Type

Units

Min Area

Price Range

2 BR

732 sqft

S$798K – S$800K

Property Highlights

HDB development with 4 units currently available.
Prices currently range from S$798K to S$800K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160K on this acquisition.
Located 8 min (660 m) from NE10 Potong Pasir MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

107A Bidadari Park Drive: A Solid HDB Investment in Potong Pasir

107A Bidadari Park Drive stands as a well-established residential development in the Potong Pasir area, offering modern HDB flats within a mature and vibrant neighbourhood. This address benefits from its proximity to key transport infrastructure and the ongoing redevelopment of the broader Bidadari precinct, which has attracted substantial attention from both owner-occupiers and investors seeking exposure to the Central Region's growth prospects.

The development is positioned just 660 metres from Potong Pasir MRT Station on the North-East Line, providing residents with reliable and frequent access to the wider transport network. This strategic location translates into a short commute to the Central Business District, Marina Bay, and other key employment hubs across Singapore. The neighbourhood itself is characterised by a strong community infrastructure, with schools, hawker centres, and local retail options already established within walking distance.

Layout and Living Space

Units at 107A Bidadari Park Drive offer flexible configurations suited to varying household sizes and lifestyle preferences. The development provides spacious internal layouts with contemporary finishes and practical storage solutions. Buyers and tenants can expect bright, airy living areas with well-proportioned bedrooms and modern bathroom facilities, making these units attractive to both families and young professionals.

The average unit size delivers ample floor area per occupant, allowing for comfortable daily living and the flexibility to adapt spaces for home working or informal entertaining. The quality of fit-out and structural design reflects the standards expected of modern HDB construction in Singapore's Central Region, with attention to thermal efficiency and natural ventilation.

Connectivity and Neighbourhood Character

The Potong Pasir area has undergone significant transformation over the past decade, with the Bidadari estate representing one of Singapore's more ambitious mixed-use urban renewal projects. The neighbourhood blends restored heritage structures with contemporary residential and commercial developments, creating a distinctive and increasingly sought-after character. This evolution has attracted both long-established residents and new arrivals seeking a balance between urban convenience and residential tranquility.

Public transport connectivity extends beyond the nearby MRT station. Bus interchange facilities serve multiple routes, and the wider road network provides straightforward vehicular access to major expressways. For cyclists and pedestrians, the precinct has invested in safe, connected pathways and green spaces, supporting active and sustainable mobility.

Investment Fundamentals

HDB flats at this address represent a core holding for many Singapore investors, particularly those focused on medium-term capital appreciation and rental income stability. The Central Region's consistent demand, combined with the locality's established services and ongoing infrastructure improvements, has historically supported steady price growth. Lease tenure remains a critical consideration for any purchase in this estate, as it directly impacts long-term resale value and financing availability.

The broader Bidadari precinct's development trajectory suggests continued investment in community facilities, transport enhancement, and public space activation. This sustained commitment to infrastructure reinforces the area's appeal to both owner-occupiers and buy-to-let investors. Market participants should monitor any announcements regarding further estate enhancements or complementary developments in adjacent precincts, as these can materially influence property values and rental demand.

Financial Considerations for Buyers

Prospective purchasers should carefully evaluate their financing position and debt servicing capacity. HDB flats in this price range typically attract attention from upgraders moving from smaller units and first-time buyers extending their reach into Central Region properties. Banks generally provide competitive loan-to-value ratios for HDB purchases, though individual circumstances vary based on income, existing liabilities, and employment stability.

For investors acquiring a second residential property, the Additional Buyer's Stamp Duty applies at 20% on top of the standard Stamp Duty, significantly increasing the effective purchase cost. This additional levy should be incorporated into investment yield calculations and overall financial planning. Owner-occupiers making their first or second purchase may be eligible for different duty schedules, making it essential to seek detailed tax advice prior to any commitment.

Comparable Market Position

Units in the Bidadari and Potong Pasir area occupy a distinctive market segment within Singapore's HDB ecosystem. Pricing per square foot reflects the locality's maturity, transport connectivity, and the quality of community infrastructure. Recent transactions in nearby comparable developments provide useful benchmarking data, particularly for investors assessing yield expectations and capital appreciation potential relative to competing opportunities in the Central Region.

The supply pipeline for new HDB units in this immediate precinct remains limited, as most greenfield development opportunities have been exhausted or committed. This structural supply constraint supports the fundamentals for existing units, particularly those in sound structural condition with remaining lease tenures of sufficient length to support future resale and refinancing.

Suitability Across Buyer Profiles

First-time buyers with adequate savings and stable employment will find these units accessible, particularly if prioritising proximity to employment centres and established community services. Upgraders stepping up from smaller flats benefit from the additional space and contemporary finishes, alongside the district's cultural and commercial attractions. Investors seeking steady rental demand and moderate capital appreciation will appreciate the established tenant pool and consistent occupancy rates typical of Central Region properties. High-net-worth individuals may view selective HDB holdings as part of a diversified residential property portfolio, benefiting from the asset class's defensive characteristics and strong underlying demand.

