Type

Units

Min Area

Price Range

2 BR

732 sqft

S$798K – S$800K

Property Highlights

HDB development with 4 units currently available.
Prices currently range from S$798K to S$800K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160K on this acquisition.
Located 8 min (660 m) from NE10 Potong Pasir MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

107A Bidadari Park Drive: A Prized HDB Residence in Potong Pasir

Situated along Bidadari Park Drive, this HDB development represents a compelling residential opportunity in one of Singapore's most sought-after mature estates. The property's location places it within easy reach of Potong Pasir MRT station on the North-East Line, a mere 660 metres away, making it an excellent choice for commuters and investors alike seeking convenient access to Singapore's wider transport network.

The neighbourhood itself benefits from decades of careful urban planning and community development. Bidadari has evolved into a vibrant residential precinct characterised by tree-lined streets, well-maintained public spaces, and a strong sense of community identity. The area's maturity means that residents enjoy access to established facilities, local businesses, and neighbourhood services that have been refined over many years of continuous urban living. This stability is particularly appealing to families looking to put down roots and investors seeking properties in proven, resilient communities.

Property Layout and Configuration

Units at 107A Bidadari Park Drive are offered in a thoughtfully designed two-bedroom, two-bathroom arrangement spanning approximately 732 square feet. This configuration balances practical living space with efficient use of the built environment, catering to a diverse range of household types including young professionals, upgraders, and multi-generational families. The inclusion of dual bathrooms represents a modern amenity that addresses contemporary lifestyle expectations, reducing morning congestion and adding genuine utility to daily domestic life.

The floor area of around 730 square feet places these units comfortably within the mid-range of HDB offerings, providing ample room for comfortable living without excessive maintenance demands. This sizing is particularly attractive to first-time buyers seeking their initial foothold on the property ladder, as well as upgraders transitioning from smaller accommodation. The two-bedroom layout also appeals to investors targeting the rental market, where demand for well-appointed dual-bedroom units in accessible locations remains consistently robust.

Transport Connectivity and Location Advantages

Proximity to Potong Pasir MRT station represents one of the most significant advantages of this address. Located on the North-East Line, this station provides seamless connections throughout Singapore's integrated rail network, facilitating rapid movement towards the city centre, business parks, and other major employment zones. The eight-minute walking distance—approximately 660 metres—is comfortably walkable, particularly for able-bodied residents, and underscores the development's accessibility without being immediately adjacent to the station, which can sometimes generate noise and congestion concerns.

This transport connectivity has tangible implications for property values and rental demand. Homes within a ten-minute walk of an MRT station typically command a premium in Singapore's property market, reflecting the considerable time and cost savings afforded by reliable public transport access. For working professionals, the reduced commute time translates to genuine lifestyle benefits, whilst for investors, this accessibility drives tenant demand and supports stable rental yields. The North-East Line itself serves key commercial and residential nodes, including Sengkang, Punggol, and connections via the Downtown Line and Circle Line network.

Neighbourhood Amenities and Community Infrastructure

The Potong Pasir locality benefits from comprehensive amenity provision accumulated through years of urban development. Residents enjoy convenient access to supermarkets, wet markets, hawker centres, schools, medical clinics, and recreational facilities. The mature estate character means that these services are distributed throughout the neighbourhood rather than concentrated in a single commercial precinct, encouraging local community engagement and reducing the need for lengthy journeys to access everyday essentials.

Educational institutions serving the area include both primary and secondary schools within the broader eastern zone, providing families with established options for children's schooling. Healthcare facilities, including polyclinics and private medical practices, are similarly well-represented. The neighbourhood also benefits from parks and recreational spaces, contributing to the quality of life and providing valuable green amenities that support property values and resident wellbeing.

Market Positioning and Investment Considerations

Current pricing for units at this address begins from S$800,000, positioning the development within the mid-tier segment of the HDB resale market for dual-bedroom units in central-east Singapore. This price point reflects several factors including location, unit configuration, the maturity of the estate, and current market dynamics. For prospective buyers, understanding the broader price trajectory in Bidadari and nearby estates provides context for assessing value. Recent transactions in comparable two-bedroom units across the Potong Pasir and wider Bidadari area suggest price per square foot ranging from S$1,000 to S$1,200, providing a useful benchmark for evaluating individual unit pricing.

