Type

Units

Min Area

Price Range

Other

200 sqft

S$800/mo

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$800.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$160 on this acquisition.
Located 15 min (1.21 km) from NS13 Yishun MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

107 Yishun Ring Road: A Strategic North Singapore HDB Address

Located on Yishun Ring Road in the heart of Singapore's northern residential heartland, 107 Yishun Ring Road stands as an established HDB development offering practical accommodation for a broad spectrum of buyer profiles. The project sits in a mature estate characterised by stable housing demand, consistent rental interest, and proximity to essential amenities that define quality-of-life considerations for owner-occupiers and investors alike.

The development benefits from its proximity to NS13 Yishun MRT Station, situated approximately 1.21 kilometres away and accessible within a 15-minute walk. This transport linkage positions residents on Singapore's primary north-south corridor, facilitating seamless commutes to the Central Business District, major commercial hubs along the North-South Line, and employment zones across the island. The MRT connection significantly enhances the development's appeal to working professionals who prioritise time-efficient travel and accessibility to diverse workplace locations.

Location and Connectivity

Yishun's strategic positioning as a transit hub translates directly into sustained capital appreciation potential for properties in this zone. The North-South Line serves as one of Singapore's busiest and most utilised transit corridors, ensuring that residential stock in Yishun maintains consistent demand regardless of economic cycles. Beyond the MRT, the area enjoys robust road infrastructure with major expressways providing swift connections to regional employment centres, making the development particularly attractive to households juggling multiple work locations or seeking flexibility in commuting options.

The Yishun precinct itself has evolved into a self-contained residential and commercial ecosystem. Residents benefit from proximity to shopping centres, dining establishments, recreational facilities, and educational institutions, reducing dependency on vehicles for daily errands and leisure activities. This mixed-use environment contributes to the development's resilience as an investment proposition, as the broader neighbourhood supports diverse age groups and household structures.

Property Specifications and Space Efficiency

Units within 107 Yishun Ring Road exemplify the compact, efficient design philosophy characteristic of HDB flats in Singapore's mature estates. With floor areas typically around 200 square feet, the development caters to buyers seeking affordably priced entry points into property ownership or investors targeting units with strong rental yields relative to acquisition costs. The modest footprint appeals particularly to young professionals, newly-wed couples, and downsizers who prioritise location and connectivity over internal square meterage.

The efficient layout maximises usable living space whilst maintaining practical storage solutions and functional kitchenette arrangements. Such design efficiency is especially valued in Singapore's property market, where price-per-square-foot calculations directly influence both purchase decisions and rental competitiveness. Prospective buyers evaluating this development should consider how compact living aligns with their personal circumstances, particularly regarding extended-stay hosting capacity and home office requirements—considerations that have gained prominence in post-pandemic buying behaviour.

Investment Potential and Rental Dynamics

For investors, 107 Yishun Ring Road presents a compelling case study in rental yield sustainability. The Yishun area has established itself as a preferred rental destination for young workers, expatriates on shorter-term assignments, and students attending nearby educational institutions. The proximity to NS13 Yishun MRT Station and the broader North-South Line creates a deep pool of potential tenants who prioritise transport accessibility, and the compact unit sizes align precisely with single-occupancy and dual-professional household profiles that dominate Yishun's rental market.

Rental rates in the Yishun precinct remain competitive relative to other North Singapore localities, reflecting the balanced supply-demand equation that has historically characterised this estate. Investors should assess current rental precedents for comparable units and factor in management costs, maintenance reserves, and potential void periods when modelling long-term returns. The development's maturity as an estate means that rental demand tends to remain stable, though future supply pipeline activity in the broader Yishun area may influence yield trajectories over multi-year holding periods.

Buyer Suitability and Market Positioning

First-time buyers find 107 Yishun Ring Road particularly accessible due to the typically lower absolute purchase prices compared to similar-sized units in central or eastern Singapore. The development's established infrastructure means that first-timers benefit from a known quantity: established schools, mature MRT service records, and transparent comparable sales data that facilitate transparent valuation and financing decisions. Lenders typically view mature HDB stock in well-connected zones favourably, resulting in supportive loan-to-value ratios and competitive interest rate offerings.

Young professionals and upgraders seeking secondary properties benefit from the development's rental credentials and transport links, which support value retention and appreciation potential. For investors assembling multi-unit portfolios, the combination of affordable entry prices and consistent rental demand makes 107 Yishun Ring Road an efficient capital deployment option within a diversified property strategy. Downsizers transitioning from larger family units also find the location's walkability and convenience appealing, as reduced internal space requirements align with active retirement and minimalist lifestyle preferences.

