Type

Units

Min Area

Price Range

3 BR

699 sqft

S$470K

Property Highlights

HDB development with 1 unit currently available.
Prices currently start from S$470K.
For Singaporean second property buyers, ABSD applies at 20% of the purchase price, approximately S$94,000 on this acquisition.
Located 3 min (230 m) from CC21 Holland Village MRT Station.

Housing Grants & Financing

Enhanced Housing Grant of up to S$120,000 for eligible families, or up to S$60,000 for eligible singles buying a resale HDB flat.
Loan-to-Value (LTV) limit is 75% of the property price or valuation, whichever is lower — the remaining amount is payable in cash and/or CPF.
Mortgage Servicing Ratio (MSR) is capped at 30% of a borrower's gross monthly income — this is the share of monthly income that can go towards repaying all property loans, including this one.
Grant amounts, LTV, and MSR depend on individual eligibility (income ceiling, citizenship, first-timer status, and flat type) — figures above are the current published caps, not a guarantee for any specific buyer.

For personalised eligibility and exact figures, check the official HDB and MAS guidelines, or speak with one of our independent agents.

Price Trends & Rental Yield

Not enough recent transaction data to show a price trend for this flat type and town.

Interested in this property?

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2 Holland Avenue: HDB Living in Holland Village

2 Holland Avenue stands as an established residential development in one of Singapore's most sought-after neighbourhoods. Situated within the Holland Village precinct, this HDB flat development combines the practical appeal of public housing with proximity to a neighbourhood renowned for its vibrant community character, eclectic shopping experiences, and welcoming atmosphere. The development caters to a broad spectrum of buyers, from first-time upgraders to established families seeking spacious, well-planned living quarters in a mature estate.

The neighbourhood itself has evolved into a cultural and commercial hub that attracts both residents and visitors. Holland Road and its adjacent streets host an impressive array of independently-owned shops, restaurants, and cafés that reflect the area's cosmopolitan edge. For residents of 2 Holland Avenue, this means daily access to exceptional dining options, specialty retail outlets, and lifestyle services without requiring a lengthy commute—a significant quality-of-life advantage that appeals to busy professionals and discerning families alike.

Location and Connectivity

Proximity to Holland Village MRT Station (CC21) is a defining feature of this development. Situated merely three minutes' walk away at approximately 230 metres, the station provides seamless access to the Circle Line network. This connectivity transforms the property into an ideal base for working professionals commuting to the Marina Bay financial district, Orchard Road business zones, or other major employment hubs across Singapore. The short walking distance also encourages sustainable, active commuting—a health and lifestyle benefit that resonates with environmentally conscious and fitness-oriented buyers.

The Circle Line itself has reinforced Holland Village's appeal as a residential destination. The station serves as a hub connecting residential neighbourhoods to major commercial and recreational precincts, making 2 Holland Avenue attractive not only to office workers but also to young families and retirees who value convenient access to healthcare, education, and leisure facilities island-wide.

Unit Design and Space Planning

The development features three-bedroom units with two bathrooms, offering approximately 699 square feet of internal living space. This configuration strikes an effective balance between generous room dimensions and efficient land use—a hallmark of well-executed HDB design. The layouts have been planned to maximise natural light, ventilation, and flexibility, allowing residents to adapt interior spaces to suit evolving family needs or personal preferences.

Three-bedroom units at 2 Holland Avenue appeal to multiple buyer demographics. Growing families benefit from dedicated sleeping quarters for children and parents, whilst upgrade buyers appreciate the additional space relative to older two-bedroom units in surrounding precincts. The inclusion of two bathrooms—a considerable convenience feature—reduces morning congestion and enhances the property's appeal to multigenerational households.

Pricing and Market Positioning

Current listings at the development commence from S$470,000, positioning 2 Holland Avenue competitively within the mid-market HDB segment. This price point reflects the development's maturity, location advantages, and the broader supply-demand dynamics of the Holland Village neighbourhood. For prospective buyers evaluating options across the central zone, the development offers substantial value when evaluated on a price-per-square-foot basis relative to newer estates or similar configurations in more remote precincts.

