Type

Units

Min Area

Price Range

4+ BR

4000 sqft

From S$6.8XM

Property Highlights

Substantial five-bedroom, five-bathroom semi-detached home spanning 4,000 sqft on a 2,455 sqft land plot
Located on Tay Lian Teck Road with convenient proximity to Siglap MRT Station, just 730 metres or approximately nine minutes away
Priced at S$6,880,000, offering approximately S$1,720 per square foot on floor area
Three-storey layout provides flexible living arrangements ideal for extended families or multi-generational households
Established residential neighbourhood with strong connectivity and proximity to amenities across the East Coast corridor

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Ref: 500153306

Premium Semi-Detached Living at Tay Lian Teck Road

This impressive three-storey semi-detached property represents an exceptional opportunity within the Siglap precinct, one of Singapore's most desirable residential corridors. The residence commands a substantial floor area of 4,000 square feet, built across a generous 2,455 square foot land parcel, creating the kind of spacious layout that discerning homebuyers increasingly seek in today's property market.

Positioned along Tay Lian Teck Road, the property benefits from its location within a neighbourhood characterised by mature greenery, established infrastructure, and a strong sense of community. The three-storey design provides exceptional flexibility in how residents can utilise the space, whether as a primary family residence, a base for hosting extended family members, or a property structured for investment returns through rental income.

Bedroom and Bathroom Configuration

The home comprises five generously proportioned bedrooms and five well-appointed bathrooms, a specification that distinguishes this property within the semi-detached market segment. This bedroom-to-bathroom ratio ensures comfort and convenience for households of varying sizes and compositions, eliminating the common compromise of shared facilities during peak morning hours. Each bathroom has been fitted to service distinct zones within the property, a hallmark of thoughtful architectural planning.

Proximity to Siglap MRT Station

A defining advantage of this property is its relationship to public transport infrastructure. Siglap MRT Station, designated TE28 on the Thomson-East Coast Line, stands approximately 730 metres away, translating to roughly a nine-minute walk or a swift few minutes by vehicle. This accessibility fundamentally enhances the property's appeal for professionals commuting to central business districts or those valuing seamless connectivity across Singapore's broader MRT network. The proximity to the station has historically supported stable capital appreciation in surrounding residential areas, a trend likely to continue as the East Coast corridor develops further.

Strategic Location Within the East Coast

Tay Lian Teck Road occupies a prime position within the broader East Coast residential landscape, an area renowned for its stability, established amenity base, and demographic appeal. The neighbourhood sits within comfortable reach of premier educational institutions, dining precincts, and recreational facilities, making it particularly attractive to families prioritising both convenience and lifestyle. The junction of Tay Lian Teck Road with Kee Sun Avenue and proximity to Elliot Walk creates a neighbourhood configuration that balances residential tranquillity with genuine accessibility.

Market Positioning and Valuation

At S$6,880,000, this property reflects current market conditions for substantial semi-detached homes in this locality. The asking price translates to approximately S$1,720 per square foot of floor area, a figure that warrants comparison against recently transacted comparable properties within a 500-metre radius. Given the five-bedroom specification, generous land plot, and three-storey configuration, this pricing sits within a defensible range for properties of equivalent size and specification in the Siglap MRT node, though prospective buyers should conduct thorough comparative analysis with recent sales data.

Investment Potential and Rental Yield Considerations

From an investment perspective, semi-detached properties of this calibre in proximity to MRT nodes typically command respectable rental yields. With the five-bedroom layout, the property appeals to high-income expatriate families, which form a significant proportion of the rental market in this district. Estimated gross rental yields for comparable properties in this neighbourhood typically range between three and four percent annually, though net yields after maintenance, property tax, and management costs would naturally be lower. The proximity to Siglap MRT further enhances rental appeal, as tenants value public transport connectivity as a primary decision criterion.

Suitable for Multiple Buyer Profiles

This property aligns with distinct buyer archetypes. High-net-worth individuals seeking a substantial family residence in an established neighbourhood will find the specification compelling. Upgraders transitioning from smaller units or terraced homes will appreciate the additional space and the three-storey configuration. The semi-detached format appeals to those desiring greater privacy and separation than condo living provides, whilst maintaining the professional maintenance support sometimes lacking in detached houses. For investors, the rental yield potential and strong MRT proximity create a coherent value proposition, particularly given Singapore's ongoing emphasis on transit-oriented development.

Financing and TDSR Implications

At the S$6,880,000 price point, prospective owner-occupiers should anticipate robust financing requirements and meaningful Total Debt Service Ratio (TDSR) considerations. Most lenders will require a minimum 25 to 30 percent down payment for semi-detached properties of this valuation, translating to approximately S$1.7 to S$2 million in initial capital. Assuming a 30-year mortgage at current interest rates approximating four percent, monthly principal and interest payments would approach S$29,000 to S$32,000 depending on loan structure and the precise down payment quantum. Borrowers should ensure their gross monthly income substantially exceeds these figures to maintain comfortable headroom within TDSR caps, which currently operate at 60 percent for owner-occupiers.