Market Dynamics and Future Considerations

The Yishun estate, as a whole, benefits from Singapore's broader demographic and economic development patterns. Whilst the precinct is well-established, ongoing amenity enhancements, transport service improvements, and neighbourhood rejuvenation initiatives continue to support resident satisfaction and property value stability. Prospective buyers should monitor urban renewal timelines and planned infrastructure projects in the wider Yishun zone, as these initiatives historically correlate with incremental property value appreciation.

The development's leasehold tenure structure—a standard characteristic of HDB housing—means that lease decay represents a relevant consideration for long-term hold strategies and eventual resale planning. However, HDB leases of 99 years remain in the mid-lifecycle phase for many mature estate properties, and Singapore's HDB resale market has consistently demonstrated resilience even for properties with lease decay, particularly in well-connected locations proximate to established MRT stations. Buyers planning to retain properties for 20+ years should factor in the mathematical impact of lease shortening on future resale valuations, though government policies and market practices may evolve in response to this structural demographic challenge.

107 Yishun Ring Road represents a pragmatic entry point into Singapore's property market for a diverse buyer cohort. The combination of strategic location, established amenities, transport connectivity, and accessible pricing creates a compelling value proposition for those seeking stability, convenience, and investment potential within Singapore's northern residential landscape.

Frequently Asked Questions

What rental yield can investors expect from units at 107 Yishun Ring Road?

Rental yields in Yishun typically range between 3% and 5% gross yield, depending on current purchase price and prevailing rental rates for compact HDB units in the precinct. The strong tenant demand from young workers and professionals using the NS13 Yishun MRT Station supports consistent occupancy rates, which is crucial for yield realisation. Investors should obtain recent comparable rental data for similar-sized units in the immediate Yishun Ring Road vicinity and factor in management fees, maintenance reserves, and potential void periods to establish realistic net yield expectations. The development's mature estate status and proven rental track record provide greater certainty around yield sustainability compared to emerging estates with untested rental markets.

How does the price per square foot at 107 Yishun Ring Road compare to recent comparable transactions?

Pricing per square foot for HDB units in Yishun has historically remained below island-wide HDB medians, reflecting the zone's North Singapore location and established estate maturity. Prospective buyers should cross-reference recent Housing and Development Board resale transaction records and seek comparable evidence from units sold within the past three to six months to assess whether current asking prices align with prevailing market benchmarks. The compact 200 square foot format commands a different price-per-square-foot metric compared to larger two or three-bedroom units, and this segment may exhibit different appreciation gradients. Engaging a property professional to source recent comparable data specific to Yishun Ring Road flats ensures informed purchasing decisions grounded in contemporary market evidence.

What ABSD implications apply if I purchase a second residential property at this development?

Singapore Citizens purchasing a second residential property are subject to Additional Buyer's Stamp Duty (ABSD) at a rate of 20% on the purchase price, calculated on top of the standard buyer's stamp duty of 1% to 4%. For an HDB unit at 107 Yishun Ring Road priced around the current market range, the 20% ABSD represents a substantial acquisition cost that significantly impacts overall investment returns and financing headroom. This duty must be paid within 14 days of the option to purchase being exercised, necessitating careful cash flow planning and financing strategy. Investors acquiring this development as a second property should factor the 20% ABSD into internal rate of return calculations and stress-test affordability under maximum loan-to-value scenarios to confirm that the investment thesis remains sound after accounting for this substantial tax imposition.

What lease decay risk exists for 99-year leasehold units, and how does it affect resale value?

HDB units at 107 Yishun Ring Road carry 99-year leases measured from the original grant date, and lease decay becomes a mathematical certainty as the lease shortens over decades. Properties with leases below 60 years traditionally experience accelerated value decline, and this consideration becomes increasingly material for buyers planning extended ownership periods spanning 20+ years. However, HDB leasehold properties in well-connected locations such as this development have historically demonstrated resilience in resale markets, particularly when supported by strong MRT connectivity and established amenities. Singapore's government has signalled ongoing support for mature HDB estates through renewal initiatives, and market practices continue to evolve in response to structural lease decay challenges. Buyers should model lease decay impact across their intended holding period and factor potential future resale valuation pressure into long-term financial planning.

How does proximity to NS13 Yishun MRT Station affect demand and capital appreciation?

Properties within walking distance of established MRT stations command sustained demand premiums, and the 1.21-kilometre proximity to NS13 Yishun Station positions this development favourably within Singapore's transport-oriented property market. The North-South Line rank among the island's busiest and most utilised transit corridors, ensuring consistent commuter demand and rental interest from transport-dependent households. Historical data demonstrates that residential stock in close proximity to operational MRT stations exhibits greater price resilience during economic downturns and benefits from stronger capital appreciation during growth cycles. The accessibility benefit attracts diverse buyer cohorts—working professionals, students, and service-sector workers—creating a broad and stable demand base that supports both owner-occupancy and rental value. This connectivity advantage has historically translated into measurable capital appreciation premiums compared to otherwise similar properties located further from MRT stations.