Long-Term Outlook

The Potong Pasir precinct's strategic position within Singapore's urban fabric—bridged between the expanding Marina Bay area and the established residential character of the North-East region—positions it well for sustained property value appreciation. While HDB lease decay becomes increasingly material as leasehold terms approach their final decades, units with remaining tenures in excess of 60 years typically maintain good financing accessibility and market liquidity. Prospective owners should verify the exact lease commencement date and remaining term before proceeding, as this fundamentally shapes the investment horizon and future resale options.

Frequently Asked Questions

What is the estimated rental yield for units at 107A Bidadari Park Drive if purchased as an investment property?

Rental yields for HDB flats in the Potong Pasir area typically range between 3% and 4% gross rental yield, depending on unit configuration, lease remaining, and exact market timing. Investors should calculate net yield by accounting for property tax, maintenance contributions, and potential vacancy allowances. The Central Region's consistent demand from both international and domestic tenants—attracted by proximity to employment hubs and established amenities—generally supports steady rental income. However, yields will gradually compress as lease tenure decays, particularly below 60 years remaining, when both rental demand and capital value tend to soften. Current tenant profiles favour young professionals and small families, supporting reasonably stable occupancy across typical market cycles.

How does the price per square foot at 107A Bidadari Park Drive compare to recent transactions in Potong Pasir?

Recent HDB transactions in the Potong Pasir precinct have traded at price points broadly consistent with similar-aged, comparable-condition flats across the Central Region, typically ranging from S$1,050 to S$1,200 per square foot depending on unit size, floor level, and exact lease remaining. Smaller units often command a modest premium per square foot due to lower absolute price barriers for first-time and upgrading buyers. Market participants should review recent en-bloc transaction data and private treaty sales within the estate to benchmark individual unit pricing against prevailing conditions. The Bidadari mixed-use development's ongoing maturation may exert gradual upward pressure on comparable valuations, though market sentiment remains subject to broader macroeconomic factors and interest rate movements.

What is the Additional Buyer's Stamp Duty (ABSD) impact for a second-property purchase at this address?

Singapore Citizens acquiring a second residential property, including an HDB flat at 107A Bidadari Park Drive, are subject to ABSD at 20% in addition to standard Stamp Duty, significantly increasing total purchase costs. For a unit valued at S$800,000, ABSD alone would total S$160,000, materially impacting the effective acquisition cost and required financial commitment. This elevated duty structure deliberately suppresses speculative buying and has materially reshaped investment mathematics across the HDB market, particularly for yield-focused investors. Buyers should incorporate this 20% levy into their internal rate of return calculations and overall project economics before proceeding. First-time and second-time owner-occupiers may qualify for concessional duty rates under specific criteria, making pre-purchase tax advice from a qualified adviser essential.

What are the lease decay risks and resale impact for units at 107A Bidadari Park Drive?

Lease tenure is the single most critical factor determining long-term resale value and financing accessibility for any HDB property. Units at 107A Bidadari Park Drive with remaining lease terms below 60 years face accelerating capital value decay and significantly reduced financing availability, as most banks impose strict loan eligibility limits for leasehold properties approaching their final decades. The Housing and Development Board has introduced lease top-up schemes, yet these incur substantial costs (typically S$30,000 to S$50,000 or more) and do not fully restore valuation to equivalent freehold or longer-tenured comparables. Investors and owner-occupiers must verify the exact commencement date and remaining term before purchase; units with 70+ years remaining preserve considerably better value preservation and exit optionality than those with 50–60 years. Historical data demonstrates that leasehold flats with fewer than 50 years remaining typically face single-digit annual appreciation and heightened downside risk.

How does proximity to Potong Pasir MRT Station affect demand and capital appreciation potential?

Potong Pasir MRT Station, just 660 metres from 107A Bidadari Park Drive, is a significant demand driver for this address. The North-East Line provides frequent, reliable service to central employment zones including Marina Bay, the CBD, and northern business clusters, making the estate highly attractive to commuting professionals and families. Properties within 500–800 metres of established MRT stations consistently command 10–15% premiums relative to similarly-configured units located further from rapid transit, reflecting buyers' willingness to pay for time savings and transport flexibility. The station's maturity (opened in 1999) confirms stable, well-established ridership patterns and infrastructure quality. Prospective appreciation is supported by this connectivity advantage, though future value depends equally on broader district evolution, supply/demand balance, and macroeconomic conditions affecting Singapore's residential market generally.

Which buyer profiles are best suited to purchasing at 107A Bidadari Park Drive?

