Type

Units

Min Area

Price Range

Other

120 sqft

S$800/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$800.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160 on this acquisition.
Located 9 min (730 m) from NS5 Yew Tee MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

676A Choa Chu Kang Crescent: HDB Living Near Yew Tee MRT

676A Choa Chu Kang Crescent stands as an established public housing development in one of Singapore's most enduring residential precincts. This HDB block occupies a strategic position within the Choa Chu Kang planning area, a district recognised for its mature infrastructure, diverse community demographics, and stable property fundamentals. The development offers compact living options that appeal to a broad spectrum of buyers and tenants, from first-time homeowners to seasoned property investors seeking rental-income-generating assets.

Strategic Location and Transport Connectivity

The development benefits from its proximity to Yew Tee MRT Station, situated approximately nine minutes' walk away via a 730-metre journey. The station operates on the North–South Line (NS5), one of Singapore's oldest and busiest rapid transit corridors, providing direct connectivity to the city centre, business districts, and major employment nodes. This accessibility has long underpinned Choa Chu Kang's appeal as a residential choice for professionals commuting to Marina Bay, the CBD, and other key destinations. The established bus network in the precinct supplements MRT access, ensuring residents enjoy multiple transport options for daily connectivity.

Development Character and Housing Appeal

As a mature HDB block, 676A Choa Chu Kang Crescent reflects the characteristics of Singapore's iconic public housing typology. The development houses multiple residential units across various configurations, accommodating different household structures and lifestyle preferences. The compact floor plates encourage efficient space planning, whilst the block's location within an established neighbourhood means residents benefit from surrounding infrastructure that has already been built out and proven its functionality over decades. This development profile appeals particularly to pragmatic buyers prioritising affordability, location, and proven rental demand over newer-stock novelty.

Investment Potential and Rental Yield Considerations

For investors, 676A Choa Chu Kang Crescent presents opportunities rooted in the district's fundamental strengths. Choa Chu Kang has historically demonstrated resilient rental demand, supported by its dense population, proximity to transport, and affordable entry pricing relative to fringe districts. Units within this development tend to attract working professionals, small families, and expatriates seeking budget-conscious rental accommodation with convenient MRT access. The compact unit sizes align well with the rental market's appetite for efficient, lower-cost units that deliver straightforward economics for landlords. Prospective investor-buyers should factor lease tenure into their yield calculations, as remaining lease length directly influences both rental achievability and medium-to-long-term capital value preservation.

Neighbourhood Amenities and Community Character

The Choa Chu Kang precinct has matured into a self-contained residential community with established shopping facilities, hawker centres, supermarkets, and primary schools within walking or short bus distance. Residents of 676A benefit from this ecosystem without bearing the development costs that newer estates must absorb. The neighbourhood's stability has fostered strong community networks and familiarity amongst long-term residents, creating a cohesive living environment. Healthcare facilities, banking services, and recreational spaces are well-distributed throughout the planning area, reducing the friction of daily living for owner-occupiers and tenants alike.

Pricing Dynamics and Market Positioning

Units within this development trade within the affordable segment of Singapore's HDB market, positioning 676A as an accessible entry point for first-time buyers and cost-conscious upgraders. The pricing reflects the development's maturity, established location, and proven rental fundamentals, rather than price premiums associated with newer launches or prime fringe locations. Recent transactional evidence in Choa Chu Kang demonstrates consistent per-square-foot pricing aligned with the district's historical norms, signalling stable valuation methodologies and transparent market discovery. Buyers evaluating 676A should benchmark pricing against comparable recent transactions in the same block and neighbouring Choa Chu Kang developments to validate market-rate positioning.

Lease Tenure and Resale Value Implications

HDB leasehold arrangements carry standard 99-year tenures from their grant date. Prospective buyers must verify the specific lease commencement date for 676A to calculate remaining lease duration, as this figure materially influences both financing availability and long-term resale attractiveness. Properties with declining lease periods face gradual value erosion in accordance with established depreciation curves; however, HDB's built-in lease-renewal framework provides policy-level assurance that lease decay risks are managed more transparently than in the private sector. Financial institutions calibrate loan-to-value ratios and lending tenures based on remaining lease, so buyers should confirm financing headroom once lease duration is established.

Buyer Suitability and Use-Case Profiles

First-time homebuyers benefit from this development's affordability, established amenities, and transparent HDB purchase procedures. Upgraders seeking lateral moves within the HDB ecosystem find units here competitively priced relative to other established Choa Chu Kang blocks. Investors appreciate the straightforward rental economics, predictable tenant demographics, and non-speculative nature of HDB rental markets. High-net-worth buyers evaluating 676A typically do so as part of portfolio diversification into yield-bearing HDB assets, rather than as primary residences. Each buyer profile should weight transport access, lease tenure, and unit size against personal priorities before committing.

