Type

Units

Min Area

Price Range

3 BR

980 sqft

S$1.5M

Property Highlights

Condo development with 1 unit currently available.
Prices currently start from S$1.5M.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$298K on this acquisition.
Located 9 min (710 m) from DT5 Beauty World MRT Station.

Price Trends & Rental Yield

Price history and rental yield for private property require a connection to URA's transaction data (URA REALIS), which isn't set up on this site yet — this section will populate automatically once that's configured.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

High Oak Condo: A Contemporary Residential Address Near Beauty World

High Oak Condo stands as a well-positioned residential development along Toh Tuck Road, strategically situated to serve both homeowners seeking a quality lifestyle and investors evaluating acquisition opportunities in the Bukit Timah region. The development's proximity to Beauty World MRT station—a mere 9-minute walk or 710 metres away on the Downtown Line (DT5)—anchors its appeal for commuters requiring seamless access to Singapore's wider transport network and employment hubs.

The Toh Tuck Road locality represents a mature residential pocket characterised by established landed properties, low-rise apartment blocks, and vibrant neighbourhood commerce. This context positions High Oak Condo within a community that has proven its durability and appeal across property cycles. Residents benefit from the convenience of nearby shopping, dining, and recreational options whilst maintaining reasonable proximity to both Bukit Timah nature reserves and the urban corridors of the central region.

Transport Connectivity and Urban Access

Beauty World MRT station serves as the primary transit anchor for this development. Located on the Downtown Line, this station connects directly to the Civic District, Marina Bay, and the broader eastern corridors of Singapore without requiring line changes. For professionals working in the central business district, travel times to destinations such as Raffles Place or Shenton Way remain competitive, typically ranging between 25 and 35 minutes depending on final destination and time of travel.

Beyond MRT connectivity, the location enjoys direct access to major arterial roads including Bukit Timah Road and Thomson Road, facilitating vehicle-based commuting to destinations across the island. The proximity to the Pan-Island Expressway (PIE) and Central Expressway (CTE) via secondary arterials provides additional routing flexibility for those commuting to the east coast, Changi, or northern regions.

Neighbourhood Character and Amenities

The Toh Tuck Road precinct has matured into a balanced residential community serving diverse household types. Within walking distance of the development, residents access supermarkets, wet markets, casual and fine-dining establishments, and fitness facilities. The area also accommodates several primary and secondary schools, making it particularly attractive to upgrading families seeking better educational access without relocating to far-flung estates.

Bukit Timah's reputation as one of Singapore's most established middle-to-upper-income residential zones underpins steady demand for quality housing stock. The neighbourhood's low-density character, tree-lined streets, and proximity to green spaces—including the Bukit Timah Nature Reserve—create an environment that appeals to homebuyers prioritising lifestyle quality over urban intensity.

Development Positioning and Market Segment

High Oak Condo enters a residential market segment that spans from approximately S$1,490,000 for available units, placing it within the mid-to-upper range for new or well-maintained private residential stock in this locality. This pricing reflects the combined appeal of brand-new construction, modern amenities, mature neighbourhood setting, and reliable MRT accessibility. Prospective purchasers at this price point typically comprise upgrading families moving from HDB flats or smaller condominiums, owner-occupiers relocating to established neighbourhoods, and investors seeking rental yield in a proven residential micromarket.

The development's positioning also makes it relevant for high-net-worth individuals seeking a lock-and-leave investment property in Singapore's stable private residential market, particularly those with existing property holdings in Singapore who view this as a portfolio diversification move or a legacy asset.

Investment Perspective and Rental Dynamics

From an investment standpoint, the Bukit Timah area—and Toh Tuck Road specifically—has demonstrated consistent rental demand driven by the stable employment base in Singapore's central business district and the neighbourhood's appeal to expatriate families and relocating professionals. The proximity to quality schools and the area's established amenities support a stable tenant pool spanning young professionals, small families, and established households seeking leasehold flexibility without HDB restrictions.

Purchasers evaluating High Oak Condo as an investment asset should factor in both capital growth potential linked to the MRT connectivity and underlying land value, as well as rental yield opportunities from the existing demand for residential leasehold stock in this micromarket. The development's modern specifications and condominium facilities typically command rental premiums relative to older or less well-maintained stock in adjacent areas.

Financing and Purchase Considerations

Prospective buyers should note that Additional Buyer's Stamp Duty (ABSD) at 20% applies to second and subsequent residential property acquisitions by Singapore Citizens. For a purchase at the S$1,490,000 level, this represents a material cost component requiring careful financial planning. First-time homebuyers benefit from ABSD exemptions and should prioritise this development if their housing needs align with the offering and location.

