Type

Units

Min Area

Price Range

3 BR

1119 sqft

S$3,300/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$3,300.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$660 on this acquisition.
Located 16 min (1.33 km) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

274 Yishun Street 22: Contemporary HDB Living in Established North Singapore Estate

274 Yishun Street 22 stands as a well-positioned housing development within the mature Yishun residential precinct, offering practical and spacious living arrangements for discerning buyers seeking established community infrastructure and convenient urban connectivity. Situated in one of Singapore's longest-serving new town developments, this address benefits from decades of neighbourhood maturation, comprehensive amenities planning, and reliable transport systems that have evolved to serve the local population effectively.

The development comprises a selection of HDB residential units configured to accommodate diverse household compositions and lifestyle requirements. Whether targeting upgraders seeking additional space from their previous homes, young families establishing their foundation, or seasoned investors building diversified property portfolios, the varied unit offerings at 274 Yishun Street 22 present multiple entry points into one of Singapore's most established public housing markets. The available floor plans and sizing options reflect pragmatic design principles characteristic of Singapore's HDB programme, maximising usable living areas whilst maintaining efficient building layouts.

Strategic Location and Transport Connectivity

The development's position approximately 1.3 kilometres from Yishun MRT Station (NS13 line) on the North-South Line represents a significant accessibility advantage for daily commuters and recreational travellers alike. This proximity to the North-South Line's interchange capacity enables straightforward connectivity to the wider MRT network, facilitating journeys across the island to commercial districts, entertainment precincts, and educational institutions. The walking distance of roughly 16 minutes to the station places the development within the optimal accessibility zone that typically underpins strong demand and sustained capital value in Singapore's HDB resale market.

Beyond the MRT connection, the Yishun estate benefits from a comprehensive network of bus services, multiple roads providing vehicular access, and proximity to the Central Expressway (CTE) and other major arterial routes. This multi-modal transport infrastructure ensures that residents maintain flexibility in their travel choices, whether commuting to workplaces, accessing recreational facilities, or managing daily errands across the broader metropolitan area. The maturity of these transport systems reflects careful long-term urban planning rather than emerging or speculative development corridors.

Neighbourhood Amenities and Community Infrastructure

Yishun as a residential district has matured into a self-contained community featuring established retail and dining precincts, healthcare facilities, recreational centres, and educational institutions serving all age groups. Residents at 274 Yishun Street 22 benefit from the compound effects of this development maturity: shopping malls housing supermarkets and specialist retailers, hawker centres providing affordable dining options across diverse cuisines, and polyclinics offering accessible primary healthcare. The estate also incorporates community centres and sports facilities that enhance lifestyle quality for families and active individuals seeking leisure and wellness amenities within walking or short travel distances.

The educational landscape in Yishun encompasses primary schools, secondary institutions, and junior colleges serving various student populations and academic streams. For families with children at different life stages, this ecosystem of educational options provides continuity of school options as children progress through the education system. Additionally, the presence of established childcare facilities and training centres reflects the demographic composition and family-oriented nature of the broader Yishun community.

Property Market Context and Investment Potential

The HDB resale market in Yishun and surrounding precincts has demonstrated resilience and steady demand, reflecting the district's positioning as an established, transport-connected neighbourhood offering reliable accessibility and comprehensive amenities. Properties in mature HDB estates typically experience gradual capital appreciation driven by factors including population growth in surrounding areas, incremental infrastructure improvements, and the limited expansion capacity of older estates relative to overall demand for HDB housing. For investors evaluating 274 Yishun Street 22, the rental yield potential aligns with typical North Singapore HDB returns, influenced by strong demand from young professionals and families seeking affordable accommodation with MRT proximity.

The acquisition pricing for units at this development reflects the established market dynamics of the Yishun estate and current interest rate environments affecting borrowing capacity across the HDB buyer population. Prospective purchasers should evaluate pricing against recent transacted comparable properties in the immediate vicinity, considering variables including unit size, floor level, orientation, and precise distance to MRT stations. The transparent pricing history available through public HDB resale transaction records enables informed comparative analysis for both owner-occupiers and investment-focused buyers.

Lease Tenure and Long-Term Value Considerations

As an HDB property, units at 274 Yishun Street 22 carry the statutory lease tenures characteristic of the public housing programme. Buyers should familiarise themselves with the specific lease duration applying to their intended unit, understanding how lease decay dynamics influence resale valuations as leasehold properties approach maturity. The HDB's Home Improvement Programme and lease-to-freehold conversion initiatives provide potential pathways to enhance property values and extend investment horizons, though such policy parameters remain subject to government discretion and eligibility criteria.

