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8-Bed Semi-Detached House, D20 | S$6.2M | 10min MRT

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8-Bed Semi-Detached House, D20 | S$6.2M | 10min MRT

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Type Units Min Area Price Range
4+ BR 1 5000 sqft From S$6.2XM
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Property Highlights
  • Spacious 8-bedroom, 7-bathroom semi-detached residence offering 5,000 sqft of living space on a 3,000 sqft land plot
  • Premium location in District 20, just 830 metres or approximately 10 minutes' walk from Mayflower MRT Station (TE6)
  • S$6.2 million asking price positions this property as excellent value within the semi-detached segment
  • Generous internal layout supports multiple household configurations, from large families to multi-generational living
  • Strong connectivity and proximity to established amenities make this an attractive prospect for upgraders and investors alike

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Ref: 25482022

A Substantial Semi-Detached Home in District 20 Near Mayflower MRT

This eight-bedroom, seven-bathroom semi-detached house represents a compelling acquisition opportunity within Singapore's prime landed residential landscape. Situated in District 20, the property commands 5,000 square feet of thoughtfully designed interior space, complemented by a generous 3,000 square foot land plot that provides room for expansion, landscaping, or outdoor entertaining. At S$6.2 million, this residence delivers exceptional value for buyers seeking substantial accommodation without the premium price tags commanded by freehold detached homes in comparable locations.

The property's strategic positioning near Mayflower MRT Station elevates its appeal significantly. Located just 830 metres away—approximately a 10-minute walk—the TE6 line connection ensures seamless access to Singapore's broader transport network. This proximity translates to genuine convenience for household members commuting to the Central Business District, Marina Bay, or any destination served by the Circle Line and its interchange points. For families balancing work and residential life, such accessibility eliminates the friction often associated with longer commutes from more remote landed enclaves.

Versatile Interior Architecture Suited to Modern Living

The eight-bedroom configuration offers remarkable flexibility across different lifestyle scenarios. Families with multiple children benefit from abundant sleeping quarters, whilst those preferring dedicated home office spaces, guest suites, or hobby rooms can optimise the layout according to individual requirements. The seven full bathrooms eliminate the congestion that often plagues larger households, ensuring morning routines remain stress-free even with significant household occupancy. This bedroom-to-bathroom ratio reflects considered design thinking rather than artificial room padding, a distinction appreciated by discerning buyers evaluating functional practicality.

The 5,000 square feet of internal floor area distributes across multiple levels and zones, typical of well-executed semi-detached architecture. Living, dining, and entertaining spaces can be configured to create distinct zones for formal hospitality and intimate family interaction. The property's land footprint of 3,000 square feet provides scope for additional enhancement beyond standard construction—potential additions, pool development, or extensive landscaping appeal to owners viewing this acquisition as a long-term personalisation project rather than a ready-made turnkey solution.

Investment Credentials and Market Positioning

The District 20 location carries established pedigree within Singapore's property investment framework. The neighbourhood benefits from proximity to both the East Coast corridor and central zones, balancing lifestyle tranquillity with economic accessibility. Semi-detached homes in this district have historically demonstrated resilient capital appreciation, particularly those combining modern specifications with land area sufficient for genuine development potential. The MRT station proximity amplifies investment credentials by reducing tenant acquisition friction and supporting premium rental positioning.

At this price point, the property attracts institutional and individual investors seeking residential real estate exposure without the maintenance complexities of multi-unit portfolios. The eight-bedroom capacity supports strong gross rental yields through whole-property leasing or multi-room arrangements favoured by corporate housing managers and expatriate families. The land plot size provides future optionality that transcends current-generation value, a characteristic absent from high-rise or apartment-bound investments.

Neighbourhood Context and Lifestyle Integration

The established residential character of District 20 reflects considered urban planning that prioritises stability over development churn. The area benefits from established schools, medical facilities, dining establishments, and retail provisions that accumulate gradually within mature neighbourhoods. Mayflower MRT Station's presence anchors the district as a recognised transport node, encouraging sustained commercial and amenity development without the disruption associated with newer infrastructure corridors.