Financing, TDSR, and Capital Requirements

HDB financing remains the most accessible pathway for eligible Singapore Citizens and Permanent Residents, with the Housing & Development Board offering concessional interest rates and extended tenures unavailable in private property markets. Buyers utilising HDB loans should confirm their Total Debt Servicing Ratio (TDSR) headroom against current income, as lending caps have tightened in recent years. Second-time buyers purchasing private property after an HDB sale, or those acquiring an additional residential property, face Additional Buyer's Stamp Duty at 20% for Singapore Citizens—a material cost consideration that materially affects entry-price economics. Cash buyers and those with existing mortgage obligations must model these costs into their acquisition budgeting.

Competitive Context and District Supply Pipeline

Choa Chu Kang houses numerous HDB developments spanning multiple decades, creating a fragmented but resilient supply base. Recent years have seen modest new HDB launches in fringe locations within the planning area, though the bulk of supply remains concentrated in established blocks like 676A. Competitive pressure from newer developments is limited, as newer HDB estates typically command modest premiums over mature blocks, preserving pricing stability for established properties. The district's role as a strategic public housing node means future supply interventions will likely be calibrated to preserve neighbourhood character rather than catalyse rapid value acceleration.

Market Outlook and Long-Term Value Drivers

The development's enduring appeal rests on fundamental, non-speculative drivers: transport accessibility via a major MRT line, established neighbourhood infrastructure, and consistent rental demand. These factors are unlikely to deteriorate significantly, though capital appreciation will be modest relative to fringe or brand-new estates. Buyers adopting a multi-year holding horizon should view 676A as a stable, income-generative or owner-occupied asset rather than a capital-gains vehicle. The development's maturity and established position within Choa Chu Kang's fabric suggest it will retain its functional role and appeal within the housing market for the foreseeable future.

Frequently Asked Questions

What rental yield can investors typically expect from units at 676A Choa Chu Kang Crescent?

Rental yields at 676A depend critically on the acquisition price, unit size, and remaining lease duration. Choa Chu Kang's mature rental market typically supports gross yields between 3% and 5% for HDB units, though net yields—after accounting for property taxes, maintenance contributions, and allowances for vacancy—often settle between 2% and 4%. Compact units at 676A attract consistent tenant demand from working professionals and small families, underpinning predictable rental income; however, lease decay may gradually compress achievable rents as lease years decline. Prospective investors should model their specific purchase price, monthly rental expectation, and cost structure against current financing rates to validate investment returns relative to alternative asset classes.

How does pricing at 676A Choa Chu Kang Crescent compare to recent per-square-foot transactions in the area?

Pricing at 676A reflects established Choa Chu Kang benchmarks, typically ranging within the district's documented per-square-foot range for comparable HDB developments of similar vintage and condition. Recent transactions in the same block and neighbouring Choa Chu Kang estates provide the most reliable pricing comparators; these sales establish market-validated rates adjusted for lease tenure, unit condition, and floor-level premiums. Buyers should commission formal valuation reports and cross-reference recent transactional data through public HDB records to ensure asking prices align with recent arm's-length sales. Significant divergence from recent comparables may indicate either exceptional unit condition, lease-tenure variance, or pricing anomalies warranting further investigation.

What Additional Buyer's Stamp Duty (ABSD) implications apply if I purchase at 676A as a second residential property?

Singapore Citizens purchasing a second residential property—whether HDB or private—are subject to Additional Buyer's Stamp Duty at 20% of the purchase price. This duty applies cumulatively with standard Buyer's Stamp Duty, creating a substantial upfront cost that materially affects acquisition economics. For a property transacting at S$400,000, ABSD alone would impose an 20% charge, equivalent to S$80,000 in additional duty. This cost must be factored into financing capacity and capital budgeting; many buyers finance ABSD through extended HDB loan tenures or private financing, increasing total interest expense. Permanent Residents and non-citizens typically face higher ABSD rates (currently 25%), so citizenship status should be confirmed prior to formal offer.

What lease tenure risks should I consider, and how does remaining lease affect resale value?

HDB leasehold properties at 676A carry 99-year terms from grant date; remaining lease duration directly influences resale value, financing terms, and capital appreciation trajectory. Properties with lease periods below 60 years face accelerated value depreciation as financing becomes constrained and buyer demand contracts—some lenders impose minimum lease-remaining thresholds that exclude sub-50-year properties entirely. The HDB lease-renewal scheme provides policy assurance that leases can be extended, though renewal mechanisms require majority-block participation and involve costs. Buyers must establish 676A's specific lease commencement date to calculate remaining tenure, then stress-test resale prospects using standard lease-decay depreciation curves. A 40-year-old property with approximately 59 years remaining will likely require careful assessment of exit options over a 10–20 year holding period.

How does proximity to Yew Tee MRT Station affect demand and capital appreciation at 676A?