The development's positioning within an established estate means that potential future estate-wide upgrading initiatives, if implemented, could provide capital value enhancement opportunities comparable to historical patterns observed in mature HDB precincts. Buyers committed to longer holding periods typically find such potential improvements favourably influence their long-term investment thesis, whereas those anticipating shorter ownership periods should concentrate analysis on current market valuations and immediate transaction comparables.

Buyer Profiles and Suitability Assessment

First-time homebuyers seeking entry into Singapore's property market frequently gravitate toward HDB developments in established estates, finding the acquisition costs, financing accessibility, and lifestyle infrastructure particularly aligned with their circumstances. The Yishun location provides confidence through its maturity and transport connectivity, appealing to first-timers building equity whilst maintaining affordable housing costs. Upgraders moving from smaller units or more peripheral estates discover that 274 Yishun Street 22 offers expanded living space and improved amenities compared to older public housing whilst maintaining reasonable price points relative to private condominium alternatives.

For property investors building diversified residential portfolios, the HDB market in established North Singapore precincts offers rental income potential combined with long-term capital appreciation prospects. The consistent demand from tenants seeking affordable, transport-connected accommodation ensures steady occupancy rates and reliable rental returns. High-net-worth individuals occasionally incorporate HDB properties into broader investment strategies, particularly when seeking to increase residential asset diversification or capitalise on specific neighbourhood bottlenecks where HDB inventory remains constrained relative to demand.

Financing and Purchase Economics

Prospective buyers should assess their financing capacity within the context of typical loan-to-value ratios offered by financial institutions for HDB properties, generally structured to ensure Total Debt Servicing Ratio (TDSR) compliance with prevailing monetary policy guidelines. At current market pricing levels, institutional lenders typically structure financing to accommodate qualified buyers with satisfactory income documentation and employment stability. First-time buyers benefit from HDB concessional loan schemes offering favourable interest rates and extended repayment periods, whereas second-property purchasers should factor Additional Buyer's Stamp Duty (ABSD) implications into their acquisition cost calculations.

Second residential property buyers who are Singapore Citizens encounter Additional Buyer's Stamp Duty at the rate of 20% applied to the purchase price, materially affecting total acquisition costs beyond the base price. This represents a substantial financial consideration requiring careful evaluation within broader investment return projections, particularly for investors calibrating expected yields against total capital deployment. Prudent financial planning incorporates these stamp duty obligations transparently into purchase decision-making frameworks.

Competitive Market Position within North Singapore

The broader Yishun and adjacent North Singapore HDB market includes numerous competing developments offering similar lease tenures, floor plans, and transport accessibility profiles. 274 Yishun Street 22 positions itself within this competitive landscape based on its specific street location, building configuration, amenity proximity, and current transacted pricing relative to neighbouring comparable properties. Buyers undertaking thorough comparative analysis across multiple competing estates and streets typically identify optimal value combinations reflecting their personal preferences for floor levels, unit orientation, proximity to specific amenities, and expected holding periods.

Recent transacted properties in adjacent streets and blocks provide transparent comparable data enabling informed valuation assessment, supporting negotiation strategies and investment decision-making grounded in contemporary market evidence rather than aspirational pricing. The accessibility of this comparable data through public records strengthens buyer confidence in acquisition decisions and supports investment thesis development for portfolio investors.

Future District Development and Long-Term Outlook

Singapore's ongoing infrastructure investments and population planning strategies continue to shape the medium-to-long-term dynamics affecting HDB properties in established districts including Yishun. Future transport enhancements, including potential early-stage discussions around additional MRT connectivity or major road infrastructure improvements, could incrementally enhance accessibility and support capital appreciation trajectories. Conversely, regulatory changes affecting HDB market dynamics, Additional Buyer's Stamp Duty frameworks, or loan servicing policies carry capacity to influence buyer demand and pricing momentum across the broader public housing sector.

Buyers with extended investment horizons typically benefit from positioning themselves in established districts where infrastructure maturity and demographic stability create predictable long-term value patterns. 274 Yishun Street 22, positioned within such an established precinct, offers stability and accessibility characteristics supporting multigenerational property ownership and investment strategies grounded in reliable fundamentals rather than speculative neighbourhood transformation narratives.

Frequently Asked Questions

What rental yield can investors expect from purchasing a unit at 274 Yishun Street 22?

Rental yields for HDB properties in established Yishun typically range between 3% to 5% annually, depending on specific unit configuration, floor level, and precise MRT proximity. Investors should evaluate achievable rental rates by reviewing current listings for comparable units in adjacent blocks and streets, cross-referenced against their intended purchase price to calculate expected cash-on-cash returns. The mature estate's strong demand from tenants seeking affordable, transport-connected accommodation—particularly young professionals and families—supports consistent occupancy and rental income reliability. However, rental yield calculations must account for property tax obligations, maintenance contributions to the subsidiary management corporation, and potential void periods between tenancies, resulting in net returns below headline gross yield figures.

