Type

Units

Min Area

Price Range

2 BR

710 sqft

S$398K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$398K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$79,600 on this acquisition.
Located 14 min (1.17 km) from NE9 Boon Keng MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

82 Whampoa Drive: An Established HDB Address in the Heart of Whampoa

Situated along Whampoa Drive, 82 Whampoa Drive represents one of Singapore's most sought-after mature HDB residential addresses. The development sits within a well-established neighbourhood that has become synonymous with residential stability, family-oriented living, and strong community bonds. Located in the Boon Keng area, this HDB estate enjoys the dual advantage of being deeply rooted in Singapore's public housing landscape whilst remaining strategically positioned for modern urban connectivity.

The proximity to Boon Keng MRT Station—approximately 14 minutes away on foot and just 1.17 kilometres distant—positions residents within one of the island's better-connected transit corridors. The NE9 station on the North-East Line provides direct access to the city centre, serving commuters and travellers with reliable rail infrastructure. This accessibility makes 82 Whampoa Drive particularly appealing to professionals, families balancing work and home life, and anyone prioritising efficient public transport options.

Property Specifications and Unit Composition

Units at 82 Whampoa Drive are offered at price points beginning from S$398,000, reflecting the maturity of the estate and the desirability of the Whampoa precinct. The development comprises multi-bedroom configurations, with individual units ranging across different floor plates and stack positions. Typical floor areas span approximately 710 square feet, providing adequate living space for families and professionals seeking spacious HDB accommodation without excessive square footage. The combination of unit size, layout efficiency, and pricing structure makes this development competitive within the established HDB market segment.

The Whampoa Neighbourhood: Maturity and Established Community

Whampoa has evolved into one of Singapore's most mature residential enclaves, characterised by tree-lined streets, generational family settlements, and a strong sense of community identity. The neighbourhood is home to a diverse demographic spanning young families, upgraders from smaller flats, and long-term residents who have chosen to age in place. This demographic stability contributes to neighbourhood cohesion and the kind of social fabric that many buyers deliberately seek when selecting a residential address.

Local amenities within and around the Whampoa area reflect the maturity and established nature of the precinct. Residents enjoy access to numerous hawker centres, wet markets, retail establishments, and dining options that have become institutional anchors within the community. Primary and secondary schools serving the district benefit from established reputations and long histories of educational service, making the area particularly attractive to families with school-age children.

Transportation and Connectivity

The North-East Line's presence fundamentally shapes the appeal of 82 Whampoa Drive for working professionals and daily commuters. The Boon Keng MRT station serves as a gateway to wider Singapore, with direct connections to Orchard, City Hall, and other employment hubs across the island. For residents who favour private transport, the estate maintains good road connectivity via major arterial roads, and several car parks serve the development and surrounding neighbourhood.

Beyond the MRT, bus services throughout Whampoa provide supplementary transit options, creating a layered connectivity landscape that accommodates different commuting preferences and lifestyle patterns. This multi-modal transport environment reduces dependency on any single transit mode and enhances overall accessibility for residents.

Investment Characteristics and Market Position

HDB properties in established estates like Whampoa have traditionally demonstrated resilience within Singapore's residential property market. The combination of mature infrastructure, proven community stability, and continued demand from upgraders and families seeking established locations supports the investment thesis for 82 Whampoa Drive. Properties at this estate appeal to buyers viewing HDB ownership as a long-term residential commitment rather than purely as a speculative asset class.

The pricing from S$398,000 positions units within reach of middle-income to upper-middle-income households, first-time upgraders transitioning from smaller public housing, and investors seeking stable rental yield from mature HDB stock. The established nature of the neighbourhood underpins demand consistency, though capital appreciation patterns align more with steady, incremental growth rather than rapid revaluation cycles.

Suitability Across Buyer Demographics

First-time upgraders from one-bedroom or two-room flats find compelling value in the space and amenities available at 82 Whampoa Drive, particularly given the established neighbourhood's family-friendly character. Young families appreciate the proximity to schools, playgrounds, and community facilities that support child-rearing and family routines. Long-term residents considering lateral moves within the HDB market view 82 Whampoa Drive as an option that preserves neighbourhood familiarity whilst offering improved unit specifications.

Investors examining HDB rental stock recognise that mature estates in accessible locations like Whampoa command consistent tenant demand. Rental yields on HDB properties of this specification typically reflect the stability and predictability of the public housing market, though absolute yield percentages depend on individual unit acquisition prices and prevailing rental market rates.

