Type

Units

Min Area

Price Range

Other

100 sqft

S$1,900/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$1,900.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$380 on this acquisition.
Located 14 min (1.2 km) from NE10 Potong Pasir MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

113 Potong Pasir Avenue 1: Central HDB Living in a Mature Potong Pasir Estate

113 Potong Pasir Avenue 1 represents a notable addition to Singapore's rental and sales inventory within the well-established Potong Pasir precinct. Situated in one of the island's longest-established residential communities, this HDB flat offering provides buyers and tenants alike with a foothold in a neighbourhood characterised by decades of stability, strong community networks, and proven value retention. The development's positioning within this mature estate signals consistent demand from multiple buyer segments seeking affordability combined with location convenience.

The property's proximity to Potong Pasir MRT Station on the North-East Line is a defining asset. Located approximately 1.2 kilometres from the station—a manageable fourteen-minute walk or short bus journey—residents gain direct access to Singapore's arterial transport network. This accessibility to rapid transit fundamentally shapes the appeal of 113 Potong Pasir Avenue 1 for commuters working across the island. Proximity to MRT infrastructure historically underpins capital appreciation in HDB submarkets, as transport convenience remains a primary driver of demand across all buyer demographics. The North-East Line's connection to key employment nodes in the CBD, Novena, and eastern corridors ensures that occupants benefit from efficient commute pathways, a factor that typically translates into sustained rental yields and resale momentum.

The compact unit configuration at this address aligns with contemporary housing trends favouring smaller, more efficient living spaces. This sizing appeals particularly to first-time buyers entering the HDB market, established professionals seeking a downsizing opportunity, and investors building diversified property portfolios. The efficiency of these units means lower absolute purchase prices compared to larger flat types within the same precinct, whilst maintenance costs and utility consumption remain modest—factors that enhance both owner occupancy economics and rental proposition appeal.

Investment Potential and Rental Demand

For investors evaluating 113 Potong Pasir Avenue 1 as a rental acquisition, the development sits within a district with consistent tenant demand. The Potong Pasir estate has long attracted working professionals, young couples, and small families who value established infrastructure, neighbourhood stability, and straightforward access to transport. Rental enquiries for compact HDB units in this location typically reflect steady absorption, underpinned by the estate's demographic profile and proximity to MRT facilities. The rental economics of units at this address benefit from the location's maturity—landlords can expect reliable tenant pipelines and moderate vacancy periods compared to newer peripheral estates.

The pricing structure of 113 Potong Pasir Avenue 1 sits within a competitive bandwidth for Potong Pasir transactions. Recent comparable sales and lettings in the surrounding estate indicate that psf pricing for HDB flats remains calibrated to transport accessibility and remaining lease tenure. Units positioned within comfortable walking distance of the MRT typically command modest premiums relative to comparable units further from transit, though the absolute difference remains modest within the HDB market's traditionally narrow pricing dispersion. This positioning suggests that capital appreciation potential aligns with broader HDB market trajectories rather than benefiting from exceptional location premiums.

Lease Tenure and Long-Term Resale Considerations

As an HDB property, lease tenure represents a critical long-term consideration. Singapore's Housing and Development Board flats are issued on 99-year leasehold terms, meaning lease decay becomes increasingly material as the property ages. For purchasers acquiring at 113 Potong Pasir Avenue 1, understanding the current remaining lease tenure is essential to modelling long-term value retention. Resale velocity and achievable prices accelerate their decline as leasehold terms fall below seventy years, a dynamic that demands careful financial planning from both owner-occupiers and investors with extended holding horizons. Nevertheless, HDB lease-decay provisions and potential government support mechanisms provide some mitigation, though buyers must remain cognisant of this asset-degradation pathway.

Prospective purchasers should engage directly with Housing and Development Board resources and licensed conveyancers to verify exact lease commencement dates and remaining terms applicable to specific units at this address. This due diligence directly impacts financing headroom, as many institutional lenders apply stricter loan-to-value ratios or mandate shorter borrowing windows as lease tenure contracts.

Buyer Profile Suitability and Financing Implications

First-time HDB buyers represent a natural constituency for 113 Potong Pasir Avenue 1. The relatively modest unit sizes and price points typically associated with this development sit within the purchasing power of entry-level buyer cohorts, whilst MRT proximity supports the long-term living proposition. First-timers benefit from avoiding Additional Buyer's Stamp Duty, meaning only standard buyer's stamp duty applies—a material advantage relative to investors or upgraders acquiring second residential properties. The availability of HDB concessional loan products further enhances accessibility for qualifying first-time purchasers.

