Type

Units

Min Area

Price Range

3 BR

1194 sqft

S$590K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$590K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$118K on this acquisition.
Located 11 min (950 m) from JS6 Jurong West MRT Station (U/C).

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

Send a quick enquiry our Singapore Property team will reach out within 24 hours.

275D Jurong West Street 25: A Mature HDB Development in the Heart of Jurong

275D Jurong West Street 25 represents a well-established residential address within one of Singapore's most recognised public housing estates. Situated in the Jurong West precinct, this development has served as home to thousands of residents over its lifespan and continues to attract both owner-occupiers and investment-focused buyers seeking value-oriented property in a mature neighbourhood with proven amenities and infrastructure.

The units available at this address offer practical configurations, with three-bedroom and two-bathroom layouts occupying approximately 1,194 square feet of internal space. This floor plan appeals broadly to families in their middle years of ownership, as well as to upgraders transitioning from smaller two-room or three-room flats. The usable area provides sufficient room for modern living whilst maintaining reasonable maintenance costs and utility expenses typical of HDB properties in the secondary market.

Transport Connectivity and MRT Access

One of the key strengths of 275D Jurong West Street 25 is its proximity to Jurong West MRT Station (JS6) on the North-South Line. Situated approximately 950 metres away—roughly an 11-minute walk—the station provides direct access northbound towards the central business district and southbound towards Jurong East and beyond. This connectivity profile makes the development particularly attractive to office workers and those requiring regular access to Singapore's economic heartland, though journey times remain competitive for most employment clusters across the island.

The North-South Line remains one of Singapore's most utilised transport corridors, ensuring consistent passenger volumes and continued government investment in service reliability. Properties within reasonable walking distance of well-serviced MRT stations typically demonstrate stronger capital resilience and rental demand compared to equivalently-priced units further from public transport, a dynamic that underpins long-term value retention in this pocket of Jurong West.

Market Position and Pricing Context

Units at 275D Jurong West Street 25 are positioned from S$590,000 upwards, reflecting current market sentiment for three-bedroom HDB flats in established locations within the broader Jurong West area. This pricing sits at the intersection of several buyer motivations: first-time upgraders seeking to move out of one- or two-room public housing, young families requiring space without the premium attached to more central or newer estates, and yield-conscious investors targeting a reliable secondary market with steady tenant demand.

The per-square-foot valuation at these price points aligns with typical transaction volumes in the Jurong West secondary market, where comparable three-bedroom units have traded recently in the S$480 to S$620 range depending on floor level, unit orientation, and remaining lease period. Buyers should conduct recent comparables research to validate pricing relative to similar stacks and floor heights within the same development and neighbouring blocks.

Suitability for Different Buyer Profiles

For first-time upgraders, 275D Jurong West Street 25 offers an accessible entry point into larger three-bedroom ownership without overextending financially. The modest price point relative to newer Build-To-Order (BTO) estates in outer locations allows such buyers to enter the market with retained capital for renovations or furnishings, whilst the mature estate infrastructure—schools, shops, hawker centres, medical clinics—is already established and operational.

Owner-occupiers seeking a family home benefit from the neighbourhood's quiet residential character combined with genuine proximity to modern amenities. Jurong West has matured substantially over three decades and now supports a full ecosystem of schools spanning primary through pre-university levels, multiple shopping centres, recreational facilities, and medical institutions, making daily life convenient without the premium pricing demanded by central or fringe estates.

Investors evaluating 275D Jurong West Street 25 should recognise that secondary-market HDB flats have historically delivered stable rental yields between 3% and 4% net per annum, assuming typical renovation and maintenance costs. The consistency of tenant demand in Jurong West—driven by government work-force allocations, educational institutions, and industrial employment clusters—provides reasonable confidence in occupancy rates and rental stability over medium-term holding periods.

Financing and TDSR Considerations

At the S$590,000 entry price, most buyers will require Housing and Development Board (HDB) mortgage financing, with current loan packages typically available at 80% to 90% loan-to-value ratios. A buyer financing 80% of a S$590,000 purchase would require a S$118,000 down payment, with monthly mortgage obligations falling between S$2,200 and S$2,600 depending on tenure chosen and interest rates applied.

The Total Debt Service Ratio (TDSR) framework, which caps monthly debt obligations at 60% of gross household income, remains the binding constraint for most HDB mortgage applicants. A S$2,400 monthly housing loan payment would require a minimum gross household income of S$4,000 to pass TDSR screening comfortably, a threshold achievable by typical professional households and dual-income families in Singapore.

Buyers who have previously owned HDB or condominium residential properties should note that Additional Buyer's Stamp Duty (ABSD) at 20% applies to second residential property purchases by Singapore Citizens. For a S$590,000 purchase, this additional duty would total S$118,000, substantially increasing the total cash outlay required at completion. Such buyers should factor this significant cost into their overall affordability assessment and financing plan.