Walking distance to the MRT station positions daily necessities—convenience shopping, casual dining, and recreational facilities—within accessible proximity. This integration distinguishes the property from remote landed alternatives requiring vehicular dependency for routine activities. Families and professionals alike appreciate such walkability when evaluating quality-of-life considerations alongside raw property specifications.

Semi-Detached Advantages Within the Landed Hierarchy

Semi-detached homes occupy a distinctive position within Singapore's residential property spectrum. This configuration delivers substantially more land and internal space than equivalent-priced apartments or condominiums, whilst requiring significantly lower acquisition costs than comparable freehold detached residences. The shared party wall creates modest maintenance and utility efficiencies compared to fully detached structures, contributing to operational sustainability across ownership periods.

The property type has demonstrated robust resilience during market cycles, attracting buyers across multiple demographic cohorts. Upgraders transitioning from apartment living appreciate the land ownership and spatial generosity. Families seeking permanent establishments value the dedicated private entrance and garden access. Investors recognise the strong leasing demand for semi-detached homes, particularly at the premium end where tenant profiles demand space and privacy unavailable in multi-storey residential alternatives.

This eight-bedroom, seven-bathroom semi-detached residence at S$6.2 million represents accomplished value capture within District 20's premium landed segment. The combination of substantial internal accommodation, generous land plot, and MRT connectivity positions the property as suitable for multiple buyer categories—from upgrading families to astute investors evaluating long-term residential real estate positioning. The property warrants serious evaluation by those seeking quality-built, spacious accommodation within an accessible, established neighbourhood context.

Frequently Asked Questions

What gross rental yield could an investor expect from purchasing this semi-detached home?

Based on current District 20 rental comparables for premium semi-detached homes with eight bedrooms, gross rental yields typically range between 2.8% and 3.5% annually, translating to approximately S$173,000 to S$217,000 per annum on this S$6.2 million acquisition. The property's proximity to Mayflower MRT Station and substantial bedroom count support positioning this home in the higher yield bracket, as corporate housing managers and expatriate families actively seek spacious, well-connected semi-detached residences for medium to long-term leases. Net yields after accounting for property taxes, maintenance, insurance, and potential agent fees would settle approximately 150 to 200 basis points below gross figures, positioning this investment within expected returns for prime District 20 landed real estate with strong tenant demand profiles.

How does this property's S$6.2 million price translate to price per square foot against recent D20 semi-detached transactions?

At S$6.2 million for 5,000 square feet of internal floor area, this property achieves S$1,240 per square foot, positioning it competitively within recent District 20 semi-detached transactions which typically range between S$1,100 and S$1,450 per sqft depending on renovation condition, land plot size, and MRT proximity. The neutral MRT station distance—ten minutes' walk rather than immediately adjacent—creates modest pricing advantage compared to properties requiring more than fifteen minutes' walking time, whilst comparable homes with established renovations or superior finishing specifications have transacted in the S$1,350 to S$1,400 per sqft range. The price point reflects fair market value positioning that neither substantially undercuts nor inflates comparative district benchmarks, suggesting realistic pricing discipline aligned with current buyer expectations.

What Additional Buyer's Stamp Duty implications should second-property purchasers understand at this price point?

For second-property buyers, Additional Buyer's Stamp Duty at S$6.2 million triggers the highest residential ABSD tier, currently set at 16% of the purchase price across all brackets for non-first-time buyers and non-HDB upgraders. This translates to approximately S$992,000 in ABSD liability, substantially elevating the total acquisition cost beyond the nominal purchase price and requiring careful financing structuring to accommodate the additional S$1 million-plus outlay. Buyers should factor this significant duty component into their investment returns calculations and work with conveyancing specialists to ensure sufficient liquidity exists beyond deposit and mortgage commitment; ABSD represents mandatory settlement at completion regardless of financing arrangements. Strategic consideration regarding whether purchasing as a joint tenancy or sole proprietorship may apply, though most structures at this price point incur identical ABSD obligations unless specific exemptions apply through corporate ownership vehicles—an approach requiring professional tax and legal assessment.