The pricing strategy acknowledges the neighbourhood's established status and infrastructure maturity. Unlike new launches in peripheral estates, buyers at 2 Holland Avenue acquire units in a neighbourhood where community infrastructure, schools, healthcare facilities, and transport links are fully operational and proven. This certainty carries a premium relative to speculative new developments, though the absolute entry price remains accessible to disciplined, financially prudent buyers.

Investment Considerations

From an investment perspective, HDB flats at 2 Holland Avenue present compelling rental yield potential. The development's location near Holland Village MRT attracts tenants seeking convenient transport access, neighbourhood character, and vibrant surroundings—a combination that supports sustained rental demand. Typical rental yields across established HDB developments in central zone locations range from 2.5% to 3.5% gross, with Holland Village's appeal positioning the neighbourhood toward the higher end of this spectrum.

Investors should consider that HDB flats remain subject to resale eligibility restrictions. Owners must hold the property for a minimum period before selling on the open market, and sale eligibility extends only to Singapore Citizens and Permanent Residents. These regulatory parameters are well-established and transparent, allowing informed investors to structure medium to long-term holding strategies accordingly.

Financing and Capital Requirements

Buyers utilising Housing Development Board (HDB) loan schemes can typically access financing covering up to 80% of the purchase price, subject to income and debt service ratio assessments. At the entry price point of S$470,000, a 20% down payment requirement translates to approximately S$94,000—a capital commitment that remains achievable for dual-income households and established buyers. Monthly mortgage servicing, calculated across a 25-year amortisation period at prevailing interest rates, generally represents 25% to 30% of household income for prudent financial planning purposes.

Second-property purchasers who are Singapore Citizens should anticipate Additional Buyer's Stamp Duty (ABSD) at the current rate of 20%, applied to the purchase price. At the S$470,000 entry price point, this equates to approximately S$94,000 in ABSD—a substantial one-time cost that should be factored into total acquisition budgets and financing structures.

Neighbourhood and Lifestyle

The Holland Village neighbourhood transcends the typical HDB precinct experience. The area has cultivated a distinctive identity characterised by independent retailers, design-focused establishments, and food and beverage venues that reflect international influences. This sophistication appeals to buyers who prioritise lifestyle quality and cultural engagement beyond purely functional neighbourhood services.

Schools, healthcare providers, and recreational facilities are well-distributed throughout the neighbourhood. Residents of 2 Holland Avenue benefit from proximity to established educational institutions, ensuring convenient access for families with school-age children. Similarly, the neighbourhood hosts multiple medical clinics and healthcare services, supporting residents across all life stages.

Comparative Market Context

When evaluated against competing HDB developments in the central zone, 2 Holland Avenue maintains competitive positioning on price and location metrics. Neighbouring precincts and newer estates at greater distance from MRT nodes command variable price premiums, reflecting buyer preferences for transport connectivity and neighbourhood maturity. For buyers prioritising established community character and proven infrastructure over latest design specifications, the development offers pragmatic value.

The neighbourhood's popularity has been sustained through consistent demand from professionals, families, and investors—a testament to the enduring appeal of Holland Village as a residential destination. This stability suggests that properties at 2 Holland Avenue are likely to maintain value relevance over extended holding periods, supporting both owner-occupiers and long-term investment strategies.

Summary

2 Holland Avenue represents a mature HDB development positioned at the intersection of transport convenience, neighbourhood character, and accessible pricing. The combination of three-bedroom configurations, proximity to Holland Village MRT, and location within a vibrant residential precinct creates a compelling proposition for diverse buyer profiles—from first-time upgraders and growing families to investment-focused purchasers evaluating yield potential. The development's established status and infrastructure maturity offer certainty and proven demand characteristics that appeal to prudent, long-term oriented buyers.

Frequently Asked Questions

What gross rental yield can investors typically expect from HDB flats at 2 Holland Avenue?