From an investment perspective, HDB flats in accessible, mature locations with strong transport connectivity have historically demonstrated resilient capital appreciation and consistent rental demand. Dual-bedroom units in particular attract a steady pool of tenants, from young working professionals to small families. For investor-buyers, the critical consideration lies in understanding the lease remaining on units, as this directly impacts both resale value and financing availability in future years. HDB leases are typically 99 years from the date of issue; properties approaching the 60-year threshold may experience more pronounced lease decay effects on valuation.

Buyer Profiles and Suitability

This development appeals to several distinct buyer categories. First-time homebuyers benefit from the established neighbourhood, stable pricing, and accessibility to MRT networks. The two-bedroom format offers scope for a growing family without excessive space or maintenance overhead. Upgraders moving from one-bedroom or smaller units find the additional space and dual-bathroom convenience compelling. Working professionals, particularly those employed in eastern or central-east employment zones, appreciate the transport accessibility and neighbourhood stability.

Investors are attracted by the combination of accessible location, established rental demand, and the practical unit configuration. The two-bedroom, two-bathroom layout appeals consistently across rental segments, from young professionals to families. The mature estate also tends to attract quality tenants seeking stability rather than those seeking cutting-edge new developments, which can result in lower turnover and more reliable tenancy arrangements.

Lease Tenure and Long-Term Considerations

HDB properties are held on 99-year leases from the date of issue. For properties in this estate, understanding the lease date is essential for assessing long-term value retention. Properties with 80+ years remaining on the lease typically face minimal depreciation attributable to lease decay. However, as leases approach 60 years remaining, financing becomes progressively more challenging and resale values may experience more pronounced compression. This is a critical factor for all buyers but particularly for investors with extended holding periods or those relying on future refinancing.

The Housing and Development Board's lease extension policies have historically allowed leaseholders to extend 99-year leases, though extension terms and procedures have evolved. Prospective buyers should verify the precise lease position of any specific unit and familiarise themselves with current lease extension eligibility criteria and timelines.

Additional Buyer's Stamp Duty Implications

Purchasers acquiring a second or subsequent residential property as Singapore Citizens must account for Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% of the purchase price. For a property priced at S$800,000, ABSD would total S$160,000, representing a significant transaction cost that must be factored into the overall acquisition expense and financing structure. This tax does not apply to first-time buyers or to properties classified as the buyer's primary residence.

Investors and upgraders must incorporate ABSD into their financial planning, as it materially affects the effective purchase price and return-on-investment calculations. The timing of ABSD payment, typically due within fourteen days of signing the purchase agreement, also has cash flow implications and may require careful coordination with financing drawdown schedules.

Financing and TDSR Considerations

Most buyers will require mortgage financing to acquire property at this price point. Current HDB loan eligibility extends to 80% of the purchase price (or the HDB valuation, whichever is lower), meaning a buyer paying S$800,000 might secure a loan of S$640,000, requiring a down payment of S$160,000 plus transaction costs and ABSD where applicable. Total Debt Service Ratio (TDSR) regulations limit monthly debt servicing to 60% of gross monthly income, which effectively constrains the loan size relative to the borrower's income profile.

For a S$640,000 loan, monthly repayment at typical interest rates of 2.5% to 3% over a 25-year tenure would approximate S$2,800 to S$3,100 per month. Applicants must demonstrate that this amount, combined with all other debt obligations, remains within 60% of gross monthly income. A buyer with gross monthly income of S$5,500 to S$6,000 would comfortably service such a loan, whereas those with lower incomes may be constrained to smaller loan amounts or longer tenures, affecting affordability.

Comparative Market Positioning

The Bidadari and broader Potong Pasir area competes with nearby estate options including Hougang, Serangoon, and parts of Toa Payoh. Properties in comparable locations often command similar pricing, though specific factors such as exact MRT proximity, unit condition, and lease remaining drive variations. Hougang estates closer to the Circle Line tend to price at similar or marginally higher levels, whilst slightly more distant estates may show modest discounts. Serangoon offers some competition for commuters with different workplace locations, particularly those travelling towards the north or through the city centre via the North-East Line.

Within Bidadari itself, unit availability and specific tower characteristics influence individual pricing, though the development-wide pricing establishes a clear market reference point. Buyers evaluating this address should examine recent transactions in comparable units at other Bidadari addresses and nearby estates to contextualise the pricing and ensure competitive value.