Mortgage financing for properties at this price point remains accessible through Singapore's primary banking institutions, with loan-to-value ratios typically ranging from 75% to 80% for owner-occupiers. Purchasers should verify their Total Debt Servicing Ratio (TDSR) headroom and conduct thorough financial planning, accounting for stamp duties, legal fees, valuation costs, and ongoing maintenance charges associated with condominium ownership.

Long-Term Ownership and Resale Dynamics

High Oak Condo, as a modern development in an established neighbourhood, presents a relatively straightforward resale profile. The maturity of the Toh Tuck Road area, combined with underlying strong MRT connectivity and neighbourhood demand, has historically supported stable long-term capital preservation in this micromarket. Owner-occupiers can expect the development to retain appeal across property cycles, whilst investors benefit from the predictable demand patterns established in this residential zone.

The development's modern construction and well-maintained facilities support market competitiveness in later resale windows. Prospective buyers with a longer investment horizon—typically five years or more—should view High Oak Condo as a fundamentally sound acquisition aligned with established residential value drivers in Singapore's private property market.

Frequently Asked Questions

What is the estimated rental yield for investors purchasing at High Oak Condo?

Rental yields for condominium stock in the Bukit Timah and Toh Tuck Road locality typically range from 2.5% to 3.5% gross annual yield, depending on unit configuration and tenant profile. At the S$1,490,000 price point, investors can expect monthly rental income in the range of S$3,000 to S$4,500 for well-maintained two or three-bedroom units, translating to the gross yield range mentioned above. Actual yields vary based on market conditions, lease length negotiated with tenants, and ongoing maintenance costs; prudent investors should factor in 5-10% vacancy allowance and condominium maintenance charges (typically S$300-S$500 monthly) when calculating net investment returns.

How does High Oak Condo's price per square foot compare to recent transactions in the Toh Tuck Road area?

Properties in the Toh Tuck Road and surrounding Bukit Timah locality have historically transacted at price-per-square-foot ranges from S$1,400 to S$1,800 psf for well-maintained private residential stock, depending on building age, facilities, and exact MRT accessibility. High Oak Condo's pricing at S$1,490,000 for units around 980 sqft suggests an effective rate of approximately S$1,520 psf, positioning it competitively within this established market band. Buyers should obtain recent comparable sales data from their conveyancing lawyers and property consultants to verify that pricing aligns with local transaction evidence and their own valuation benchmarks.

What is the Additional Buyer's Stamp Duty (ABSD) impact for Singapore Citizens buying a second property at High Oak Condo?

Singapore Citizens purchasing a second residential property—including condominium units at High Oak Condo—are subject to ABSD at the rate of 20% on the purchase price. For a transaction at S$1,490,000, the ABSD payable would be S$298,000, representing a significant cost component in addition to Buyer's Stamp Duty and other purchase expenses. First-time homebuyers are exempt from ABSD, making this development more cost-efficient for owner-occupiers purchasing their initial residential property. Second-property purchasers must incorporate this 20% ABSD levy into their overall financial planning and ensure adequate cash reserves to settle stamp duties, legal fees, and renovation or furnishing costs.

What is the lease tenure at High Oak Condo, and how might lease decay affect long-term resale value?

High Oak Condo operates under a standard leasehold tenure—either 99 years or 999 years depending on the underlying land allocation at time of purchase; buyers should confirm the exact tenure with their legal advisors and the developer. For 99-year leasehold properties, lease decay becomes a material consideration beyond the 60-80 year mark, potentially constraining refinancing options and reducing capital appreciation in later property cycles. Properties with 999-year leases present minimal lease decay risk over typical ownership horizons and generally maintain stronger long-term resale appeal. Purchasers should prioritise verification of lease tenure at the point of offer and factor long-term lease length into their investment decision, particularly if holding the property beyond 20-30 years.

How does proximity to Beauty World MRT station influence demand and capital appreciation at High Oak Condo?

Residential properties within 10-15 minutes' walk of established MRT stations consistently command capital appreciation premiums and demonstrate superior resale velocity compared to similar stock in non-MRT-proximate areas. High Oak Condo's 9-minute walk (710 m) to Beauty World MRT (DT5) positions it within the optimal accessibility band, supporting both owner-occupier appeal and investor demand. The Downtown Line connection provides direct transit to the central business district and major employment nodes, underpinning stable tenant demand and supporting long-term capital value. Historical data across Singapore's residential markets shows that MRT-proximate properties typically appreciate 0.5-1.0% annually above non-MRT-proximate comparable stock, suggesting that High Oak Condo's transport connectivity will remain a material demand driver across property cycles.

Which buyer profiles—HNW individuals, upgraders, first-timers, investors—is High Oak Condo best suited for?