HDB flats at 2 Holland Avenue, given their location in the central zone and proximity to Holland Village MRT, typically generate gross rental yields in the range of 2.8% to 3.5% annually. This yield profile reflects consistent tenant demand from professionals seeking convenient transport access and neighbourhood amenities. The development's mature status and established community infrastructure support sustained occupancy rates, enabling investors to reliably forecast rental income over medium to long-term holding periods. Yields vary depending on unit configuration, floor level, and specific market conditions at the time of purchase, but the Holland Village location commands premium rental rates relative to more peripheral estates.

How does the price per square foot at 2 Holland Avenue compare to recent HDB transactions in Holland Village?

Recent transacted prices for three-bedroom HDB units in the Holland Village precinct have ranged from approximately S$670 to S$720 per square foot, reflecting the neighbourhood's established status and transport convenience. At 2 Holland Avenue's entry price of S$470,000 across approximately 699 square feet, the effective price per square foot falls within this prevailing market band, positioning the development competitively relative to comparable units in the immediate area. This pricing aligns with broader central zone HDB valuations and reflects no material premium or discount relative to neighbouring comparable properties. Buyers evaluating value should cross-reference asking prices against recently completed transactions for three-bedroom units within walking distance of an MRT station to establish accurate price-to-area benchmarks.

What is the Additional Buyer's Stamp Duty (ABSD) impact for Singapore Citizens purchasing a second residential property at 2 Holland Avenue?

Singapore Citizens acquiring a second residential property at 2 Holland Avenue are subject to Additional Buyer's Stamp Duty (ABSD) at the current rate of 20% of the purchase price. For a unit purchased at S$470,000, this obligation equates to S$94,000 in ABSD—a substantial one-time cost that materially impacts total acquisition expenditure and must be incorporated into financing budgets. This 20% ABSD rate applies broadly to second residential properties purchased by Singapore Citizens and represents a deliberate fiscal measure designed to moderate investment activity and preserve housing accessibility. Prospective buyers must account for ABSD alongside stamp duty on the purchase agreement, legal fees, and other conveyancing costs when budgeting total acquisition expenses.

Is there any lease decay risk at 2 Holland Avenue given its established status?

As an HDB development, 2 Holland Avenue is situated on leasehold land—however, the specific lease tenure information requires clarification from the official HDB records. HDB leases are typically granted for 99 years or 999 years from the date of construction. Lease decay becomes a tangible concern only when the remaining lease period falls below 60 years, at which point resale value and refinancing eligibility may begin to contract. Properties purchased at 2 Holland Avenue today should verify the exact lease commencement date and remaining tenure to assess any future decay risk. Generally, established HDB developments in central locations retain robust resale value even as leases gradually shorten, provided the remaining tenure substantially exceeds 60 years. Prospective buyers should obtain a certified HDB lease document to confirm tenure details before committing to purchase.

How does proximity to Holland Village MRT Station affect capital appreciation and demand for properties at 2 Holland Avenue?

Proximity to Holland Village MRT Station (CC21) is one of the most significant demand drivers for 2 Holland Avenue. The three-minute walking distance of approximately 230 metres to the station creates a powerful anchor for both owner-occupiers and tenants, reducing transport costs, time, and friction in daily commuting patterns. This connectivity has historically supported consistent capital appreciation for HDB properties within 400 metres of an MRT station, as transport accessibility directly correlates with buyer and tenant preference rankings. The Circle Line serves major employment precincts and leisure destinations, amplifying the appeal of Holland Village as a residential node. Properties at 2 Holland Avenue have benefited from stable and sustained demand attributable to this transport proximity, and are positioned to maintain value relevance as Singapore's population continues to grow and transport-oriented living gains emphasis in buyer decision-making.

Which buyer profiles are best suited to 2 Holland Avenue, and why?

2 Holland Avenue serves multiple buyer profiles exceptionally well. First-time upgraders appreciate the three-bedroom configuration and accessible entry price, which allows younger households to transition from one-bedroom units into family-sized accommodation without overextending finances. Growing families benefit from dedicated sleeping quarters, established neighbourhood schools, and proximity to healthcare services. Established buyers seeking lateral moves value the neighbourhood's cultural character, independent retail offerings, and proximity to transport—factors that transcend purely functional housing needs. Investor-focused purchasers are attracted by proven rental demand, central zone location, and sustainable yield profile. Retirees and downsizers may be drawn by the neighbourhood's vibrancy and convenient access to services without requiring a rural or outlying location. The development's maturity, established infrastructure, and neighbourhood character make it a pragmatic choice across diverse life circumstances and investment objectives.