How does pricing at 274 Yishun Street 22 compare to recent per-square-foot transactions in Yishun?

Recent HDB resale transactions in the Yishun district have demonstrated per-square-foot pricing typically ranging between S$750 to S$950, depending on unit size, floor level, and specific street location within the estate. Units at 274 Yishun Street 22 should be evaluated against this transactional evidence, with particularly attention paid to comparable properties on adjacent blocks completed within the previous 3 to 6 months. Larger three-bedroom and four-bedroom units often command slightly lower per-square-foot pricing compared to smaller two-bedroom configurations, reflecting the fixed-cost elements of the transaction process. Buyer negotiations should be grounded in this contemporary comparable evidence, ensuring acquisition prices align with current market indicators rather than historical pricing or aspirational vendor expectations.

What Additional Buyer's Stamp Duty implications apply to second-property purchases at this development?

Singapore Citizens purchasing a second residential property incur Additional Buyer's Stamp Duty (ABSD) at the rate of 20% applied to the purchase price, a material consideration substantially increasing total acquisition costs beyond the base price negotiated with the vendor. For example, a purchase priced at S$450,000 would attract ABSD of S$90,000, requiring total capital deployment of S$540,000 before legal, survey, and other ancillary costs. This ABSD obligation applies regardless of whether the first property was disposed of or remains held in the buyer's name, making second-property acquisitions materially more expensive than first-home purchases benefiting from ABSD exemption. Investment-focused buyers must explicitly incorporate this 20% cost component into their financial modelling and yield calculations to accurately assess whether anticipated rental income and capital appreciation justify the heightened acquisition costs.

How does lease decay affect resale value and buyer demand for units at 274 Yishun Street 22?

HDB properties, depending on their specific lease tenure structure, experience gradual lease decay as the property ages, with the rate of value depreciation typically accelerating once the remaining lease falls below 80 years. Buyers acquiring units at 274 Yishun Street 22 should verify the precise lease tenure and age of the building, understanding how many decades of lease period remain before the property experiences meaningful valuation headwinds. Properties approaching 80-year lease thresholds encounter reduced buyer demand and institutional lending constraints, potentially limiting future resale options and requiring acceptance of materially discounted sale prices. The HDB's Home Improvement Programme and potential lease-to-freehold conversion initiatives offer possible pathways to arrest lease decay effects, though such policy interventions remain discretionary and subject to eligibility criteria. Buyers with extended holding horizons of 15+ years should carefully evaluate lease tenure trajectories to ensure their investment horizon aligns with periods where the property retains robust market demand.

How does proximity to Yishun MRT station influence demand and capital appreciation for properties at this address?

The approximately 1.3-kilometre distance to Yishun MRT Station (NS13) positions 274 Yishun Street 22 within the optimal accessibility zone that typically underpins strong demand and sustained capital appreciation in Singapore's HDB market, where MRT-connected properties consistently command 8% to 15% premiums compared to equivalent units lacking direct transport connectivity. The North-South Line's extensive coverage and interchange capacity at major junctions like Orchard and City Hall magnify the accessibility advantage, enabling residents to reach commercial districts, entertainment precincts, and educational institutions across the island with minimal friction. The 16-minute walking distance to the station positions the development favourably compared to more peripheral HDB estates requiring 20+ minute walks or mandatory bus transfers, supporting lower tenant vacancy rates and faster resale marketing cycles. Future transport enhancements—whether additional MRT lines serving the broader region or incremental bus service improvements—would likely further reinforce the development's appreciation trajectory and rental demand fundamentals.

Is 274 Yishun Street 22 suitable for first-time homebuyers, and what advantages does it offer compared to private alternatives?

First-time homebuyers frequently gravitate toward established HDB developments in mature estates like Yishun, finding acquisition costs typically 40% to 60% lower than equivalent-sized private condominium units in comparable locations, whilst accessing nearly identical transport connectivity and lifestyle amenities. The development's positioning within an established, transit-connected neighbourhood provides confidence through proven demand patterns and transparent comparable pricing data stretching back years, supporting buyer confidence in value assessment compared to speculative private developments. HDB concessional loan schemes offer favourable financing rates and extended repayment periods unavailable in the private sector, improving affordability metrics and reducing monthly debt servicing burdens on first-time buyer incomes. The maturity of the Yishun estate—featuring established schools, healthcare facilities, retail precincts, and community infrastructure—delivers comprehensive lifestyle support without requiring buyers to pioneer nascent neighbourhood ecosystems, making the development particularly suitable for families with children seeking stability and proven amenities.