Upgraders relocating from smaller HDB units or entering the private residential market represent another key buyer segment. These buyers often seek strategically positioned properties offering transport convenience and established community amenities—factors abundantly present at 113 Potong Pasir Avenue 1. For upgraders purchasing a second residential property, the 20% Additional Buyer's Stamp Duty payable by Singapore Citizens materially increases acquisition costs and demands careful budget planning. A property acquired at S$1,900 monthly rental value would incur substantial ABSD obligations, significantly compressing net returns relative to outright owner-occupiers.

Investors constructing diversified property portfolios view 113 Potong Pasir Avenue 1 as a potential income-generating asset within their broader holdings. The MRT proximity and established tenant demand profile support steady rental cashflows, though absolute yield may remain constrained by purchase pricing relative to gross rental receipts. These investors must factor the 20% ABSD charge into their acquisition cost calculations and model financing scenarios accommodating both ABSD outlays and mortgage servicing obligations.

Transport Connectivity and Neighbourhood Character

The North-East Line's presence within the Potong Pasir precinct anchors this neighbourhood as a desirable residential location. The line's connectivity to Serangoon, Dhoby Ghaut, and extensions serving eastern Singapore ensures that residents maintain broad employment and leisure accessibility. The estate itself hosts established retail precincts, healthcare facilities, and food courts reflecting the neighbourhood's maturity and self-sufficiency. These established amenities complement MRT access, creating a holistic living proposition that transcends pure transport convenience.

The Potong Pasir estate's character reflects its position within Singapore's HDB heartland. The neighbourhood hosts multigenerational residents, young professionals, and shifting demographic cohorts attracted by relative affordability and proven infrastructure. This social stability and diverse resident base have historically protected the precinct from precipitous value decline, distinguishing mature estates from newer peripheral developments subject to greater cyclical volatility.

Market Positioning and Future District Dynamics

Looking forward, the Potong Pasir precinct will continue to benefit from its established MRT connectivity and built-out community infrastructure. Unlike peripheral new towns requiring extended settlement periods, the Potong Pasir estate already commands stable residential demand underpinned by decades of occupancy and social integration. Any future district-level enhancements—whether through retail rejuvenation, transport augmentation, or amenity upgrades—would likely strengthen the area's competitive positioning relative to newer competing neighbourhoods still establishing their market credentials.

Prospective buyers and tenants of 113 Potong Pasir Avenue 1 should recognise this property's positioning within an established, transport-connected neighbourhood offering the proven stability and accessibility that define Singapore's most resilient residential precincts.

Frequently Asked Questions

What rental yield could I expect from purchasing a unit at 113 Potong Pasir Avenue 1 as an investment property?

Rental yields on HDB flats within the Potong Pasir estate typically range between 2.5% and 3.5% gross, depending on the specific unit's configuration, remaining lease tenure, and prevailing market rental rates. At 113 Potong Pasir Avenue 1, the proximity to Potong Pasir MRT Station supports consistent tenant demand, particularly among young professionals and working couples seeking efficient, transport-accessible accommodation. However, investors must account for the 20% Additional Buyer's Stamp Duty payable on second residential property purchases by Singapore Citizens, which materially compresses net yield in the acquisition year and requires careful financial modelling across the entire investment horizon. The presence of established competing HDB stock within the same precinct may also constrain rental rate growth, suggesting that capital appreciation rather than income escalation forms the primary wealth-building mechanism for this asset class.

How does the pricing per square foot at 113 Potong Pasir Avenue 1 compare to recent HDB transactions in the same Potong Pasir estate?

Recent comparable sales and rental transactions within Potong Pasir indicate that psf pricing for HDB flats in this neighbourhood remains competitive relative to broader North-East District averages, though direct proximity to the MRT commands subtle premiums relative to units further inland. The 113 Potong Pasir Avenue 1 address, positioned within comfortable walking distance of the station, typically occupies the mid-range of Potong Pasir's psf distribution rather than commanding exceptional premiums. Interested buyers should engage directly with Housing and Development Board transaction databases and licensed conveyancing professionals to access current comparable data, as HDB pricing exhibits lower dispersion than private residential markets, and location subtleties (distance to amenities, lift accessibility, unit orientation) drive much of the residual price variation. Price discovery at property viewing visits and through documented recent transactions remains the most reliable methodology for establishing accurate market positioning.

What Additional Buyer's Stamp Duty (ABSD) would I pay if I purchase 113 Potong Pasir Avenue 1 as a second residential property?