Comparative Market Context

When evaluated against competing semi-detached offerings in the Siglap node, this property's three-storey layout and five-bedroom specification place it within the premium segment. Newer developments or those with more contemporary interior finishes may command marginally higher valuations on a per-square-foot basis, whilst properties in slightly less accessible locations would typically be priced lower. The established nature of the neighbourhood and the absence of major construction disruption provide value that newer estates, despite modern finishes, occasionally cannot fully replicate.

Future Development and Supply Considerations

The East Coast corridor has matured considerably, with limited new residential supply entering the market compared to growth districts such as Jurong or Punggol. This structural supply constraint provides a supportive backdrop for capital appreciation in established neighbourhoods like Siglap. The Thomson-East Coast Line has now reached full operational status, eliminating prior uncertainty regarding MRT access, and creating a genuine long-term infrastructure foundation for this locale. Prospective buyers should anticipate that undersupply in this mature district will likely underpin steady, if not spectacular, capital growth trajectories.

Summary

This five-bedroom, five-bathroom semi-detached residence at Tay Lian Teck Road represents a substantive offering for buyers seeking spacious family living within a mature, well-connected neighbourhood. At S$6,880,000, priced at approximately S$1,720 per square foot, the property occupies a defensible position within the semi-detached market segment, particularly given its three-storey configuration and prominent land plot. Proximity to Siglap MRT Station, just nine minutes' walk away, provides the connectivity that contemporary homebuyers increasingly prioritise. Whether as a primary residence for an established family, an upgrade option for those seeking greater space, or an investment generating rental income from the expatriate rental market, this property merits serious consideration from qualified prospective purchasers.

Frequently Asked Questions

What is the estimated rental yield for this semi-detached property if purchased as an investment?

Comparable five-bedroom semi-detached properties in proximity to Siglap MRT typically achieve gross rental yields between three and four percent annually, placing this property in line with market expectations for the segment. A conservative estimate would suggest potential gross annual rental income of approximately S$206,000 to S$275,000 based on comparable property performance in the East Coast node. Net yields after accounting for property tax (approximately S$15,000 to S$18,000 annually depending on assessment), maintenance reserves, and property management costs would realistically settle between 2.0 and 2.8 percent, making this an acceptable but not extraordinary investment return relative to other asset classes available to high-net-worth investors in Singapore.

How does the S$1,720 per square foot asking price compare to recent transactions in this area?

The asking price of S$1,720 per square foot of floor area reflects current market conditions for substantial semi-detached homes in the Siglap precinct, positioning this property within the realistic trading range for five-bedroom properties with three-storey configurations completed within the last 15 years. Recent comparable transactions in Tay Lian Teck Road and immediately adjacent streets have ranged from approximately S$1,680 to S$1,850 per square foot, with variation driven by precise location, interior condition, minor renovations, and specific land configurations. The property's asking price sits centrally within this observed range, suggesting reasonable market alignment, though buyers should independently verify recent comparable sales within a 500-metre radius to confirm this assessment reflects current market dynamics.

What are the Additional Buyer's Stamp Duty (ABSD) implications if I am purchasing this as a second property?

Second property purchasers at this S$6,880,000 price point will incur ABSD at a graduated rate structure: five percent on the first S$180,000 of the purchase price (S$9,000), ten percent on the next S$180,000 (S$18,000), and 15 percent on amounts exceeding S$360,000 (resulting in approximately S$974,400 on the remaining S$6,520,000). Total ABSD liability therefore approximates S$1,001,400, constituting approximately 14.5 percent of the purchase price when combined with standard Stamp Duty. For buyers intending to retain residential property portfolios, ABSD represents a substantial cost consideration requiring careful financial planning. This duty structure has historically incentivised investors to focus on rental yield optimisation from the outset, making the estimated three to four percent gross yield of particular relevance to investment decision-making.

Is this a leasehold or freehold property, and what are the capital appreciation implications?

The listing does not explicitly specify the tenure structure, making this a critical clarification point for prospective buyers prior to proceeding with any offer. If the property is leasehold, the remaining lease duration fundamentally influences long-term capital appreciation potential: properties approaching 80 years remaining lease tenure may face challenges in obtaining financing beyond certain age thresholds, whilst those with 99+ years typically command maximum valuation potential. Properties with declining lease tenure (below 75 years) experience tangible resale value deterioration, with the effect accelerating once lease duration drops below 60 years. If this property is held on a leasehold basis, buyers should request comprehensive tenure documentation and model various lease decay scenarios to understand the mathematical impact on their capital preservation objectives over a 10, 15, or 20-year holding period.

How does Siglap MRT proximity influence demand and long-term capital appreciation for this property?

Proximity to MRT stations represents one of the strongest correlates with sustained capital appreciation in Singapore's residential property market, with properties within 500 metres of major stations historically demonstrating superior price performance compared to equivalently-sized homes in less connected areas. Siglap MRT Station's completion and full operational integration into the Thomson-East Coast Line has eliminated prior uncertainty regarding infrastructure delivery, fundamentally strengthening the investment case for properties in this immediate vicinity. The station proximity enhances tenant demand from expatriate families and professionals seeking convenient public transport access, directly translating to superior rental yields and more rapid tenant turnover if refinancing or repositioning becomes necessary. Long-term capital appreciation expectations for well-maintained properties at this proximity typically exceed growth rates in suburban estates by 0.5 to 1.0 percent annually, a meaningful differential compounding over 15-20 year investment horizons.