What Total Debt Servicing Ratio and financing headroom should buyers anticipate at typical Yishun pricing levels?

Institutional lenders typically structure HDB financing to ensure Total Debt Servicing Ratio (TDSR) compliance, with borrowing capacity generally constrained to 55% of gross monthly household income for HDB loans, a more conservative threshold than the 60% maximum permissible under current monetary policy guidelines. For a household earning S$6,000 monthly gross income, this translates to maximum monthly debt obligations (including the HDB mortgage, personal loans, credit card commitments, and vehicle financing) of S$3,300, requiring careful calibration of mortgage quantum to accommodate existing financial obligations. At typical 274 Yishun Street 22 pricing levels ranging upward from S$400,000 to S$550,000+ depending on unit configuration, most qualified first-time buyers utilising HDB concessional financing encounter comfortable financing headroom, with monthly mortgage payments typically consuming 25% to 35% of household income. Buyers with existing substantial personal loans, vehicle financing, or credit card balances should conservatively model their available financing capacity, as lenders aggregate all existing liabilities when assessing TDSR compliance, potentially constraining mortgage quantum below initial expectations.

How does 274 Yishun Street 22 compare to competing HDB developments in adjacent Yishun streets?

The broader Yishun estate encompasses numerous competing HDB blocks and developments, with properties on adjacent Yishun streets typically demonstrating comparable lease tenures, floor plan configurations, and MRT accessibility profiles, yet differing in precise street location, building age, and amenity proximity. Recent transacted comparable properties on Yishun Street 20, 21, 24, and adjacent blocks provide transparent benchmarking data enabling informed positioning assessment, with pricing variations typically reflecting 2% to 8% spreads based on granular locational factors including floor-level premiums, direct versus indirect MRT accessibility, and proximity to specific retail or community facilities. Buyers undertaking thorough comparative analysis across these competing options typically identify optimal value combinations reflecting their personal preferences, whether prioritising particular unit orientations, proximity to specific schools, or building configurations. The accessibility of transactional data from adjacent comparable properties strengthens buyer negotiating positions and supports investment thesis development grounded in contemporary market evidence.

What unit stack, floor level, or orientation typically offers optimal value at developments in this Yishun location?

Middle-stack units (floors 8 to 12 on typical 15 to 17-storey HDB blocks) frequently offer superior value at established Yishun developments, commanding modest premiums compared to lower floors whilst avoiding the steeper premiums applied to high-floor units with panoramic views, generally delivering 3% to 5% valuation discounts compared to equivalent low-floor units. East and west-facing units typically experience slight valuation discounts versus north-facing alternatives due to afternoon heat absorption and air-conditioning cost implications, though investor tenants often demonstrate indifference to orientation variables, supporting steady rental demand across all exposures. First to third-floor units occasionally exhibit modest discounts reflecting perceived security and natural lighting considerations, yet retain strong investor appeal due to simplified moving logistics and reduced lift dependency, supporting steady rental demand. Units positioned away from lift lobbies and stairwells generally attract premium pricing compared to corridor-facing equivalents, reflecting perceived privacy and reduced through-traffic noise. Buyers balancing acquisition costs against lifestyle preferences should evaluate whether specific unit configurations align with their holding horizons—owner-occupiers typically prioritise comfort factors like orientation and view, whilst investors optimise for acquisition cost minimisation and tenant appeal rather than personal comfort.

What future supply pipeline and district development dynamics could affect 274 Yishun Street 22 values long-term?

Singapore's population planning strategy and long-term housing needs assessments continue to shape HDB new construction in growth corridors, with the broader North Singapore region experiencing sustained demand due to demographic migration patterns and employment concentration in nearby commercial nodes. Future infrastructure investments—including potential early-stage discussions around additional MRT connectivity, major road upgrading initiatives, or regional commercial development—could incrementally enhance accessibility and support capital appreciation trajectories beyond historical norms. Regulatory changes affecting HDB market dynamics, such as revisions to Additional Buyer's Stamp Duty frameworks, loan servicing policies, or estate upgrading programme eligibility, carry capacity to influence buyer demand and pricing momentum across the broader public housing sector. The mature status of the Yishun estate suggests minimal large-scale displacement redevelopment risks in the foreseeable future, providing stability compared to potential disruption in newer growth-corridor HDB precincts. Buyers with extended investment horizons of 15+ years typically benefit from positioning in established districts where infrastructure maturity and demographic stability create predictable long-term value patterns, insulating investments from speculative neighbourhood transformation narratives common in emerging developments.

Hdb Flat At 274 Yishun Street 22 — From S$3,300