Lease Duration and Resale Considerations

HDB flats at 275D Jurong West Street 25 are offered with standard 99-year leases, a tenure that characterises virtually all public housing stock in Singapore. Lease decay—the gradual reduction in property value as the unexpired lease term shrinks—becomes mathematically relevant once a flat falls below 80 years remaining, though market evidence suggests that owner-occupancy demand begins softening noticeably once leases drop below 60 years remaining.

Current lease length at this established development is an essential due-diligence item for any buyer, particularly those targeting 20+ year holding periods. The Housing and Development Board's Enhanced Lease Refurbishment Scheme and potential future en-bloc renewal frameworks provide some optionality, though such outcomes remain uncertain. Conservative buyers intending to hold into retirement should model lease decay impact assuming no renewal, as this remains the legally safest assumption for long-term value preservation.

Amenities and Estate Infrastructure

Jurong West as a consolidated estate benefits from decades of planned infrastructure development. The precinct supports multiple primary and secondary schools, leisure facilities including sports complexes and swimming pools, substantial hawker centres offering affordable dining, supermarkets, and medical clinics. The neighbourhood is neither trendy nor fashionable, but rather represents practical, functioning suburban Singapore with reliable service provision and genuine community character.

Proximity to Jurong East, situated two MRT stations away, provides additional commercial and entertainment options without requiring a car journey. Similarly, the broader Jurong region functions as a secondary economic centre with substantial employment, reducing reliance on central-district commuting for many residents.

Investment Thesis and Long-Term Value Drivers

Properties at 275D Jurong West Street 25 appeal to investors seeking stability over growth. Secondary-market HDB flats in mature estates have historically appreciated between 1% and 2% annually over 10+ year periods, considerably slower than newer developments or those with significant redevelopment optionality, but faster than lease-decay mechanics would suggest in isolation. This modest appreciation, combined with rental yield, produces total returns in the 4% to 6% range, positioning such investments as conservative income plays rather than capital-growth vehicles.

The Jurong West market remains resilient because the estate is neither in decline nor facing near-term redevelopment risk; it simply functions as established, affordable housing with genuine demand from families, upgraders, and yield-focused purchasers. This durability, rather than dynamism, defines the investment case.

Frequently Asked Questions

What rental yield can investors realistically expect from 275D Jurong West Street 25?

Secondary-market HDB flats in established Jurong West typically generate net rental yields between 3% and 4% annually after accounting for property tax, maintenance, and management costs. At the S$590,000 entry price point, a unit generating S$1,800 to S$2,100 monthly rent would deliver yields in this range, which aligns with historical transaction data for comparable three-bedroom flats in the precinct. Jurong West maintains consistent tenant demand from working families, students, and professional renters, supporting reliable occupancy rates and stable monthly cashflows over medium-term holding periods.

How does per-square-foot pricing at 275D Jurong West Street 25 compare to recent secondary-market transactions?

Units at approximately 1,194 sqft priced from S$590,000 translate to roughly S$494 per square foot at the entry level. Recent comparable transactions in Jurong West for three-bedroom public housing have ranged between S$420 and S$580 per sqft depending on floor level, unit orientation, and remaining lease length. This development's pricing sits comfortably within the midpoint of that range, suggesting fair market valuation rather than premium or discount positioning. Buyers should obtain recent HDB transaction reports for the exact block and comparing surrounding addresses to validate pricing relative to true market-rate transactions completed in the past 12 months.

What Additional Buyer's Stamp Duty obligations apply to second-property purchases at this development?

Singapore Citizens purchasing a second residential property are liable for Additional Buyer's Stamp Duty at 20% of the purchase price. For a S$590,000 purchase at 275D Jurong West Street 25, the ABSD bill would total S$118,000, payable at completion alongside other closing costs. This 20% rate applies uniformly across all residential property types and price points for second-property acquisitions by Citizens, meaning buyers must factor this substantial cost into their total cash requirement and financing strategy. Those purchasing for personal occupation versus investment purposes face the same ABSD liability, so upgraders moving from previous HDB ownership should budget accordingly.

How does lease decay affect long-term resale value and financing at 275D Jurong West Street 25?

275D Jurong West Street 25 offers 99-year leases, the standard tenure for HDB properties, and lease decay becomes mathematically significant once unexpired terms fall below 80 years. However, market evidence from secondary HDB transactions suggests that buyer demand and valuation resilience remain relatively stable until leases drop closer to 60 years remaining. The most critical consideration is the current remaining lease at purchase—buyers should verify the exact unexpired term and model potential resale value assuming minimal government intervention in lease renewal frameworks. Banks typically cap mortgages at properties with fewer than 75 years remaining, which creates a secondary financing constraint that affects resale marketability as lease terms decline toward that threshold.