First-time buyers with stable professional income and adequate savings will find this address accessible and well-suited to establishing a primary residence in a mature, well-serviced neighbourhood. Upgraders transitioning from smaller 2-room or 3-room units benefit from the additional space, contemporary finishes, and established community infrastructure, whilst remaining within the HDB ecosystem's familiar operating and financing model. Buy-to-let investors appreciate the Central Region's established tenant demand, reasonable rental yields, and proximity to employment concentrations, though purchase economics require disciplined yield calculation and lease tenure verification. High-net-worth individuals may view selective HDB holdings at this address as defensive residential exposure, offering downside protection and non-correlated returns relative to private residential markets. Empty-nesters downsizing from larger private properties will find the unit efficiency and services accessibility well-matched to their lifestyle and financial objectives.

What are typical TDSR and financing headroom considerations at the current price point?

HDB flats in the S$750,000–S$850,000 range typically require gross household monthly income of approximately S$11,000–S$13,000 to comfortably meet the Total Debt Servicing Ratio limit of 60% under standard bank lending criteria, assuming 80% loan-to-value financing and 25-year tenure. At an 85% LTV, required income increases by approximately 10–12%, reflecting tighter debt capacity. Most buyers at this price point possess adequate financial headroom and multiple income earners, though individual circumstances vary significantly based on existing mortgage obligations, vehicle loans, and credit card liabilities. Prospective purchasers should stress-test their debt service calculations against interest rate assumptions of 4.0–4.5%, materially higher than recent historical norms, to confirm genuine affordability under less benign economic conditions. Pre-approval from multiple lenders provides competitive tension on loan terms and allows detailed comparison of effective borrowing costs.

How do comparable nearby developments compare in terms of value and investment merit?

Nearby HDB estates within Potong Pasir and adjacent precincts such as Aljunied and Macpherson offer comparable floor space, finishes, and transport connectivity, typically trading at similar price per square foot levels. However, estate age, precise MRT distance, and lease remaining create meaningful variation; some neighbouring developments command modest premiums owing to higher-quality fit-out or superior architectural character (particularly heritage-restored units within the Bidadari mixed-use precinct). Private condominiums in the broader Novena and Thomson areas offer superior amenities, greater unit variety, and foreign investment optionality, yet command 40–60% price premiums relative to HDB equivalents and incur substantially higher ownership costs (management fees, insurance). For budget-conscious owner-occupiers and yield-focused investors, the HDB asset class remains defensible on pure financial merit, offering stable capital preservation and modest appreciation without the expense and complexity of private residential ownership. Direct comparison should focus on lease remaining, floor level, and measured rental yield expectations rather than superficial feature parity.

Which unit stacks or floor levels offer the best value proposition at 107A Bidadari Park Drive?

Middle floors (typically 10th–20th storey range) deliver optimal value by balancing affordability, view quality, and apartment functionality without the noise and sun exposure penalties of very high levels, nor the perceived security and safety concerns that occasionally attach to lower floors. Units facing south and west tend to command modest premiums owing to superior natural light, though this advantage must be weighed against higher cooling costs and potential glare; north and east-facing units often trade at 5–10% discounts, creating opportunities for thermally-aware purchasers. Corner and end units typically appreciate 8–12% relative to intermediate units due to enhanced ventilation and superior natural light, supporting both owner-occupier amenity and long-term rental appeal. Ground and first-storey units attract buyer caution owing to perceived security and privacy concerns, typically trading at 10–15% discounts despite zero lift waiting time. Investors prioritising turnover velocity and tenant accessibility will favour middle-level, east-facing intermediate units; owner-occupiers valuing long-term comfort may justify modest premiums for superior views and corner exposure.

What is the future supply pipeline and development trajectory for the Potong Pasir district?

The Potong Pasir precinct has largely completed its major HDB regeneration within the Bidadari mixed-use development framework, with minimal greenfield supply remaining in the immediate area. The broader North-East Region's growth is increasingly driven by infill development, estate revitalisation initiatives, and selective en-bloc interventions rather than new town-scale buildout. The Housing and Development Board's published planning frameworks do not indicate large-scale new HDB launches immediately adjacent to 107A Bidadari Park Drive, suggesting that existing units will benefit from restricted future supply and stable demand from the local catchment. However, the private residential market in nearby Thomson and Novena precincts continues to attract investment and development attention, potentially fragmenting the buyer pool and moderating HDB price appreciation in the medium term. Prospective purchasers should monitor any announcements regarding estate rejuvenation programmes, transport enhancements, or complementary mixed-use developments, as these exert material influence on property values and neighbourhood trajectory. The Bidadari precinct's established maturity and integrated services infrastructure position it well for stable, if modest, long-term capital appreciation.

[For Sale] Hdb Flat At Bidadari Park Drive — From S$798K