Future Supply Pipeline and Estate Evolution

The Potong Pasir and broader eastern zone has seen significant HDB development over recent decades, with the estate now considered mature rather than in growth phase. Near-term supply pressures from new launches are limited, which generally supports price stability for existing units. However, the Singapore government's ongoing public housing plans may influence medium-term supply in nearby zones, and prospective buyers should monitor Housing and Development Board announcements regarding any new estate developments or estate rejuvenation programmes affecting the broader precinct.

The mature character of Bidadari, whilst offering stability, also means that capital appreciation may be more modest than in newer estates still experiencing amenity buildouts and population growth. However, for buyers prioritising stability, established community character, and proven transport connectivity over aggressive capital gains, this represents a compelling trade-off.

Frequently Asked Questions

What is the estimated rental yield for investors considering units at 107A Bidadari Park Drive?

Estimated gross rental yield for dual-bedroom units at this address typically ranges from 2.5% to 3.5% annually, depending on exact unit condition, floor level, and specific tenant demand. A unit priced at S$800,000 commanding monthly rent of S$1,800 to S$2,400 would yield approximately 2.7% to 3.6% gross return. These figures are derived from prevailing rental market rates for comparable two-bedroom units in central-east Singapore within walking distance of MRT stations; the accessibility of Potong Pasir station supports consistent tenant demand across both professional and family segments. Investors should deduct property tax (typically 4% to 5% of annual rent), maintenance contributions, and occasional vacancy periods when calculating net yield, which would reduce the effective return by approximately 0.8% to 1.2% annually. The mature estate character and established rental demand in the precinct support reasonably stable occupancy rates, making yield projections moderately predictable for medium-to-long-term holding strategies.

How does the pricing per square foot at 107A Bidadari Park Drive compare to recent transactions in the Potong Pasir area?

Recent comparable transactions for two-bedroom HDB units in the Potong Pasir and wider Bidadari locality have recorded price per square foot ranging from approximately S$1,050 to S$1,200, depending on exact location, lease remaining, unit condition, and floor desirability. A unit at 107A priced at S$800,000 across 732 square feet equates to roughly S$1,093 per square foot, positioning it within the lower-to-middle range of recent transactions and suggesting competitive market value. Properties with superior lease remaining or premium floor levels (higher floors, units facing parks) may command price per square foot towards the upper end of this range, whilst those with older renovation dates or lease decay concerns may trend towards the lower threshold. This pricing aligns with broader eastern zone trends where MRT-adjacent matured estates typically trade in the S$1,000 to S$1,150 per square foot band for two-bedroom units. Buyers comparing this address to competing properties should verify comparable transaction dates and lease remaining, as these variables materially influence apparent price per square foot comparisons.

What are the Additional Buyer's Stamp Duty implications for second-property buyers acquiring units here?

Singapore Citizens acquiring a second or subsequent residential property must pay Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% on the purchase price. For a unit at 107A Bidadari Park Drive priced at S$800,000, ABSD liability would total S$160,000, payable within fourteen days of the purchase agreement signature. This tax materially increases the total acquisition cost and must be carefully incorporated into financial planning alongside standard buyer's stamp duty (S$800,000 property incurs standard stamp duty of approximately S$14,100), legal fees, and survey costs, collectively raising total transaction costs to roughly S$180,000 to S$190,000. For investor-buyers, the 20% ABSD significantly compresses returns on capital invested in acquisition and affects internal rate of return calculations, particularly in the early years of holding. Second-property buyers should model ABSD impact on their overall financing structure and cash position, as the S$160,000 ABSD payment cannot be financed through HDB mortgages and must be funded from personal resources, creating genuine liquidity demands at transaction completion.

How does lease decay risk affect long-term resale value and financing for properties at this address?

HDB properties are held on 99-year leases from issue date; the lease remaining directly impacts resale value and mortgage financing availability. For properties in Bidadari with leases in the 75+ year range, lease decay effects are minimal and financing remains straightforward, with banks lending up to 80% of valuation across standard tenures. However, as leases decline below 75 years, financial institutions progressively tighten lending terms, shortening maximum loan tenures and reducing loan-to-value ratios, which constrains buyer financing capacity and compresses valuations. Properties approaching 60 years remaining lease typically experience more pronounced value compression, with some buyers unwilling to acquire due to financing constraints, whilst others demand material price reductions to justify the lease risk. For a property at 107A priced at S$800,000, verifying the exact lease date is essential; if the lease was issued in the 1980s or early 1990s, the property may be approaching the 60-year threshold within a decade, potentially triggering significant valuation pressures. Buyers with extended holding periods or those relying on future refinancing should particularly scrutinise lease remaining, as a property with 65 years remaining today may face severe financing challenges in fifteen to twenty years, limiting resale options to cash buyers or requiring material price reductions to facilitate financing for subsequent purchasers.