Which buyer profiles benefit most from purchasing at 107 Yishun Ring Road?

First-time homebuyers find 107 Yishun Ring Road highly accessible due to the typically affordable absolute purchase prices, established track record of lender support, and transparent comparable sales data that facilitate confident purchasing decisions. Young professionals and working couples value the MRT proximity and compact, low-maintenance living space that aligns with busy careers and frequent travel. Investors assembling rental property portfolios benefit from the combination of entry-level pricing, proven rental demand, and consistent capital appreciation potential relative to acquisition costs. Downsizers transitioning from larger family homes appreciate the walkable neighbourhood, reduced maintenance burden, and affordability relative to comparable properties in central zones. Empty-nesters seeking to retain an urban foothold whilst releasing capital from larger family properties find the development's convenience and low total cost of ownership particularly attractive. However, families with young children requiring space for play and multigenerational households may find the compact 200-square-foot format constraining.

What Total Debt Servicing Ratio (TDSR) headroom exists for typical buyers at this price point?

TDSR regulations limit monthly debt servicing to 60% of gross monthly income, and the affordable absolute prices at 107 Yishun Ring Road create meaningful financing headroom for moderately-earning households. A buyer with monthly household income of S$5,000 can service monthly debt commitments up to S$3,000, which accommodates typical mortgage payments, personal loans, credit card installments, and other obligations. At the typical price range for units in this development, loan quantum typically aligns with maximum loan-to-value allowances, and monthly mortgage payments remain manageable for dual-income professional couples and single earners in stable employment. However, buyers must account for ongoing maintenance fees, property taxes, and potential rental income variability if purchased as investment property. Stress-testing affordability under rising interest rate scenarios remains prudent, as TDSR headroom calculations assume fixed income levels. Prospective buyers should obtain pre-approval confirmation from lenders to establish comfortable financing parameters before proceeding with offers.

How does 107 Yishun Ring Road compare to competing HDB developments in North Singapore?

Yishun's broader estate includes multiple HDB precincts along the Ring Road corridor, and 107 Yishun Ring Road competes directly with neighbouring blocks offering similar compact unit sizes and MRT connectivity. Properties in the Yishun precinct traditionally command pricing at the lower end of North Singapore's HDB range, reflecting both location in an established estate and distance from the CBD. Compared to emerging North Singapore enclaves or developments in transitional zones, 107 Yishun Ring Road offers greater price stability and proven rental track records, though potentially lower appreciation velocity. Versus HDB stock in more central or western Singapore zones, this development provides lower absolute entry prices and comparable MRT connectivity, making it attractive for cost-conscious buyers and yield-focused investors. Prospective purchasers should conduct direct comparisons across available inventory in the Yishun precinct and adjacent Sengkang and Punggol areas to benchmark pricing and identify the optimal value proposition for their specific circumstances.

Are certain unit stacks or floor levels at this development better value than others?

Higher floor units in the development typically command modest pricing premiums reflecting reduced noise exposure, enhanced privacy, and superior views across the Yishun precinct. However, value purchasers should assess whether these premiums justify the additional cost relative to lower floors offering comparable functionality. Lower floor units, particularly those on the second and third storeys, experience faster elevator access and reduced waiting times, factors which enhance practical utility for households with young children or mobility considerations. Mid-stack units often represent optimal value, balancing reasonable lift access against noise exposure whilst avoiding premium pricing for marginal amenity improvements. Aspects such as unit orientation, proximity to common facilities, and views toward green spaces may create micro-location value variations that discerning buyers can exploit. Prospective purchasers should physically inspect multiple unit heights and orientations to assess personal preference utility and establish whether premium pricing aligns with measurable amenity or functional benefits.

What future supply pipeline developments may affect the Yishun area and property values?

Singapore's spatial planning framework and Housing and Development Board construction pipelines periodically introduce new supply to mature estates through infill development and estate rejuvenation initiatives. Yishun, as an established estate with high land utilisation, experiences lower new supply pressure compared to emerging northern zones such as Sengkang and Punggol, which supports relative scarcity value. However, ongoing renewal initiatives and potential precinct enhancements may drive incremental property value appreciation as amenity standards improve and neighbourhood appeal strengthens. Government policies continue to evolve regarding HDB estate maintenance, lease-extension mechanisms, and urban renewal timelines, and prospective long-term buyers should monitor announcements regarding 107 Yishun Ring Road's estate within the broader Yishun renewal pipeline. Whilst new supply introduction can exert downward pricing pressure in emerging zones, the Yishun precinct's maturity and transport connectivity have historically demonstrated resilience to new supply elsewhere, particularly given the depth of demand for properties in well-connected North Singapore locations.

[For Rent] Hdb Flat At 107 Yishun Ring Road — From S$800