 775 Yishun Ring Road falls within the standard HDB pricing range that absorbs the majority of Singapore upgraders, meaning resale markets are liquid and transaction friction is minimal compared to specialty property segments.

Frequently Asked Questions

What rental yield might an investor realistically achieve from a three-bedroom unit at 775 Yishun Ring Road?

Rental yields on HDB three-bedroom units in Yishun currently range between 3% and 4.5% per annum, depending on unit condition, floor level, and specific stack positioning within the development. The estate's proximity to Khatib MRT and established maturity means tenant demand remains consistent, with family units and group sharers representing the primary rental cohort. Investors should model conservative assumptions around vacancy and tenant turnover, as HDB properties occasionally experience periods between tenancies, though the scale of such periods is typically modest relative to private residential properties. Yields vary significantly by acquisition price point—units purchased closer to market bottom tend to deliver higher return multiples than those acquired at periodic peaks.

How do per-square-foot transaction prices at 775 Yishun Ring Road compare to recent HDB sales in the broader Yishun area?

Recent HDB transactions in Yishun have established price-per-square-foot benchmarks ranging from approximately S$4.50 to S$5.80 depending on unit size, age, and specific stack characteristics. Three-bedroom flats typically cluster toward the mid-range of this spectrum, as buyer demand concentrates on middle-market family units. The specific location of 775 Yishun Ring Road relative to Khatib MRT places it within the more desirable portion of the Yishun estate, which can support pricing at or marginally above district medians. Comparable three-bedroom transactions at nearby developments should be examined to establish precise relative value, as minor variations in floor level, facing direction, and accessibility to local retail nodes create price differentiation even within the same estate.

What is the Additional Buyer's Stamp Duty (ABSD) impact if I purchase a unit at 775 Yishun Ring Road as a second residential property?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price, applied on top of standard Buyer's Stamp Duty. For a three-bedroom HDB unit at 775 Yishun Ring Road, this duty is calculated against the full transaction value and represents a significant acquisition cost that must be factored into investment returns and overall capital requirements. ABSD is payable upon completion and cannot be financed through mortgage arrangements, requiring investors to hold sufficient liquid capital reserves. The duty structure effectively reduces yield on lower-priced units more severely than higher-priced properties, as the absolute quantum remains substantial regardless of unit size.

Is lease decay a concern for properties at 775 Yishun Ring Road, and how might it affect future resale value?

As an HDB development, properties at 775 Yishun Ring Road operate under 99-year leasehold tenure, which creates predictable lease decay dynamics that differ fundamentally from freehold or 999-year developments. The estate's age and the remaining lease duration determine whether lease decay represents an immediate concern or a long-term consideration; older estates with fewer than 70 years remaining typically face measurable capital value pressure. HDB lease decay accelerates notably below 70 years, with resale velocity and achieved prices declining as lease length diminishes. Prospective buyers and investors should verify the exact remaining lease tenure before purchase, as this directly impacts resale appeal and financing accessibility for future owners. Properties approaching the 30-year mark before lease expiry may become problematic for subsequent buyers seeking financing.

How does proximity to Khatib MRT Station affect property demand and capital appreciation at 775 Yishun Ring Road?

MRT proximity is one of the most quantifiable drivers of residential property demand and value retention in Singapore's HDB market, and the nine-minute walk to Khatib MRT Station positions 775 Yishun Ring Road within the premium accessibility band for the Yishun estate. Properties within walking distance of mass rapid transit nodes experience consistently higher tenant demand, lower turnover, and more resilient resale values compared to estate periphery locations requiring supplementary transport modes. The North-South Line's status as Singapore's busiest transit corridor, combined with Khatib's role as an interchange node, provides additional confidence that the station's utilisation and service quality will remain robust across market cycles. Historical data across Yishun's development history demonstrates that flats positioned closest to MRT stations command measurable premiums relative to identical units at greater distance, validating the location advantage embedded in 775 Yishun Ring Road's positioning.

Is 775 Yishun Ring Road suitable for high-net-worth individuals, upgraders, first-time buyers, and investors—and how do their priorities differ?

The development serves distinct buyer profiles with different investment theses and occupancy expectations. First-time buyers and upgraders prioritise the three-bedroom configuration as a stable intermediate step in housing tenure, maximising space relative to cost and providing flexibility for family expansion. These cohorts are less sensitive to lease decay and more focused on monthly serviceability and immediate lifestyle fit. Investors regard 775 Yishun Ring Road as a capital-efficient rental asset, appreciating the established tenant demand, straightforward financing terms, and low acquisition friction relative to private properties. High-net-worth individuals typically allocate smaller capital portions to HDB properties as diversified portfolio components, benefiting from tax efficiency and defensive characteristics rather than seeking outsized appreciation. Each profile modulates their acquisition timing, financing structure, and exit planning around these distinct priorities, meaning the same development attracts buyers with fundamentally different return expectations and risk tolerances.