Singapore Citizens purchasing a second residential property, including HDB flats, are liable for Additional Buyer's Stamp Duty at the current rate of 20% calculated on the purchase price. This duty is payable in addition to standard buyer's stamp duty and represents a material acquisition cost that materially affects total purchase economics. For a property acquired at S$1,900 monthly rental value, the 20% ABSD charge would constitute a substantial outlay, typically increasing total acquisition costs by five to seven percentage points when combined with standard conveyancing and legal fees. First-time HDB buyers and HDB upgraders purchasing their first property are exempt from ABSD, making their acquisition cost profile substantially more favourable than investors or purchasers acquiring second residential properties. Careful budget planning and engagement with licensed conveyancers is essential to understand the full ABSD exposure applicable to your specific personal residential property history and citizenship status.

What lease decay risks should I consider, and how will declining lease tenure affect resale value at 113 Potong Pasir Avenue 1?

HDB flats are issued on 99-year leasehold terms, and lease decay becomes progressively material as remaining tenure contracts. Residential properties with lease periods falling below seventy years experience accelerating velocity declines in both sales prices and rental demand, as buyers and tenants increasingly worry about long-term viability and financing accessibility. The Housing and Development Board has implemented lease-renewal and extension schemes to mitigate absolute value destruction in ageing estates, though these mechanisms remain discretionary and subject to government policy evolution. Investors and owner-occupiers with long holding horizons must understand the specific lease commencement date applicable to units at 113 Potong Pasir Avenue 1, calculate remaining tenure at point of purchase, and model long-term value paths accounting for predictable lease decay mechanics. Institutional mortgage lenders typically impose stricter loan-to-value caps and shorter maximum borrowing terms as lease tenure declines, constraining future buyer financing accessibility and resale pool depth. Early engagement with qualified conveyancers to verify exact lease tenure and potential extension eligibility is essential to informed acquisition decision-making.

How does proximity to Potong Pasir MRT Station (NE10) affect long-term demand and capital appreciation for units at 113 Potong Pasir Avenue 1?

MRT connectivity represents the single most significant determinant of HDB residential demand and capital value appreciation across Singapore's public housing landscape. Potong Pasir MRT Station on the North-East Line provides direct rapid-transit access to central business districts, employment nodes in Novena and the eastern corridor, and leisure destinations across the island. Units positioned within comfortable walking distance of the station—such as 113 Potong Pasir Avenue 1, approximately 1.2 kilometres away—benefit from substantially stronger rental-tenant pipelines and more resilient buyer demand relative to units requiring onerous bus connections. Historically, MRT-proximate HDB flats have demonstrated greater pricing resilience during market downturns and faster appreciation during expansionary cycles, as transport accessibility remains inelastic in valuation across diverse buyer cohorts. Future transport augmentation or infrastructure improvements within the North-East Line catchment would likely amplify this locational premium, though investors must recognise that much of the MRT-accessibility benefit is already capitalised into current market pricing for 113 Potong Pasir Avenue 1.

Which buyer profiles are best suited to purchasing at 113 Potong Pasir Avenue 1—first-timers, upgraders, or investors?

First-time HDB buyers represent a natural and exceptionally well-suited constituency for 113 Potong Pasir Avenue 1. These purchasers benefit from HDB concessional loan products, exemption from Additional Buyer's Stamp Duty, and access to CPF ordinary-account balances, making entry-level pricing points substantially more accessible. The compact unit size and MRT-proximate location align perfectly with first-timer housing needs and long-term wealth-building aspirations. HDB upgraders—owner-occupiers relocating from smaller units or entering private residential markets—form a secondary suitability cohort, though upgraders purchasing second residential properties incur the 20% ABSD charge, materially increasing acquisition costs and compressed financing headroom. Investors constructing diversified portfolios view 113 Potong Pasir Avenue 1 as a potential income-generating asset, though they must carefully model the ABSD impact, financing obligations, and constrained absolute yield typical of HDB investments. The development's most compelling proposition emerges for first-time buyers seeking transport-accessible, established-neighbourhood living; upgraders willing to absorb ABSD costs; and investors comfortable with moderate yield profiles in exchange for stable, MRT-supported rental demand.

What is my financing headroom and TDSR constraint at typical 113 Potong Pasir Avenue 1 purchase price points?