Financing and Affordability Framework

The pricing structure at 82 Whampoa Drive aligns with CPF withdrawal limits for most first-time and repeat HDB buyers in Singapore. Buyers utilising HDB concessional loans benefit from competitive interest rates and flexible repayment terms designed to facilitate middle-income homeownership. The property price range means that total debt servicing ratios remain manageable for households with combined incomes in the S$8,000–S$15,000 monthly range, a demographic that represents significant portions of Singapore's HDB buyer base.

Future Considerations and Neighbourhood Evolution

Whampoa's trajectory as a mature estate implies gradual, organic evolution rather than transformative redevelopment. The neighbourhood's demographic composition and established infrastructure suggest that future enhancements will likely focus on upgrading existing amenities, refreshing public spaces, and modernising essential services rather than wholesale estate regeneration. This pattern of incremental improvement tends to support long-term residential stability and property value preservation for existing owners.

For buyers considering 82 Whampoa Drive, the established status of the neighbourhood represents both a strength and a characteristic reality: this is a proven residential location with deep community roots, not an emerging precinct on the cusp of major transformation. That distinction appeals powerfully to buyers prioritising stability, community cohesion, and accessibility over speculation-driven appreciation.

Frequently Asked Questions

What rental yield can I realistically expect if I purchase a unit at 82 Whampoa Drive as an investment property?

Rental yields on HDB properties at established estates like 82 Whampoa Drive typically range from 3% to 5% gross annually, depending on the specific unit configuration, floor level, and prevailing market rental rates. The mature neighbourhood and proximity to Boon Keng MRT station support consistent tenant demand, particularly among young professionals and working families seeking convenient public transport access. However, actual yields depend on the individual purchase price you negotiate, current rental rates for comparable units in the Whampoa area, and the tenant profile you target—upgrades seeking spacious public housing or migrant workers requiring affordable accommodation. The HDB rental market in established precincts tends toward steady, predictable returns rather than exceptional yields, making Whampoa suitable for conservative investors prioritising capital preservation and stable income over maximum short-term gains.

How does the price per square foot at 82 Whampoa Drive compare to recent transactions in the surrounding Boon Keng area?

At a stated price from S$398,000 for approximately 710 square feet, the indicative price per square foot works out to roughly S$560–S$580 per square foot, positioning 82 Whampoa Drive competitively within the established HDB segment of the Boon Keng-Whampoa precinct. This price point reflects the estate's maturity, proximity to the MRT, and established community amenities—factors that justify a modest premium relative to more distant or less-connected HDB estates. Recent comparable transactions in nearby Whampoa and Boon Keng precincts for similar unit types and configurations have trended within similar psf brackets, suggesting that the pricing at 82 Whampoa Drive aligns with current market expectations rather than being significantly ahead of or behind established benchmarks. Buyers evaluating value for money should compare specific unit characteristics—floor level, unit stack position, and any renovation requirements—against recent actual sales data for comparable units to verify whether individual units offer genuine value or premium positioning.

What Additional Buyer's Stamp Duty (ABSD) implications should second-home buyers consider when purchasing at 82 Whampoa Drive?

Singapore Citizens purchasing 82 Whampoa Drive as a second residential property will incur Additional Buyer's Stamp Duty at the current rate of 20% on the purchase price, applying cumulatively to the base Buyer's Stamp Duty. For a property priced at S$398,000, the ABSD liability would amount to approximately S$79,600, representing a substantial component of total acquisition costs alongside legal fees, survey, and other statutory expenses. This 20% ABSD rate applies specifically to second residential property acquisitions by Singapore Citizens and significantly impacts overall affordability and financing requirements, effectively increasing the true cost of entry by roughly one-fifth of the property price. Buyers planning second purchases should factor the ABSD obligation into their financial planning early in the acquisition process, as CPF withdrawal limits and loan eligibility calculations must accommodate the combined ABSD and property purchase outlay. Structuring the purchase—timing relative to existing property disposal, spousal ownership arrangements, and financing strategy—becomes more complex for second-property buyers, warranting professional tax and financial advice before committing to acquisition.

Given that 82 Whampoa Drive is an HDB property, what lease decay risks should buyers understand, and how might that affect long-term resale value?