What are the typical TDSR and financing headroom implications for buyers purchasing at 775 Yishun Ring Road?

HDB property purchases benefit from more favourable financing terms than private residential properties, with Total Debt Service Ratio (TDSR) limits and mortgage-to-value ratios calibrated specifically to HDB borrowers. Most banks extend loan-to-value ratios up to 85% for HDB properties, compared to 75% for comparable private residences, and TDSR thresholds typically allow debt servicing up to 60% of gross monthly income. For three-bedroom units at 775 Yishun Ring Road, typical pricing points translate to monthly mortgage servicing obligations that fall well within mainstream borrower thresholds, meaning qualified applicants require less cash capital reserves relative to private property purchases. CPF contribution eligibility further enhances financing flexibility, as buyers can deploy accumulated CPF savings directly toward down payments and mortgage service, reducing reliance on cash liquidity. Purchasers should model repayment scenarios across different tenure lengths (20, 25, 30 years) to assess which servicing schedule optimises their overall financial position.

How do comparable HDB developments near Khatib MRT compare to 775 Yishun Ring Road in terms of supply, pricing, and tenant appeal?

The Khatib MRT station catchment includes several established HDB developments spanning different age profiles and unit configurations, creating natural competitive dynamics that inform market pricing for 775 Yishun Ring Road. Nearby estates including Yishun and neighbouring developments supply similar three-bedroom units, with pricing variations reflecting unit age, remaining lease duration, facing direction, and specific amenity access. Older estates with expired upgrading programs may offer lower entry prices but face lease decay concerns, whilst newer or recently upgraded blocks command modest premiums reflecting improved finishes and enhanced communal facilities. Tenant demand distributes fairly evenly across all developments within the Khatib catchment, as the MRT proximity advantage accrues to the entire precinct rather than to individual estates. Investors comparing 775 Yishun Ring Road to competing supply should examine recent transaction records and current rental listings to establish whether the estate commands measurable premium relative to peer developments, which would validate acquisition at modest premiums or suggest value concentration in alternate stacks.

Are there optimal unit stacks or floor levels at 775 Yishun Ring Road that deliver superior value for different buyer objectives?

HDB unit pricing within 775 Yishun Ring Road varies predictably across floor levels, stacks, and facing directions, with ground-level units, mid-stack positions, and units facing main roads typically commanding lower prices than upper-level units with unobstructed views or facing quieter neighbouring properties. First-time buyers and cost-conscious purchasers often gravitate toward ground or low-level units and less premium stacks, accepting modest trade-offs in natural light and noise insulation for acquisition cost reduction. Investors prioritising rental yield may prefer mid-stack units offering balanced appeal to a broad tenant cohort without excessive premium for superior views or positioning. Owner-occupiers willing to pay for lifestyle quality typically target upper levels with northern or eastern exposure, maximising natural ventilation and minimising afternoon heat absorption. Estate infrastructure location also influences value perception—units positioned nearer to retail nodes, community facilities, and carpark entrances attract different buyer sensitivities than those requiring longer walking distances. Systematic comparison of pricing across multiple stack options reveals whether specific floor levels offer material value arbitrage relative to broader estate pricing.

What is the future supply pipeline for HDB properties in Yishun, and how might new developments affect 775 Yishun Ring Road's long-term resale prospects?

Yishun's status as an established, fully built-out housing zone means future residential supply is likely constrained to en bloc site redevelopment, infill projects at small pockets, and potential rejuvenation programs on older estates rather than greenfield development. The Housing and Development Board's medium-term pipeline focuses new family housing allocations toward emerging growth zones and strategic reserves rather than mature estates, implying that Yishun's property stock will remain relatively stable in volume. Constrained supply growth is generally supportive of long-term resale values, as demographic demand continues to absorb available stock without overwhelming pricing pressure from wholesale new supply. However, periodic en bloc redevelopment of adjacent estates (when triggered by owner consensus and economic feasibility) can temporarily suppress demand for nearby established properties as buyers trade incumbency for newer, upgraded alternatives. 775 Yishun Ring Road's long-term resale prospects depend less on speculative supply additions and more on the estate's condition relative to periodic upgrading cycles and the durability of its lease profile as a 99-year tenure holding appreciates or depreciates relative to freehold comparables.

Hdb Flat At 775 Yishun Ring Road — From S$3,700