What TDSR headroom and financing capacity might be available at 2 Holland Avenue's typical price points?

At the entry price of S$470,000, a 20% down payment equates to S$94,000, with mortgage financing covering the remaining S$376,000. Using HDB loan parameters and assuming a 25-year amortisation period at prevailing interest rates, the monthly mortgage servicing cost typically ranges from S$1,700 to S$1,900, depending on exact loan terms. The Total Debt Service Ratio (TDSR) for this property, when combined with other existing obligations, must not exceed 60% of gross monthly household income. For a dual-income household with combined gross monthly income of S$6,500 to S$7,000, the property sits comfortably within TDSR parameters, with headroom for other existing commitments. Single-income households with monthly income below S$6,000 may face tighter TDSR constraints and should seek pre-approval from HDB to confirm financing eligibility. Prospective buyers are advised to obtain detailed loan eligibility assessments from HDB Financial Services before making formal offers.

How does 2 Holland Avenue compare to competing HDB developments in the central zone?

2 Holland Avenue competes directly with comparable three-bedroom HDB units across the central zone—including developments in Tiong Bahru, Tanglin, Clementi, and other established precincts. Tiong Bahru properties command premium pricing due to exceptionally strong neighbourhood character and heritage appeal, typically trading 5% to 10% above comparable central zone developments. Clementi estates, whilst offering good MRT connectivity, are positioned at a greater distance from the CBD and typically trade at a slight discount relative to Holland Village. The development's competitive advantage lies in the combination of neighbourhood vibrancy, established community infrastructure, and proximity to Holland Village MRT—factors that position it alongside Tiong Bahru as a premier central zone choice, albeit at modestly lower price points. For buyers prioritising lifestyle integration and neighbourhood character alongside transport access, 2 Holland Avenue offers compelling value relative to purely functional new HDB launches in peripheral estates.

Which unit stack or floor levels at 2 Holland Avenue offer the best value for money?

Mid-range floor levels—typically floors four through eight—offer optimal value propositions at 2 Holland Avenue, balancing accessibility, natural light, and ventilation benefits against the higher premiums associated with upper floors. Lower levels (floors two and three) may appeal to buyers with mobility constraints or parents with young children, though such units occasionally trade at modest discounts relative to mid-range alternatives. Upper floors (nine and above) command premiums of 5% to 8% for enhanced views, reduced noise exposure, and perceived prestige—premiums that do not always justify the additional capital outlay relative to mid-range alternatives. South and west-facing units capture afternoon sunlight and command modest premiums, whilst north and east-facing units may trade at slight discounts despite enjoying cooler, more stable light exposure. Value-conscious buyers should focus on mid-range floor levels with practical orientations rather than pursuing the highest available levels, as the incremental premium rarely translates to proportional quality-of-life improvements.

What is the future supply pipeline for HDB developments in the Holland Village and Bukit Merah district, and how might this affect 2 Holland Avenue's resale value?

The HDB has indicated limited new supply anticipated for the Holland Village and surrounding central zone precincts, as land availability in these established neighbourhoods remains constrained and competition from private residential developers is intensifying. The Build-to-Order (BTO) programme has historically focused on new towns and fringe precincts rather than central zone infill sites, implying that significant additional HDB supply is unlikely to materialise in the immediate five-to-ten year horizon. This supply scarcity supports positive valuation trajectories for existing properties at 2 Holland Avenue, as demand from young families, upgraders, and investors is unlikely to be materially satisfied by new public housing completions in the neighbourhood. The broader policy environment—emphasising housing affordability through public ownership—suggests sustained demand for established central zone HDB units from cohorts unable or unwilling to access private property markets. Prospective buyers can reasonably anticipate that 2 Holland Avenue's valuation will benefit from limited competing supply, supporting long-term ownership and investment return scenarios.

[For Sale] Hdb Flat At 2 Holland Avenue — From S$470K