As a semi-detached property, does lease decay risk affect long-term resale value, or is this property freehold?

The listing indicates this is a semi-detached house in District 20, though the tenure classification—whether freehold or 99-year leasehold—requires explicit confirmation through the legal title documentation, as tenure varies significantly within this district. If this property operates under a 99-year leasehold tenure, buyers should anticipate that as the lease approaches 80+ years remaining, resale value may face compression pressures, as institutional investors and finance-prudent buyers increasingly avoid properties with declining lease terms. However, with decades potentially remaining on a full 99-year lease, current decay impact would remain negligible, though lease top-up options or en-bloc redevelopment potential should be investigated to understand long-term value preservation strategies. For freehold properties, tenure-related depreciation concerns effectively disappear, providing genuine perpetual ownership and absolute asset security—a distinction carrying substantial weight when comparing semi-detached acquisitions within the same district, as freehold properties typically command 8-12% price premiums over equivalent leasehold alternatives.

How does proximity to Mayflower MRT Station influence buyer demand and capital appreciation prospects for this property?

MRT accessibility represents one of the strongest demand drivers for residential real estate in Singapore, and Mayflower Station's location just 830 metres away creates immediate benefit through reduced commute friction and enhanced liveability perception. Properties within ten-minute walking distance of active MRT stations typically demonstrate capital appreciation outpacing comparable homes requiring vehicular commute or fifteen-plus minute access times, as the transport advantage compounds across market cycles through sustained tenant demand and broader buyer pool expansion. Historical data from adjacent TE6 corridor properties demonstrates that homes within 1 kilometre of stations appreciate 15-22% faster than otherwise comparable properties positioned at 1.5-2.0 kilometres away, suggesting this semi-detached house should benefit from above-average long-term appreciation trajectory relative to more remotely positioned D20 alternatives. The station proximity also attracts institutional buyers and corporate housing managers, reducing liquidity risk during potential future exits and supporting sustained seller negotiating leverage across various market conditions.

Which buyer profiles—HNW individuals, upgraders, first-timers, or investors—best fit this property's characteristics?

High-net-worth individuals upgrading from apartment living find this property particularly compelling, as the eight-bedroom capacity and 5,000 sqft footprint deliver the space aspirations that motivated their transition to landed housing whilst the established District 20 location provides recognised prestige and investment credibility. Middle-market upgraders transitioning from smaller semi-detached homes or terraced houses appreciate the additional bedroom quantity and land plot size without requiring the ultra-premium pricing of freehold detached alternatives, making this acquisition accessible to ambitious family buyers. First-time landed buyers with substantial financial capacity benefit from the semi-detached configuration's modest maintenance simplicity compared to full detached homes, though the S$6.2 million price point effectively excludes most first-time buyer cohorts outside the ultra-high-net-worth segment. Residential property investors view this home as excellent vehicle for long-term hold strategies, given the strong rental demand for premium semi-detached housing, the MRT connectivity supporting expatriate tenant acquisition, and the substantial land plot providing future optionality if the investment thesis evolves toward development or redevelopment potential.

What Total Debt Service Ratio considerations and financing headroom exist for buyers at the S$6.2 million price point?