How does proximity to Potong Pasir MRT station influence demand and capital appreciation for this development?

Proximity to an MRT station represents one of the most significant drivers of HDB demand and capital appreciation in Singapore's property market. Properties within a ten-minute walk of an operating MRT station typically command a 5% to 15% premium relative to comparable units further from public transport, reflecting the convenience, time savings, and economic value of reliable mass transit access. Potong Pasir MRT station, located on the North-East Line, provides connections to critical employment zones including Kallang, Marina Bay, and Orchard via interchange links, making it highly valuable for commuting professionals. The eight-minute walking distance (660 metres) from 107A Bidadari Park Drive places units squarely within this premium zone, supporting both strong rental demand from tenant-workers and consistent capital appreciation expectations. During Singapore's periodic property cycles, MRT-proximate units have historically demonstrated greater resilience during market downturns and stronger appreciation during growth phases compared to non-MRT-adjacent alternatives. However, this same accessibility also means that properties at this address face competition from all other MRT-adjacent stock in the eastern zone, so general MRT demand cycles (driven by employment, interest rates, and economic conditions) will be the primary driver of appreciation rather than development-specific factors. Buyers and investors should therefore view MRT proximity as a fundamental demand support mechanism rather than a guarantee of outperformance relative to broader market trends.

Which buyer profiles are best suited to purchasing units at 107A Bidadari Park Drive?

First-time homebuyers benefit substantially from units at this address due to the combination of accessible location, stable mature estate character, and the two-bedroom configuration, which offers growing room for young families at reasonable cost entry points. The MRT proximity supports commuting convenience for working couples without requiring car ownership, reducing overall cost of living. Upgraders transitioning from one-bedroom units or smaller HDB flats find the additional space and dual-bathroom amenity genuinely valuable and justify the higher price point. Working professionals employed across eastern, central, and southern zones of Singapore are attracted by the commuting efficiency afforded by Potong Pasir MRT and the established neighbourhood character. Active investors seeking reliable rental income appreciate the consistent tenant demand for two-bedroom units in this locale, with the unit configuration appealing equally to young professionals and small families, reducing tenant concentration risk. Multi-generational families benefit from dual bathrooms, reducing morning congestion, whilst the two-bedroom layout supports extended family living arrangements. High-net-worth individuals seeking additional properties for investment diversification may view units here as lower-risk, stable alternative to newer launch developments, though they are unlikely to be motivated by primary residence acquisition. Owner-occupiers planning 10+ year holding periods are well-suited, as they can absorb lease decay into much longer time horizons, whereas short-term traders (3-5 year cycles) face greater exposure to market timing and economic cycles.

What are the TDSR and financing headroom implications at typical price points for this development?

For a property priced at S$800,000, assuming HDB financing of 80% (S$640,000) across a standard 25-year tenure at current mortgage rates of approximately 2.5% to 3.0%, monthly repayment would range from S$2,800 to S$3,100. The Total Debt Service Ratio (TDSR) regulation restricts total monthly debt servicing to 60% of gross monthly income, meaning a borrower would need gross monthly income of approximately S$4,700 to S$5,200 to service this loan comfortably whilst retaining capacity for other obligations (car loans, personal credit, credit card facilities). A borrower with gross income of S$5,000 per month would be near the upper TDSR boundary with a S$640,000 loan, leaving minimal headroom for additional debt or income volatility. Conversely, a borrower with S$6,500 monthly income would retain reasonable buffer, supporting loan servicing even during temporary income reduction or increased cost-of-living pressures. First-time buyers and upgraders should carefully stress-test financing against their actual income, considering both current employment stability and potential life changes (career transitions, family expansion, healthcare needs) that might affect income stability. Buyers with substantial downpayments (exceeding S$320,000) reduce loan quantum and TDSR exposure, improving overall financing headroom. Those with existing debts must consolidate these into TDSR calculations, which may materially constrain available HDB loan capacity and require careful financial planning to avoid over-leveraging.

How does 107A Bidadari Park Drive compare to nearby competing developments in the eastern zone?