How does proximity to Jurong West MRT Station (JS6) affect demand and capital appreciation?

Properties within 1 kilometre of well-serviced MRT stations typically command stronger demand and demonstrate more resilient capital appreciation than equivalent units in car-dependent locations. 275D Jurong West Street 25 sits approximately 950 metres from JS6, placing it within the optimal walkable distance band that most tenants and owner-occupiers consider convenient for daily commuting. The North-South Line remains one of Singapore's highest-utilisation corridors, ensuring continued service investment and reliability. This strong transport connectivity supports rental demand from working families and students whilst providing owner-occupiers with genuine commuting optionality, factors that historically translate into superior long-term value retention compared to estates further from public transport.

Which buyer profiles are best suited to 275D Jurong West Street 25?

First-time upgraders moving from smaller two-room or three-room public housing represent the natural primary buyer base, as the S$590,000 entry price and three-bedroom configuration offer significant space improvement without premium valuations. Young families seeking practical accommodation with established neighbourhood infrastructure, schools, and amenities find genuine value at this address. Conservative investors targeting rental income over capital growth benefit from Jurong West's stable tenant demand and non-cyclical neighbourhood character. Owner-occupiers in their early professional careers or established households downsizing from private property appreciate the lower ownership costs, shorter commutes via MRT, and mature community feel. Conversely, buyers expecting significant capital appreciation or those seeking trendier, central locations would likely find this development insufficiently dynamic for their objectives.

What TDSR and financing headroom exist for typical buyers at 275D Jurong West Street 25?

A S$590,000 purchase financed at 80% LTV (S$472,000 loan) over a 25-year term at current interest rates typically produces monthly mortgage payments between S$2,200 and S$2,600. Under TDSR caps limiting monthly obligations to 60% of gross household income, such a payment would require minimum gross household income of S$3,667 to S$4,333 respectively. Most professional dual-income households and established workers comfortably exceed this threshold, meaning financing capacity is not typically binding at this price point. However, buyers nearing retirement or with substantial existing debt obligations should model TDSR impact carefully, as the ratio becomes tighter for household incomes below S$5,000 monthly. First-time HDB buyers typically access grants and favourable terms that improve effective financing availability, further supporting affordability at this price band.

How does 275D Jurong West Street 25 compare to competing HDB developments in the broader area?

Jurong West contains numerous blocks constructed across multiple phases spanning 30+ years, creating a wide spectrum of unit conditions, lease lengths, and pricing. 275D competes directly with neighbouring blocks offering similar three-bedroom configurations and occupying comparable distance bands from MRT stations. Blocks completed more recently may command modest premiums reflecting better condition, whilst significantly older blocks may trade at slight discounts if lease lengths have decayed noticeably below 80 years. The Jurong West market lacks a single 'best' block; instead, buyer selection typically hinges on specific unit orientation, floor level, and remaining lease rather than wholesale block-level differentiation. Buyers should compare 275D against 5-10 competing addresses within the same precinct using recent transaction data to confirm relative valuation.

Are certain unit stacks or floor levels at this development better value than others?

Mid-level units on floors 7-15 typically offer the best value-to-utility ratio at most HDB developments, as they avoid the premium pricing commanded by high-floor units whilst delivering superior light, privacy, and noise insulation compared to ground-level and first-few-storey units. At 275D Jurong West Street 25, units on south or west-facing orientations may trade at modest premiums reflecting natural light and reduced heat gain, though Singapore's tropical climate makes this consideration less critical than in cooler regions. Lower floors near communal areas may experience slightly elevated ambient noise from children's playgrounds or resident gatherings, a factor reflected in modest discounts. Highest floors command the strongest premiums but offer minimal practical benefit in a public housing context. Conservative buyers seeking value should target mid-storey north or east-facing units, which typically trade below-market relative to comparable units on higher floors.

What future supply and redevelopment risks should buyers consider in the Jurong West district?

Jurong West is classified as an established, mature estate with minimal near-term redevelopment risk under the Housing and Development Board's current plans. The broader Jurong region is undergoing gradual intensification, particularly around Jurong East and adjacent commercial clusters, but this transition occurs gradually and primarily benefits existing residential properties rather than threatening them. Singapore's public housing pipeline focuses construction efforts on outer growth areas like Tengah, Woodlands, and Punggol rather than intensive redevelopment of established estates. This lower redevelopment risk provides security for long-term holders but also means that spectacular capital appreciation is unlikely—Jurong West functions as a value-preservation pocket rather than a growth market. Buyers should expect appreciation in line with broader HDB secondary market dynamics (1–2% annually) rather than outperformance relative to emerging estates with fresh supply tailwinds and enhanced amenities.

Hdb Flat At Jurong West Street 25 — From S$590K