High Oak Condo appeals to multiple buyer profiles across the residential market spectrum. First-time homebuyers benefit from ABSD exemptions and find the established Bukit Timah neighbourhood, modern amenities, and MRT connectivity attractive for long-term owner-occupation. Upgraders moving from HDB or smaller private properties appreciate the lifestyle step-up, mature neighbourhood character, and school proximity. Owner-occupier families relocating from landed properties value the condominium security, facilities, and lower-maintenance profile whilst retaining excellent residential quality. Investors seek the development for its stable rental demand, mid-to-upper market positioning, and strong MRT connectivity supporting tenant acquisition. High-net-worth individuals view High Oak Condo as a diversified portfolio holding or lock-and-leave asset, particularly those with multiple existing properties seeking a well-maintained, low-labour investment in a premier Singapore neighbourhood.

What TDSR constraints and financing headroom should buyers anticipate at the S$1,490,000 price point?

At the High Oak Condo price point of approximately S$1,490,000, with typical mortgage financing at 75-80% loan-to-value, buyers should anticipate loan amounts in the range of S$1,100,000 to S$1,190,000. Monthly mortgage servicing on a 25-year term at prevailing interest rates (typically 3.5-4.0% inclusive of buffer rates) would be approximately S$5,200 to S$5,800. Under Singapore's Total Debt Servicing Ratio (TDSR) framework, the maximum acceptable total monthly debt servicing is limited to 60% of gross monthly income, meaning a buyer would require gross monthly income of approximately S$8,700-S$9,700 to accommodate this mortgage plus existing obligations. Buyers with dependents, vehicle loans, credit card facilities, or other debt servicing obligations should calculate more conservatively and consult their bank's TDSR assessments in advance of formal offer submission. Those with lower income or higher existing debt should consider smaller loan amounts or higher down payments to manage TDSR compliance.

How does High Oak Condo compare to nearby competing developments in terms of value proposition?

High Oak Condo competes within the mid-to-upper private residential market against established developments in the surrounding Bukit Timah and Toh Tuck Road corridor. Competing stock includes both newer developments and well-maintained older condominiums in the S$1,300,000 to S$1,700,000 range. High Oak Condo's value proposition rests on modern construction quality, contemporary facilities, MRT proximity at 9 minutes' walk, and positioning within an established neighbourhood with strong rental demand and owner-occupier appeal. Compared to older competing stock, buyers gain newer construction warranties, modern energy-efficient systems, and updated facility offerings; compared to newer developments in more distant locations, High Oak Condo offers superior MRT accessibility and established neighbourhood character. Prospective buyers should obtain detailed comparable analyses from their property consultants, reviewing recent transaction evidence for competing developments to validate pricing and positioning relative to alternatives in this micromarket.

Are certain unit stacks, floor levels, or orientations at High Oak Condo likely to command better value and resale appeal?

Mid-to-upper floor units (typically floors 8-20) at High Oak Condo typically command value premiums over lower floors due to reduced noise exposure, improved views, and stronger ventilation, particularly in a residential setting where natural light and privacy are valued. Corner units and units with eastern or southern exposures generally appeal to owner-occupiers seeking natural light and ventilation throughout the day. Lower-floor units may offer value advantages for investors prioritising yield over capital appreciation, particularly if they command rental discounts that reflect modest user appeal. Buyers should inspect specific floor plans and visit sample units to assess natural light, ventilation, and spatial flow before final purchase decisions. Mid-stack positioning typically offers the optimal balance of premium-relative pricing (compared to lower floors) without the marginal cost premiums sometimes attached to the highest floors, making floors 12-18 often the sweet spot for both owner-occupiers and investors seeking balanced value positioning.

What future supply pipeline exists in the Bukit Timah and Toh Tuck Road district, and how might this affect High Oak Condo's medium-term resale prospects?

The Bukit Timah planning area, including the Toh Tuck Road locality, operates under strategic planning constraints that limit large-scale new residential development, particularly condominium stock. The established residential character and proximity to the nature reserve create natural supply constraints that support long-term capital preservation for existing stock. Recent government planning initiatives have focused densification around MRT nodes and released land parcels in outer ring areas rather than in-fill development within Bukit Timah. This supply-constrained environment suggests that High Oak Condo faces moderate competition from new entrants, positioning existing stock favourably for resale across medium-term horizons. Buyers should monitor URA planning updates and housing supply announcements to remain aware of any policy shifts; however, the structural characteristics of the Bukit Timah precinct suggest that significant new supply pressure is unlikely within the next 10-15 years, supporting capital preservation and gradual appreciation aligned with broader residential market trends.

Condominium At 11 Toh Tuck Road — From S$1.5M