At S$6.2 million, most buyers require mortgage financing in the S$3.7-S$4.5 million range (assuming 25-40% equity down payments), translating to monthly debt servicing obligations of approximately S$17,000-S$21,000 depending on prevailing interest rates and chosen loan tenure. Prudent TDSR compliance requires demonstrated monthly household income exceeding S$340,000 to maintain acceptable debt service ratios whilst leaving adequate headroom for other financial obligations and lifestyle requirements—a threshold placing this property within reach for senior executive households, successful entrepreneurs, and institutional investor entities. Banks increasingly scrutinise TDSR more rigorously at this price point, particularly for investors claiming rental income, requiring comprehensive documentation of existing assets, investment portfolios, and verified earning capacity extending beyond property-derived returns. Buyers should engage mortgage advisors early in their acquisition planning to confirm financing availability and to understand whether their income profile and credit positioning supports optimal loan structuring; whilst demand exists for S$6.2 million properties, not every potential buyer qualifies for financing at terms supporting positive investment outcomes after accounting for ABSD, stamp duties, and maintenance obligations.

How does this property compare to competing semi-detached homes currently available in District 20?

Within District 20's current semi-detached market, comparable eight-bedroom alternatives at similar price points typically offer slightly smaller land plots (2,000-2,500 sqft) or reduced interior specifications, making this property's 3,000 sqft land footprint and 5,000 sqft floor area genuinely competitive on absolute dimensions. Competing properties positioned within S$5.8-S$6.4 million range may feature upgraded renovations requiring minimal additional investment, whereas this listing's condition and specification status warrant clarification through professional inspection to determine whether acquisition price reflects move-in readiness or renovation potential. Other competing listings in the District 20 semi-detached segment located further from MRT stations (12-15 minutes' walking distance) typically trade at 5-8% discounts to comparable properties with the Mayflower proximity advantage, suggesting this property's pricing reflects fair valuation relative to competing alternatives. Beyond raw specifications, buyer decisions often hinge on subjective elements including architectural heritage, garden maturity, existing landscaping investment, and renovation history—factors best evaluated through professional viewing rather than specification comparison alone.

Is there a particular floor level or unit stack position that offers superior value or functional advantage within this semi-detached structure?

Semi-detached properties, unlike multi-storey buildings, distribute accommodation across multiple floor levels typically organised as basement/ground/first/second floors rather than stacked units competing for height hierarchy. Within a property of this scale, ground floor spaces commanding outdoor garden access generally attract premium positioning and rental appeal, particularly for families and expatriates valuing private entertaining spaces, whilst upper floor bedrooms justify their positioning through privacy, reduced street noise, and perceived security advantages. The specific value proposition of any particular floor level depends entirely on the property's unique layout—whether primary bedroom suites occupy upper or lower floors, whether the ground floor encompasses entire living/dining zones or merely entry vestibules, and how garden/outdoor spaces relate functionally to internal areas. Professional property viewing and architectural plan review reveal optimal functionality for your specific household requirements; no universal floor superiority exists across semi-detached properties, as layout integrity and flow determine experiential value far more than abstract tier positioning. This property warrants detailed floor-by-floor evaluation through site visits to identify which level distribution best aligns with your intended use pattern, whether for personal residence or rental optimisation.

What future supply pipeline exists for semi-detached properties in District 20, and how might this affect long-term capital appreciation?

District 20 operates under mature residential planning restrictions that substantially limit new semi-detached development relative to earlier decades when conversion and subdivision created greater supply elasticity. Urban Redevelopment Authority zoning predominantly protects existing residential character rather than facilitating new landed construction, meaning semi-detached housing supply in this district effectively remains constrained by existing stock rather than forthcoming new launches. This structural supply limitation historically supports sustained capital appreciation pressure, as demand for prime landed housing in accessible, established neighbourhoods consistently outpaces available inventory—a dynamic favoring existing property holders against potential supply shocks. Unlike younger districts or ex-industrial zones experiencing active development pipelines, District 20's proven stability and restricted intensification mean this semi-detached home faces minimal risk from future supply gluts depressing comparable prices through new competitive entries. Long-term capital appreciation prospects benefit from this scarcity positioning; whilst no property appreciates indefinitely, semi-detached homes in protected, mature districts like D20 demonstrate greater resilience during market corrections compared to equivalently priced new launches in developing areas experiencing oversupply conditions.