The nine-minute walk to Yew Tee MRT Station (NS5) remains a primary demand driver for 676A, as the North–South Line connects directly to the CBD, Marina Bay, and major employment clusters. This accessibility supports both owner-occupier demand from commuters and investor appetite for stable rental yields, anchoring baseline valuation. However, demand enhancements from transport proximity tend to be fully capitalised into current pricing for mature, established developments; buyers should not expect significant upside from incremental MRT improvements, as the benefit has been priced-in over decades. Future transport enhancements (new lines, station upgrades) would theoretically support upside, but baseline capital appreciation at 676A is likely modest and driven more by general inflation and loan-tenure effects than by incremental transport-led value creation.

Which buyer profiles are best suited to 676A Choa Chu Kang Crescent, and why?

First-time homebuyers benefit most from 676A's affordability, straightforward HDB purchase procedures, and established neighbourhood infrastructure, positioning the development as an accessible entry point into homeownership without speculative risk. Young couples and small families seeking rental accommodation also drive consistent demand, supporting investor returns. Upgraders transitioning between HDB blocks find 676A competitively priced relative to comparable alternatives, enabling efficient portfolio moves. Investors appreciate the predictable rental fundamentals and non-speculative nature of HDB markets, though they must accept modest yield ranges and lease-decay risks. High-net-worth individuals may acquire units as yield-generating portfolio diversifiers rather than primary residences. Buyers prioritising proximity to transport, affordable pricing, and community stability over architectural novelty or fringe positioning will find 676A most suitable.

What Total Debt Servicing Ratio (TDSR) headroom and financing availability should I expect at 676A's price points?

HDB financing for 676A units remains accessible to eligible Singapore Citizens and Permanent Residents, with the Housing & Development Board calibrating loan-to-value ratios and maximum tenures based on remaining lease duration and borrower age. Typical TDSR limits cap total monthly debt obligations at 60% of gross household income; buyers must ensure existing mortgage commitments (e.g., from prior HDB sales) do not consume excessive headroom when adding new HDB loan servicing. Property at 676A's typical transaction prices—often in the S$300,000–S$500,000 range—translates to monthly loan repayments of approximately S$1,500–S$2,500 depending on tenure and loan structure, requiring household incomes of roughly S$3,000–S$5,000 to remain within TDSR caps. First-time buyers should stress-test their specific income against expected repayment obligations and factor in property tax, maintenance contributions, and insurance before committing.

How does 676A compare competitively to nearby HDB developments in Choa Chu Kang?

Choa Chu Kang encompasses numerous established HDB blocks developed across multiple decades, with competing developments including 673A, 674A, and other nearby blocks featuring similar vintage, size profiles, and transport access. Pricing across these comparable blocks typically clusters within narrow ranges, reflecting transparent market discovery and minimal differentiation in location or amenities. Newer HDB developments within Choa Chu Kang or adjacent planning areas (e.g., Yung Ho Road precincts) command modest premiums reflecting updated layouts, lower lease-decay risk, and modern fitments, though the supply of new HDB in the area remains constrained. 676A's competitive advantage rests on affordability, established track record, and consistent rental demand rather than architectural novelty; buyers should evaluate direct comparables within a 500-metre radius before concluding that pricing is optimally positioned relative to alternatives.

Are there preferred unit stacks, floor levels, or configurations at 676A that offer better value or resale appeal?

Mid-level units at 676A typically command marginal premiums over lower-floor units whilst avoiding the higher premiums sometimes associated with penthouse or high-floor positioning; floors 3–10 often represent optimal value zones where lift accessibility is convenient without commanding excessive pricing uplift. Corner units and units with improved natural ventilation or fewer shared walls with neighbours may achieve modest rental premiums and resale appeal, though HDB's standardised design means such variations are modest. Units facing away from busy roads or with access to communal green spaces attract marginally higher tenant demand and ownership satisfaction, though quantifying this premium requires transactional data from comparable recent sales. Ground-floor units typically transact at discounts due to perceived privacy and security concerns, making them attractive for cost-conscious buyers willing to trade amenity for savings. Prospective buyers should assess their specific unit's orientation, floor level, and ventilation characteristics against recent comparable sales to validate asking prices.

What future HDB supply pipeline exists in Choa Chu Kang, and could it affect 676A's resale prospects?

Recent HDB supply planning for Choa Chu Kang has been modest relative to other planning areas, reflecting the district's mature, built-out character and established housing stock. New BTO (Build-to-Order) launches in Choa Chu Kang have been infrequent over the past decade, and future supply additions are likely to be incremental rather than transformative, preserving baseline demand stability for existing blocks like 676A. Competing new supply in adjacent precincts (e.g., Yung Ho Road, Bukit Panjang fringe) may moderate resale appreciation for 676A but is unlikely to destabilise market fundamentals or trigger significant value erosion given the established locality's transport and amenity positioning. Long-term, 676A's maturity insulates it from disruptive new-supply pressures; buyers should view the development as a stable, income-generative asset rather than speculating on supply-constrained appreciation. Government planning priorities increasingly focus on new precincts and urban renewal rather than new HDB launches in established estates, supporting a stable supply outlook for Choa Chu Kang over the next decade.

Hdb Flat At 676A Choa Chu Kang Crescent — From S$800