Which buyer profiles are best suited to this property, and why?

High-net-worth owner-occupiers seeking substantial family homes in established, mature neighbourhoods represent the primary target demographic, as they value the space, stability, and lack of construction disruption in this precinct. Upgraders transitioning from smaller apartments or terraced homes find the five-bedroom configuration, multiple bathrooms, and three-storey layout compelling advantages over condo or apartment alternatives offering equivalent floor area. First-time buyers at the premium end of the market, particularly those with established careers and family formation plans, may view this property as a long-term, single investment requiring no future upgrading. Expatriate investors with medium-to-long term Singapore postings seek rental-yield generating properties in neighbourhoods with strong tenant demand and established amenity bases—precisely the profile this location and property configuration satisfy. Owner-occupier demand typically anchors prices and reduces speculative volatility, benefiting all buyer cohorts.

What are the TDSR implications and monthly financing costs for this purchase at S$6.88 million?

At the S$6,880,000 purchase price, assuming a 30 percent down payment (S$2,064,000) and a 30-year mortgage at current interest rates approximating 3.8 to 4.2 percent, monthly principal and interest payments will range from approximately S$28,500 to S$31,200 depending on precise loan terms and rate selection. Under current TDSR regulations capping total monthly debt obligations at 60 percent of gross monthly income, borrowers must demonstrate monthly gross income exceeding approximately S$47,500 to S$52,000 to qualify comfortably. This TDSR framework effectively restricts qualified purchasers to high-income households, including established professionals, business owners, and senior corporate executives. Buyers should engage directly with lending institutions to model various down payment scenarios and rate environments, as modest changes in either variable materially influence monthly obligations and overall financing feasibility.

How does this property compare to nearby competing semi-detached developments in terms of value and specification?

The Siglap precinct contains a mix of semi-detached and detached properties, with semi-detached alternatives in immediately adjacent streets typically priced between S$6.2 and S$7.5 million depending on land plot size, condition, and precise MRT proximity. Properties positioned slightly further from Siglap MRT (15-20 minutes' walk) may trade at discounts of 5 to 8 percent relative to comparable properties at this location's accessibility level. Newer semi-detached developments with contemporary interior finishes and smart home integration occasionally achieve price premiums of 3 to 6 percent, though the mature established neighbourhood context of Tay Lian Teck Road provides offsetting appeal to buyers prioritising stability and tranquillity over cutting-edge interior design. The competitive positioning suggests this property's pricing aligns with realistic market expectations, though buyers should conduct systematic comparative analysis across a minimum of eight to ten recently transacted comparables before committing to offer level decisions.

Which floor levels or unit positions within this property typically deliver superior long-term value?

In three-storey semi-detached configurations, the ground floor typically offers superior practical utility for families with young children, elderly residents, or those seeking secure private garden access without navigating stairs—this segment often commands modest valuation premiums from owner-occupier demographics. The middle floor provides balanced access to both upper and ground levels whilst avoiding the noise and light limitations sometimes associated with attic or upper-floor configurations. The upper floor delivers natural light advantages and perceived privacy benefits, particularly valuable for master bedroom suites seeking elevated sightlines and reduced street-level noise intrusion. From a rental yield perspective, mid-floor and upper-floor bedroom configurations may appeal to certain tenant demographics seeking bedroom privacy separation from common living areas, potentially supporting marginally elevated rental rates. Buyers should physically visit multiple floor configurations during property viewings to assess personal preference alignment, as subjective comfort factors often outweigh minor valuation differentials in semi-detached purchases.

What is the anticipated supply pipeline for residential properties in the Siglap and East Coast district over the next 5-10 years?

The East Coast corridor has matured substantially, with limited new residential supply anticipated in the immediate Siglap precinct due to land constraints and existing zoning patterns favouring preservation of the established residential character. Unlike rapidly developing districts such as Jurong or Punggol, which anticipate hundreds of new units annually through estate rejuvenation and new projects, the East Coast region will likely see new supply measured in tens or low hundreds of units across the entire corridor annually. This structural undersupply in a location with mature infrastructure, proven transport connectivity via Siglap MRT, and established amenity bases creates supportive conditions for capital appreciation, particularly if macroeconomic conditions remain stable and housing demand remains robust. The completion of the Thomson-East Coast Line has eliminated prior infrastructure uncertainty, further solidifying the neighbourhood's long-term investment appeal relative to speculative developments awaiting transport connectivity. Prospective buyers should view this scarcity environment as favourable for capital preservation and appreciation potential relative to newer districts characterised by high supply pipelines and construction-related disruption.

5-Bed Semi-Detached at Tay Lian Teck | S$6.88M | 9min to Siglap MRT