Total Debt Service Ratio (TDSR) regulations cap residential mortgage servicing obligations at 55% of gross monthly income for most institutional lenders, though HDB-specific schemes occasionally provide modestly relaxed parameters for qualifying first-time borrowers. At purchase prices typical for compact HDB units in this Potong Pasir location, a buyer with monthly income of S$5,000 would qualify for mortgage commitments in the S$275,000 range (assuming 80% LTV and current interest-rate assumptions), leaving limited headroom for concurrent consumer debt or other financial obligations. The 20% Additional Buyer's Stamp Duty payable by second-property purchasers reduces net cash available for down-payment accumulation, potentially forcing higher LTV ratios and increased servicing pressure. First-time buyers accessing HDB concessional loans and CPF ordinary-account housing withdrawals enjoy substantially enhanced financing accessibility and reduced cash-on-hand requirements relative to investors or upgraders relying on conventional mortgage financing. Prospective purchasers should engage directly with mortgage brokers and lenders to model their personal TDSR capacity, CPF entitlement, and cash-on-hand requirements at specific purchase price points applicable to 113 Potong Pasir Avenue 1.

How does 113 Potong Pasir Avenue 1 compare to nearby competing HDB developments in Potong Pasir and adjacent neighbourhoods?

The Potong Pasir estate encompasses numerous HDB flat developments reflecting waves of public-housing expansion spanning multiple decades. Competing properties within the immediate precinct vary in configuration, remaining lease tenure, and precise MRT accessibility, creating a heterogeneous competitive landscape. 113 Potong Pasir Avenue 1 competes directly against other Potong Pasir-sited HDB properties offering comparable unit sizes and similar MRT-accessibility profiles, with differentiation arising from specific remaining lease tenure, unit orientation, and local amenity proximity. The broader competitive set extends to HDB developments in adjacent neighbourhoods such as Serangoon and Thomson, where newer estate stock may offer marginally improved condition and facilities but at correspondingly higher acquisition prices. Buyers evaluating 113 Potong Pasir Avenue 1 within this competitive context should prioritise direct comparison against other Potong Pasir options first, then benchmark pricing and amenity provision against adjacent-neighbourhood alternatives to establish clear relative value positioning. Transaction data from licensed property databases and professional conveyancing advice remain essential to navigating this competitive landscape effectively.

Which unit stack or floor levels at 113 Potong Pasir Avenue 1 offer the best value relative to specification and price?

Within HDB developments, value differentiation typically emerges across several dimensions: unit orientation (corner versus internal units), floor height (ground-floor versus mid-stack versus upper levels), and proximity to lifts or amenities. Mid-stack units—typically occupying floors five through ten—frequently represent optimal value propositions, offering superior natural lighting and ventilation relative to lower floors whilst avoiding the modest price premiums often applied to uppermost levels. Corner units command subtle premiums reflecting enhanced cross-ventilation and potential light ingress, though the absolute magnitude of these premiums remains modest within HDB markets. Ground-floor and first-level units occasionally trade at slight discounts reflecting dust and noise proximity to common areas. At 113 Potong Pasir Avenue 1, prospective purchasers should physically inspect units across multiple floor levels and orientations to assess personal preference and perceived value alignment, as subjective factors (view quality, prevailing wind direction, noise exposure) vary substantially across individual circumstances. Engaging directly with sales staff and visiting multiple units remains the most reliable methodology for identifying best-value unit stacks aligned with specific buyer preferences and priorities.

What is the future supply pipeline for HDB flats in this district, and how might new supply affect 113 Potong Pasir Avenue 1's long-term value trajectory?

The Housing and Development Board's future supply pipeline and new-release schedules fundamentally shape medium-term rental and resale dynamics for established estates like Potong Pasir. New HDB flat releases in adjacent growth corridors (Thomson, Serangoon expansion areas, future CLOB districts) create competing supply that may apply downward pressure on rental rates and capital values for established-estate stock if new-release pricing undercuts comparable established options. Conversely, sustained population growth, immigration inflows, and limited new HDB supply in the central catchment relative to demand may strengthen the Potong Pasir estate's relative positioning as MRT-accessible, established accommodation becomes scarcer. The Housing and Development Board's long-term planning publicly articulates new-release schedules by district, and prospective investors should monitor official HDB announcements and district planning documents to anticipate future competitive supply dynamics. 113 Potong Pasir Avenue 1's value trajectory will ultimately depend on balancing new competing supply against the established estate's inherent advantages (proven MRT connectivity, mature amenities, social stability), suggesting that capital appreciation will likely track broader HDB market performance rather than outperforming or underperforming due to isolated district supply factors.

Hdb Flat At Potong Pasir Avenue 1 — From S$1,900