The Bidadari address competes primarily with HDB flats across nearby Hougang, Serangoon, and Toa Payoh estates, each offering distinct location advantages and pricing dynamics. Hougang, particularly estates closer to Hougang MRT (Circle Line) or Buangkok MRT (LRT), often commands similar or marginal premiums relative to Potong Pasir due to slightly higher population density and additional transport options. However, Hougang's more northerly position makes it less convenient for commuters with central or southern workplace locations, which can offset the transport advantage. Serangoon estates compete primarily for buyers with workplace locations towards the north or east, but generally trade at similar per-square-foot pricing to Bidadari. Toa Payoh, being further south and closer to central business zones, typically commands slightly higher pricing per square foot for comparable units, reflecting its more central positioning and broader transport accessibility. The key differentiation for 107A Bidadari Park Drive is its direct MRT connectivity via Potong Pasir station on the North-East Line, which provides strong throughput to downtown zones and is less congested than Circle Line alternatives. Within Bidadari itself, competing addresses will show pricing variation based on specific tower characteristics, floor level, unit condition, and exact lease remaining, but the neighbourhood provides transparent comparable evidence. Buyers should examine recent transaction data across all nearby estates and MRT-distance bands to contextualise pricing and identify value opportunities, as micro-location variations (tower aspect, distance from communal facilities, proximity to schools) can justify pricing spreads.

Which unit stack or floor level typically offers the best value at this development?

Within HDB developments, middle-floor units (typically floors 5-12 out of 20+ total floors) frequently offer superior value relative to very high or low-floor alternatives. High-floor units (floors 15+) command significant premiums, typically 8% to 15% above mid-floor comparable pricing, reflecting desirable light, views, and perceived security benefits, though these premiums may not be justified by actual rental income uplift. Very low-floor units (floors 1-4) often trade at discounts of 5% to 8% due to reduced light penetration, greater noise exposure from ground-level activity, and privacy concerns, though these discounts can represent genuine value for investors indifferent to occupancy quality. Mid-floor units balance light quality, noise exposure, and pricing efficiency, making them particularly attractive to value-conscious buyers and investors optimising yield rather than premium positioning. Units facing parks or water features (where available in Bidadari) command premiums regardless of floor level, whilst those facing main roads experience modest discounts. Corner units offering dual-aspect light typically trade at premiums relative to mid-block units. From a financing perspective, floor level is immaterial, though some lenders may impose minor valuation variations that could affect loan quantum. Investors optimising rental income should prioritise mid-floor, park-facing units where available, as they deliver strong valuation efficiency without the diminishing marginal returns of premium floor purchases. First-time buyers seeking owner-occupation can prioritize personal lifestyle preferences (view, light, noise) over floor-level economics, as owner-occupiers' long holding periods dilute the mathematical significance of floor premiums.

What is the future supply pipeline in the eastern zone and how might this affect property values at 107A Bidadari Park Drive?

The eastern zone, including Potong Pasir and Bidadari, is considered a mature and fully developed HDB estate with limited scope for substantial new launches within the immediate vicinity. The Housing and Development Board's current development priorities focus increasingly on eastern expansions (Sengkang, Punggol) and northern zones (Tengah, Woodlands) rather than infill development in established precincts. This means that near-term supply pressure on Bidadari properties is minimal, which generally supports price stability and reduces competition from new launches offering promotional incentives or modern finishes. However, the government's periodic estate renewal and rejuvenation programmes (such as the Selective En bloc Redevelopment Scheme, or SERS) could theoretically impact Bidadari in the medium-to-long term, potentially introducing policy-driven supply pressure if significant blocks are identified for redevelopment. Such programmes typically offer displaced residents favourable resettlement terms and can gradually reduce the total housing stock in mature estates. For 107A Bidadari Park Drive, the absence of imminent new supply supports the medium-term value proposition, though long-term appreciation (15+ years) is more modest in mature estates than in growth corridors like Sengkang or Punggol experiencing active amenity buildout and population expansion. Buyers should view Bidadari as a stable, defensive holding rather than a growth-oriented investment, where capital preservation and steady rental income matter more than aggressive appreciation expectations. Monitoring HDB announcements regarding any SERS or estate rejuvenation plans affecting Bidadari is prudent for long-term strategic planning.

[For Sale] Hdb Flat At Bidadari Park Drive — From S$798K