HDB properties at 82 Whampoa Drive are sold on 99-year leases, meaning that the lease commenced at a fixed historical point and is gradually decaying toward the 99-year expiry date. As the lease approaches its midpoint and beyond, prospective buyers increasingly demand deeper discounts to compensate for eventual lease expiration and the property's approaching non-mortgageability for traditional financing. When a lease falls below approximately 60 years remaining, many financial institutions restrict mortgage availability, and when the lease approaches 30 years remaining, market demand typically contracts sharply as owner-occupiers and investors recognise the property's limited productive lifespan. The government's lease-extension framework allows eligible HDB owners to extend their leases by 30 years, but this involves regulatory application, approval processes, and financial costs, and the extension programme itself remains subject to evolving policy parameters. For buyers at 82 Whampoa Drive, understanding the precise lease commencement date and years remaining is essential to modelling long-term resale value trajectories, as lease decay represents the single most important long-term value driver for HDB properties and directly constrains future buyer pools and achievable resale prices.

How does proximity to Boon Keng MRT station influence demand and capital appreciation patterns for properties at 82 Whampoa Drive?

The 14-minute walking distance to Boon Keng MRT Station (NE9) positions 82 Whampoa Drive within the primary accessibility corridor of the North-East Line, meaning that the development benefits from the long-established demand premium associated with public transport connectivity. Properties located within 15 minutes of an operational MRT station typically command higher prices per square foot and demonstrate more consistent buyer demand across economic cycles than equivalently-sized properties requiring longer transit access, as commuter buyers systematically value reduced travel time and reliable daily transport. The North-East Line's maturity, stable service record, and broad coverage across employment and commercial hubs reinforces the enduring appeal of Boon Keng MRT access for working professionals, creating a stable demand base that supports long-term resale prospects. However, capital appreciation is generally constrained by the estate's mature status and the reality that major new MRT extensions in the immediate vicinity are unlikely, meaning future appreciation derives primarily from gradual property market inflation rather than new transport infrastructure driving demand surges. Buyers should view MRT proximity as underpinning stable, predictable resale demand and modest capital appreciation rather than as a catalyst for exceptional revaluation, but the accessibility advantage does create a meaningful cushion against potential demand collapse or dramatic depreciation.

Which buyer profiles—first-timers, upgraders, high-net-worth investors, or owner-occupiers—are best suited to purchasing at 82 Whampoa Drive?

First-time HDB buyers transitioning from a one-room or two-room flat find 82 Whampoa Drive particularly appealing, as the space, established neighbourhood, and pricing align with CPF withdrawal limits and concessional mortgage availability for inaugural HDB purchasers. Upgraders moving from smaller public housing stock in less-connected estates benefit from the combined advantage of more generous unit specifications and improved transport access without requiring a leap into private residential property markets. Owner-occupiers prioritising long-term residential stability, strong community identity, and family-friendly amenities—rather than speculative capital gains—align naturally with Whampoa's mature character, making repeat purchases or lateral moves within the HDB sector at this address entirely sensible. Conversely, high-net-worth investors seeking maximum yield or capital appreciation returns would likely find more compelling opportunities in newer, rapidly appreciating developments or private residential segments with higher absolute capital gains potential. Conservative investors comfortable with stable, moderate yields and capital preservation fit well with 82 Whampoa Drive's investment profile, whilst active traders seeking rapid turnaround profit cycles would find the steady, incremental nature of HDB market appreciation frustratingly modest. The development serves its strongest appeal to middle-income to upper-middle-income households seeking practical residential ownership within Singapore's public housing ecosystem, rather than to ultra-high-net-worth buyers or aggressive return maximisers.

How does Total Debt Servicing Ratio (TDSR) affect financing headroom for typical buyers of 82 Whampoa Drive properties?

At the stated price from S$398,000, buyers financing through HDB loans typically benefit from the concessional interest rate (currently approximately 2.6% per annum) and extended repayment horizons extending to 25 years, creating monthly servicing costs in the range of S$1,800–S$2,100 depending on down payment size and exact tenure. The TDSR framework caps total monthly debt obligations (including car loans, credit card facilities, student loans, and the mortgage itself) at 60% of gross monthly household income, meaning that buyers with combined household incomes of S$4,500–S$6,000 can comfortably service a property at this price point without breaching TDSR thresholds or forfeiting financing approval. Households with higher incomes enjoy greater financing headroom and can comfortably support multiple property acquisitions or larger loan amounts, whilst those at the lower end of the income spectrum may find that existing debt obligations or family financial commitments constrain available borrowing capacity for the full property price. CPF utilisation works alongside bank or HDB mortgages, allowing buyers to deploy accumulated CPF contributions toward down payments and ongoing servicing, materially improving financing flexibility for properties at this price level. Prospective buyers should obtain definitive TDSR assessments from their chosen lender or HDB, as individual circumstances—spousal income, existing debt, employment classification, and CPF balances—significantly influence actual borrowing capacity and the true affordability of 82 Whampoa Drive at individual price points.

What nearby competing HDB developments offer similar specifications and accessibility, and how do they compare to 82 Whampoa Drive?

Surrounding estates within the broader Boon Keng-Whampoa corridor include developments such as Hougang, Serangoon, and Macpherson, each offering varying degrees of MRT accessibility, estate maturity, and unit stock composition. Hougang, situated further north, provides competitive pricing and strong neighbourhood cohesion but generally involves longer transit times to the city centre, making it less appealing to commuters prioritising rapid MRT access. Serangoon estates, particularly those closer to the Serangoon MRT station, offer comparable accessibility to Boon Keng but with slightly different demographic profiles and amenity distributions reflecting their specific precinct characteristics. Macpherson, positioned on the opposite side of the North-East Line corridor, offers similar lease maturities and HDB typologies but typically experiences slightly lower demand premiums due to marginally reduced city-centre connectivity compared to Boon Keng. Price comparisons across these precincts reveal that 82 Whampoa Drive positions within the mid-to-premium range for mature HDB stock in the greater Boon Keng area, reflecting the specific appeal of Whampoa's established community and Boon Keng MRT's consistent accessibility. Buyers evaluating 82 Whampoa Drive should conduct comparative viewing across nearby estates to confirm that the specific unit stack, floor configuration, and neighbourhood character justify the price point relative to alternative options within the broader North-East Line corridor.

Are certain unit stacks or floor levels at 82 Whampoa Drive better positioned for value compared to others?

Lower-floor units (typically ground to third levels) at mature HDB estates like 82 Whampoa Drive often command modest discounts relative to mid-to-upper-floor equivalents, reflecting buyer preferences for elevated units with superior views, reduced ambient noise, and improved natural ventilation—preferences that persist across Singapore's HDB market. Mid-floor units (approximately fifth to fifteenth levels) tend to represent optimal value positioning, offering genuine elevation benefits without the premium pricing of the highest floors, and these units generally attract the broadest buyer pools across owner-occupier and investor segments. Corner units throughout the development typically command modest premiums due to enhanced cross-ventilation, distinctive internal layouts, and often superior natural lighting compared to standard mid-stack units. Units positioned on the sheltered or quieter sides of the development—particularly those with reduced exposure to major roads or neighbouring service areas—may offer superior amenity value for owner-occupiers, though this premium is less pronounced in an established estate like Whampoa where neighbourhood character is already relatively stabilised. Prospective buyers should visit and physically inspect units across different stack positions and floor levels to assess personal preferences regarding views, ventilation, natural light, and ambient environment quality, as these subjective factors materially influence satisfaction with the purchase even if they don't necessarily drive proportionate price differentials in the HDB market.

What is the future supply and development pipeline for the greater Boon Keng-Whampoa district, and how might this affect long-term demand for 82 Whampoa Drive?

The Boon Keng-Whampoa precinct comprises predominantly mature, established HDB estates with limited large-scale redevelopment pipelines in the immediate vicinity, suggesting that substantial new supply additions are unlikely in the near-to-medium term. The primary residential development activity within the wider North-East corridor involves newer Build-to-Order (BTO) estates further along the MRT line at precincts like Hougang and Sengkang, which may incrementally capture a portion of first-time buyer demand but do not directly compete for buyers seeking established, mature neighbourhood characteristics. Urban renewal and upgrading programmes—including potential en bloc redevelopments of aging blocks within the Boon Keng precinct itself—remain possible longer-term scenarios, though these typically require complex government coordination, community consensus, and multi-year implementation timelines. The absence of imminent large-scale housing supply in the immediate precinct implies that demand for established HDB stock like 82 Whampoa Drive is unlikely to face disruptive competition from new, lower-priced alternatives in the same micro-location, supporting stability in the resale market. Conversely, buyers should recognise that competitive pressure from newer BTO estates further afield and from private residential developments across the broader eastern corridor will persist, meaning that Whampoa's appeal rests on established neighbourhood quality and owner-occupier stability rather than on supply scarcity driving prices upward. Long-term demand for 82 Whampoa Drive should remain resilient and predictable, though absolute capital appreciation may remain moderate as new housing supply elsewhere on the island provides alternative options for upgraders and expanding households.

[For Sale] Hdb Flat At 82 Whampoa Drive — From S$398K